vodafone s march 2005 annual report

... interest rates, quick responses and superior service We provide flexible solutions combined with local decision making for both business and personal loans Throughout this Annual Report you will see ... LIABILITIES AND EQUITY CAPITAL 198,545,356 191,750,877 TOTAL ASSETS LIABILITIES TOTAL LIABILITIES SURPLUS Retained Earnings Unrealized (Losses) Gains on Securities, Trustees, Corporators, Officers ... stockholders The profits of a mutual institution are used to build its financial strength, improve products and services for its customers, and reinvest in the community where it does business Because...

Ngày tải lên: 29/03/2014, 09:20

... technology to ensure speed and efficiency of all operations nHonesty, transparency, professionalism and innovation are cherished by our staff as the cornerstones of the Bank 's success Annual Report 11 ... "VND deposit with USD expose the Bank to excessive risks draw from these campaigns guarantee" was launched This product However, thanks to marketing efforts by was a success because it was able ... Branch SPAIN ABN - Amro Bank N.V., Madril Banco De Sabadell S. A., SABADELL SWEDEN Svenska Handelsbanken, Stockholm Skandinaviska Enskilda Banken, Stockholm SWITZERLAND HSBC Republic Bank (Suisse) S. A,...

Ngày tải lên: 02/07/2014, 01:11

Ngày tải lên: 02/07/2014, 17:04

... exhaust emissions standards)2 Complies with the 2005 exhaust emissions regulations “★★★ low emission vehicle” (emissions are 50% lower than the 2005 exhaust emissions standards) “★★★★ low emission ... Cycle Assessment (LCA) Honda established the Honda LCA Data System in March 2002 Using this system, we set annual CO2 emission re- ■CO2 Emissions Generated by Honda s Business Activities duction ... ★★★ low emission vehicle emissions are 50% lower than the 2005 exhaust emissions standards ★★★★ low emission vehicle emissions are 75% lower than the 2005 exhaust emissions standards 27 55 33...

Ngày tải lên: 22/07/2014, 14:38

... cost side, as we wished to offset the massive rise in energy costs as much as possible These efforts were successful thanks to a range of measures, but in particular thanks to greater use of ... results 2006 February 28, 2007 Annual results 2006 Conf erences f or press and analy sts www.holcim.com/inv estors Mailin g list: www.holcim.com/subscribe Conf erences f or press and analy sts ... terms of sales, operating EBITDA and cash flow The acquisitions came to a total of 5.2 billion Swiss francs Extrapolated to the year as a whole these companies represent sales of 5.5 billion Swiss...

Ngày tải lên: 30/07/2014, 17:11

... registered share afterwards Thanks to the Group s gratifying business results and Listings successful acquisitions in the UK, the US and India, Holcim is listed on the SWX Swiss Exchange Its Holcim s ... human sions and assessments The Group s risk profile is as- resources and finances sessed from a variety of “top-down” and “bottom-up” angles It not only seeks out threats, but also oppor- In fiscal ... processes or standards are implemented within the panies in their strategic decisions Business Risk Man- shortest possible time agement s remit is to help systematically recognize major risks to...

Ngày tải lên: 30/07/2014, 21:43

... based within the RNC rather than the base station Secure IMSI (International Mobile Subscriber Identity) Usage The user is assigned a temporary IMSI by the serving network 3G Security Features ... the paging signals of SN Hijacking outgoing/incoming calls in networks with disabled encryption is possible The intruder poses as a man-in-the-middle and drops the user once the call is set-up 16 ... authorized agencies with certain information about subscribers GSM Compatibility GSM subscribers roaming in 3G network are supported by GSM security context (vulnerable to false base station) Authentication...

Ngày tải lên: 21/11/2012, 08:59

... 2007) While this loss of forests contributes to emissions, forest ecosystems are also important for sequestering and storing carbon Forests, as large stores and potential emitters of carbon are ... increased interest for natural resources, in particular; timber, fish and palm oil This–often unsustainable–extraction of resources, especially forest resources, has escalated risks associated ... exist in developing nations, especially tropical forest ecosystems The numbers of people dependant on these forests for their livelihoods is immense A report by the World Commission on Forests...

Ngày tải lên: 19/01/2014, 17:20

... funds are returned to the customer Barclays does not, as a rule, occupy repossessed properties for its business use or use assets obtained in its operations Risk transfer The Group in some cases ... Balance Sheet Information Loans and advances to banks and customers at amortised cost Customer deposits Total assets Assets contributing to adjusted gross leverage Risk weighted assets Liquidity ... Barclays Bank PLC Annual Report 2011 www.barclays.com/annualreport Financial review Analysis of results by business All disclosures in this section are unaudited unless otherwise stated Investment...

Ngày tải lên: 16/02/2014, 11:20

... Banks issue, service, and redeem marketable Treasury securities and savings bonds and process secondarymarket Fedwire securities transfers In 2007, the Banks processed 104,000 commercial tenders for ... Securities Service provides securities services to participants, including the settlement of book-entry transfers of securities issued by the U .S Treasury, federal government agencies, government-sponsored ... which is also the nation s principal securities-transfer mechanism The Reserve Banks are required by the Federal Reserve Act to serve as fiscal agents and depositories of the United States By statute,...

Ngày tải lên: 18/02/2014, 01:20

... agrees that measuring timeliness alone is not sufficient to assess the quality and effectiveness of Emergency Department services This is consistent with the summary of the views of the Australasian ... owner, system administrator and all roles and responsibilities associated with the system and its support (including third party stakeholders such as Shared Services ICT); iii the security classification ... variations resulted from process and procedural differences and differences in definitions;   2.55 inconsistent approaches across hospitals for processing the ‘first seen time’ in the system In this...

Ngày tải lên: 18/02/2014, 05:20

... may increase review teams’ abilities to identify risk factors (such as the lack of safety approved cribs in homes) Sudden Infant Death Syndrome (SIDS) SIDS is the diagnosis given to the sudden death ... more stringent guidelines when classifying a death as SIDS Therefore, there was a decrease in the number of fatalities classified as SIDS, while at the same time; there was a significant increase ... the presence or absence of signs or symptoms of substance abuse or mental illness, including depression, among children, adolescents and other family members To Prevent Deaths due to Suicide...

Ngày tải lên: 18/02/2014, 15:20

... economies, after years in recession, are showing signs of recovery Stock prices of strong financial franchises in these two areas were decimated post crisis following the time-tested script We substantially ... numerous risks to current business models exist as the Internet continues to challenge all players However, amid all this, we see advertising agencies remaining key players and their businesses more ... MSCI Europe 9.42% MSCI US 14.67% MSCI US 5.44% MSCI Pacific (ex-Japan) -50.50% MSCI US 26.25% MSCI US 14.77% MSCI Japan -14.33% MSCI US -23.09% MSCI US 28.41% MSCI US 10.14% MSCI US 5.14% MSCI...

Ngày tải lên: 19/02/2014, 09:20

... Wholesale Services either purchases the asset from a third party or develops and constructs the asset In most cases, Wholesale Services operates and manages such assets Earnings from these investments ... asset-based businesses However, with the higher returns available in the company s other businesses, we expect to divest some interests in a number of these assets The remaining asset businesses ... paper markets also added favorably to the results Assets and Investments Enron s Wholesale businesses make investments in various energy and certain related assets as a part of its network strategy...

Ngày tải lên: 19/02/2014, 14:20

... Administration 's National Transit Database Reporting System by transit systems in the United States during 1997 14 SUBJECT TERMS 15 NUMBER OF PAGES Safety, security, statistics, transportation fatalities, ... modes had no reportable incidents As with previous years' SAMIS reports, caution should be used when making comparisons across different modes of transit, and also against data from other transportation ... transit agency Passenger Miles The total number of miles traveled by transit passengers (e.g., a bus that carries passengers for a distance of miles incurs 15 passenger miles) Patron A person...

Ngày tải lên: 21/02/2014, 12:20

... INSURANCE SAMSUNG HEAVY INDUSTRIES SAMSUNG SDI SAMSUNG SECURITIES SAMSUNG TECHWIN SANDISK SANDS CHINA SANKYO SANLAM SANOFI SANOMA OYJ SANTEN PHARMACEUTICAL SANTOS SAP SAPPI SAPUTO SARA LEE SASOL ... INSURANCE SAMSUNG HEAVY INDUSTRIES SAMSUNG SDI SAMSUNG SECURITIES SAMSUNG TECHWIN SANDISK SANDS CHINA SANKYO SANLAM SANOFI SANOMA OYJ SANTEN PHARMACEUTICAL SANTOS SAP SAPPI SAPUTO SARA LEE SASOL ... shares) SWISS PRIME SITE SWISS REINSURANCE SWISSCOM (reg shares) SYMANTEC SYNGENTA (reg shares) SYNOPSYS SYNTHES SYSCO SYSMEX T ROWE PRICE GROUP TABCORP HOLDINGS TAG IMMOBILIEN TAISEI TAISHIN...

Ngày tải lên: 06/03/2014, 08:20

... institutions, financial sponsors, governments and sovereigns CB &S also includes our debt and equity Sales and Trading businesses, which are housed in our Markets Business Division Markets is ... offers investment solutions across multiple asset classes, including traditional fixed income, equities, asset allocation services, and alternative asset classes such as hedge funds and real estate ... ongoing basis For further discussion of these processes please see the “Monitoring Credit Risk” and “Main Credit Exposure Categories” sections in Item 11 PBC s deposits and payment services consist...

Ngày tải lên: 06/03/2014, 10:20

... improvement of roads, highways, sidewalks, street and road lighting systems, traffic signals, bridges, domestic water systems, storm and sanitary sewer systems and planning, construction, reconstruction, ... vehicles, including electric trolleys, buses and streetcars Metro offers a full array of transportation services and assistance to employers of all sizes; assists companies in reducing single ... division use status reports to track schedules and project costs Some of these status reports could be used in a performance measurement system, but by themselves, without performance goals and defined...

Ngày tải lên: 06/03/2014, 23:20

... Costa administers the CARES Plus Classroom Assessment Scoring System (CLASS), called the Contra Costa CARES Plus CLASS Academy The CLASS Academy builds upon First Contra Costa s Professional Development ... Test scores.14 Since 2005, First Santa Barbara, UC Santa Barbara, and the Santa Maria Bonita School District have used the KSEP to assess school readiness and academic performance of thousands ... screening and assessment that help identify critical issues in children with special needs When identified and addressed early, these issues will not delay children s chances for success in school and...

Ngày tải lên: 07/03/2014, 04:20