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Lecture Managerial economics - Chapter 2: Markets

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Lecture Managerial economics - Chapter 2 introduce markets. This chapter provides to students: Buyers, sellers, goods, and information; demand; market equilibrium; law of one price;... Inviting you to refer.

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Managerial Economics

Week 2: Markets

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Buyers, Sellers, Goods, and

Information

 How prices convey information

 How markets operate –where information

is obtained and purchases and sales are transacted

 Markets reduce the transactions costs of making exchanges

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Examples of Markets

 Markets are where people make comparisons

 Buyers and sellers interact with the goal of an

exchange taking place

 Some markets have strict protocols (auction); others less so

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 Demand always a time dimension; hours, days,

weeks.

 Demand concerns the consumption side of the

market

 A demand curve identifies the maximum amount

consumers are willing to pay for any given amount

of a good.

 The difference between the amount consumers

are willing to pay and the amount they have to pay

is called consumer surplus.

 Changes in non-price factors shift demand curve

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Market Equilibrium

 When a market comes to rest and there are no additional mutually acceptable trades to be

made, we say the market has reached an

equilibrium.

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Law of One Price

Arbitrage –trading to take advantage of price difference Arbitrage brings a

single price to a market in which

prices for a good differ only by

transactions costs.

Speculation –taking one side of the

market with the assumption that price will move in your direction

 Speculators give markets liquidity

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Why Equilibrium Matters –A

Price Ceiling

 Price ceiling: a legal maximum on the

price of a good or service Example: rent control

 At the ceiling price we see that a

shortage of the good will exist

 The amount consumers wish to purchase

at the ceiling price exceeds the amount

sellers wish to sell

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Who Benefits from a Price

Ceiling?

 If regulations set a

ceiling on the interest

rate banks could pay

depositors at 4%, then

depositors would only

want to deposit $400

billion The rate that

banks could then

charge to ration the

available funds would

be 12%.

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Why Equilibrium Matters –A

Price Floor

 Price floor: a legal minimum on the price

of a good or service Example: minimum wage

 At the floor price we see that a surplus

will exist

 The amount that sellers wish to sell at the floor price exceed the amount consumers

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Min wage laws

do not affect

highly skilled

workers

They do affect

teen workers

Studies:

A 10% increase

in the min wage

raises teen

unemployment

by 1-3%

The Minimum Wage

W

L D

S

$4

Min

wage

$5

400 550

unemp-loyment

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Elasticity of Demand

Price elasticity

Percentage change in Q d Percentage change in P

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Elasticity & Total Revenue

 On the demand curve’s elastic portion a

decrease in price will increase TR

 Where demand is inelastic, a price

decrease will decrease TR

 All market sellers know what the demand curve they face “looks like”; they know

the coefficient of elasticity

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Information & Markets

 Prices are discovered in markets

 Prices are Adam Smith’s “Invisible Hand”

 Society lacks the computing power to

make all the decisions that a market

makes daily to determine prices and

allocate resources

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The Present and the

Future-Speculators

 Here is what happens both with and without

speculation

 Consider a commodity whose peak harvest occurs in

October while smaller amounts come to market in

other months

 Without speculation, all of each month’s production is

immediately sold and consumed

 Speculators will buy when it is abundant and hold it in

expectation of gains from being able to resell it later

for more money, which will reduce the price

fluctuations.

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The Present and the

Future-Information & Revision of Prices

 The market price is affected by information

besides that in weather forecasts

 For instance, an expert on grocery markets

expects that a continuing trend for

low-carbohydrate diets will decrease the

economy’s demand for wheat

 An expert on foreign policy hears from

informed sources that the government will

soon initiate policies to raise wheat exports

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