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TRƯỜNG ĐẠI HỌC NGÂN HÀNG TP HCM

KHOA NGOẠI NGỮ

BỘ MÔN TIẾNG ANH KHÔNG CHUYÊN

ENGLISH FOR BANKING AND FINANCE

FINAL TEST Duration: 60 minutes

Part A Vocabulary (15 pts)

I Match the words with the correct definitions (10 pts)

1 one-off deal a) A person highly skilled and knowledgeable in one subject or activity

2 product range b) Repairs and checking provided after a product has been sold

3 speculation c) The business of a company

4 after-sales service d) The total value of sales of a company in one year

5 expert e) The total production of a company

6 assessment f) A business deal which could make a big profit but is very risky

7 output g) A company owned by another company

8 turnover h) A judgment or evaluation

9 subsidiary i) A list of the different things made by a company

10.track record j) A single deal which is not repeated for a long time

II Fill in the blank with the correct form of the words given in brackets (5 points)

1 Banks have to make for bad debt (provide)

2 The Central Bank tried to control inflation by imposing a squeeze on the banking system (creditor)

3 He bought it for next to nothing in a _ (sell)

4 Several went bankrupt last year (compete)

5 The situation gives rise to the problem of debt _ (collect)

Part B Structures (15 pts)

Choose the best alternatives to complete the sentences

1 The bank is……….a minimum rate of 8 per cent for the loan

2 I lent her the money ……….my own risk

3 They wrote to the bank asking it to ……….a credit of $10,000 for one year

4 Banks ……….available means of payment

5 It helps to know ……….advance when you are going to get paid

6 Every business needs to ……….sales

7 You can ……….cash at any time of the day or night

8 Some cash machines……….information about accounts

9 We need the money to………production

10 Banks ……….secret all information about their customers

11.They ……….the money to his wife’s account

12.Payment……….some form of non-cash instrument is very common.

13 Nowadays it is easier to ……….money from your account than to pay money in

14.If everything is acceptable the computer ……… payment to the Central Switch

15 She ……….the cheques in her account.

Part C Reading Comprehension (20 pts)

I Read the text below and then write T or F for each the statements that follow (5 pts)

DOCUMENTARY COLLETIONS

This method of getting payment is popular because it is very simple and cheap to operate

The exporters ship the goods and send the shipping documents and draft Bill of Exchange to their bank Their bank sends them to a bank in the importers’ country for collection That bank tells the importers that the documents have arrived and they may then give an advance (=payment ahead of time) to the exporters for the draft Meanwhile they negotiate acceptance or payment of the draft with the importers The importers find a bank to accept payment, if it is a tenor draft, or pay it immediately,

if it is a sight draft

The bank is not responsible for checking the correctness of the documents If the bank has provided

an advance, it should have a letter of hypothecation from the customer which gives the bank the right

to sell the goods if the importers default

1 With the documentary collection method, the bank becomes the owner of the goods

2 The price of the goods is negotiated with the bank _

3 A Bill of Exchange may be used

4 The bank bears no responsibility if the goods are lost or damaged

5 The bank must check the correctness of the shipping documents

II Read this email and answer the questions (15 pts)

To: Jane White

From: Pierre Bernard

Re: Alan’s visit to Paris

Dear Jane

I am writing to confirm some of the details of Alan’s trip to Paris next week He is arriving at 10.30 on Monday morning and I will meet him at the airport and take him to his hotel, the Hotel

de Varenne in the Rue de Bourgogne The schedule for Monday is as follows:

1 pm: lunch at La Ferme Saint-Simon

3 pm: meeting with Jean Dulac at IPC

8 pm: dinner with me and Marie Moreau

On Tuesday morning we are taking him to visit the factory in Massy We will have lunch there and then drive him to the airport in time for his flight back to London.

Please let me know if you need any further information.

Best wishes

Pierre

1 When is Alan flying to Paris?

2 Who is meeting him at the airport?

3 Where is he staying?

4 What is he going to do after lunch on Monday?

5 Who is he having dinner with on Monday night?

Part D Translation (10 pts)

I Vietnamese – English Translation (6 pts)

1 Lợi thế của thẻ tín dụng đối với khách hang là sự tiện lợi và an toàn

2 Chuyển tiền tức thời chỉ có thể thực hiện được khi ngân hàng gửi và ngân hàng nhận có máy tính kết nối với nhau

II English – Vietnamese Translation (4 pts)

1 Another service made available by factoring companies is regulation of cash flow

_ _

2 Forfaiting is a medium-term method of export finance used for capital goods

_ _