Choose the right word or phrase that best completes the sentence.. Read the following passage and choose the item a,b,c or d that best answers each of the questions about it If all count
Trang 1UNIT 14 BANKS AND BANKING
TEST 1
I Choose the word which is pronounced differently from the others
1 a deposit b credit c pocket d decide
2 a loan b home c borrow d deposit
3 a borrow b not c pocket d work
4 a community b company c money d brother
5 a lend b send c open d chjque
II Choose the right word or phrase that best completes the sentence.
6 The money of a depositor is credited his account
a to b with c at d of
7 People save money in banks _ future use
a about b of c for d in
8 An account _ the money adepositor has in bank
a saves b keeps c counts d records
9 The depotsitor can _ his money
a withdraw b draw c take d take off
10.Every company wish it had sever registers _
11
12.The bank has two to a depositor
a plans b responsibilities c duties d roles
13.Banks in the United Kingdom at 9.30 a.m
a.close b.serve c.open d.are on duty
14.He _some of his money in a bank for safe-keeping
a.lets b.puts c.sends d.deposits
15.Banks in the United Kingdom don’t close at
a.night b.lunchtime c.lunch d.evening
16.People are carrying cheque cards and credit cards nowadays
a.more and more b.much many d.few
III Find the one choice that best completes the sentence.
17.You may but money in a small coin bank, _ to keep it safe
a.such as a piggy bank b.such a piggy bank
c.as a piggy bank d.like a piggy bank
Trang 218.Since ancient times, silver _ to human beings.
a.is known b.is being known
c.has been knowing d.has been known
19.He went to the bank
a.for keeping his money b.to deposit his money
c.to keep his money d.for depositing his money
20.Farming helps him a lot in bringing _ his children and making a fortune a.about b.in c.of d.up
21. is very helpful in our everyday business
a.Banks b.Banking c.Bankers d.Bank
22 21.Why don’t we _for a swim?
a.go b.enjoy c.wait d.take
23.Cars are not the _means of transport in the world
a.safe b.safety c.safest d.safely
24.Look at the man who is borrowing a book _the librarian
a.of b.at c.from d.in
25.We are going to _student’s fair in our school
a.organization b.organizers c.organizing d.organize
26.Do you go to the bank to deposit your money as you ?
a.are advised b.advised c.be advised d.advising
IV Choose the words or phrases that are not correct in standard English.
27.We study hard to want to get high grade
28.I went to see him so that to see what had happened
29.Peter ran quick so as to catch the bus
a b c d 30.Mr.Brown rode to the post office for the stamps
a b c d 31.He goes to bed early so that to get up early the next morning
32.She wore warm clothes so as to catch cold
33.The thief wore dark glasses and a false beard in order that not to be
recognized
d
34.My sister opens a saving account in a local bank
Trang 3a b c d
35 You can use a credit card to pay for your shopping instead of paying on cash
36 Cashing a cheque mean exchanging for or converting a cheque
ab
into coin and note
c d
V Choose the word (a,b,c or d) that best fits each of the blank spaces
In 1271,Marco Polo (36) _ out on his first voyage together wih his father and his uncle.They(37) _to a land which his father (38) _ during his previous voyage.This land(39) _by a great Emperor called Kublai Khan
It(40) _ them four years to reach Cathay, the capital city of Mongol Emperor The travelers (41) a warm welcome The Emperor liked and trusted Marco He (42) Marco on errands to other parts of Mongolian Empire
Marco was fond of (43) down notes about the things and people he (44) on his travels He(45) from each trip with valuable information for the Emperor.Marco lived in Cathay for many years before he returned home
37.a.set b.sets c.setting d.hadset
38.a.are journeying b.have journeyed
c.will journey d.journeyed
39.a.discovered b.has discovered
c.had discovered d.discovers
40.a.rules b.ruled c.is ruled d.was ruled
41.a.cost b.had cost c.took d.has taken
42.a.was given b.were given c.has been given d.had been given
43.a.send b.sends c.sent d.is sending
44.a.write b.wrote c.writing d.written
45.a.saw b.was seeing c.has seen d.will see
46.a.returned b.returns c.has returned d.was returned
VI Read the following passage and choose the item (a,b,c or d) that best answers each of the questions about it
If all countries had the same monetary units,a difficult problem of international trade would be solve One country’s money is not usually good in another,however,and
it is necessary to have a system for exchanging the currency of the buyer into that of the seller.Bankers handle this by doing what is called buying or selling foreign exchange
When an exporter sells his goods to a merchant in a foreign country, he makes out a bill of exchange for the merchandise.The bill of exchange looks like a common
Trang 4bank check.The exporter sends this bill to his bank and receives his money Thus, the exporter receives payment in his own currency
The exporter’s bank sends the bill of exchange to its branch bank which nitifies the importer who pay the bill in his currency The branch bank keeps his money and uses it to pay future bills of exchange presented by merchants in that country who have goods to export
47.Money in one country is _
a.the same at that in another b.different from that in another
c.difficult to solve d.called foreign exchange
48.A difficult problem of international trade would be solve _
a.if money were the same in every country
b.if there were not banks
c.if our country’s money were good
d.if money were necessary
49.What does buying and selling foreign exchange refer to?
a.currency
b.buyers and sellers
c.a system of money
d.a system for exchanging the currency of the buyer into that of the seller
50.The exporter gives the bill of exchange to _
a.the importer’s bank b.the exporter’s bank
c.the branch bank d the importing country
51 The importter pays _
a.the branch bank b.the exporter
c.the exporter’s bank d.his bank
TEST2
I.Choose the word which is pronounced diffirently from the others
1 a.account b.country c.county d.doubt
2 a.save b.safe c.bank d.make
3 a.large b.man c.back d.carry
4 a.pay b.may c.part d.day
5 a.small b.call c.withdraw d.company
II Choose the right word or phrase that best completes the sentence.
6 make it easier for us to pay bills and carry on business
a.Banking b.Bank services
c.Checking accounts d.Banks
7 The money of a depositor is added to his _
Trang 5a.credit card b.savings account
c.account d.deposit
8 Employers may employees each week for his work
a.pay b.lend c.borrow d.wage
9 .A man may not spend all his _in a day
a.payment b.pay c.expenditure d.income
10 It may be risky _you to carry in your pocked a lot of money
a.to b.for c.of d.about
11 You should not carry much _money in your pocket
a.unbought b.safe c.paper d.unspent
12 It may be dangerous for us _money at home
a.at holding b.in keeping c.to hide d.of saving
13 At the moment _is running at 20%
a.inflation b.subordination c.entry d.justification
14 Fruit is a(n) _trade in Thailand
a.staple b.prudential c.prospective d.redundant
15 If we put our money in a bank we are called a _
a.lender b.giver c.depositor d.saver
III Find the one choice that best completes the sentence
16 Banks provide services, _,so that we can carry on our business more easily a.as checking accounts b.such checking accounts
c.such as checking accounts d.checking accounts
17 You can buy a lot of things, _ ,with a credit card
a.clothes, groceries, and furniture, example
b.as clothes, groceries,and furniture
c.such clothes, groceries,and furniture
d.such as clothes, groceries,and furniture
18 The bank receives money
a.so that it can keep the money safe
b so that you can keep the money safe
c.in order to sell cheques
d.in order not to help community
19 _ is a very important industry in this country because it has a long coast of 2,500 kilometers
a.swimming b.beach c.fishing d.sailing
20 Many bankers _ more than one bank
a.are having b.have had c.has had d.have
21 _first when we do manual work
a.safe b.safety c.safest d.safely
Trang 622 You can yourself some money if you take a bus.
a.save b.use c.spend d.waste
23 He came to our class and _the map of the world
a.borrow b.borrows
c.was borrowing d.borrowed
24 Make a _ in the bank if you want to keep your money safe
a.deposit (v) b.depositor
c.deposited d.deposit(n)
25 Yesterday they _ hunting in the forest nearby
a.got b.went c.had d.took
IV Choose the words or phrases that are not correct in standard English
26 If you buy something by credit you pay for it at a later time
a b c d
27 A bank is a place of safeguarding or storage
a b c d
28 Abank clerk is the person you work with when you open savings
account or cash a cheque
d
29 A person serving as an officer or owner of a bank is called a banking
30 Drink too much alcohol is very bad for you
a b c d
31 He really enjoys listening his own voice
a b c d
32 What’s wrong with lieing in bed all day?
a b c d
33 Her favorite sports are climb and skiing
a b c d
34 Learning languages is a hard work
35 Mary hates to say goodbye when goes away
V Choose the word (a,b,c or d) that best fits each of the blank spaces.
An increasing number of people are now going on(36) _to Egypt.Last year,for example,about one and a half million(37) _ visited Egypt.The(38) of Egypt is about fifty milion and the(39) _is EIQahira (Cairo),a busy city of just under nine milion people.Although the(40) _is hot and dry and most of the country is desert,the average(41) _from October to March is not too high.The most(42) _are the
Trang 7pyramids at Giza.However,it is also pleasant to(43) _Alexandria,Port Said and several other places and do as much(44) as possible in the time available.A(45) _to Luxor is an unforgetable experience
36 a.visit b.holiday c.trip d.excursion
37 a.tourists b.passengers c.voyagers d.explorers
38 a people b.citizenship c.nation d.population
39 a.town b.head c.state d.capital
40 a.temperature b.climate c.condition d.position
41 a.weather b.measurement c.temperature d.climate
42 a.famous b.known c.visited d.requested
43 a.search b.inspect c.examine d.visit
44 a.sightseeing b.looking c.inspecting d.viewing
45 a.picnic b.trip c.guide d.entertainment
VI Read the following passage and choose the item (a,b,c or d) that best answers each of the questions about it
One day a well-known singer was invited by a rich lady to her house His name was Carney He was asked to sing to the guests But he was not invited to have dinner with them;dinner was order for him downstairs together with day lady’s servants…
He has a good dinner and after that he addressed the servants
“Well, now, my good friends,” he said, “I want to sing to you”
The servants were,of course,very glad and so he sang to them.There was no piano,but he sang for half an hour even without it
At ten o’clock the singer was asked to come upstairs to sing to the lady’s guest.Carney went there.All the guests were already waiting for him
“We are ready”, said the lady
“Ready for what”asked Carney
“For your songs” she answered
“But I sang only an hour ago and I can’t sing twice in the evening.”
“It’s impossible!Where did you sing?”exclaimed the lady
“I sang downstairs and I’m sorry that you were not there,”said Carney
“But I invite you to sing to us here,not the servants downstairs!”exclaimed the lady
“But you know, I always have dinner with the company to which I sing”And with these words he left the house
46 Carney was
a.a rich lady b.the lady’s guest
c.a famous singer d.the lady’s servant
47 The singer had a good dinner with
a.the rich lady b.the lady’s guests
c.his good friends d.the lady’s servant
Trang 848 The servants were very happy when
a they heard Carney sing b.they sang together
c.the singer was asked to come upstairs d.the singer had a good dinner
49 The singer said that _
a.he could sing for an hour
b.he only sang to those he had dinner with
c.he couldn’t sing in the evening
d.he was sorry that he was not there
50 The word “company”used in the story means _
a.business b.poor servants
c.group of people d.lady’s guests
TEST 3
I.Choose the word which is pronounced differently from the others.
1 a.special b.different c.weekend d.spend
2 a.such b.unspend c.number d.business
3 a.lunchtime b.but c.United d.shut
4 a.provide b.decide c.credit d.combine
5 a.ready b.easy c.each d.reach
II Choose the right word or phrase that best completes the sentence.
6 You may put money in a small coin
a.bank b.box c.pig d.bag
7 You put your money in a bank _it safe
a.keep b.keeps c.to keep d.keeping
8 A bank sends your money _work
a.off b.out off c.out to d.out
9 A bank receives money for _
a.borrowing b.lending c.keeping d.safe-keeping
10 A bank loan to borrowers
a.made b.make c.has make d.makes
11 The bank will always pay _with a number
a.cards b.credits c.cheques d.loans
12 The bank uses the money _the community
a.in help b.to help c.helping d.helps
13 Your money is _with that of others
a.combined b.used c.put d.withdrawn
14 The bank can make loan _ individuals, organizations, goverments, and businessese
Trang 9a.off b.to c.for d.with
15 Banks provide _such as checking accounts
a.business b.banking c.service d.works
III Find the one choice that best completes the sentence
16 People can save money _for future use
a.putting money in a bank
b.for example putting money in a bank
c.such as putting money in a bank
d.like putting money in a bank
17 Nowadays,more and more people are using bank services, _in their daily lives a.cheques,cheque cards and credit cards
b.with cheques,cheque cards and credit cards
c.such as cheques,cheque cards and credit cards
d.the same as cheques,cheque cards and credit cards
18 She locked the door _
a.in order not to be broken into
b.so that nobody could enter the house
c.so to go bed
d.so as not to enter the house
19 Every year they export a lot of _ to other coutries in the world
a.fishery b.fish c.fishing d.instant fish
20 Regular will make one healthy and strong
a.walk b.walking c.walker d.walks
21 The plane arrived after a violent storm
a.safe b.safety c.safest d.safely
22 He went to the bank _a large sum of money to invest in his brother’s business
a to borrow b borrow c borrowing d having borrowed
23 The United Nations is an international one
a.organization b.organizes c.organizing d.organize
24 The Worker’s Club is _ a seminer on safety
a.organization b.organizes c.organizing d.organize
25 His heavy drink _makes him a poor role model
a.and gambling b.and the fact that he gambles
c.and that he gambles d.and he gambles which
IV Choose the words or phrases that are not correct in standard English.
26 Some people say that forget is better than remembering
27 Looking animals can teach you a lot
Trang 10a b c d
28 What’s your job?-Hearing the phone and typing letters
a b c d
29 He is very good about telling jokes
a b c d
30 Mary is busy to do her homework now
a b c d
31 He was angry with my come late
a b c d
32 There’s no point arguing with him about such a thing
33 He hates to be made fun at
a b c d
34 Jackson was late because he was not well aware with the time
35 Most of us think of sharks as danger,due to a lack of information
a b c
rather than fear
d
V Choose the word (a,b,c or d) that best fits each of the blank spaces.
Since civilization began,gold has been regarded as a (36) of power and wealth.In many societies gold was seen as a (37) _ substance which could protect people (38) illness and evil spirits.It is one material that has always been accepted in (39) _ for goods or services Mankind nevers seems to have enough gold and the search for it has driven men (40) The need to search for gold has been compared to (41) , and is called “gold fever”.In the Middle Ages, men called “alchemists”tried to manufacture gold (42) other metals
The first gold (43) _ was issued by King Cross of Lydia in the sixth century BC.Today gold still plays an important (44) _ in the international monetary system.It is likely that gold will always be valued as (45) against inflation.People can buy in the forms of bars, coins, and medals
36 a.design b.sign c.symbol d.statue
37 a.magic b.magical c.wonders d.rare
38 a.to b.again c.from d.against
39 a.change b.changing c.place d.exchange
40 a.ill b.mad c.intelligent d.strong
41 a.richness b.flu c.disease d.illness
42 a.in b.to c.for d.from
43 a.thing b.paper c.coin d.note