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Solution manual intermediate accounting 15e by stice ch12

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The cost of land includes the original purchase price; brokers’ commissions; legal fees; title, recording, and escrow fees; surveying costs; local government special assessment taxes; co

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CHAPTER 12 QUESTIONS

1 a The cost of land includes the original

purchase price; brokers’ commissions;

legal fees; title, recording, and escrow

fees; surveying costs; local

government special assessment

taxes; cost of clearing or grading; and

other costs that permanently improve

the land or prepare it for use

Expenditures for land improvements

that have a limited life, such as

paving, fencing, and landscaping, may

be separately summarized as land

improvements and depreciated over

their estimated useful lives

b The cost of buildings includes the

original purchase price, brokers’

commissions, legal fees, title and

escrow fees, reconditioning costs,

alteration and improvement costs, and

any other costs that improve the

buildings and hence benefit future

periods

c The cost of equipment includes the

original purchase price, taxes and

duties on purchases, freight charges,

insurance while in transit, installation

charges and other costs in preparing

the asset for use, subsequent

improvements or additions, and any

other expenditures that will improve

the equipment and thus benefit more

than one period

2 a A copyright, when purchased, is

recorded at its purchase price When

internally developed, all costs of

legally establishing the copyright are

included as costs of the copyright

b The cost of purchasing a franchise

and all other sums paid specifically for

a franchise including legal fees are

considered the franchise cost

Property improvements required under

the franchise also are recorded as part

of the franchise cost

c The cost of a trademark includes all

expenditures required to establish the

trademark, such as filing and

trademark Purchased trademarks arerecorded at the purchase price

3 Accountants frequently are required to

allocate costs among two or moreaccounts The principal method ofallocation is based on relative marketvalues of the individual assets, if they can

be determined A ratio of each individualasset’s market value to the sum of themarket values for all assets involved in thepurchase is used to determine cost foreach individual asset If market values, orsome approximation of market values,cannot be obtained for all assets in thebasket purchase, allocation can be made

to those assets where market values areavailable, and any remaining balance can

be allocated, on some systematic basis, toremaining assets

4 When equipment is purchased on a

deferred payment contract, care must betaken to exclude the stated or implicitinterest from the purchase price Theasset should be recorded at its equivalentcash price Interest on the unpaid contractbalance should be recognized as interestexpense over the life of the contract

5 a Sales practice for some products

consistently inflates the list price that

is initially assigned Because mostbuyers are aware of this practice,considerable negotiations take placebetween buyers and sellers before amarket price is established Ifaccountants use the list price withoutcareful evaluation, values could beinflated

b The goal of accounting for the

acquisition of property and equipment

is to record the acquisition at theequivalent cash price or the closestapproximation to cash that can beobtained This is especially importantwhen trade-ins are involved

6 a In constructing a new building for its

own use, Gaylen Corp will charge thebuilding with all costs incurred in

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building costs in the form of direct

labor, direct materials, factory

overhead, and any other expenditures

that can be identified with the

construction of the asset

b When a company constructs its own

assets, there are two positions that

may be taken in assigning general

overhead to the cost of the asset: (1)

Overhead may be assigned to special

construction just as it is assigned to

normal activities on the grounds that

both activities benefit from the

overhead; this would mean that

construction would be charged with

the increase in overhead arising from

construction activities as well as a pro

rata share of the company’s fixed

overhead (2) Only the increase in

overhead may be charged to

construction on the grounds that

management decides to construct its

own assets after giving due

consideration to the differential or

additional costs involved An equitable

allocation of the fixed overhead

between regular operations and

construction affords no special favor

to construction activities; on the other

hand, a charge to construction for only

the increase in total overhead grants

no special concessions to regular

activities during the construction

period

7 Before interest charges are capitalized, a

construction project should be a discrete

project Interest should not be capitalized

for inventories manufactured or produced

on a repetitive basis, for assets that are

currently being used, or for assets that are

idle and not undergoing activities to

prepare them for use

8 a If the donation of the property by the

philanthropist is unconditional, the

president’s position cannot be

defended If the donation is not

recognized, both assets and income

statements Properties unconditionallytransferred should be recognized bydebits to asset accounts and a credit

to a revenue account in terms of thefair

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market values of the properties

acquired, and depreciation should be

recognized in using such properties

b If the donation of the property is

contingent upon certain conditions,

the

president’s position relative to the

nonrecognition of the asset is proper

until the time the conditions are met

Until the conditions are met, the fair

value

of the conditional gift, along with a

description of the conditions, should

be disclosed in the notes to the

financial statements

9 An asset retirement obligation is a legal

obligation a company has to restore the

site of a piece of property or equipment

when the asset is retired The estimated

fair value of the asset retirement

obligation is recognized as a liability and

is added to the cost of the asset when it is

acquired

10 Many companies establish a minimum

monetary amount for recording

expenditures as assets, even though the

item purchased meets the definition of an

asset The principal reasons for this are

materiality and the cost involved in

recording an asset and depreciating it

over its estimated life It is more expedient

to expense these smaller capital

expenditures immediately, thus avoiding

the recordkeeping associated with assets

11 a The cost of a depreciable asset

incorrectly recorded as an expense

will understate assets and owners’

equity for the current year and for

succeeding years, but by successively

decreasing amounts until the asset no

longer makes a contribution to

periodic revenue Net income will be

understated in the first year by the

excess of the expenditure over

depreciation for the current period; net

income in succeeding years will be

overstated by the amount of

depreciation charges applicable to the

asset that should be charged off as

expense

b An expense expenditure incorrectly

recorded as an addition to the cost of

for succeeding years, but bysuccessively decreasing amounts untilthe charge has been fully written off.Net income will be overstated for thefirst year by the difference between the

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recognized depreciation for the current

period and the amount of the

expenditure; net income for

succeeding years will be understated

by the depreciation chargesrecognized in such periods

12 Expenditure Classification

a Cost of installing machinery Asset

b Cost of unsuccessful litigation to protect patent Expense

c Extensive repairs as a result of fire Expense

d Cost of grading land Asset

e Insurance on machinery in transit Asset

f. Interest incurred during construction period Asset (if interest added to construction

cost)Expense (if interest charged toexpense)

g Cost of replacing a major machinery component Asset

h New safety guards on machinery Asset

i. Commission on purchase of real estate Asset

j. Special tax assessment for street improvements Asset

k Cost of repainting offices Expense

13 The remaining net book value of a

component that is replaced is added to

depreciation expense for the period

14 a Research activities are those used to

discover new knowledge that will be

useful in developing new products,

services, or processes, or significantly

improve an existing product or

process Development activities seek

to apply research findings to develop

a plan or design for new or improved

products and processes Development

activities include the formulation,

design, and testing of products,

construction of prototypes, and

operation of pilot plants

b Research and development costs are

generally expensed in the period

incurred An exception is when the

expenditure is for equipment and

facilities that have alternate future

uses beyond the specific current

research project This exception

permits the deferral of costs incurred

for materials, equipment, facilities,

and intangibles purchased, but only if

the alternative future use can be

specifically identified In addition,

15 With the full cost method of accounting for

oil and gas exploration costs, the cost of

drilling dry holes is capitalized and

amortized With the successful efforts method, only the exploratory costs

associated with successful wells arecapitalized; the cost of dry holes isexpensed as incurred

16 In general, the cost of internally generated

intangibles is expensed as incurred

17 The five general categories of intangible

assets are as follows:

18 The two approaches used in estimating

fair values using present value

computations are the traditional approach and the expected cash flow approach In

the traditional approach, which is oftenused in situations in which the amountand timing of the future cash flows isdetermined by contract, the present value

is computed using a risk-adjusted interest

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In the expected cash flow approach, a range

of possible outcomes is identified, the

present value of the cash flows in

each possible outcome is computed

(using the risk-free interest rate), and

a weighted-average present value is

computed by summing the present

value of the cash flows in each

outcome, multiplied by the estimated

probability of that outcome

19 a Goodwill may be reported properly as

an asset only when it is purchased or

otherwise established by a transaction

between independent parties

b Expenditures for advertising should

not be capitalized as goodwill Some

advertising expenditures may be

deferred if the costs applicable to

future benefits from such advertising

can be determined objectively

Normally, however, it is advisable to

expense such expenditures because

of the short-lived nature of the benefits

and because future benefits may be

difficult to estimate

20 Contract-based and separately tradable

intangibles are recognized in both a

basket purchase and in a business

combination Intangibles that are neither

of these, but that are still relevant and

reliably measurable, are recognized in a

basket purchase but are not separately

recognized when acquired as part of a

business combination

21 Recording noncurrent operating assets at

their current values represents a trade-off

between relevance and reliability In the

United States, reliability concerns have

resulted in the prohibition of asset

write-ups In many countries around the world,

accountants have learned to rely on the

judgment of professional appraisers whoestimate the current value of long-termassets

22 Under the provisions of IFRS 16, the credit

entry is to a revaluation equity accountwhen noncurrent operating assets arewritten up to reflect an increase in marketvalue (The important point is that therevaluation amount is not to be reported as

a gain in the income statement.)

23 The fixed asset turnover ratio is computed

as sales divided by average property, plant,and equipment (fixed assets); it isinterpreted as the number of dollars insales generated by each dollar of fixedassets

24 As with all ratios, the fixed asset turnover

ratio must be used carefully to ensure thaterroneous conclusions are not made Forexample, fixed asset turnover ratio valuesfor two companies in different industriescannot be meaningfully compared Anotherdifficulty in comparing values for the fixedasset turnover ratio among differentcompanies is that the reported amount forproperty, plant, and equipment can be apoor indicator of the actual fair value of thefixed assets being used by a company.Another complication with the fixed assetturnover ratio is caused by leasing Manycompanies lease the bulk of their fixedassets in such a way that the assets arenot included in the balance sheet Thispractice biases the fixed asset turnoverratio for these companies upward becausethe sales generated bythe leased assets are included in thenumerator of the ratio but the leased assetsgenerating the sales are not included in thedenominator

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PRACTICE EXERCISESPRACTICE 12–1 CATEGORIES OF TANGIBLE NONCURRENT OPERATING ASSETS

1 Land

Cost to purchase land $100,000Cost to purchase land 50,000Cost to prepare land for use 10,000

Cost to construct parking lot and sidewalks $10,000

PRACTICE 12–2 BASKET PURCHASE

Allocated Cost Equipment $120,000 (120,000/520,000)  500,000 $115,385

Building 300,000 (300,000/520,000)  500,000 288,461

Land 100,000 (100,000/520,000)  500,000 96,154

(Note: Some rounding is necessary to ensure that the total allocated cost is $500,000.)

PRACTICE 12–3 DEFERRED PAYMENT

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PRACTICE 12–8 CAPITALIZED INTEREST: MULTIPLE-YEAR COMPUTATION

Applicable Months ofInterest Avoidable Capitalized

Amount Rate Interest Interest From Year 1 $ 100,000 10% 12/12 $ 10,000

PRACTICE 12–10 ACCOUNTING FOR AN ASSET RETIREMENT OBLIGATION

PRACTICE 12–12 RESEARCH AND DEVELOPMENT

(1) Normal: Expense all$100,000 + $120,000 = $220,000

(2) Software: Expense amounts before technological feasibility: $100,000

(3) International: Expense amounts before technological feasibility: $100,000

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PRACTICE 12–16 INTANGIBLES AND A BASKET PURCHASE

500,000

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Cash 100,000 Inventory 50,000 R&D Expense 500,000 Goodwill (includes fair value of assembled workforce) 450,000 Liabilities

300,000

Cash

800,000

PRACTICE 12–18 FIXED ASSET TURNOVER RATIO

Fixed asset turnover ratio = Sales/Average net property, plant, and equipment

Fixed asset turnover ratio = Sales/Average net property, plant, and equipment

= $300,000/[($100,000 + $120,000)/2]

= 2.73Company A  using market value of fixed assets

Fixed asset turnover ratio = Sales/Average net property, plant, and equipment

= $300,000/[($210,000 + $240,000)/2]

= 1.33Company A is more efficient (i.e., has a higher fixed asset turnover ratio) if one uses historical cost of fixedassets (2.73 compared to 1.43) However, Company B’s fixed assets are younger and are therefore reported atamounts close to their market values If we assume that the reported amounts of Company B’s fixed asset are afair approximation of their market values, then it appears that Company B is more efficient than is Company A(1.43 compared to 1.33)

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12–20 During the construction period, the expenditures will be charged as

follows:

Land Land Improvements Building

Purchase $390,000

Land survey 5,200

Fees for search of title for land 600

Building permit $ 3,500 Temporary quarters for construction

crews 10,750 Payment to tenants of old building for

vacating premises 4,600

Razing old building 47,000

Excavating basement 10,000 Special assessment tax for street

project 2,000

Costs of construction 2,900,000 Cost of paving parking lot adjoining

building $40,000

Cost of shrubs, trees, and other

landscaping 33,000 Total $ 449,400 $73,000 $2,924,250 Dividends, $5,000, should be closed to Retained Earnings Damages awarded for injuries sustained in construction, $8,400, are charged to a loss account.

Cash (or other credits) 66,200

*$25,000 lab expenses + $12,000 wages (40% of $30,000) = $37,000

$8,000 metal + $3,200 blueprints + $18,000 wages (60% of $30,000) = $29,200

Patents 17,500 Cash 17,500

To record cost of defending patent.

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12–22 Cost

Cost Allocation Assigned to Appraised According to Individual Property Value Appraised Values Assets Land $ 250,000 (250,000/1,050,000) $920,000 = $ 219,048 Buildings 600,000 (600,000/1,050,000) $920,000 = 525,714 Equipment 200,000 (200,000/1,050,000) $920,000 = 175,238 Total $1,050,000 $ 920,000 12–23 Land [($400,000 ÷ 2/3) – $400,000] 200,000

June 30 Notes Payable 12,934

Cash 12,934 Interest Expense 6,900*

Discount on Notes Payable 6,900

*10% ($103,472 – $34,472) = $6,900 2007

June 30 Notes Payable 12,934

Cash 12,934 Interest Expense 6,297*

Discount on Notes Payable 6,297

*10% ($90,538 – $27,572)(rounded) = $6,297

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12–25 Value of the equipment considering interest at 9%

Discount on Notes Payable 30,808 Equipment 30,808 12–26 Trademarks 145,000

Land ($650,000 0.20) 130,000 Buildings 520,000 Franchise 115,000*

Common Stock 10,000 Paid-ln Capital in Excess of Par 900,000

*Market value of stock $910,000 Amount assigned on basis of known market

values:

Trademarks $145,000 Land 130,000 Buildings 520,000 795,000 Value assigned to franchise $115,000

12–27 Buildings 710,000

Premium on Bonds Payable ($300,000 0.06) 18,000 Bonds Payable 300,000 Common Stock 100,000 Paid-ln Capital in Excess of Par 292,000*

*$710,000 (cost of building) – $318,000 (market value of

bonds) = $392,000 (value assigned to common stock);

$392,000 – $100,000 (par value) = $292,000 paid-in capital

in excess of par.

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12–28 Land 885,000*

Common Stock (50,000 $0.50) 25,000 Paid-ln Capital in Excess of Par 725,000 Cash 135,000

*Market value of stock: 50,000 shares $15 $750,000 Cash paid:

Purchase price (partial) $80,000 Legal cost 10,000 Property tax—previous year 30,000 Building demolition $21,000

Less: Salvage 6,000 15,000 135,000 Total $ 885,000 12–29 Cost to construct special equipment:

*Interest charge: $1,045,000 10% 3/12 year = $26,125

Limited to amount of interest paid: $500,000 10% 6/12 = $25,000

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12–30 (1) Computation of the amount of interest to be capitalized for 2005 is as

follows:

Interest Fraction Capitalization of the Year Capitalized Expenditure Date Amount Rate Outstanding Interest January 2, 2005 $600,000 12.0%

12/12 $ 72,000

May 1, 2005 400,000 12.0 8/12 32,000

200,000 8.7* 8/12 11,600 November 1, 2005 500,000 8.7* 2/12 7,250 Total capitalized interest for 2005 $ 122,850

*Weighted-average interest rate on general bond liabilities:

Interest Bond Issue Principal Rate Cost

10-year $ 500,000 10.0%

$ 50,000

5-year 1,000,000 8.0 80,000

$1,500,000 8.7 $ 130,000 Weighted-average rate = $130,000 ÷ $1,500,000 = 8.7% (rounded)

(2) Computation of the amount of interest to be capitalized for 2006 is as follows:

Interest Fraction Capitalization of the Year Capitalized Expenditure Date Amount Rate Outstanding Interest Accumulated in 2005 $1,000,000 12.0%

12/12 $ 120,000

822,850 8.7 12/12 71,588 March 1, 2006 700,000 8.7 10/12 50,750 September 1, 2006 400,000 8.7 4/12 11,600 December 31, 2006 500,000 8.7 0/12 0 Total capitalized interest for 2006 $ 253,938 Interest capitalized in 2006 is restricted to the total interest incurred of $250,000 because this amount is less than the indicated amount to be capitalized of

$253,938.

12–31 (a) NC The construction does not cover an extended period of time.

(b) C.

(c) NC The equipment is produced on a repetitive basis.

(d) NC The construction costs are not substantial.

(e) NC The construction costs are not separately accumulated.

(f) NC The building is in use throughout the construction.

(g) NC The land is idle.

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Initial Acquisition

Detoxification Facility 900,000

Cash 900,000 Detoxification Facility 335,945

Asset Retirement Obligation 335,945

Accumulated Depreciation (old filters) 5,000 Depreciation Expense 10,000 Filters (old filters) 15,000 Cash 30,000

12–34 1 All $280,000 should be charged to research and development expenses.

Only expenditures for equipment that can be used on other projects can

be deferred No such alternative uses are identified in the problem.

2 Materials and equipment, exclusive of equipment useful

on other projects $ 40,000 Personnel 100,000 Indirect costs 50,000 Equipment depreciation ($90,000 ÷ 5)* 18,000 Total $208,000

*The equipment’s useful life on other projects would be the basis for the cost allocation to research and development expense for 2005.

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12–36 1 Successful efforts method:

Exploration expense $13 million Capitalized exploration cost $3 million

2 Full cost method:

Exploration expense 0 Capitalized exploration cost $16 million 12–37 (a) Record painting of partitions as an asset Original painting is considered

an asset expenditure Repainting is an expense.

(b) Normally record cost of tearing down the wall as a loss The old wall will not benefit future periods Some accountants justify capitalization because all incremental costs to construct extension should be considered cost of extension.

(c) Separate asset accounts should be maintained for the machine and the motor because they have substantially different useful lives When the old motor is replaced, any remaining book value should be added to depreciation expense for the year The cost of the new motor is recorded

in a separate asset account

(d) Record the cost of grading land as an asset It is a proper addition to land (e) Record the assessment for street paving as an asset It is a proper addition to land.

(f) Record cost of tearing down the previously occupied old building in preparation for a new one as an expense Expense relates to the old building, not to new construction As in (b), some accountants justify capitalization because cost of tearing down is necessary for new construction.

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12–38 1 Cash 5,000

Receivables 78,000 Inventory 136,000 Land, Buildings, and Equipment 436,000 Goodwill 295,000*

Current Liabilities 80,000 Long-Term Debt 120,000 Cash 750,000

*Balance of purchase price not allocated to identifiable assets.

2 Cash 5,000 Receivables 78,000 Inventory 136,000 Land, Buildings, and Equipment 366,000*

Current Liabilities 80,000 Long-Term Debt 120,000 Cash 385,000

*$70,000 reduction due to negative goodwill.

12–39 1 Accounts Receivable 220,000

Inventory 250,000 Prepaid Insurance 10,000 Buildings and Equipment (net) 200,000 Goodwill 110,000 Accounts Payable 160,000 Cash 630,000

2 Accounts Receivable 220,000 Inventory 250,000 Prepaid Insurance 10,000 Buildings and Equipment (net) 0 Extraordinary Gain 20,000 Accounts Payable 160,000 Cash 300,000

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Estimated Cost Allocation According to Cost Assigned to Fair Values Relative Estimated Values Individual Items Internet domain name $ 150,000 150,000/530,000  $500,000 $141,509 Order backlog 100,000 100,000/530,000  $500,000 94,340 In-process R&D 200,000 200,000/530,000  $500,000 188,679 Operating permit 80,000 80,000/530,000  $500,000 75,472

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$2,000,000/[($850,000 + $1,100,000)/2] = 2.05

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*Raw materials: $76,000 – $3,000 discount = $73,000

Machine tools balance $ 13,000

(a) Loss on Sale of Machinery 2,480*

Machinery (Job Order No 1329) 2,480

*Loss: $14,480 cost of dismantling old machine – $12,000 proceeds = $2,480 (b) Purchase Discounts 3,000

Machinery (Job Order No 1329) 3,000

To report cash discounts as a reduction in machine cost.

(c) Machinery (Job Order No 1329) 16,900

Factory Overhead 16,900

To report excess overhead as cost of machine.

(d) Profit on Construction of Machinery 24,000

Machinery (Job Order No 1329) 24,000

To cancel profit on self-construction; savings were improperly recognized as profit.

(e) Machine Tools 13,000

Machinery (Job Order No 1329) 13,000

To report machine tools separately.

12–44.

The solution to this problem is adapted from “Qs & As: Technical Hotline,” Journal of

Accountancy, February 1989, p 31.

(a) and (b) CN—Capitalize and don’t depreciate.

Costs of changing the land itself should be viewed as permanent improvements to the land and are not depreciable These costs include clearing away unwanted trees and shrubs, shaping the land for the tees and greens, building sand traps, and constructing artificial lakes.

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12–44 (Concluded)

(c) and (d) CD—Capitalize and depreciate.

If the lives of the plants can be reasonably estimated, the cost of the plants should be depreciated over those lives However, if no reasonable estimates exist, the cost should be capitalized but not depreciated.

(e) and (f) CD—Capitalize and depreciate.

Land improvements that wear out over time should be capitalized and depreciated.

(g) E—Expense.

The $50 cost of rakes is immaterial in relation to the other golf course expenditures The costs of estimating the life of the rakes and maintaining a rake account in the financial records would far exceed the value of the theoretical improvement in the records The best approach

is to expense the cost of the rakes.

(h) and (i) CN—Capitalize and don’t depreciate.

All costs of getting the land ready for its intended use should be included as part of the land cost.

12–45.

1 Cost of land:

Purchase price $ 120,000 Delinquent property taxes 35,000 Title search and insurance 6,500 City improvements 18,000 Cost of destroying buildings, net of salvage used in new building 17,000 Total cost of land $ 196,500 Cost of land improvements:

Landscaping $ 82,000 Sidewalks and parking lot 39,000 Total cost of land improvements $ 121,000

2 Cost of building:

Building permit $ 8,000 Salvage material from old building 3,000 Contract cost 1,650,000 Total cost of buildings $ 1,661,000 Fire insurance premium on building is charged to expense.

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*Alternatively, this could be debited to Prepaid Property Taxes and adjusted at June 30.

Machinery 25,000

Common Stock 3,000 Paid-ln Capital in Excess of Par 37,000 July 1 Franchise 20,000

Machinery 45,000

Discount on Bonds Payable 3,000

Cash 18,000 Bonds Payable 50,000 Nov 20 Land Improvements 54,600

Cash 54,600 Dec 31 Redecorating and Repairs Expense 7,500

Cash 7,500

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Organization Expenses 150,000*

Land, Buildings, and Equipment 150,000

To record costs identified with the establishment

of company These organization costs should be expensed as incurred.

*Organization fees paid to state $ 20,000

Corporate organization costs 30,000

Stock promotion bonus 100,000

$150,000 Land 353,400

Land, Buildings, and Equipment 353,400*

*Land site and old building $315,000

Title clearance fees 18,400

Cost of razing old building 20,000

$353,400 Miscellaneous Revenue 12,000

Land 12,000

To reduce the cost of the land by proceeds from the sale of scrap.

Executive Salaries Expense 60,000

Land, Buildings, and Equipment 60,000

To record executive salaries in expense account.

Patent 60,000

Land, Buildings, and Equipment 60,000

To reclassify patent cost to separate account.

Property Tax Expense 14,400

Land, Buildings, and Equipment 14,400

To reclassify county real estate tax.

Buildings 1,750,000

Land, Buildings, and Equipment 1,750,000

To reclassify building cost to separate account.

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To record the settlement costs and the additional legal fees in connection with the successful settlement of an infringement suit.

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(Note: As mentioned in the text, the AICPA has determined that

organization costs should be expensed as incurred.)

To record container license and trademark.

*600 $50 = $30,000 cost of both intangibles

Relative value, license to total cost: 2/3 $30,000 = $20,000

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Land Building Total Cost $90,000 (15%) $ 510,000 (85%) $600,000 Escrow fee 1,500 8,500 10,000 Property taxes 2,250 12,750 15,000 Real estate commission 4,500 25,500 30,000 Remodeling and repairs — 67,500 67,500

$98,250 $ 624,250 $ 722,500 (1)

*Discount on notes payable:

Discount on Notes Payable 15,578

Discount on Notes Payable 15,107

*$311,555 – $9,422 = $302,133; $302,133 0.05 = $15,107

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