toward the analytics of risk

... credit risk, market risk and the interaction of risks He has been a member of various working groups of the Basel Committee on Banking Supervision He is Associate Editor of the Journal of Risk ... litigious, and one of the key questions that arise is whether the risk of the client portfolio has been properly measured To assess whether this is so requires the validation of the portfolio risk model ... Murphy for their excellent research assistance The views expressed in this research are those of the authors and not represent the policies or positions of the Office of the Comptroller of the Currency,...

Ngày tải lên: 28/06/2014, 00:20

... examining the process and the results G identifying worthwhile lessons H following up their work 17 Part 2: Risks facing the SAI F Examining the process and the results Risk Managing the risk 28) The ... Examining the process and the results, continued Risk Managing the risk 30) Either due to a lack of expertise or a desire not to interfere with the commercial freedom of the partnership, the public ... include information on the price paid, the profits attributable to the net assets being bought and the effect of the transaction on the profit and loss account and balance sheet of the purchaser Consignia’s...

Ngày tải lên: 18/02/2014, 05:20

... regulatory role All of these initiatives have furthered the prominence of risk discourses and the promotion of riskbased thinking in government However, the emergence of ideas about risk in the regulatory ... piecemeal adoption of risk based tools and an uneven use of the language and rhetoric of risk The elements of risk- based approaches are various At a minimum they entail the use of technical risk- based ... philosophies In other cases a partial buy-in to the risk philosophy is in evidence, sometimes this is manifested simply by the use of the language of risk, in others this is supported by the use of risk- based...

Ngày tải lên: 23/03/2014, 00:20

... the first group The interesting feature of this experiment was the handling of the “none of the above” option by the second group of doctors Assuming that the average competence of the doctors in ... selected the coin flip Thaler describes this result as the house money effect Although the choice of payoffs offered to both classes is identical — regardless of the amount of the starting wealth, the ... permission 17 18 THE NATURE OF RISK necessity, long when prices are at the top and short or out of the market at the bottom The very fact that they are long at the top shows that they have been...

Ngày tải lên: 08/05/2014, 09:51

... further confusion regarding the understanding of the overall relative risk to benefit of these therapies This ‘yo-yo’ reflects evolving science, diminished public tolerance of uncertainty and risk, ... accurate risk benefit assessment The media has unfortunately not advanced the public’s understanding of the complex challenge of risk assessment and risk benefit calculation by suggesting that the ... arthritis and other causes of pain for the foreseeable future The past decades have witnessed multiple changes in the public’s risk perception of these drugs: a low risk of nonselective NSAIDs compared...

Ngày tải lên: 09/08/2014, 07:20

... in the health region He considered the region population as the denominator and explored the effects of a changing numerator according to the residency status on the estimation of the burden of ... to admit patients to the ICU We know there is tremendous variability in these decisions For example, in the USA there is a threefold variation in the use of the ICU during the hospitalization ... rate [10] There is also marked variability in the use of the ICU solely for monitoring [11] Therefore, the epidemiology (scientific study of the incidence, causes, and distribution of diseases...

Ngày tải lên: 12/08/2014, 20:20

... Maynard Keynes was the author of General Theory of Employment, Interest, and Money and one of the fathers of modern macroeconomics A product of the English elite and a member of the Bloomsbury group, ... for the price of a book Pick and Pay At the Money Show, a bank is publicizing its new home loan product— the pick and pay mortgage loan The borrowers pick the amount of the loan, the term of the ... The loss on the shares would be offset by the gain on the short gold position The position is hedged, free of risk, at least in theory “My analysis shows that the positions were highly risky.” Mailer...

Ngày tải lên: 03/11/2014, 18:42

... (2.10) Thus, in the case of the paid claims data, the triangles (which have the same dimensions) containing the residuals of the observed paid link ratios and the residuals of the ratios of incurred ... those of CL The GDFs will not be the same, however, as the fitted values are not the same for the two models The CL fitted value is the product of the factor and the previous cumulative, whereas the ... derivative is the product of its previous cumulative and the derivative of the factor with 140 respect to the cell value But that derivative is just the reciprocal of the sum of the previous cumulatives,...

Ngày tải lên: 22/11/2014, 15:28

... Design of the study The thesis consists of three parts: Part A is the introduction, which presents the rationale, the scope, the aims, the methods and the design of the study Part B consists of two ... instruments, the results and the discussion of the findings Part C is the conclusion of the study In this part, some recommendations on the use of mother tongue in EFL classroom, the limitation of the ... Since then, there has been a movement of promoting the use of the mother tongue in the language classroom Professionals in second language acquisition have become increasingly aware of the roles of...

Ngày tải lên: 19/03/2015, 10:32

... to the study of the what and the how of integration of teaching language and its cultural factors Due to the limit of time and scope of the study and other factors, this thesis cannot go further ... with the findings of the attitudes of the teachers and the students towards the importance of culture and speaking skill in ELT; together with cultural difficulties in the teaching and learning of ... depend on the teacher and consider their teacher a knowledge provider in the classroom To the author‟s amazement, none of the teachers agree with the idea of changing the seats often 70% of the teachers...

Ngày tải lên: 28/03/2015, 08:55

... collected from the questionnaire Significance of the study The study is significant in the following ways: - The first significance of the study is for the author herself to enhance the skills of conducting ... looked to improve the effectiveness of their teaching with the tools offered to them The Office of Technology Association’s (OTA) Report (1995, p 6) summarizes these attempts with these sentences: ... fully aware of the crucial role of integration of computers and viewed them as an essential requirement for their teaching so that they had positive attitudes towards the uses of them in an ESL...

Ngày tải lên: 30/03/2015, 14:30

... of the risk to the customer The focus here is on these contractual terms in Singapore in the context of the unauthorised debit, how they are used and how they modify the common law; whether their ... since 1965 The Singapore Supreme Court consists of the High Court and the Court of Appeal The Court of Appeal is the highest court in the country since the abolition of rights of appeal to the Privy ... other than possibly the biggest of customers, would have any prospect of altering the bargain which the bank presents to them in the form of the pre–printed T&C In the words of the Canadian Supreme...

Ngày tải lên: 11/09/2015, 09:11

... CONSUMER ATTITUDE TOWARDS THE USE OF E-COMMERCE IN HO CHI MINH CITY: A CASE STUDY OF THEGIOIDIDONG.COM In Partial Fulfillment of the Requirements of the Degree of MASTER OF BUSINESS ADMINISTRATION ... The value of 0.722 of adjusted R Square indicates that 72.2% variance of the independent variable can explained by the four mentioned factors The ANOVA table tests the acceptability of the model ... city: a case study of thegioididong.com “ is conducted to find the factors that influence to consumer attitude towards the use of thegioididong.com website and the challenges to thegioididong.com...

Ngày tải lên: 22/10/2015, 13:28

... lager number of type of outcomes and the greater variation among them, the greater level of risk Risk is objective concept and measured” 2.1.4 Suggested concept in this research: Risk is occurrence ... Conceptual framework and hypotheses: The impact of risk factors to production and business performance in Vietnam 2.6.1.1 Conceptual framework and hypotheses: The impact of risk factors to production ... mitigate the impacts of weather 5.1.1.5 Solutions to mitigate the impacts of pest 5.1.1.6 Solutions to mitigate the impacts of working capital 5.1.1.7 Solutions to mitigate the impacts of production...

Ngày tải lên: 10/06/2016, 10:39

... in the association of unprocessed total meat intake and type DM risk depending on the BMI of the women A higher consumption of total unprocessed meat was related to a modest reduction in the risk ... decrease in risk of type DM in the NHS II [6] No association between poultry consumption and risk of type DM was found in the Health Professionals Follow-Up Study [7], the WHS [3], or the NHS I ... To our knowledge there are no other reports of a direct link between poultry consumption and risk of diabetes or of interactions between poultry consumption and BMI and the risk of type DM Red...

Ngày tải lên: 31/10/2012, 16:49

... Trust Information Risk and the Economics of Security presents the latest research on the economics driving both the risks and the solutions These chapters represent some of the best, cutting-edge ... prioritizations The risk elements are then viewed in the context of other company-specific factors, such as the state of current control (i.e., the security baseline); the sophistication of vulnerabilities ... than 20 percent of the number of payments processed in the EU), the focus of the analysis is mainly on the euro area: the above-mentioned 10 euro area countries in the survey together process about...

Ngày tải lên: 18/10/2013, 17:15

... notify the FDA of their intent to market new products However, they are not required to establish the safety or the effectiveness of their products Once a dietary supplement is on the market, the ... from the market Based on these and other reports in the United States, the Food and Drug Administration (FDA) issued a consumer advisory in March of 2002 regarding the “rare” but potential risk of ... or other NSAIDs may increase the risk of bleeding Ginseng may intensify the effects of these drugs, causing an excessive decrease in blood sugar levels (hypoglycemia) Ginseng may intensify the...

Ngày tải lên: 25/10/2013, 05:20

... point of view, the benchmark return is beta times the market return, enhanced by a factor equal to the square root of the ratio of the trading frequency of the stock to that of the market Furthermore, ... return proportional to the traditional beta of the stock, further enhanced by the square root of the ratio of the stock’s trading frequency to the trading frequency of the market This relation ... away the market component of any stock S, its excess return less βSM times the excess return of the market is proportional to the component of the volatility of the stock orthogonal to the market...

Ngày tải lên: 12/12/2013, 14:15