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This paper introduces an economic model to explain the relationship between traditional telephony services and VOIP services. In particular, we show that low income families have not benefited from VOIP services and VOIP could be a substitute for long-distance calls but complementary to local services.

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1 Introduction

The bundling game between

Telecommunica-tion companies (Telcos) and Cable TV is creating

a new convergent trend called triple play

includ-ing TV, broadband network and telephony This

is leading to a new dynamic competitive

environ-ment in digital communications The traditional

service providers are now playing two main roles

as incumbents as well as rivals In other words,

the giant incumbents in telecom industry are

striving to increase the cable television market

share where cable TV companies have dominated

the market for a long time Meanwhile, cable TV

companies have also developed new technologies

to implement bundling triple play services and

be-come stronger competitors in telecom services

Otherwise, by using the available advanced

tech-nologies based on the global network, many new

service providers could enter the market and

com-pete with the incumbents in traditional services

For instance, on the one hand, VOIP providers are

offering a bundling of voice services with a

com-parative price or free of charge in some cases such

as Vonage, Skype, Guzimo, Yahoo voice, Google

voice and so forth On the other hand, internet

protocol television (IPTV) providers and Telcos

are soaring to capture the market share of the

dig-ital video on demand, telephones and television Therefore, the telecom and cable TV markets have become more dynamic, complicated and competi-tive in the past few years

By building an economic model, the paper an-alyzes the relationship between traditional teleph-ony services and VOIP services We will provide some evidences to prove that (1) low-income households have not widely used VOIP services even though VOIP telephone is supposed to be cheaper than traditional telephony; and (2) VOIP services could be a substitute for long-distance calls but complementary to local services Specifi-cally, by collecting data from all states of the USA

in the period 1995-2006, we implement an empir-ical analysis of bundling telecommunications serv-ices to test our hypotheses We also provide a summary of VOIP services in Vietnam and com-pare them with the services operating in the US This paper is organized into six sections Sec-tion 1 provides the introducSec-tion, while SecSec-tion 2 presents a review of some main prior studies of telecommunication market Theoretical model is presented in Section 3 Section 4 implements an empirical study The VOIP services in Vietnam are presented in Section 5 Finally, Section 6 sum-marizes the study’s results and assert some

limi-Voice Over Internet Protocol (VOIP) providers is generating the game of telecommu-nication market Based on the available advanced technologies and smart soft-wares, new entrants can reduce initial investment and production costs to compete with incum-bent local exchange carriers (ILECs), which dominate the telecommunication market for

a long time due to economy of scale and scope This paper introduces an economic model

to explain the relationship between traditional telephony services and VOIP services In particular, we show that (1) low income families have not benefited from VOIP services; and (2) VOIP could be a substitute for long-distance calls but complementary to local services Specifically, we implement an empirical analysis of bundling telecommunica-tions services that are carried out with pooled cross sectional time-series data for all states of the United States of America in the period 1995-2006 Finally, we offer a brief overview on current situation of VOIP services in Vietnam.

Keywords: competition, complement, substitution, telecom, VOIP.

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tations that are challenges for future research.

2 Literature review

In general, consumers would like to maximize

their utilities under a budget constraint However,

in the internet telephony market, the prices are

continuing to decrease, hence the current prices of

telephone services are more likely to be under

their expected expenditure It is not easy to

per-suade them to switch from an existing provider to

a new one in a short time For instance, many

con-sumers are not ready to switch from fixed line

services to VOIP services The replacement of

tra-ditional telephony with the new technological

ap-plicability such as VOIP is not easy For instance,

Fowler (2002) analyzes the simplification of User’s

life: New technologies are a tough sell unless users

can perceive tangible benefits Consumers do not

respond to “technological elegance”, but to

con-crete improvements and documentable savings

Replacing something such as the Plain Old

Tele-phone Service (POTS) is a difficult challenge

be-cause it is familiar, exceedingly reliable, easy to

use, and matching users’ requirements

In the telecom market, network access and

net-work interconnection are main issues for a new

entrant to enter this market These problems are

considered as a major barrier to the telecom

com-petition In reality, ILECs usually find many

rea-sons to postpone new entrants to connect to their

network, especially in countries where the telecom

market is still a monopoly or an oligopoly

Vogel-sang (2003) analyzes the differences between an

access model and an interconnection model, in

other words, one-way access and two-way access

Loomis and Swam (2005) investigate the telecom

competition between ILECs and CLECs in the US

They find significant inter-modal competitive

im-pacts resulting from wireless and high speed

de-velopment

The rapid emergence of VOIP is considered as

a real threat to traditional fixed line telephone

since VOIP providers enable to reduce production

cost by absorbing technological novelty to create

advanced services However, internet telephony

also brings negative effects on a creative

destruc-tion Murillo and McKnight (2005) study the

im-pact of internet telephony on the Universal

Service program in the US They find out many

causes leading the process of creative destruction

They are debating in the US whether VOIP is

an information service or telephone application

This issue becomes more complicated because if it

is considered as a telecom service, then it should

be subjected to any or all of the various common carrier regulations In this case, ILECs can easily dominate the telecom market driving new VOIP entries out of the market (Shin, 2006)

The major issue of VOIP services is quality

However, this problem is able to overcome due to technological innovations and intelligent soft-wares Internet telephony is changing in tradi-tional communication cultures For instance, Skype is considered as one of prior businesses in VOIP services Tapio (2005) analyzes the success

of Skype in both technological solution and busi-nesswise Additionally, VOIP services are requir-ing the new regulatory framework Goncalves (2005) studies this issue and uses Skype as a case study Skype has proven to be increasingly popu-lar among business users because of low cost, less time, simplicity, and productivity improvement

Skype has continued its meteoric rise in interna-tional call market share, which now has 25% of the international calling market and is serving up some 520 million minutes of calls a day (John Nor-ris, RCR Wireless, Jan 6, 2011) Specifically, in January 2011, after the release of video calling on the Skype users for iPhone, Skype reached a record 27 million simultaneous online users (Vlad Savov, www.engadget.com, Jan 11, 2011)

The VOIP progress is conditioned by the regu-latory framework designed for it Feijóo et al (2007) analyze 5 main VOIP development scenar-ios that represent an adjustment of the specific regulatory intervention in basic issues such as in-terconnection, numbering, operator obligations and user rights As a result, VOIP could achieve greater market shares and generally replace tra-ditional telephony whenever both technical and regulatory issues have been already solved

3 Model

In this part, we mainly focus on the impact of VOIP services on the telecommunication industry

In order to simplify our model, we assume that there are only 2 providers of telephone services

The existing one called Firm 1 has a monopoly power in supplying local networks (for example Verizon) Another new one called Firm 2 (for

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in-stance Vonage) enters the telephone market by

using VOIP technology to provide telephone

serv-ices with lower prserv-ices to compete with the former

one

We consider consumer behavior corresponding

to available telephone services including

tradi-tional telephone and VOIP calls If they switch to

the new provider (VOIP calls), they have to face

substantial costs of switching The switching costs

include an additional cost of using electricity for

service, learning costs and initial investments

such as adapters, special phones and connection

fee as well as service quality Obviously, the

switching costs make consumers more dependent

on the traditional phone services Another

impor-tant technical issue, VOIP providers can only

pro-vide the VOIP services for subscribers who have

already used a broadband internet access In other

words, the normal fixed line telephone or cell

phones are not completely substituted by internet

phones

We consider how much subscribers have to pay

monthly for using the traditional phones A user

usually pays fixed fee for using the local line (Fll)

and pro base rate for using long-distance calls

which are calculated by summation of all price per

minute (depending on the distance between

sender and receiver) multiplied with total minutes

of calling Hence, the total monthly expenditure of

long-distance calls is equal to Because the

payment for using long-distance calls is variable,

a subscriber has his or her reservation value of

using long-distance calls (R) She/he is not willing

to pay higher for the reservation value Subjecting

to the budget constraint for long-distance calls,

the expenditure on such a kind of service is more

sensitive in price Therefore, if consumers have

high demand and low reservation value of

long-distance calls, then they will have higher

poten-tial to switch to VOIP services, which are usually

fixed in price for unlimited long-distance calls

(FVOIP) However, to come with a final decision

in shifting services, it requires consumers to

con-sider many elements such as service quality,

prices, conveniences, compatible with consumers’

existing terminal equipments and so on One of

the most important factors is a switching cost (S)

It is playing an essential role in transferring to

the VOIP telephone or staying with the

tradi-tional one

We consider subscribers’ decision to switch to the new provider or staying with the existing one

as follows If consumers’ total expenditure on long-distance calls is not greater than the reservation value, then they will stay with the current provider ( ≤ R) In this case, consumers are satisfying with the traditional services even though they have to pay higher monthly prices

If the reservation value is smaller than the total expected demand for long-distance calls, con-sumers will consider the switching cost (i.e > R) In this case, there are no shifting services if the following condition is satisfied (R - PVOIP –

S < =0) Otherwise, consumers will transfer to the new entrant (R- PVOIP – S > 0)

Therefore, the new entrant could only provide the internet phone for consumers who have low reservation value but high expected demand for long-distance calls In other words, consumers have to meet two conditions before deciding to switch to the new entrant Furthermore, the reservation value of each consumer has strictly de-pended on her or his income According to data collection from Federal Communications Commis-sion (FCC-2005), telecommunication services ac-count for about 2% of total households’ expenditure during period between 1981 and 2003 It means that the reservation value of each consumer has been stable during the long period The higher-in-come households have greater reservation value and vice versa

Hence, the low-income families would not only like to use cheaper services than the high-income ones but also have high demand for new services However, the fact that whether this demand is satisfied or not will be a question

Proposition 1: The low-income households could be less potential for switching from a traditional phone to a VOIP phone.

The reservation value of low-income families is smaller than that of high-income ones Therefore,

if low-income households have high demand for long-distance calls, then the first necessary con-dition is satisfied ( > R) However, the second necessary condition for switching services may be not met (R - PVOIP – S > 0) The second condition

is the main factor making low-income families less potential to use the cheaper phone services In re-ality, according to the Reference Book of Rates, Price Indices, and Household Expenditures for

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Telephone Service published by FCC-2006,

low-in-come households have received the subsidy

pro-grams for using wire-line telephone services

These programs are called the Lifeline and

Up programs Throughout the Lifeline and

Link-Up programs, low-income households only has to

pay $10.65 for local service and $13.70 for

connec-tion charges per month, as compared to $24.74 for

local service and $42.71 for connection charges

paid by residential subscribers without subsidy,

respectively From these figures, we easily

recog-nize that the second condition is not easily

satis-fied In other words, low income households are

staying with the current provider due to facing

with high switching cost Another technical issue

of using VOIP telephone is the fact that it requires

users to have available high speed internet access

Most of low-income households are not able to

meet this requirement due to their budget

con-straint

Proposition 2: VOIP could be a substitute

for long-distance calls but complementary to

local services.

Feijo et al (2007) analyzed the possibility of

VOIP as a substitute for traditional telephony on

both sides including demand and supply However,

in this paper we emphasize the greater ability of

VOIP as a substitute for long-distance phones but

as complementary to local calls First, VOIP

con-sidered as a substitute for long-distance phones

including domestic and international phones is a

recent trend Again, the rapid increase in

inter-national call market of Skype is a very good

ex-ample Second, VOIP could be a complementary

to local services Obviously, an increase in volume

of VOIP services leads to a rise in the volume of

local telephone calls because almost of VOIP toll

telephone traffic must use the local telephone

net-works

Now, we consider more details of demand

func-tions and cost structures in the model This model

is expanded in the telecoms market with one

ILEC (Firm 1) and another VOIP provider (Firm

2)

The model with two providers has been

devel-oped by Bijl and Peitz (2004) They analyze a

sit-uation of one-way access Their model considers

the providers who are mainly different in terms

of the property of local-loop Firm 1 owns the local

loop network and the other does not Meanwhile,

in our model, Firm 2 may own a local loop net-work

The profit functions of Firm 1 and 2, are re-spectively as follows:

p1= l1Q1( p1, p2, q2( p2) ) * ( p1- A V C1) + ( 1

-l1)Q21(p1,p2,q2(p2)) * (r1-AVCr1)-FC1 (1) and

p2= l2Q1 2( p1, p2, q2( p2) ) * ( r1- A V Cr 2) + ( 1

-l2)Q2(p1,p2,q2(p2)) * (p2-AVC2)-FC2 (2) Where Q1(p1,p2,q2(p2)): quantity demand for Firm 1’s services

Q2(p1,p2,q2(p2)) : quantity demand for Firm 2’s services

Q21(p1,p2,q2(p2)) : quantity demand for Firm 2’s services accessing to Firm 1’s local loop networks

Q12(p1,p2,q2(p2)) : quantity demand for Firm 1’s services accessing to Firm 2’s networks

p1,p2: prices of Firm 1 and Firm 2, respectively

q2(p2): quality of services of Firm 2

l1: A proportion of consumers that are a “high type” using Firm 1’s services

1- l1: A proportion of consumers that are a “low type” using Firm 1’s services

l2: A proportion of consumers that are a “high type” using Firm 2’s services

1- l2:A proportion of consumers that are a “low type” using Firm 2’s services

AVC1, AVC2: average variable costs of Firm 1 and Firm 2, respectively

FC1, FC2: Fixed cost of Firm 1 and Firm 2, re-spectively

r1 and r2 : line rental charge of Firm 1’s net-works and Firm 2’s netnet-works, respectively

Intuitively, the demand for Firm 1’s services comprises two types of consumers The high-type consumers are willing to pay for high quality

Meanwhile, the low-type consumers are not will-ing to do so Without threat of entry, the incum-bent (Firm 1) will set a higher price to sell only

to high income consumers After appearance of the rival (Firm 2), the incumbent has to lower its prices to sell to both types The new entrant is playing an important role in changing the demand structure of Firm 1 Proportion l1decreases as the demand for Firm 2’s services increases At the cur-rent time, the incumbent dominates the local net-works, so it can set the line rental fee (also called interconnection charges; access charges or

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termi-nation charges) for its rival But it does not need

to purchase access charges from its rival This

case can be called the one-way access framework

However, in the future the incumbent might have

to pay the access charges for using its rival

net-work Moreover, each provider needs to invest in

the infrastructure system to provide its own

sub-scribers with better services As a result, each

provider has to interconnect with other providers

to ensure its consumers be able to call all users

This case is called the two-way access framework

The concept one-way and two-way access

frame-works are studied by many authors Armstrong

(2002) explains carefully those concepts

We now consider the high-type consumers with

the quantity of demand function (Q1(p1,p2,q2(p2))

In many other studies, the high-type consumers

can be explained in many different meanings such

as high demand, high value quality and so on In

this paper, we consider the high-type consumers

as the high-income users The demand of

high-in-come users for voice services depends not only on

the prices but also on the quality of services

Al-though, Firm 2 offers a very comparative price,

the number of users of Firm 1 seems not to be

fluc-tuated significantly since the quality services of

Firm 2 are unstable or insecure In other words,

the subscription demand for Firm 1 is not elastic

However, the quantity of demand for Firm 1 can

be affected by the new entrant, because many

users from Firm 1 can use service provided by

Firm 2 as a complementary service Therefore, the

prices and quality of services can affect on Q1 as

Intuitively, if quality of services (q2) increases,

the more Firm 1’s users will switch to Firm 2’s

services The demand of low-income consumers for

using Firm 1’s services has a positive relationship

with p2 and q2, but has a negative relationship

profit functions, the market shares of Firm 1 is

accounting for a higher proportion than Firm 2

since Firm 1 dominates the market for a long

time The market demand for using voice services

between two providers will depend on their prices

However, the FC1is higher than FC2, meanwhile

AVC1 is smaller than AVC2 Because Firm 2 is

willing to enter the voice market, it has to spend huge money on advertisement as well as the rental line For instance, Verizon is considered as Firm 1 (Vietnam Post and Telecommunication – VNPT for the case of Vietnam) and Vonage is Firm 2 (FPT Telecom for the case of Vietnam) Vonage’s strategy is obtaining the market share instead of the profitable objective at the move-ment For each new line, Vonage spent around

$239 on marketing cost (Wall Street Journal, Au-gust 02, 2006), while customers only have to pay

$24.99 per month plus 1 month free

Intuitively, the quality services of Firm 1 are more reliable and better than Firm 2, therefore p1 is more expensive than p2 for identical serv-ices Given p1, Firm 2 offers p2that is cheaper and more available services than Firm 1, such as un-limited calls in US, Canada and other European countries The rental fee or leased price ri(i=1,2)

is regulated by law, in current time, therefore r1

is more concerned than r2since Firm 1 wants to charge the rental fee Unfortunately, the rental price is often set by regulation, hence Firm 1 can-not raise network accessing fee as well as network interconnection charges to bar Firm 2 from enter-ing the market In future, when Firm 2’s networks broadly develop, it will require a line rental for using its networks

Both providers want to maximize their profit given a counterpart price By taking First Order Condition from Equation (1) & (2), we could find a unique pair (p1*,p2*) Hence, at a certain time, there exist two equilibrium prices in the voice market

Consumers are trading off between quality of services and prices For consumers with high in-come it is not necessarily best to switch from Firm

1 to Firm 2, but consumers who have a limited budget or emphasize cost reduction may consider switching to a new provider To sum up, the above model could be used to explain that VOIP service

is a substitute for long-distance phones but com-plementary to local services

4 Empirical study The data on telecommunication services rev-enue over the period 1995-2006 are collected from the Federal Communications Commission (FCC) The number of subscribers of fixed phones, cell phones and their corresponding prices are

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col-lected from FCC and CTIA-The Wireless

Associa-tion The price variables used in the analysis are

the average local monthly bill of cell phones and

average monthly bill of wire-line providers The

income per capita and population of each state are

collected from the US Bureau of Economic

Analy-sis (BEA) The data present greater aggregation

than would be desirable: they include all

sub-scribers and sales volumes but do not clarify the

more detailed sales of the telecommunications

services as well as pricing tariff for each state

In this study, we examine annual demand for

bundling telecommunication services across states

of the US over the period 1995-2006 To simplify

the model of telecommunication services demand

across states as well as to compromise with the

available data, we consider wire-line services and

wireless services as two major sources

contribut-ing to the demand for telecommunications

serv-ices Therefore, the empirical model can be

written as follows:

ln(Bst)= b0 + b1 ln(w_lessst)+ b2 ln (w_linest) +

b3ln(popst) + b4ln(incst) + b5INT + b6VOIP (1)

ln ( )= m0+ m1ln( ) + m2 ln( ) +

m3ln( ) + m4ln( ) + m5VOIP (2)

ln ( )= s0+ s1ln( ) + s2ln( ) +

s3ln( ) + s4ln( )+ s5VOIP (3)

where the variables in above equations are:

Bst: telecommunications revenues of state s in

year t

: telecommunications revenues of state s in

year t for consumer’s income per capita less than

$26,000

: telecommunications revenues of state s in

year t for consumer’s income per capita of at least

$26,000 w_linest : total expenditure on wire-line serv-ices of state s in year t

w_lessst: total expenditure on wireless services

of state s in year t incst: Consumer’s income per capita of state s

in year t popst : Population of state s in year t l: low personal income per capita less than

$26,000 h: high personal income per capita at least

$26,000 INT: refers to the dummy variable of internet access It equals 1 for internet access available after 1996 and 0 otherwise

VOIP refers to the dummy variable of Voice over internet protocol It equals 1 for VOIP service available after 2001 and 0 otherwise

b, a, m and s: coefficients of regression models, respectively

In Model (1), we consider the effect of wireless and wire-line services on the total telecommuni-cations sectors We use Model (1) to test our hy-pothesis that VOIP services have a negative effect

on the total telecommunications revenues

We use Model (2) and Model (3) to test our hy-pothesis that a low-income person has less oppor-tunities for using VOIP services than a high one

Here, we consider a low-income household who earns less than $26,000 per year The low-income figure is considered as equal to 75% of US

per-Bst i w less_ st i w line_ st i

pop st i inc st i

Bst n w less_ st n w line_ st n

pop st n inc st n

Bst i

Bst n

Constant -9.2722 (0.5046) - 9.0327 (0.7724) -9.3429 (0.7003)

ln(w_less) 0.1591 (0.0177) *** 0.1857 (0.0166) *** 0.1743 (0.0229) ***

ln(w_line) 0.1173 (0.0114) *** 0.0479 (0.0177) *** 0.1371 (0.0142) ***

ln(pop) 0.6969 (0.0224) *** 0.7439 (0.0234) *** 0.6627 (0.0287) ***

ln(inc) 0.4907 (0.0352) *** 0.4320 (0.0660) *** 0.5285 (0.0522) ***

INT 0.0365 (0.0158) ***

VOIP - 0.1478 (0.0161) *** -0.0816 (0.0236) *** -0.1720 (0.0204) ***

Table 1: Bundling telecommunications services regression (dependent variable: a translog bundling revenues)

Standard errors in parentheses next to coefficients are robust to heteroskedasticity * Significant at 10% ** Significant

at 5% *** Significant at 1%.

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sonal income in 2005.

Estimated results

Table 1 presents the estimates for our

empiri-cal models Model (1) includes two dummy

vari-ables, those are, INT and VOIP, reflecting the

effects of new technological adaptation on

devel-opment of telecommunication industry

As shown in Table 1, many parameter

esti-mates are consistent with a priority theoretical

expectation In order words, the wire-line and

wireless services have positive effect on the total

revenues The more income, the more demand of

new value added services that consumers are more

likely to reach The larger the population, the

higher the demand for telecommunication

serv-ices The internet access has played a significant

role in developing telecommunication sector

Par-ticularly, it created high demand for broadband

services and many value added services

through-out IP Finally, VOIP coefficients are negative

ones and those are also consistent with our first

hypothesis

Now, we examine the second hypothesis

Coef-ficient of VOIP in Model (2) is – 0.0816 meanwhile

that of Model (3) is – 0.1719 It means that a

high-income person has used VOIP much more than

that of a low one leading to a stronger negative

impact on the total telecommunication revenue

Notably, we also see that the coefficient of VOIP

in Model (1) is - 0.1478 ranging between the above

figures as a result of pooling all cross sectional

time-series data for all states and in period

1995-2006 Therefore, this has consolidated our

Propo-sition 1

The other significant result of empirical

analy-sis is that evolution of technological innovation

could lead to positive and negative effects on both

demand and supply side As shown in Table 2,

co-efficient of internet is positive, whereas that of

VOIP is negative The results show that VOIP

services have not been available for all consumers

VOIP service is rapidly emerging in the global

economy and it is changing many traditional

be-haviors of customers as well as social welfare For

instance, 10 years ago, almost consumers in

de-veloping countries were unable to make an

inter-national call to their relatives or friends in devel-oped countries due to high charges and that was why the call back or collect call services used to

be popular at that time However, with VOIP serv-ices, now many customers in developing countries can make an international call at a cheaper price than that of their counterparts in developed coun-tries VOIP services in particular and value added services based on IP will rapidly take off as new wireless networks such as Wi-Max

The new convergent trend of telecommunica-tion and digital television industries may lead to the new process of acquisition and merger be-tween both sectors Meanwhile, VOIP services seem to be diversified in both software and hard-ware terms so as to improve services and create more demand For instance, Google Voice becomes

a very strong VOIP provider competing with sim-ilar services such as Skype When it introduces a free service that gives callers a new phone number that can access to different normal phones they own and send them an email transcript of voice-mails they received (Wall Street Journal, Aug 28, 2010)

5 VOIP services in Vietnam

By law whenever customers in Vietnam would like to use cheaper long-distance calls via VOIP, they have to access local providers by using fixed line phones or mobile phones The main providers include VNPT (dial 171), Saigon Postel (dial 177), Viettel (dial 178), EVN Telecom (dial 179) and FPT Telecom (dial 176) Recently, the market shares of VOIP services account approximately for 60% of total long-distance calls in Vietnam (Vn-Media, 10 April, 2008) However, the internet users have not been accessed to all VOIP services offered by internet providers such as Google or Yahoo voice in Vietnam like in the US because of current regulations Obviously, VOIP in Vietnam

is really a substitute for long-distance calls but complementary to local services This is the same situation as we find in the US

6 Conclusion The VOIP services have truly created the new game in the telecom market VOIP services are rapidly emerging as a result of successful

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implica-tion of innovative technology and software as well

as business strategies This paper introduces the

dynamic internet telephone market and its

im-pacts on the voice market It provides some

evi-dences (1) a low income person has less

opportunities for using VOIP services than a high

one; (2) VOIP services could be the greater

possi-bility of VOIP as a substitute for long-distance

calls but as a complementary to local services

Specifically, the results of empirical analysis also

consolidate the hypotheses and drive some other

significant results such as evolution of

technolo-gies could have both positive and negative effects

on development of telecommunications industry

and market segments

There are some limitations that need further

investigating First of all, we have not accessed

the current data of all states of the US Secondly,

our model is able to explain the current situation

of VOIP providers in Vietnam, but we have not

found the data to test the hypotheses These

is-sues are challenges for future researchn

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