c It has to be kept in mind that, even today, there are several private sector players who assist the taxman in both analysing and processing tax data.. d But to improve the quality of d
Trang 3177) With the taxman putting out a request for private sector entities to help analyse the reams of data collected as part of the demonetisation exercise, there is the fear that confidential tax data can now get leaked and be used illegally The government will obviously have to ensure there are no data leaks Despite this, the data doesn’t leak for two important reasons One, just as the taxman who handles data is bound by secrecy rules and a code of conduct, private sector vendors and their employees are bound by confidentiality clauses and the law of the land for breaching this Two, the processor does not necessarily know the identity of the person/organisation whose information is being processed
a) The government has always ensured that the data doesn’t leaks and is always in safe hand
b) The government’s move to include private players in data analysis has been highly criticized by the opposition
c) It has to be kept in mind that, even today, there are several private sector players who assist the taxman in both analysing and processing tax data
d) But to improve the quality of data analysis of tax, it is important to include private sector
e) Data leaks cannot be fully restricted, but this should not stop the government from including private sector in tax data analysis as this will improve efficiency
78) Management courses are much sought after in a country like India These courses are designed in such a manner that they enable the students to step into the professional world with great confidence Thus, management is the art of coordinating activities of various nature and coping with the stress that’s
a part and parcel of corporate life Most students decide on pursuing BBA, even at the slightest mention
of management _ Apart from the regular business administration, there are courses like retail management, hotel management, NGO management health management and travel and tourism management image management among others
a) This course is one-of-its-kind
b) But, this field is not as mundane as it sounds and has a plethora of options to choose from
c) Retail management courses in India have also gained huge popularity
d) It requires creativity along with management skills
e) None of these
79) The Supreme Court took exception to government allowing contractors to charge high toll tax every 10-15 km even on under-construction National Highways (NHs) On the heels of a parliamentary panel’s criticism of motorists having to pay toll taxes on roads still being constructed or widened, a bench of Justices D K Jian and A R Dave questioned the rationale and asked the Union Government to explain the justification for such a policy decision _ The government says infrastructure is for common man pays for it We will examine it, we will examine, the bench said,
Trang 32while suo motu expanding the scope of a PIL petition that questioned the toll being charged on the Gurgaon- Delhi expressway
a) We are expanding the scope of the petition
b) Under - construction highways are money making machines
c) We are not on expressway toll plaza
d) Under-construction highways are not money making machines
e) We are spending more money in toll plaza
80) India has seen the writing on the wall and is doing the “needful”, to use that inelegant but perfectly fitting word of Indian officialdom, containing within it the parameters of karmic but adequate action India is clearly part of the international effort to pressure Iran but it won’t be shouting its support from the roof tops
a) It prefers old-fashioned diplomacy, especially in these times of delicate coalitions and whimsical regional satraps
b) India’s relations with Iran are riddled with complexity
c) It doesn’t give preference
d) It works on coalition and other important factors
e) It is the actuality which should be sustained by India
81) The Supreme Court’s directive for the government to taper off-and eventually stop-India’s Haj subsidy within 10 years makes eminent sense _ This money, the court points out, would be best spent improving the education and social services available to Muslim groups, often found at the bottom of development indices in India Such actions would suit a secular state far better, which is supposed to orient its resources towards citizens’ public development, not spiritual practices falling in the private realm By investing the start realities, the Muslim community deals with daily the state’s exposing itself at best to charges of empty political correctness, and at worst, to cynical vote-bank politics
a) It’s about constant introspection to achieve a closer understanding
b) Govt support for the Haj Pilgrimage has been a historic tradition
c) The Supreme Court eventually abolishes Haj Subsidy
d) At its core, the argument notes the subsidy involves over Rs 650 crore annually
e) None of the above
Trang 3382) Only Poland followed the guidelines, counting both those sleeping rough and those in temporary accommodation Going to find rough sleepers is expensive and time-consuming so most governments simply don’t bother Paris has not kept a record since the mid 2000s
a) While snapshot counts like that of Los Angeles provide only a limited amount of information, the length of time people spend on the streets is critical
b) The European Union attempted to introduce a standardized method of counting the homeless as part of a census in 2011
c) It partly depends on the definition of homelessness
d) Since the financial crisis of 2008 the number of people sleeping rough on the streets of London has more than doubled, according to charities’ estimates
e) But besides the highly visible vendors of street-newspapers such as the Big Issue, the homeless often try to avoid attention and stay hidden
83) _ In the first half, monetary policy was tightened and liquidity conditions generally remained in line with the policy objective of maintaining moderate deficit In the second half, the Reserve Bank paused its tightening cycle Liquidity deficit, however, worsened due to forex interventions and sudden build up of government cash balances that persisted for
a longer duration
a) The two halves of the year had adverse impact on the banking system
b) Even when the monetary policy was not framed, its impact was clearly visible on the economy
c) Such monetary policy can prove lethal for the banking system
d) Despite showing positive growth in the first half the stock market collapsed in the second half
e) Monetary and liquidity conditions in the year 2011-12 were marked by two distinct phases
84) Improving credit delivery and financial inclusion have remained key priorities of the Reserve Bank One major step in this direction was to introduce biometric smart card system for the kisan credit card (KCC), to be used in ATMs and hand held devices The financial inclusion plan (FIP), _ has been making substantial progress The Reserve Bank has recently issued guidelines on the implementation of electronic benefit transfer (EBT) and its convergence with FIP Apart from providing a whole range of banking services, this will enable the beneficiaries to get the social security benefits
a) which cannot be considered a good idea
b) which will be implemented from next fiscal year
c) under which the commercial banks set their targets for financial inclusion activities
Trang 34d) by which banks are incurring regular loss
e) which is the backbone of telecom industry and can take the world by strom
85) While the latest ASER report on rural education has both good and bad news, it unequivocally shows the government needs to move away from the infrastructure-linked education policy to one focused on learning outcomes Enrolment rates across all age groups have improved, as have the availability of toilets and access to mid-day meal scheme). There were some gains to be seen in lower classes, but there has been a marginal decline in the performance of the higher classes—considering the base was pretty poor to begin with, that’s not a happy state to be in
a) The progress on learning has improved
b) The progress on learning has been mixed
c) The progress on learning has deteriorated
d) Progress in learning can never be achieved
e) The performance of students can be measured by such scheme
86) _ While pharma companies have claimed over the last few years that most of their drug trials were taking place in “cosmopolitan towns” which have a heterogeneous population, comprising various ethnic groups (a major requirement for the all important phase-III clinical trials), submission is incorrect and the basic purpose of phase-III trials, even when conducted, is not being served
a) Smaller cities seem to have become prime target for drug trials
b) Pharma companies targeting small cities for drug trials
c) Other anti-pyretic fail to do so
d) Big cities have huge business
e) None of these
87) America has by far the largest rail network in the world It has twice as much track as China But it lags far behind other first-world countries in ridership Why don't Americans ride trains? Rail ridership is usually measured in passenger-kilometres—one passenger- kilometre represents one passenger travelling one kilometre One 1,000-person train travelling 1,000 kilometres would on its own account for a million passenger-kilometres
a) Instead of passengers, most of America’s massive rail network is used to carry freight
b) In the European Union, railways accounted for nearly 400 billion, according to International Union of Railways data
Trang 35c) Yet American railroads accounted for just 17.2 billion passenger-kilometres in 2010
d) America’s national-level politics are unlikely to become more functional in the near term
e) Opposition to rail is now often seen as essentially conservative, and Republican governors oppose rail projects to boost their conservative image
88) But after pilot testing it was broadened
to become a general money-transfer scheme Once you have signed up, you pay money into the system by handing cash to one of Safaricom’s 40,000 agents, who credits the money to your M-PESA account You withdraw money by visiting another agent, who checks that you have sufficient funds before debiting your account and handing over the cash
A) Cash can thus be sent one place to another more quickly, safely and easily than taking bundles of money in person, or asking others to carry it for you
B) Electronic transfers save people time, freeing them to do other, more productive things instead
C) M-PESA was originally designed as a system to allow microfinance-loan repayments to be made by phone, reducing the costs associated with handling cash and thus making possible lower interest rates
D) This is particularly useful in a country where many workers in cities send money back home to their families
in rural villages
E) One study found that in rural Kenyan households that adopted M-PESA, incomes increased by 5-30%
89) The government’s thrust on checking antibiotic resistance – against the backdrop of an American national dying of complications related to the NDM-1 superbug – is admirable But the way it seems to be going about this seems quite ham-fisted While the government mandated a ‘red line’ on the tablet-strip
to indicate that a particular antibiotic wasn’t to be consumed or sold without a prescription, the problem
is that even the so-called “weaker” antibiotics have the potential to drive up resistance At the same time, lacking awareness, _ A 2011 WHO study showed that 53%
of Indians were taking antibiotics without a prescription
a) doctors don’t prescribe antibiotics to the patients even when they are needed
b) patients carefully check the red line and avoid using such medicines without doctor’s prescription
c) being sick the patients are well aware of the side effects of using antibiotics
d) patients often consume antibiotics without adhering to dosage and duration of drug administration specified e) conference must be organized to spread awareness about the harmful effects of antibiotics
90) There has been a flurry of developments in India’s innovation landscape since the country announced its National IPR Policy, earlier last summer The policy document rightly underscores the government’s recognition of the importance of strong intellectual property rights for fostering innovation
Trang 36and to ensure the success of its flagship programmes of Startup India and Digital India Although this is
a welcome move, _
a) but we cannot predict the outcome of such highly profitable business
b) so we can assume that it will be successful in the coming years
c) but the countries financial situation is not supportive for such a budget
d) because such policies are a boon for highly progressive India
e) but India needs to adopt measures for implementing such forward-looking policies as well
91) Indian officialdom has all but acknowledged what many suspected all along - that there is something amiss about the growth narrative _ The finance ministry expects a 50,000-crore shortfall in revenue collections, against the budgeted estimate of 14.5 lakh crore It has promised that the fiscal deficit target of 3.9 per cent of GDP will be adhered to, without serious cutbacks in expenditure
a) But that may not be enough to spur investment, given the poor demand impulses, borne out by flat tractor and auto sales, and the stock of unsold homes
b) Indeed, while the Budget rightly prioritizes capital spending in infrastructure, setting aside some Rs 70,000 crore, it is worth considering whether a larger sum is needed to get the investment cycle going — even if this entails a small deviation from the fiscal deficit target
c) There can be no better time than now to impart an intelligent, rather than populist, fiscal stimulus — with inflation under control and oil prices not posing pressures on the subsidy front
d) A lowering of the projections made in the Economic Survey, from 8.1-8.5 per cent to 7.5 per cent, hardly
comes as a surprise, given a 14 per cent deficient monsoon, persistently negative exports and indifferent industrial growth
e) The RBI has “frontloaded” its rate cuts and is helping banks deal with stressed assets so that they can lend freely
92) For many years, the continent Africa remained unexplored and unknown The main reason was the inaccessibility to its interior region due to dense forests, wildlife, savage tribal, deserts and barren solid hills While others explored with the idea of expanding their respective empires, Livingstone did so to explore its vast and mysterious hinterland, rivers and lakes
a) He was primarily religious man and a medical practitioner who tried to help mankind with it
b) Livingstone was born in Scotland and was educated to become a doctor and priest
c) He explored an unknown river in Western Luanda However, he was reduced to a skeleton during four years
of travelling
d) He discovered the origin of the River Nile in 1866 He again suffered many discomforts He became too sick and could not even walk
Trang 37e) Many people tried to explore the could not survive the dangers, David Livingstone is among those brave few who not only explored part of Africa but also lived among the tribals bringing them near to social milieu
93) _ Even the human body is a form of energy Call it prana or jivatma or simply vayu energy sustains the gross body and expresses it through sensory perceptions and the basic physical elements The three fundamental gunas- satvik, nijasik and tamasik which characterize the nature of the human being, very often in a combination, are further sub divided into many basic qualities commonly known as human values
a) Energy is neither created nor destroyed; it is only recycled and recast in different forms
b) Love, affection, integrity and truth, for instance, are values that are as important to life as breathing or eating c) Energy values are positive but in the course of practice and because they emanate from a mind that is susceptible to negative thoughts, they get corrupted
d) Energy generates negativity and manifest in the form of tying cheating or causing others harm
e) The very fact that human civilization has survived over centuries shows that despite all the negativity, the force of positive energy within all of us continues to expand and enrich
94) Over the next five years, India faces one of the world’s biggest financing challenges: bringing clean, affordable, reliable, water and energy to all, building the infrastructure for smart cities to thrive and investing in enterprises that will provide livelihoods for an extra 10 million jobseekers each year Through all of this and beyond, a sustainable financial system is both a necessity and an opportunity _ Actual practice suggests the reverse
a) At IDFC, the business case for sustainable finance is real and multifaceted: reduced risk, increased market share, access to international finance, reduced reputational risks and enhanced brand value
b) For too long, a myth has been allowed to take root in India that sustainability and finance are at odds – that taking account of environmental, social and governance (ESG) factors raises costs, reduces returns and impedes development
c) The fivefold increase in the country’s solar target to 100 GW of installed capacity by 2022 will require unprecedented volumes of investment, perhaps as much as $ 100 billion as per some estimates
d) The Small Industries Development Bank of India has found, for example, that loans to energy – efficient companies have a much better loan recovery rate than the norm
e) Sustainable finance is fundamentally about channeling capital to India’s real economy needs Take renewable
95) Central to the financial sector reforms would be the restructuring and financing of public sector banks (PSBs) _ Accordingly, it recommended that the minimum government holding in PSBs should be reduced from 51 per cent to 33 per cent It was argued that reducing the government holding to 33 per cent would not mean a loss of control over the social objectives of PSBs, but it would give a breather to these banks to meet minimum capital requirements
a) The UPA government I and II swore by the 51 per cent minimum government holding and hence there was
an impasse
Trang 38b) The Financial Sector Legislative Reforms Commission (2013) recommended a single Indian Financial Sector Code
c) The Narasimham Committee II on Banking Sector Reforms (1998) concluded that the fisc just could not meet the capital requirements of PSBs
d) The pronouncements of the present BJP government, however, indicate that they would not deviate from the
51 per cent government holding in PSBs
e) Under the NDA regime, Finance Minister Yashwant Sinha made a valiant effort to get this recommendation accepted, but parliamentarians from his own party blocked the move
96) _ But the number of insured people is only around 20% which is very less compared to other countries There could be many reasons for this shortfall such as lack of awareness or the inability of companies to reach the masses But the government of India on its part has taken many steps to increase insurance penetration
a) India with a population of over 1 billion is the 2nd most populous country in the world
b) The government has brought many reforms in the insurance sector, the above steps have helped more people
to take up insurance policies
c) In the coming years, we can be confident of seeing higher growth in insurance penetration among Indians d) The biggest step taken by the government in recent years was raising the Foreign Direct Investment (FDI) to 49% from the earlier 26%
e) The amendment paved way for foreign insurance companies to start operations in India by partnering with existing entities & offer more products suited for Indian public
97) Capitalism is a great slave, but a pathetic master This truth unfortunately gets lost in our chase for that elusive dream Especially in the west, the land that has been marketed as the land of dreams - the great Western dream It’s the dream of being independent masters of our lives, of making big bucks and
of being happy - even if that happiness is being bought by money, which all of them chase out there
a) That is what has made the rest of the world mindlessly chase Westernism, not necessarily happiness or an ideal form of society
b) All because the shop window looks very impressive and it has been marketed very well
c) Thus, the shop window of Westernism looks lucidly attractive
d) However, this has been achieved as a result of more than 200 years of unbridled growth and exploitation e) No doubt, the West, on its part, has been fairly successful in creating material comforts aplenty
98) A long-standing perspective on modernity - that a march toward it would lead progressively to lessening of religious and related affiliations – has been discredited over a period of time For example, even a product of the information revolution, the Internet, is used to hunt for marriage partners of a given caste Modern electoral politics is all about utilizing identities that predate this modernity for political gain
Trang 39a) We have assumed erroneously that we know what modernity is, thereby confusing its present character with what we wish it to be
b) Confusing a wish with the reality on the ground might well be called the Great Nehruvian Conceit — we are all part of this
c) It frequently goes back to the past and incorporates elements from long-forgotten eras into its unfolding present
d) Modern technologies - such as television - feed growing religious appetites
e) We have too easily assumed a linear narrative for modernity, even more so if we clearly observe that it consists of bits and pieces from different historical periods, and that it unfolds in a circular rather than linear manner
99) _ The vast majority of those who backed him, those who gave the BJP he led a clear mandate in the 2014 Lok Sabha election, bought his words of hope in to, and believed he could bring in much-needed change and put the country back on a trajectory of growth and development On the first anniversary, some of the promises remain as proposals and many others appear too remote with little or
no chance of coming to fruition in the next four years
a) As the previous Congress-led government ended its term entwined in scams and scandals, Mr Modi marketed himself as everything his predecessor Manmohan Singh was not, and sought to represent the varied aspirations of whole classes of people
b) Having come to power on the strength of mega-promises centered on the prospect of ache din for all, Prime Minister Narendra Modi cannot but feel the weight of popular expectations on his government after an uneventful first year
c) To the government’s credit, inflation is down
d) PM Modi wanted to offer much more than a concrete programme of action; he wanted to present a vision of the future, a vision of India taking its place as an economic superpower in the first world
e) Falling international oil prices might have had a role as also the resoluteness of the Reserve Bank of India in not lowering interest rates, but the government kept a close watch on food prices
100) We today revel in the idea that we are living in a world of science and science can work wonders for
us It is evident that science has revolutionized modern life What our forefathers, half a century ago, could not even dream of, we have that on our beck and call _ A button is pressed, the room gets flooded with light; the fan moves, the A.C Cools or warms the room, water is boiled or cooled even is frozen, eatables can be preserved for days
a) Artificial limbs can be fitted into the disabled bodies, even kidneys, and hearts are being performed
b) Means of communication- The fax, The E-mail, The mobile smart phones are really wonderful means given
to us by science
c) Electricity is a wonder and what it is doing would have appeared to be a fairy tale for our forefathers
d) Human labor has been minimized but that has led to a more luxurious living and lens of physical activity
Trang 40e) The worlds is getting exposed to the situations of great alarms and dangers GMOs are good for some crops and not so for others Wild varieties cannot be allowed to go extinct
3) Answer: a)
Option a) is correct answer since the paragraph gives details about the rules by government that should be followed by private medical college So, option a) will be a perfect sentence since it also describe about the rules
4) Answer: d)
Option d) is correct answer since the passage is explaining about the colleges in India and its present situation
So, option d) is explaining about Indian colleges and their economic situation while others are explaining the academic factors
5) Answer: b)
Option b) is correct answer since in the paragraph is describing about the visit of Israeli PM to India So, option b) is opt for the blank since it explains the facts that discussed between Israeli and India
6) Answer: e)
Option e) is correct answer since in the paragraph is giving details about book publishing in India So, option e)
is fit to the blank and makes the paragraph coherent since it describes about authors and readers of books