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Limited review PNJ Consolidated FS 30.06.2012 E v1

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Phu Nhuan Jewelry Joint Stock CompanyInterim consolidated financial statements 30 June 2012... Phu Nhuan Jewelry Joint Stock CompanyCONTENTS General information Reportof management Repor

Trang 1

Phu Nhuan Jewelry Joint Stock Company

Interim consolidatedfinancial statements

30 June 2012

Ernst & Young

Trang 2

Phu Nhuan Jewelry Joint Stock Company

Interim consolidated financial statements

30 June 2012

Trang 3

Phu Nhuan Jewelry Joint Stock Company

CONTENTS

General information

Reportof management

Report on review of interim consolidated financialstatements

Interim consolidated balance sheet

Interim consolidated income statement

Interim consolidatedcash flow statement

Notes to the interimconsolidated financial statements

Pages

1234-567-8

9-43

Trang 4

appointedon 14 April2012appointed on14 April2012appointedon 14 April2012appointed on 14 April2012

GENERAL INFORMATION

TH E COMPANY

Phu Nhuan Jewelry Joint Stock Company ("the Company") is a shareholding company incorporated

under th Lawon Enterprise of Vietnam pursuant 10 BusinessRegistrationCertificateNo.0300521758issued by the Department of Planning and Investment of Ho Chi Minh City on 2 January 2004, as

a mended

The Company was officially listedon the Ho Chi Minh City Stock Exchange ("HOS e" ) from 23 March

2009 pursuant to Decision No 129/DKNY issuedbythe General Director of HOSE on 26 December

BOAR D O F DIR ECTORS

MembersoftheBoard of Dir ctorsduringthe periodand at thedateof this reportare:

Mrs CaoThi NgocDung Chairwoman

Mr Nguyen Tuan Quynh Member

Mrs.NguyenThiBich Ha Member

Mrs.Pharo Vu ThanhGiang Member

B OARD OF SUPERVIS ION

Membersof theBoard of Supervision duringthe periodand at the date of thisreport are:

Mr.PhamVan Tan

Mrs.Nguyen NgocHue

Mr.TranVan Dan

MANAGEMENT

Headof theBoard of SupervisionMember

Member

Members ofthe Manageme nt during the periodandat the date of this reportare:

Mrs.Cao ThiNgocDung

Mr.L HuuHanh

Mrs.NguyenThiCuc

Mr.NguyenTuan Quynh

Mr.Nguyen Vu Phan

Mrs.PhamThiMyHanh

L EGAL RE PRES ENTATIV E

GeneralDirectorDeputy GeneralDirectorDeputyGeneralDirectorDeputyGeneralDirectorDeputy GeneralDirectorDeputyGeneralDirector appointedo 1 April2012

The legalreprese tativeofthe Companyduring theperiod and atthe date ofthisreport is Mrs.Cao ThiNgocDung

AUDITORS

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Phu Nh uan Jewelry J oint St ock C ompany

REPORT OFMANAGEMENT

Management of Phu NhuanJewelry JointStockCompany(the Company" is pleased to presentitsreport and the interim consolidated financial statements of the Company and its subsidiaries ("theGroup")for the six-monthperiod ended 30 June 2012

MANAGEMENT'S RESPONSIBILITY IN RESPECT OF THE INTERIM CONSOLIDATEDFINANCI AL STATEMENTS

Management is responsiblefor the interim consolidatedfinancialstatementsofeachfinancialperiodwhich give a true and fair view of the interim consolidated state of affairs of the Group and of theinterimconsolidatedresults of its operationsand itsinterim consolidated cash flows for the period.Inpreparing thoseinterim consolidatedfinancialstatements,management is required to:

selectsuitable accountingpoliciesandthen apply them consistently;

make judgementsandestimates that are reasonable and prudent;

state whether applicable accounting standards have been followed, subject to any materialdeparturesdisclosedandexplainedin the interimconsolidated financialstatements;and

prepare the interim consolidated financial statements on the going concern basis unless it isinappropriate to presume that the Group will continue its business

Management is responsible for ensuring that proper accounting records are kept which disclose,withreasonableaccuracyat any time,theinterim consolidatedfinancial positionof heGroupand toensurethatthe accounting records complywith the appliedaccountingsystem.It isalsoresponsibleforsafeguardingtheassets of the Group and hencefortaking reasonable steps for the preventionand detectionof raudandother irregularities

Management confinmed that it has complied with the above requirements in preparing theaccompanyinginterimconsolidatedfinancialstatements

STATEMENT BY MANAG EMENT

Managementdoeshereby state that,inits opinion, he accompanyinginterimconsolidated financialstatementswhichgivea true andfair viewof the interimconsolidatedfinancialpositionof theGroup

as at 30 June 2012 and of the interim consolidated results of its operations and its interimconsolidated cash flows for the six-month period then ended in accordance with the VietnameseAccountingStandards and System andcomply with relevantstatutory requirements

nagement:

29 August 2012

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IIIIIIIIIIIIIIIIIIIIIIIIIIII""""E!J ERNST & YOUNG

Refere nce :60984885/ 15611643

Ernst & Young Vietnam Lim ited

BitexcoFinancial Tower 28th Floor 2 Hal Trieu Street District 1 Ho Chi Minh City,S.R.of Vietnam

T e l: +84 8 3824 5252 Fax: +8 4 8 3824 5250

ww w.ey.com

REPORT ON REVIEW OF INTERIM CONSOLIDATED FINANCIAL

STATEMENTS

To: The Shareholders of Phu Nhuan JewelryJointStockCompany

Wehave reviewedthe interim consolidated financial statementsofPhuNhuan Jewelry jointStock

Company("theCompany")and its subsidiaries(the Group") as set outon pages 4 to 43 which

comprise the interim consolidated balance sheetas at30 June 2012, and the interim consolidated

income statement and the interim consolidated cash fiow statement for the six-month period then

ended and the notes thereto

The preparation and presentationof these interim consolidated financial statements are the

responsibilityof the Group's management Our responsibility is to issue a report on theseinterim

consolidatedfinancial statements based on our review.TheGroup's consolidated financial

statementsfor the year ended 31 December 2011 were auditedby another auditorwhose report

dated8 March 2012,expressed an unqualifiedopinionon those stateme nts.The Group'sinterim

consolidated income statemen tandthe interimconsolidatedcashflow statementforthesix-month

period ended 30June20 11were also reviewed by the same auditorwho issued anunqualified

report on those statements dated 15 August 2011

We conducted our reviewin accordance with Vietnamese Standard on AuditingNo.910

-Engagements to ReviewFinancial Statements.This standard requires that we planand perform the

reviewto obtainmoderate assurance as to whether theinterim consolidated financial statements arefree from material misstatement A review is limited primarily to inquiriesof the Group'spersonnel

and analytical procedures applied to financial data andthus providesless assurancethan an audit

We have not performed an auditand,accordingly, wedonot expressa audit opinion

Limited

Mai VietHung Tran

DeputyGeneralDirector

CertificateNo.D.0048/KTV

Le Quang MinhAuditor

CertificateNo.0426/KTV

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Phu Nhuan Jewelry Joint St ock Co mpany

INTERIM CONSOLIDATEDBALANCESHEET

112 2 Cashequivalents 279,475,688,995 371,381,237,854

120 II Short-term investment 105,000,000,000 70,000,000,000

221 1 Tangible fixedassets 9 97,072,453,08 0 114,426,075,356

223 Accumulateddepreciation (94,352,964,373) (86,734,579,470)

227 2 Intangiblefixed assets 10 279,136,312,785 279,199,924,767

230 3 Construction inprogress 11 62,238,855,790 25,951,684,133

250 II Long-term investments 12 754,140,655,700 712,435,781,858

252 1 Investmentsin associates 251,699,247,300 258,315,155,708

258 2 Other long-term

259 3 Provisionfor long-term

investments (10,800,000,000) (21,124,532 ,250)

260 III Other long-term assets 173,486,064,826 191,061,695,518

261 1 Long-termprepaid

262 2 Deferredtaxassets 28.3 1,047,208,042 919,152,184

268 3 Other long-term assets 195,000,000 1,514,044,2 4

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Phu Nhuan Jewelry Joint Stock Company B01a-DN/HN

IN TERIM CONSOLIDAT ED BA L ANC E S HEET (co ntinued )

as a t 30 J une 20 12

VND

310 I Curr ent l iabilities 1,492,461,243,253 973,411 ,782,490

31 1 1 Short -term l oans 14 1,275,823,892,914 604,356,835,868

312 2 T rade payab les 1 59,824,488 ,894 123,648,989,802

313 3 A dvances from c ustomers 1 39,834,592,55 0 1 ,271,763,272

314 4 S tatutory ob ligations 17 38,344,494,685 29,561,163,550

3 15 5 Paya bles t o employees 1 ,057,919,426 46,402,734 ,297

316 6 A ccrued expe nses 18 5, 717,949 ,209 8,431,746,109

319 7 O ther p ayables 19 22,897,683,8 08 133,760,429,404

323 8 B onus a nd we lfare fu nd 38,960,221,767 16,978,120,188

330 II Non -current liabilities 85,42 0,335,167 797,612,458,648

333 1 O ther l ong-term li abilit ies 20 59,046,698,861 62,532,121,564

OFF BALANCE SHEET ITEM

F oreign currencies :

Un ited States do llar ("US$")

A ustralian do llar ("AUD")

Go ldtaels

~

~

5,675,227 39,999 6,816

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Phu Nhuan Jewelry Joint Stock Company

INT ER IM CONSOLIDATEDINCO MESTATEME NT

for the six-m onth period ended 30 June 2012

B02a-DN/HN

gg

VND For the six-month For the six-month Code ITEMS Notes 30 June 2012 period ended 30 June period ended 2011

01 1 Revenue from sale of goods and

rendering of serv ices 23.1 3,688,975,600,364 8,313,631,621,873

10 3 Net revenue from saleof goods

and rendering of services 23.1 3,661,957,398,667 8,279,681,719,382

11 4 Cost of goods sold and services

rendered 24 (3,331,934,028,293) (7,914,359,Q54,812)

20 5 Gross profit from sale of goods

and rendering of services 330,023,370,374 365,322 ,664,570

45 14 Share of profit of associates 3,653,507,569 4,218,737 ,060

51 16 Current corporate income tax

52 17 Deferred income tax income 28.3 128,055,858 95,896 ,171

60 18 Net profit after tax 131,908,426 ,743 147,918 ,758 ,920

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Phu Nhuan Jewelry Joint Stock Company

INTERIMCONSOLIDATEDCASHFLOW STAT EMENT

forthe six-month periodended 30 June 201

B03a-DN/HN

VND For the six-month For the six-month Code ITEMS Notes 30 June 2012 period ended 30 June 2011 period ended

I CASH FLOWS FROM

08 Operatingprofit before changes

09 Increase inreceivables (3,804,599,684) (56,526,754,021)

10 Decrease (increase) in

11 Decrease inpayables (143,986,623,105) (44,874,894,759)

12 Decrease in prepaid expenses 4,517,579,545 19,734,646 ,243

14 Corporate income tax paid 28.2 (11,623,170,185) (43,958,427,440)

16 Othercashoutflowsfrom

27 Interestanddividends received 44,055,339,531 23,312,168,607

30 Net cash flows used in investing

III CASH FLOWS FROM

FINANCINGACTIVITIES

40 Net cash flows (used in) from

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Phu Nhuan Jewelry Joint Stock Company B03a-D N/HN

INTERIMCONSOLIDATEDCASHFLOW STAT EMENT(continued)

for the six-month period ended 30 June 2012

VND For the s ix-month For the si x -month

period ended period ended

50 Net (decrease) increase incash

60 Cash and cash equivalents at

beginningof period 454,113,948,194 337,769,093 ,757

70 Cashand cash equivalents at

Dang Thi Lai

Chief Accounta nt

29 August2012

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Phu Nhuan J ewelry Joint Sto ck Company

NOTES TOTHEINTERIM CONSOLIDATEDFINANCIALSTATEMENTS

a at and forthesix-monthperiodended30 June 2012

1 CORPORATE INFORMATION

B09a-DN/HN

Phu Nhuan Jewelry Joint Stock Company ("the Company") is a shareholding company

Incorporated under the Law on Enterprise of Vietnam pursuant to Business Registration

Certificate No.0300521758issued by theDepartmentof PlanningandInvestmentofHo Chi

MinhCityon 2 January2004,as amended

TheCompanywas officiallylisted ontheHo Chi Minh CityStockExchange ("HOSE")from

23 March 2009 pursuant to Decision No 129/DKNY issued by the General Director ofHOSEon 26December 2008

Theprincipal activities of theCompanyandits subsidiaries(theGroup")are to trade gold,silver,jewelry and gemstones,toimport andexport jewelryin gold,silverand gemstones,to

tradegasoline,gas cookers, oproduct andtrade fashion products,silver and goldjewelery,

andto providejewelery inspectionandconsultancyservices

The Company'sregistered heado ffice islocated atHOE Phan Dang Luu Street PhuNhuan

District, Ho Chi Minh City,Vietnam Inaddition, the Company has one hundred andthirtyone (131) retailshopslocatedinvariousprovinces in Vietnam

The number of the Group'semployeesas at 30 June 2012 was 2,762(31 December2011:

2,745)

Corporate structure

TheCompany'scorporatestructure includes threesubsidiaries,inwhich:

Dai Viet Energy Joint Stock Company ("DVC") is a shareholding company established inaccordance with Business Registration Certificate No 4103007071 issued by theDepartment of Planning and Investment of Ho Chi Minh City on 21 June 2007 DVC'sregistered head off ice islocated at Lot A87/1, Street 5, Vinh Loc Industrial Park, Ba Diem

Ward, Hoc Mon District, Ho ChiMinhCity,Vietnam.DVC's principal activitiesare to tradegasoline, gas cookers, machinery and equipment oil and gas industry, to provide

transportation services, and to trade oil, lubricant and petrol-chemical products.As at 30June 2012 theCompany holds 70% ownershipinterestof DVC

On 21 December 2011, the Company entered into a share transfer agreement ("the

agreement") with Totalgaz Vietnam Limited ("Totalgaz") to dispose all its shares in DVC

Bothpartiessigned theCompletionMinuteson 29 June 2012 uponthe completionof certainperquisitesof the agreement However, the transfer price has not been finalised and still

subject tothe independentassessment report on DVC'snet assets

CAO Fashion Company Limited ("CFC"), a one-member limited liability company, wasestablishedinaccordancewith Business RegistrationCertificate No 0309279212 issued by

theDepartmentof PlanningandInvestmentof Ho ChiMinh Cityo 14 August2009.CFC'sregistered headoff iceislocated at HOE PhanDangLuuStreet, PhuNhuanDistrict,Ho ChiMinh City, Vietnam CFC's principal activities are to produce and trade fashion products,

silver and goldjewelery,andartsandcraftsproducts,andto importand export art and craftproducts

PNJ Laboratory Company Limited ("PLC"), a one-member limited liability company, wasestablished inaccordancewith BusinessRegistrationCertificateNo 0310521330issued by

the Department of Planning and Investment of Ho Chi Minh City on 16 December 2010

PLC's registered head office islocated at 205 Phan DangLuu Street, Phu Nhuan District,

Ho Chi Minh City,Vietnam.PLC's principalactivitiesareto provide jewelery inspection and

consultancyservices

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Phu Nhuan Jewelry Joint Stock Company

NOTESTOTHEINTERIM CONSOLIDATED FINANCIALSTAT EMENTS(continued)

as at and for the six-monthperiodended30 June2012

2 BASIS OF PREPARATION

B09a-DN/HN

2.1 Accounting standards and syst em

The interim consolidated financial statements of the Group, expressed in Vietnam dong("VND"), are prepared in accordance with the Vietnamese Accounting System andVietnamese Accounting Standard No 27 - Interim Financial Reporting and other

VietnameseAccountingStandards("VAS")issued bythe MinistryofFinanceas per:

~ Decision No 149/2001/QD-BTC dated 3 December 2001 o the Issuance andPromulgationofFour VietnameseAccountingStandards(Series 1);

~ Decision No 165/2002/QD-BTC dated 31 December 2002 on the Issuance andPromulgationofSixVietnameseAccountingStandards(Series2);

~ Decision No 234/2003/QD-BTC dated 30 December 2003 on the Issuance andPromulgationofSixVietnameseAccountingStandards(Series3);

~ Decision No 12/2005/QD-BTC dated 15 February 2005 o the Issuance andPromulgationof SixVietnameseAccountingStandards(Series 4);and

~ Decision No 100/2005/QD-BTC dated 28 December 2005 on the Issuance andPromulgationof Four VietnameseAccountingStandards(Series5)

Accordingiy, the accompanying interim consolidated balance sheet, interim consolidated

income statement, interim consolidated cash fiow statement and related notes, including

their utilisation arenotdesigned forthose whoare not informed aboutVietnam'saccounting

principles, procedures and practices and furthermore are not intended to present thfinancial positionand results of operations and cash fiows in accordance with accountingprinciplesandpracticesgenerallyaccepted incountriesotherthanVietnam

2.2 Applied accounting documentation system

TheGroup'sappliedaccountingdocumentationsystem is the GeneralJournalsystem

The interim consolidated financiaistatements comprisethe interimfinancial statements of

theCompanyand its subsidiaries forthe six-monthperiod ended 30 June2012

Subsidiariesare fuliyconsolidated from the date ofacquisition,beingthedate onwhichth

Group obtains control, and continued to be consolidated until the date that such controlceases

The interim financial statements of the subsidiaries are prepared for the same reportingperiod asthe Company,using consistentaccountingpolicies

All intra-company balances, incomeandexpenses andunrealisedgains or lossesresulting

fromintra-companytransactionsareeliminatedin full

Minorityinterests represent theportion of profitor loss andnetassetsnotheld by the Groupand are presentedseparately in theinterim consolidatedincomestatementandwithinequity

in the interimconsolidatedbalancesheet,separately fromparent shareholders'equity

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Phu Nhuan Jewelry Joint St ock C ompany

NOTES TOTHEINTERIM CONSOLIDATEDFINANCIALSTATEMENTS(continued)

as at and for the six-monthperiodended30June 2012

B09a-DN/HN

3 1 Cash and cash equivalents

Cash and cash equivalents comprise cash on hand, cash at banks, gold and short-term,

highly liquid investments witha original maturity of less thanthree months that arereadily

convertible into known amounts of cash and that are subject to an insignificant risk ofchange invalue

3.2 Receivables

Receivablesare presented inthe interim consolidated financial statements at the carrying

amounts duefrom customersandotherdebtors,alongwiththeprovisionfor doubtfuldebts

The provision for doubtful debts represents theestimated lossdue to non-payment arising

onreceivables that wereoutstandingat the balancesheetdate Increasesanddecreasesto

the provision balance are recorded as general and administration expense in the interim

consolidated income statement

3 3 Inventories

Inventories are stated at the lower of cost incurred in bringing each productto its present

locationandcondition,and netrealisablevalue

Net realisable value represents the estimated selling price in the ordinary course ofbusiness less theestimatedcoststo completeandtheestimated costs necessary to make

thesale

The perpetualmethodis used to record inventories,whicharevaluedas follows:

Merchandisesandconsumables, - cost ofpurchaseo a weightedaverage basis

andrawmaterials

Finishedgoods and work-in process - cost of direct materials and labour plus

attributable manufacturing overheads based onthe normal operating capacity o a weighted

averagebasis

Provision for obso lete in ventories

An inventory provision is created for the estimated loss arising dueto the impairment ofvalue (through diminution, damage, obsolescence, etc.) of merchandise goods, raw

materials, finished goods, andother inventories ownedbythe Group,based on appropriate

evidenceof impairmentavailableat thebalancesheetdate

Increases anddecreasesto the provision balance are recorded into thecost of goods soldaccount in theinterim consolidated income statement

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Phu Nhuan Jewelry Joint Stock Company

NOTES TO THEINTERIM CONSOLIDATEDFINANCIALSTATEMENTS(continued)

as at and forthe six-month period ended 30 June 2012

3 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(continued)

B09a-DN/HN

3 4 Fixed assets

Fixedassets are statedat cost less accumulateddepreciationand amortization

The cost of afixed asset comprises its purchaseprice and any directly attributablecostsof

bringingthe fixedassetto workingconditionforits intended use

Expendituresfor additions,improvementsandrenewals are capitalised and expendituresfor

maintenance and repairs are charged to the interim consolidated income statement as

incurred

When fixed assets are sold or retired, their cost and accumulated depreciation oramortizationare removedfrom the interim consolidatedbalancesheet and any gainor lossresultingfrom theirdisposal is includedin the interimconsolidatedincome statement

L anduserights

Land use rightis recorded as an intangiblefixed asset on the interimconsolidatedbalance

sheet when the Groupobtainedthe land useright certificates.The costs of land use rightcomprise all directly attributable costs of bringing the land to the condition available for

intendeduse andisnot amortized due to havingindefiniteuseful life

3 5 Depr ecia ti on an d am ortization

Depreciation of tangible fi ed assets and amortization of intangible fixed assets are

calculatedo a straight-linebasisover the estimated usefullife of each asset asfollows:

Buildingsand structures 3 - 25 years

Machineryandequipment 3 - 15 years

Motor vehicles 4 - 10 years

Office equipment 3 - 8 years

Computer software 3 years

The usefullife of the fixedassets and depreciation ratesare reviewed periodicallyto ensure

that the method andthe period of the depreciationandamortization are consistentwiththe

expectedpattern of economic benefits that will be derived from the use of fixedassets

The following types of expenses are recorded as long-term prepaid expense and areamortised to the interimconsolidated income statement

~ Prepaid rental includes land and retail shop rental prepaid for man years underoperatinglease contracts and are amortizedover thelease term;

~ Toolsand consumableswith large value issued in use and can be used for more than

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Phu Nhuan Jewelry J oint St ock Co mpany

NOTES TO THEINTERIMCONSOLIDATEDFINANCIALSTATEMENTS(continued)

as at and forthe six-monthperiodended 30June2012

3 SUMMARYOF SIGNIFICANTACCOUNTINGPOLICIES(continued)

B09a-DN/HN

3.8 Inve stments in ass ociates

The Group's investment in its associate is accounted for using the equity method ofaccounting An associate is an entity in which the Group has significant influence that isneither subsidiaries nor joint ventures The Group generally deems they have significant

influenceif they havefrom20% orabove of thevoting rights

Under the equity method, heinvestment is carried in the interim consolidatedbalance sheet

at cost plus post acquisition changes in the Group'sshare of net assets of the associates.Goodwill arising on acquisition of the associate is included in the carrying amount of theinvestment and is amortized over a 10-year period The interim consolidated incomestatement reflects the shareofthepost-acquisitionresults of operationof the associate

The share of post-acquisition profit (loss) of the associates is presented on face of theinterim consolidated income statement and its share of post-acquisition movements inreserves is recognised in reserves The cumulative post-acquisition movements areadjusted against the carrying amountof the investment Dividend/profit sharing receivablefrom associatesreduces the carryingamount of theinvestment

The interim financial statements of the associates are prepared for the same reportingperiod as the Group Where necessary, adjustments are made to bring the accounting

policies in line withthoseof the Group

3 9 Oth er investments

Other investments are stated at their acquisitioncosts.Provision is made for any diminution

in value of the marketableinvestmentsat the balance sheet daterepresenting theexcessofthe acquisition cost over the market value at that date in accordance with the guidance

2009 ncreasesand decreasestotheprovision balancearerecorded as financeexpensein

theinterim consolidatedincome statement

3.10 Payables and accruals

Payables and accruals are recognised for amounts to be paid in the future for goods andservices received, whether or not billed to the Group

3.11 Provision for severan ce pay

accordance with the Labour Code, the Law on Social Insuranceand related implementingguidance.Commencing 1 January 2009,the average monthly salaryused in this calculationwill be revisedat the end of each reporting periodfollowingthe average monthly salary of

thesix-monthperiod up to the balance sheet date.Anychanges to the accrued amountwill

be taken to the interim consolidatedincomestatement

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Phu Nhuan Jewelry Joint Stock Company

B09a-DN/HN

3.13 Foreign currency transactions

transactionsas appliedconsistentlyin priorperiods

is differentfrom those stipulated in the CircularNo.20 1/2009m-BTCissued on 15 October

differences("Circular201" as follows:

hort-termmonetary assets

the interim consolidated income statement

exchange losses resultsin net loss before tax

subsequent five years In any case, the total

foreignexchange lossto be charged to current

period'sincome must be atleast equivalent o

translation of the current portion of the

adopted the Circular 201 for the six-month period ended 30 June 2012 was not material as

a whole

3.14 Treasury sh ares

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Phu Nhuan Jewelry Joint Stock C ompany

NOTESTOTHE INTER IMCONSOLIDATEDFINANC IALSTATEMENTS(continued)

as atand forthe six-monthperiodended 30June 2012

3 SUMMARY OF SIGNIFICANTACCOUNTING POLICIES (continued)

B09a-DN/HN

3.15 Appropriation of net profits

Net profit after tax is available for appropriation to shareholders after approval in th

shareholders' meeting, and after making appropriation to reserve funds inaccordance with

theGroup'sCharterand Vietnam's regulatory requirements

The Group maintainsthe following reserve funds which areappropriated from the Group'snet profitas proposed by the Boardof Directors and subjectto approvalby shareholders at

theannualgeneralmeeting

• Financialreservefund

This fund is set aside to protect the Group's normal operations from business risks or

losses,orto preparefor unforeseen losses ordamages forobjective reasons and forcemajeure,suchasfire, economicand financialturmoil of the countryorelsewhere

• Investmentanddevelopment fund

This fund is set aside for use in the Group's expansion of its operation or in-depth

investments

This fundis set asidefor the purposeof pecuniary rewardingandencouraging,common

benefitsandimprovement oftheemployees' benefits andisrecognised as a liability

3.16 Basic earnings per share

Basic earnings per share amounts are calculated by dividing net profit after tax for the

period attributable to ordinary shareho lders of the Company by the weighted average

numberofordinaryshares outstandi ngduringtheperiod

Revenue is recognisedto theextent that itisprobable thatthe economicbenefitswill flow to

the Groupand therevenue canbereliably measured.Revenue ismeasured at he fair value

of the consideration received or receivable, excluding trade discount, rebate and sales

return The following specific recognition criteria must also be met before revenue isrecognised:

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Phu Nhuan Jewelry Joint Stock Company

NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (continued)

as at and for the six-month period ended 30 June 2012

B09a-DN/HN

3 SUMMARYOF SIGNIFICANT ACCOUNTING POLICIES (continued)

3.18 Taxation

Current income ta x

and tax laws used to compute the amount are those that are enacted as at the balance

Current income tax is charged or credited to the interim consolidated income statement

except when it relates to items recognised directly to equity, in which case the curreniincome tax is also dealt with in equity

Deferred income ta x

balance sheet date between the tax bases of assets and liabilities and their carrying

where the deferred income tax liability arises from the initial recognition of an asset orliability in a transaction which at the time of the related transaction affects neither theaccounting profit nor taxable profit or loss

income tax asset in respect of deductible temporary difference which arises from the initialrecognition of an asset or liability which at the time of the related transaction, affects neitherthe accounting profit nor taxable profit or loss

The carrying amount of deferred income tax assets is reviewed at each balance sheet date

unrecognised deferred income tax assets are re-assessed at each balance sheet date andare recognised to the extent that it has become probable that future taxable profit will allow

Deferred income tax is charged or credited to the interim consolidated income statement,

except when it relates to items recognised directly to equity, in which case the deferred

Deferred income tax assets and liabilities are offset when there is a legally enforceable rightfor the Group to offset current income tax assets against current income tax liabilities and

taxable entity or when the Group intends either settle current income tax liabilities andassets on a net basis or to realise the assets and settle the liabilities simultaneously, in eachfuture period in which significant amounts of deferred income tax liabilities or assets are

expectedto be settled or recovered

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Phu Nhuan Jewelry Joint St ock C ompany

NOTESTO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS(continued)

as at and forthe six-monthperiodended 30June 2012

3 SUMMARY OF SIGNIFICANTACCOUNTING POLICIES (continued)

B09a-DN/HN

3.19 Financial instruments

Financial instrument s- initial recognition and presentation

Financial assets

Financialassets withinthescope ofCircularNo 210/2009/TT-BTC issuedby theMinistryof

Finance on 6 November 2009, providing guidance for the adoption in Vietnam of the

International Financial Reporting Standards on presentation and disclosures of financial

instruments ("Circular 210") are classified, for disclosures in the notes to the interim

consolidated financial statements, as financial assets at fair value through profit or loss,

held-to-maturity investments,loans and receivables oravailable-for-salefinancialassetsas

appropriate The Group determines the classification of its financial assets at initialrecognition

Allfinancialassetsarerecognised initially atcost plusdirectly attributable transaction costs

TheGroup's financial assets includecash,cashequivalents andshort-termdeposits,trade

andotherreceivables

Financialliabilities

Financial liabilities withinthescopeofCircular210areclassified, for disclosuresinthe notes

to the interim consolidated financialstatements, asfinancial liabilities at fair valuethrough

profitor loss or financial liabilities measured at amortised cost as appropriate TheGroup

determinesthe classification of its financialliabilities atinitial recognition

All financial liabilities are recognised initially at cost plus directly attributable transaction

costs

The Group'sfinancial liabilities includetrade andotherpayables,andloans

Financial instruments - subsequent re-measurement

No subsequent re-measurement of financialinstrumentsis currentlyrequired

Offsetting of fina ncial instruments

Financialassetsand financialliabilitiesare offsetandthenet amount reportedin theinterim

consolidatedbalancesheet if,andonly if, here is a currentlyenforceable legalright to offsetthe recognisedamountsandthereis an intention to settle on a net basis, orto realise the

assetsandsettle theliabilities simultaneously

4 CASH AND CASH EQUIVALENTS

VND

30 June 2012 31December 2011

Cash onhand

Cashat banks

Cashin transit

Cash equivalents

Trang 21

Phu Nhuan Jewelry Joint Stock Company

as at and for the six-monthperiod ended 30 June 2012

B09a-DN/HN

Short-term investments represent bank term deposits as a guarantee for the transfer of itssubsidiary's shares (Note 12.1),and earn an average interest rate from 12% to 13.5% perannum

VND

30 June 2012 31 December 2011

Transfer of teased land lot to Saigon Food

Joint Stock Company 12 ,000,000,000

Trang 22

Phu Nhuan Jewelry Join t Stock Company

B09a-DN/HN

VND Buildings and Mac hinery and

Office equipment Motor vehicles Total

Trang 23

Phu Nhuan Jewelry Joint St ock Co mpany B09a-DN/HN

NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS(continued)

as at and forthe six-monthperiodended 30June2012

199,544,929135,932,947

279,199,924,767279,136,312,785

Land use rights with the carryingamountofVND 166,099,851,738 werepledged to obtainloans from commercialbanks( Note 21).

VND

30 June 20 12 31December 2011

Duong Quang Ham factoryproject

Silverandgold jewelry center

Thu KhoaHuancommercialshoppingcenter

TOTAL

50,901,311,7905,548,639,0005,788,905,00062,238,855,790

20,556,149,1332,095,535,0003,300,000,00025,951,684,133

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