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Fundamentals of corproate finance 3e chapter 03

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Copyright  2004 McGraw-Hill Australia 3.2 Financial Statements of Publicly Listed Firms 3.3 The Du Pont Identity 3.4 Using Financial Statement Information 3.5 Summary and Conclusions Ch

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3.2 Financial Statements of Publicly Listed Firms

3.3 The Du Pont Identity

3.4 Using Financial Statement Information

3.5 Summary and Conclusions

Chapter Organisation

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• Calculate and interpret key financial ratios

• Discuss the Du Pont identity as a method of

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Recall:

Cash flow from assets = Cash flow to debtholders + Cash flow to shareholders

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The firm’s statement of cash flows is the firm’s

financial statement that summarises its sources

and uses of cash over a specified period

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$ 625

985

$1 610

$ 50 310 385 $ 745

1 100

$1 845

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$ 320 $ 205

290 795

$1 085

$1 610

$ 260 175

$ 435

$ 225

290 895

$1 185

$1 845

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Statement of Cash Flows

• A statement that summarises the sources and uses

of cash

• Changes are divided into three main categories:

– Operating activities—includes net profit and changes in most current accounts

– Investment activities—includes changes in fixed assets

– Financing activities—includes changes in notes payable, long-term debt and equity accounts as well as dividends.

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+ Any decrease in current assets (except cash)

+ Increase in accounts payable

– Any increase in current assets (except cash)

– Decrease in accounts payable

• Investment activities

+ Ending fixed assets

– Beginning fixed assets

+ Depreciation

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– Decrease in notes payable

+ Increase in notes payable

– Decrease in long-term debt

+ Increase in long-term debt

+ Increase in ordinary shares

– Dividends paid

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+ Ending fixed assets +$1 100.00

– Beginning fixed assets – 985.00

+ Depreciation + 30.00

( $ 145.00)

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– + Increase in notes payable + $ 65.00

– + Increase in long-term debt + 20.00

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Financial ratios are relationships determined from

a firm’s financial information

• Used to compare and investigate relationships

between different pieces of financial information, either over time or between companies

• Ratios eliminate the size problem

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Categories of Financial Ratios

• Liquidity—measures the firm’s short-term solvency

• Capital structure—measures the firm’s ability to

meet long-run obligations (financial leverage)

• Asset management (turnover)—measures the

efficiency of asset usage to generate sales

• Profitability—measures the firm’s ability to control expenses

• Market value—per-share ratios

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s liabilitie Current

Inventory assets

Current ratio

Quick

s liabilitie Current

assets

Current ratio

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on depreciati after tax

profit Net

debt bearing

Interest

flow cash

gross

Debt to

charges finance

Interest

EBIT

cover interest

Net

equity Total

assets Total

multiplier

Equity

equity Total

debt Total

ratio

y Debt/equit

s Intangible equity

Total

Cash debt

financial Total

ratio

y debt/equit

Net

+ +

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Sales turnover

s Receivable

turnover Inventory

days

365 inventory

in sales

Days'

Inventory

sold goods

of

Cost turnover

Inventory

=

=

=

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Sales over

asset turn Total

assets current

Non

-Sales over

asset turn Fixed

turnover s

Receivable

days

365 s

receivable

in sales

Days'

=

=

=

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Total

profit Net

(ROE) equity

on

Return

%

100 assets

Total

EBIT investment

on

Return

100%

assets

Total

profit Net

(ROA) assets

on Return

Sales

profit Net

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Book value

share per

ue

Market val ratio

book -

to - Market

share per

Earnings

share per

Price ratio

ing Price/earn

=

=

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The Du Pont Identity

• Breaks ROE into three parts:

– operating efficiency

– asset use efficiency

– financial leverage

multiplier Equity

ROA

multiplier Equity

over asset turn

Total margin

Profit

Equity

Assets Assets

Sales Sales

profit

Net ROE

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– evaluation by outside parties

– evaluation of main competitors

– identifying potential takeover targets

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Benchmarks for Comparison

• Ratios are most useful when compared to a

benchmark

• Time-trend analysis—examine how a particular

ratio(s) has performed historically

• Peer group analysis—using similar firms

(competitors) for comparison of results

• Global Industry Classification Standard (GICS)

used by ASX is a useful way to find a peer

company

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Problems with Ratio Analysis

• No underlying theory to identify correct ratios to

use or appropriate benchmarks

• Benchmarking is difficult for diversified firms

• Firms may use different accounting procedures

• Firms may have different recording periods

• One-off events can severely affect financial

performance

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