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CFA CFA level 3 study NotéCFA level 3 CFA level 3 CFA level 3 CFA level 3 finquiz curriculum note, study session 16, reading 31

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Following are the two major types of orders that traders use: Market Order A market order is an instruction to execute an order promptly in the public market at the best price available.

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Reading 31 Execution of Portfolio Decisions

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The portfolio manager needs to be familiar with market

microstructure: the market structures and processes that

affect how trades are executed (represented by trade

prices and volumes)

Following are the two major types of orders that traders

use:

Market Order

A market order is an instruction to execute an order

promptly in the public market at the best price

available A market order:

(uncertainty about the price at which the order will

be executed)

NOTE:

In today’s market, most market orders are effectively

automated

Limit Order

A limit order is an instruction to trade at a price that is at

least as good as the limit price specified in the order For

buy orders, the trade price must not exceed the limit

price, and for sell orders, the trade price must be at least

as high as the limit price A limit order:

NOTE:

The order also specifies an expiry date

A few additional order types that represent variations on

the market and limit orders are as follows:

Market-not-held order

the agent greater discretion than a simple market

order ‘Not held’ means the broker is not required

to trade at any specific price or in any specific

time interval, as would be required with a simple

market order

Participate (do not initiate) order

broker waits for and responds to initiatives of more

active traders, in the hope of capturing a better

price

Best efforts order

more discretion to work the order

Undisclosed limit order/reserve/hidden/iceberg order

• This is a limit order that includes an instruction not

to show more than some maximum quantity of the unfilled order

Market on open order

opening of the market Similarly a market on close order is a market order to be executed at market close

Types of Trades Principal trades

A principal trade is a trade with a broker in which the broker commits capital to facilitate the prompt execution of the trader’s order Such trades are used most when the order:

• Is larger and/or

the normal flow of trading

Portfolio trades

A portfolio trade involves an order to trade in a specific basket (list) of securities Portfolio trades are:

by multiple security issues) reduces the risk to the other side of the trade

2.2.1) Quote-Driven (Dealer) Markets Quote-driven markets are markets in which trades are executed with a dealer—a business entity that is ready

to take the other side of an order to buy or sell an asset

at established firm prices

will buy a security, and the ask price is the price at which he/she will sell a security The quantities associated with the bid and ask price are known

as the bid size and ask size respectively

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bid The inside ask or market ask is the lowest or

best ask The market bid and ask prices make up

the inside quote or market quote and the

difference between them is the inside or market

bid-ask spread (inside ask less inside bid) The

midquote is halfway between the market bid and

ask prices

limit order book is not visible to the public, and

traders rely on brokers to locate the best price

• In a ‘pure’ dealer market, a dealer is a

counterparty to every trade and public traders’

limit orders do not compete with dealers’ bids and

asks

Dealers’ Role

Dealers can help in the following ways:

being ready to the opposite side of the trade

(especially in markets that lack natural liquidity)

liquidity, the price of which is the bid-ask spread

(they sometimes also take an active role in price

setting to turn over inventory)

negotiation of the terms of the instrument, such as

forward and swap markets

Trade Costs

The following are measures of trade costs:

proportion of the quote midpoint

trader actually transacts Sometimes a dealer steps

in front of an order to improve on the prior best ask

or bid price to take an incoming market order The

price improvement will result in an effective spread

that is lower than the quoted spread

o The effective spread is a better representation of

the true cost of a transaction because it

captures both price improvement and market

impact

NOTE:

effective spread of over all transactions in the

stock in the period under study

• Spreads are wider for riskier and less liquid

securities

2.2.2) Order-Driven Markets Order driven markets are markets in which trades take place between public investors, usually without intermediation by designated dealers Public limit orders establish transaction prices In order-driven markets:

at all because a dealer is not present (execution uncertainty)

because a pre-specified set of rules governs the execution of orders

Examples:

Toronto Stock Exchange for equities, International Securities Exchange for options, and Hotspot FX for foreign exchange

Types of Order-Driven Markets

1 Electronic Crossing Networks These are markets in which buy and sell orders are batched and crossed at a specific point in time

Crossing networks mainly serve institutional investors Some benefits are as follows:

services

on execution prices (market impact)

Some drawbacks are as follows:

trades will find an opposing match (execution uncertainty)

adjustment of prices to equilibrate supply and demand)

2 Auction Markets These are markets in which the orders of multiple buyers compete for execution Auction markets can further be categorized into:

occurs at a single price at a pre-specified point in time) An example is the reopening of the Tokyo Stock Exchange after the lunch break

executed at any time during the day)

In contrast to electronic crossing networks, auction markets:

Practice: Example 1

Volume 6, Reading 31

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• Lessen the problem of partial fills

3 Automated Auctions (Electronic Limit-Order

Markets)

These are computer-based auctions that operate

continuously within the day using a specified set of rules

to execute orders Electronic communications networks

(ECNs), such as Paris Bourse in France, are an example

of automated auctions for equities

In contrast to crossing networks, ECNs:

Like crossing networks, ECNs:

2.2.3) Brokered Markets Brokered markets are markets in which transactions take

place through brokers, away from public markets The

brokers collect commission for representation of the

trade These markets are important:

• Where it is difficult to find liquidity

• For block transactions (a block order is large

relative to the liquidity ordinarily available from

dealers or other markets), in which a broker might

occasionally position a portion of the block (act as

a principal with capital at risk)

NOTE:

Many parties can and do perform parts of dealer

functions Hence market classifications are

simplifications

2.2.4) Hybrid Markets Hybrid markets are combinations of the previously

described market types An example is the NYSE, which

offers elements of batch auction market, continuous

auction markets and quote-driven markets

Brokers

A broker is an agent of the investor In return for a

commission, the broker provides services including the

following:

• Representing the order: The broker’s primary task is

to represent the order to the market

• Finding the opposite side of a trade: The broker

locates the buyer or seller for the trade and may, in

return for compensation, act as a dealer by buying

and selling shares for his own account

provided by the broker can be valuable, including information about the identity of traders and the strength of trading interest

preserving the anonymity of the traders’ trading intentions Such secrecy does not extend to the selected broker

broker may provide a range of other services including providing financing, record keeping, cash management, and safekeeping of securities (such services and more are provided in relationships known as prime brokerage)

commissions indirectly assure the continuance of the needed market facilities

Dealers The relationship between the trader and a dealer is adversarial

the trader gains from narrower bid-ask spreads

how informed traders are, and how urgent their interest in transacting with the dealer is, in order to manage profits and adverse selection risk (the risk

of trading with a more informed trader) The trader does not want the dealer to know these facts

sell-side traders such as dealers The buy-side trader should manage the relationships with dealers, remembering that his first allegiance is to his clients

Markets quality can be judged by the degree to which it provides:

• Liquidity

• Assurity of completion

1 Liquidity

A liquid market has the following characteristics:

Such a market is called ‘tight’ Quoted and effective spreads are low

tend not to cause large price movements Deep markets have high quoted depth (quantity available for trading) Costs of trading large amounts of an asset are relatively small

market price and intrinsic value tend to be small and corrected quickly

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Following factors contribute to making a market liquid:

of locating the opposite side of a trade at a

competitive price

needs among market participants: If investors are

alike, they will make similar trades Diversity in the

factors described above increases the chance

that a buyer of a security can find a seller In

general, a large pool of investors enhances

diversity

location or a well thought out electronic platform

attracts investors

• Market Integrity: Ethical rules set by market

operatives and effective regulation play a major

role in increasing public confidence in the

market’s integrity

The advantages of liquidity include the following:

on price

bringing their insights into security prices

will pay a premium for securities that possess

liquidity Higher security prices will enhance

corporate value and lower the cost of capital

2 Transparency Transparency ensures that:

obtain accurate information about quotes and trades pretrade transparency

accurately reported to the public—post-trade transparency

3 Assurity of Completion Traders need to be sure that all parties to a trade will honor their commitments Assurity of completion depends on assurity of the contract (the parties to trades are held to fulfilling their obligations) Clearing entities that guarantee both sides of the trade can help ensure assurity of

completion

Trading costs have two major components:

Explicit costs are direct costs of trading, such as broker

commission costs, taxes, stamp duties, and fees paid to

exchanges

Implicit costs represent indirect trading costs They

include the following:

trade on transaction prices (for example, a large

buy order may push the market ask price of a

stock up, so that the remaining order is executed

at a higher ask)

failure to execute a trade in a timely manner If a

trader places a limit order to buy a stock at a price

of 99.00 but the ask is 99.04 the order will not

execute Suppose the stock closes at 99.80 The

difference (99.80-99.04= $0.76) reflects the missed

trade opportunity cost This estimate could be

quite sensitive to the time frame chosen for

measurement

inability to complete the desired trade immediately due to its size and the liquidity of markets While a trade is delayed, information is leaked into the market

Measurement of Costs Implicit costs are measured against some price benchmark

which is used to calculate the effective spread

benchmark is sometimes taken to be the volume-weighted average price (VWAP)

alternative benchmarks which use less information about prices and are less satisfactory (opening price is much easier to game)

the implementation shortfall approach

Volume-weighted average price The VWAP of a security is the average price at which the security traded during the day, where each trade price

Practice: Example 3 & 4, Volume 6, Reading 31

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is weighted by the fraction of the day’s volume

associated with the trade

Examples:

If a buy order for 500 shares was executed at $157.25

and the VWAP for the stock for the day was $156.00, the

estimated implicit cost of the order would be

500($157.25-$156.00) = $625

large fraction of volume

trading approaches and the VWAP estimate’s

accuracy increases To address this, VWAP could

be measured over multiple days

Implementation Shortfall Approach

Implementation shortfall is defined as the difference

between the money return on a notional or paper

portfolio in which positions are established at the

prevailing price when the decision to trade is made

(called the decision price, the arrival price, or the strike

price) and the actual portfolio’s return It correctly

captures all elements of transaction costs (both explicit

and implicit)

Implementation shortfall can be analyzed into four

components:

• Realized profit/loss: reflects the difference

between the execution price and the relevant

decision price (usually taken to be the previous

day’s close) The calculation is based on the

amount of order actually filled

(close-to-close price movement) over the day an

order is placed if the order is not executed that

day The calculation is based on the amount of

the order actually filled

profit/loss): reflects the price difference between

the trade cancellation price and the original

benchmark price based on the amount of the

order that was not filled

NOTE:

Market movement is a component of the last three of

these costs

NOTE:

selling—the return on the paper portfolio is subtracted from the return on the actual portfolio

The application of the implementation shortfall approach is hampered when:

price is then hard to determine

and/or quote information)

Adjustment for Market Movements Suppose the implementation cost is 87 bps and the market has risen by 100 bps over the period of trading If the beta of the security is 1, then the market model predicts that the return on the asset equals:

Ri =αi + βiRM Hence, the predicted return will be 1(1%) = 1% (given that, with daily returns, α will be close to zero) The market-adjusted implementation shortfall would be 0.87%-1.0% = -0.13%

NOTE:

Some managers measure shortfall with respect to a portfolio in which component costs are at expected levels

Comparison of VWAP and Implementation Shortfall

Volume Weighted Average Price

Implementation Shortfall

compute

• Easy to understand

computed quickly

• Works best for comparing smaller trades

in nontrending markets

• Links trading to portfolio manager activity; can relate cost to the value of ideas

tradeoff between immediacy and price

• Allows attribution

of costs

• Can be built into portfolio

optimizers to reduce turnover and increase realized performance

gamed

Practice: Illustration of the

calculation of implementation

shortfall,

Volume 6, Reading 31

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Volume Weighted Average Price

Implementation Shortfall

account for costs of trades delayed or canceled

misleading when trade is

a substantial proportion of trading volume

• Not sensitive to thes trade size

or market conditions

gamed by delaying trades

extensive data collection and interpretation

unfamiliar evaluation framework on traders

Source: Exhibit 6 Volume 6, Reading 31

Costs Econometric models can be used to build reliable

pre-trade estimates The theory of market microstructure

suggests that trading costs are nonlinearly related to

certain factors, including the following:

• Stock liquidity characteristics (e.g market

capitalization, price level, volume, trading frequency, bid-ask spread, index membership);

• Risk (e.g the volatility of the stock’s returns);

• Trade size relative to available liquidity (e.g order size divided by average daily volume);

market than in a down market);

associated with higher costs)

Regression analysis can be used to determine the relationships of the above factors with cost

Uses The estimated cost function can be used:

which can then be compared to actual realized costs to assess execution quality

trade size to order (for example if expected excess return is 5%, but round-trip transaction costs are also 5%, the excess return would be eroded The optimal trade size should be decreased)

Traders can be classified by their motivation to trade, as

follows:

that has limited value if not quickly acted upon They:

securing a better price

• are likely to use market orders (to hide their

intentions) and rely on market makers

based on research and trade only when the price

moves into their value range Value traders:

price

patient to secure a better price

profit from an information advantage They transact

to release cash proceeds, adjust market exposure, or fund cash needs, and tend to be counterparties to more knowledgeable traders

4 Passive traders seek liquidity in their rebalancing transactions and are much more concerned with the cost of trading

Some other trader types are as follows:

have short trading time horizons

of execution

Practice: Example 8 Volume 6, Reading 31

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• Day traders rapidly buy and sell stocks, and like

dealers, often seek to profitably accommodate

the trading demands of others

NOTE:

This classification of traders is relevant to both equity and

fixed-income markets

SUMMARY

Trading Time Horizon

Time versus Price Preference

Minutes to

Value-motivated

Perceived valuation errors

Days to

Liquidity-motivated

Invest cash or divest securities

Minutes to

Passive

Rebalancing, investing/

divesting cash

Days to

Dealers and

Minutes to hours

Passive, indifferent

Source: Exhibit 8 Volume 6, Reading 31

4.2.1) Information-Motivated Traders

Information traders believe that they need to trade

immediately and often trade large quantities in specific

names These traders:

• may use fast action principal trades

• use less obvious orders, such as market orders, to

disguise their trading intentions in order to prevent their information edge from diminishing

4.2.2) Value-Motivated Traders The value motivated trader develops an estimate of value and waits for market prices to fall in the range of that estimate These traders:

buying stock when dealers want to sell

4.2.3) Liquidity-Motivated Traders The commitment or release of cash is the primary objective These traders:

participate, principal traders, portfolio trades, and orders on ECNs and crossing networks

tolerate some execution uncertainty

4.2.4) Passive Traders Low-cost trading is the mains objective These traders:

• Use limit orders, portfolio trades, and crossing networks

of bid-ask spreads

• Use orders that are best suited to trading that is neither large nor heavily concentrated

Considerations include the following:

direct market access (DMA) and algorithmic trading

using the skills of senior traders

restrictions, cash balances, and brokerage

allocations, if any

Following are various types of trading techniques: 5.2.1) Liquidity-at-Any-Cost Trading Focus This technique is used by information traders who trade

in large block sizes and demand immediacy Traders with such a focus:

commission rate

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• Usually recognize that the methods they use are

expensive but pay the price for timely execution

NOTE:

Sometimes, urgency will place a normally nonaggressive

trader into this category

5.2.2 Costs-Are-Not-Important Trading Focus

Traders with such a focus use market orders (and its

variations) since they trust the market to generate a fair

price They pay ordinary spreads and commissions for

speed of execution Market orders:

5.2.3) Need-Trustworthy-Agent Trading Focus

This technique is used to execute large orders,

particularly in thinly traded issues

• Traders with such a focus use brokers to skillfully

work such orders by placing a best efforts,

market-not-held, or participate order

• Such a focus is less useful for

information-motivated traders

know whether the broker would act in his/her best

interests

5.2.4) Advertise-to-Draw-Liquidity Trading Focus

This technique is used for IPOs, secondary offerings and

sunshine traders If publicity attracts enough traders,

there may be little or no market impact Such orders

bear the risk of trading in front of the order

5.2.5) Low-Cost-Whatever-the-Liquidity Trading Focus

Limit orders are the chief example of this type of order

This type of order:

investors

and possible elimination of dealer spread

• Has execution uncertainty, and if the limit price

becomes stale, the order may be executed at an

unrevised, undesirable price

5.2.6) Trading Technique Summary

Source: Exhibit 9 Volume 6, Reading 31.

• Algorithmic trading refers to electronic trading

subject to quantitative rules and user-specified

benchmarks and constraints

• Related, but distinct, trading strategies include using portfolio trades and smart routing (use of algorithms

to route an order to the most liquid venue)

5.3.1) The Algorithmic Revolution The underlying logic behind algorithmic trading is to break large orders into smaller orders that blend into the normal trading volume in order to moderate price impact

to avoid taking unintentional risk (e.g an unbalanced portfolio)

NOTE:

tacticians, whereas in the past, their primary task was managing broker relationships

large equity order to get done, it must often be broken up into smaller orders

5.3.2) Classification of Algorithmic Execution Systems Logical Participation

Strategies

Opportunistic Strategies

Specialized Strategies

Participation Strategies

Shortfall Strategies Simple Logical Participation Strategies This is the most common class of algorithms in use Following are its types:

breaks up an order over time to match or improve upon the VWAP for the day It can either use historical volume data or forward-looking volume predictors

breaks up the order in proportion to time to match

or beat a time weighted or equal weighted average price The strategy is useful in thinly traded assets whose volume patterns might be erratic and can be reactive or proactive

which trading takes place in proportion to overall market volume until the order is completed

Implementation Shortfall Strategies These strategies solve for the optimal trading strategy that minimizes trading costs as measured by the implementation shortfall method

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Opportunistic Participation Strategies

These strategies also involve trading over time: passive

trading combined with the opportunistic seizing of

liquidity This liquidity strategy is not a true participation

strategy Examples include pegging and discretion

strategies (that use reserve or hidden orders and

crossing)

Specialized Strategies

These include passive order strategies, hunter strategies

(that seek liquidity), market-on-close algorithms, smart

routing, and other specialized strategies

5.3.3) The Reasoning behind Logical Participation

Algorithmic Strategies

on the premise that breaking up the order into

smaller sub-blocks yields a lower average market

or price impact

minimizing a weighted average of market impact

costs and missed trade opportunity costs Since

the volatility of trade value or trade cost increases

with trading horizon, these strategies are typically

front-loaded (trade heavily early in the trading day) The implementation shortfall algorithm solves for an objective function that minimizes expected total cost and variance of possible cost outcomes This is consistent with the portfolio optimization problem

Important: Generally:

volume, have low urgency and low spreads are ideal for VWAP algorithms

ideal for implementation shortfall algorithms

broker or crossing system to mitigate large spreads

The Guidelines define best execution as:

maximize the value of a client’s portfolio within the

client’s stated investment objectives and

constraints”

The definition identifies four characteristics:

independently

• Best execution is a prospective, statistical, and

qualitative concept that cannot be known with

certainty ex ante

basis, even though such measurement on a

trade-by-trade basis may not be meaningful in isolation

interwoven into repetitive and continuing

relationships

The Trade Management Guidelines are divided into

three areas:

1 Processes: Firms should establish formal policies and

procedures that have the goal of maximizing asset

value of client portfolios through best execution and

that provide guidance to measure and manage the quality of trade decisions

2 Disclosures: Firms should disclose to clients and prospects:

venues and agents

• Actual or potential trading related conflicts of interest

that supports:

Disclosures provided to clients

NOTE:

The records may also support a firm’s broker selection practices

NOTE: These guidelines are a compilation of recommended practices and not standards

The code of both buy-side and sell-side traders is that verbal agreements will be honored Over time, the disappearance of commissions has caused costs to

Practice: Example under Exhibit 12 Volume 6, Reading 31

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become implicit and markets to become more

adversarial However, in every case, the ethical focus of

the portfolio manager and the buy-side trader must be

the interests of the client and all actions should be

consistent with the trader’s fiduciary responsibilities

Practice: End of Chapter Practice

Problems for Reading 31 & FinQuiz

Item-set ID# 13345

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