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Economics 4th edition by joseph e stiglitz and carl e walsh

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CONTENTS IN BRIEFPART 1 INTRODUCTION 1 Chapter 2 Thinking Like an Economist • 25 PART 2 PERFECT MARKETS 51 Chapter 3 Demand, Supply, and Price • 53 Chapter 4 Using Demand and Supply • 77

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∂ ECONOMICS

F O U R T H E D I T I O N

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Joseph E Stiglitz

C O L U M B I A U N I V E R S I T Y

Carl E.Walsh

U N I V E R S I T Y O F C A L I F O R N I A , S A N TA C R U Z

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Copyright © 2006, 2002, 1997, 1993 by W W Norton & Company, Inc.

All rights reserved Printed in the United States of America

Manufacturing by RR Donnelley Book design by Rubina Yeh Editor: Jack Repcheck Director of Manufacturing—College: Roy Tedoff Project Editor: Lory A Frenkel

Manuscript Editor: Alice Falk Editorial Assistants: Sarah Solomon, Mik Awake Photo Researcher: Kelly Mitchell

Library of Congress Cataloging-in Publication Data Stiglitz, Joseph E.

Economics / Joseph E Stiglitz, Carl E Walsh.—4th ed.

W W Norton & Company has been independent since

its founding in 1923, when William Warder Norton and

Mary D Herter Norton first published lectures

delivered at the People’s Institute, the adult education

division of New York City’s Cooper Union The Nortons

soon expanded their program beyond the Institute,

publishing books by celebrated academics from

America and abroad By mid-century, the two major

pillars of Norton’s publishing program—trade books

and college texts—were firmly established In the

1950s, the Norton family transferred control of the

company to its employees, and today—with a staff of

four hundred and a comparable number of trade,

college, and professional titles published each year—

W W Norton & Company stands as the largest and

oldest publishing house owned wholly by its

employees.

ISBN 0-393-11644-1 (ebook)

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ABOUT THE AUTHORS

Joseph E Stiglitz is professor of economics, business, and international and

public affairs at Columbia University Before joining the Columbia faculty, he held

appointments at Yale, Oxford, Princeton, and Stanford Internationally recognized

as one of the leading economists of his generation, Professor Stiglitz has made

impor-tant contributions to virtually all of the major subfields of economics, in particular

the economics of information, one of the key topics highlighted in this text He was

a co-recipient of the Nobel Prize in Economic Science in 2001, and earlier in his

career received the American Economic Association’s John Bates Clark Medal,

which is given every two years to the most outstanding economist under the age of

forty Professor Stiglitz is the author and editor of hundreds of scholarly articles

and books, including the best-selling undergraduate textbook Economics of the Public

Sector (Norton) and, with Anthony Atkinson, the classic graduate textbook Lectures

in Public Economics He is the author of two influential popular books as well:

Globalization and Its Discontents and The Roaring Nineties In addition, he was the

founding editor of the Journal of Economic Perspectives Professor Stiglitz has also

played a prominent role at the highest levels of economic policy making He was a

member and chairman of President Clinton’s Council of Economic Advisers and

later served as Senior Vice President and Chief Economist of the World Bank

Carl E Walshis professor of economics at the University of California, Santa

Cruz, where he teaches principles of economics He previously held faculty

appoint-ments at Princeton and the University of Auckland, New Zealand, and has been a

vis-iting professor at Stanford He is widely known for his research in monetary economics

and is the author of a leading graduate text, Monetary Theory and Policy (MIT Press).

Before joining the Santa Cruz faculty, Professor Walsh was senior economist at the

Federal Reserve Bank of San Francisco, where he continues to serve as a visiting

scholar He has also been a visiting scholar at the Federal Reserve Banks of Kansas

City, Philadelphia, and at the Board of Governors He has taught courses in

mone-tary economics to the research department and staff economists at the central banks

of Hong Kong, Norway, Portugal, Spain, and the United Kingdom, and at the

International Monetary Fund He is a past member of the board of editors of the

American Economic Review and is currently an associate editor of the Journal of

Money, Credit, and Banking and the Journal of Economics and Business He is also on

the editorial board of the Journal of Macroeconomics.

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CONTENTS IN BRIEF

PART 1 INTRODUCTION 1

Chapter 2 Thinking Like an Economist • 25

PART 2 PERFECT MARKETS 51

Chapter 3 Demand, Supply, and Price • 53

Chapter 4 Using Demand and Supply • 77

Chapter 5 The Consumption Decision • 101

Chapter 6 The Firm’s Costs • 131

Chapter 7 The Competitive Firm • 155

Chapter 8 Labor Markets • 175

Chapter 9 Capital Markets • 191

Chapter 10 The Efficiency of Competitive Markets • 215

PART 3 IMPERFECT MARKETS 237

Chapter 11 Introduction to Imperfect Markets • 239

Chapter 12 Monopoly, Monopolistic Competition, and Oligopoly • 261

Chapter 13 Government Policies Toward Competition • 289

Chapter 14 Strategic Behavior • 311

Chapter 15 Imperfect Information in the Product Market • 333

Chapter 16 Imperfections in the Labor Market • 355

PART 4 ISSUES IN PUBLIC POLICY 373

Chapter 17 The Public Sector • 375

Chapter 18 Environmental Economics • 405

Chapter 19 International Trade and Trade Policy • 423

Chapter 20 Technological Change • 453

PART 5 INTRODUCTION TO MACROECONOMICS 471

Chapter 21 Macroeconomics and the Economic Perspective • 473

Chapter 22 Measuring Output and Unemployment • 485

Chapter 23 The Cost of Living and Inflation • 509

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PART 6 FULL-EMPLOYMENT MACROECONOMICS 523

Chapter 24 The Full-Employment Model • 525

Chapter 25 Government Finance at Full Employment • 547

Chapter 26 The Open Economy at Full Employment • 567

Chapter 27 Growth and Productivity • 585

Chapter 28 Money, the Price Level, and the Federal Reserve • 605

PART 7 MACROECONOMIC FLUCTUATIONS 635

Chapter 29 Introduction to Macroeconomic Fluctuations • 637

Chapter 30 Aggregate Expenditures and Income • 661

Chapter 31 Aggregate Demand and Inflation • 689

Chapter 32 The Federal Reserve and Interest Rates • 715

Chapter 33 The Role of Macroeconomic Policy • 727

PART 8 THE GLOBAL ECONOMY 755

Chapter 34 The International Financial System • 757

Chapter 35 Policy in the Open Economy • 779

Chapter 36 Development and Transition • 793

PART 9 FURTHER TOPICS IN MACROECONOMICS 817

Chapter 37 Inflation and Unemployment • 819

Chapter 38 Controversies in Macroeconomic Policy • 837

Chapter 39 A Student’s Guide to Investing • 865

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PART 1 INTRODUCTION 1

INTERNET CONNECTION:Tracking the Digital

Trade-offs 7 Incentives 8

THINKING LIKE AN ECONOMIST:Incentives and

Exchange 10

INTERNET CONNECTION:Auction Sites 11

Information 13 Distribution 14

Keeping Track of Tricky Terms 16

Microeconomics and Macroeconomics: The Two

Discovering and Interpreting Relationships 18 Causation and Correlation 19

REVIEW AND PRACTICE 21

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CHAPTER 2 THINKING LIKE AN ECONOMIST 25

Rational Consumers and Profit-Maximizing Firms 26 Competitive Markets 27

e-INSIGHT:Markets, Exchange, and e-Commerce 27

Efficiency and Distribution in the Basic Competitive Model 28

The Basic Competitive Model as a Benchmark 28

Incentives and Information: Prices, Property Rights, and

Incentives Versus Equality 31 When Property Rights Fail 31

Budget and Time Constraints 34 The Production Possibilities Curve 35

Opportunity Costs 38

THINKING LIKE AN ECONOMIST:Trade-Offs 39

INTERNET CONNECTION:Internet Resources for

CASE IN POINT:The Opportunity Cost of Attending

Sunk Costs 42 Marginal Costs 43

INTERNET CONNECTION:The Economists’ Voice43

REVIEW AND PRACTICE 45 APPENDIX:Reading Graphs 47

Slope 48 Interpreting Curves 49

PART 2 PERFECT MARKETS 51

The Individual Demand Curve 54 The Market Demand Curve 55 Shifts in Demand Curves 57

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Sources of Shifts in Demand Curves 57

CASE IN POINT:Gasoline Prices and the Demand for

FUNDAMENTALS OF DEMAND, SUPPLY, AND PRICE 2:Supply Increases as Price Rises 67

Using Demand and Supply Curves 69 Consensus on the Determination of Prices 70

FUNDAMENTALS OF DEMAND, SUPPLY, AND PRICE 3:The Market Clears at the Equilibrium

INTERNET CONNECTION:The Demand and Supply

REVIEW AND PRACTICE 72

Price Elasticity and Revenues 79

INTERNATIONAL PERSPECTIVE:Comparing

THINKING LIKE AN ECONOMIST:Incentives and

Price Ceilings 91

CASE IN POINT:Rent Control in New York City 93

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The Budget Constraint 102 Choosing a Point on the Budget Constraint: Individual Preferences 104

What Happens to Consumption When Income Changes? 105

CASE IN POINT:The Fate of the BTU Tax 107

INTERNET CONNECTION:What We Consume 109

Deriving Demand Curves 110 The Importance of Distinguishing Between Income and Substitution Effects 111

THINKING LIKE AN ECONOMIST:Incentives,

Consumer Surplus 117

How Well Do the Underlying Assumptions Match Reality? 118

Using Indifference Curves to Derive Demand Curves 128 Substitution and Income Effects 128

Production with One Variable Input 132 Types of Costs and Cost Curves 135

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Short-Run and Long-Run Cost Curves 141

Short-Run Cost Curves 142 Long-Run Cost Curves 142

INTERNET CONNECTION:Economic Definitions146

Cost Minimization 147 The Principle of Substitution 147

CASE IN POINT:The Principle of Substitution and

REVIEW AND PRACTICE 151

INTERNET CONNECTION:Firms’ Profit-and-Loss

Sunk Costs and Exit 161 The Firm’s Supply Curve 162 The Market Supply Curve 163

e-INSIGHT:The 2001 Recession: Cutbacks Versus

Opportunity Costs 166 Economic Rent 168

CASE IN POINT:Entering the Painting Business and

REVIEW AND PRACTICE 172

INTERNET CONNECTION:Labor Force Data 176

The Choice Between Leisure and Consumption 176 Labor Force Participation 179

THINKING LIKE AN ECONOMIST:Trade-Offs 179

Factor Demand 182

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From the Firm’s Factor Demand to the Market’s Factor Demand 184

REVIEW AND PRACTICE 186 APPENDIX:Indifference Curves and the Labor Supply

Deciding Whether to Work 188

The Household Decision to Save 192

THINKING LIKE AN ECONOMIST:Wealth

INTERNET CONNECTION:Household Saving 198

CASE IN POINT:Why is the U.S Saving Rate So Low?198

e-INSIGHT:Financing the New Economy 205

Education and Economic Trade-Offs 206

REVIEW AND PRACTICE 207 APPENDIX A:Indifference Curves and the Saving

Deciding How Much to Save 209 Changing the Interest Rate 210

APPENDIX B:Calculating Present Discounted Value 211

Consumer and Producer Surplus 217

FUNDAMENTALS OF COMPETITIVE MARKETS 1:

FUNDAMENTALS OF COMPETITIVE MARKETS 2:

The Equilibrium Price Maximizes Consumer Plus

INTERNET CONNECTION:Digital Economist 219

Taxes and Efficiency 220

Pareto Efficiency 222

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Conditions for the Pareto Efficiency of the Market Economy 222

THINKING LIKE AN ECONOMIST:Exchange and

Competitive Markets and Pareto Efficiency 225

FUNDAMENTALS OF COMPETITIVE MARKETS 3:

The Competitive Market Economy is Pareto

Competitive Markets and Income Distribution 225

The Basic Competitive Equilibrium Model 227

THINKING LIKE AN ECONOMIST:Indirect

CASE IN POINT:The Labor Market and the Widening

REVIEW AND PRACTICE 235

PART 3 IMPERFECT MARKETS 237

FUNDAMENTALS OF IMPERFECT MARKETS 1:

Price and Quantity with Imperfect Competition 244 Government Policies 245

INTERNET CONNECTION:The Federal Trade

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How Prices Convey Information 248 Markets for Information 249

e-INSIGHT:Information, Competition, and the Internet249

Government Policies 250

FUNDAMENTALS OF IMPERFECT MARKETS 3:

Government Policies Toward Externalities 252

THINKING LIKE AN ECONOMIST:Incentives and

REVIEW AND PRACTICE 257

COMPETITION, AND OLIGOPOLY 261

An Example: The ABC-ment Company 264 Monopoly Profits 265

Price Discrimination 266

INTERNATIONAL PERSPECTIVE:South Africa,

Number of Firms in the Industry 270 Product Differentiation 271

e-INSIGHT:Network Externalities, the New Economy,

Collusion 275 Restrictive Practices 279 Entry Deterrence 281

INTERNET CONNECTION:Keeping Track of

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THINKING LIKE AN ECONOMIST:Trade-Offs,

REVIEW AND PRACTICE 285

The Drawbacks of Monopolies and Limited Competition289

Restricted Output 289 Managerial Slack 291 Reduced Research and Development 291 Rent Seeking 292

Further Drawbacks of Limited Competition 292

e-INSIGHT:Using the Internet to Enhance Price

Public Ownership 294 Regulation 295 Encouraging Competition 296

INTERNATIONAL PERSPECTIVE:The Darker Side of

INTERNET CONNECTION:U.S Department of

THINKING LIKE AN ECONOMIST:Incentives andthe Remedy to the Microsoft Monopoly Problem302

Curbing Restrictive Practices 304 Enforcing the Antitrust Laws 305

CASE IN POINT:Coke and Pepsi Play Merger 306

REVIEW AND PRACTICE 308

Dominant Strategies 313

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Nash Equilibrium 313

Games With Only One Dominant Strategy 316

INTERNATIONAL PERSPECTIVE:

Games Without Dominant Strategies 318

INTERNET CONNECTION:The Zero-Sum Game

Reputations 321 Tit for Tat 321

INTERNET CONNECTION:The Prisoner’s Dilemma321

REVIEW AND PRACTICE 329

Signaling 335 Judging Quality by Price 336

Market Solutions 337 Contract Solutions 338 Reputation Solutions 339 The Market for Health Insurance 340

CASE IN POINT:Buying Health Insurance 341

THINKING LIKE AN ECONOMIST:Incentive andInformation Problems in the Housing Market343

e-INSIGHT:Information Technology and Middlemen344

INTERNET CONNECTION:Job Search 345

Search and Imperfect Competition 345 Search and the Labor Market 346

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Search and Information Intermediaries 346

Advertising and Competition 348 Advertising and Profits 348

REVIEW AND PRACTICE 351

e-INSIGHT:Labor Markets and the Internet 369

REVIEW AND PRACTICE 371

PART 4 ISSUES IN PUBLIC POLICY

373

Why Does the Government Intervene in the Economy?

377

INTERNATIONAL PERSPECTIVE:The Size of

Equity-Efficiency Trade-Offs 380

e-INSIGHT:The New Economy and Inequality 381

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Characteristics of a Good Tax System 382 The Scope of the U.S Tax System 383 Grading the U.S Tax System 383

Welfare 387 Housing 388 Social Insurance 389

Incentives and Constraints 392 Budgeting and Spending Procedures 393 Imperfections of Information 393 Collective Decision Making 394

Current and Recent Controversies in the Economics of

Dealing With the Deficit 395 Social Security 396

Health Care 398

INTERNET CONNECTION:Policy Analysis 400

REVIEW AND PRACTICE 401

INTERNATIONAL PERSPECTIVE:Global Warming408

THINKING LIKE AN ECONOMIST:Environmental

Regulation 410 Taxes and Subsidies 412 The Marketable Permit Response 413

CASE IN POINT:Reducing Acid Rain 414

Weighing the Alternative Approaches 415

INTERNET CONNECTION:The National Center for

e-INSIGHT:Information and the Environment 418

REVIEW AND PRACTICE 419

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CHAPTER 19 INTERNATIONAL TRADE AND TRADE

Interdependence in the Product Market 424 Interdependence in the Labor Market 424 Interdependence in the Capital Market 425 Multilateral Trade 425

INTERNET CONNECTION:David Ricardo 427

Production Possibilities Curves and Comparative Advantage 427

Comparative Advantage and Specialization 428

e-INSIGHT:The United States’ Comparative Advantage

What Determines Comparative Advantage? 430

The Perceived Costs of International Interdependence432

THINKING LIKE AN ECONOMIST:Exchange and

Commercial Policy 434 Tariffs 435

Quotas 436 Voluntary Export Restraints 436 Other Nontariff Barriers 437

“Fair Trade” Laws 437

INTERNATIONAL PERSPECTIVE:Surrogate

Displaced Firms and Workers 440 Beggar-Thy-Neighbor Policies 441 Wages in Affected Sectors 442 Increased Competition 442

THINKING LIKE AN ECONOMIST:Distribution and

The Infant Industry Argument 443

e-INSIGHT:Trade Liberalization in Information

Strategic Trade Theory 445

GATT and the WTO 445

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The Growing Protest Against the WTO 446

CASE IN POINT:The Banana War 447

Regional Trading Blocs 448

INTERNET CONNECTION:The World Trade

REVIEW AND PRACTICE 450

Links Between Technological Change and Imperfect

e-INSIGHT:The New Economy and Innovation 455

Patents and the Production of Ideas 455

THINKING LIKE AN ECONOMIST:Intellectual

The Trade-Off Between Short-term Efficiency and Innovation 457

CASE IN POINT:Eli Whitney and the Cotton Gin 460

R & D as a Fixed Cost 460 Learning by Doing 461 Access to Capital Markets 462 Schumpeterian Competition 463

Subsidies 465 Protection 466 Relaxing Antitrust Policies 466

INTERNET CONNECTION:Competitiveness 468

REVIEW AND PRACTICE 469

PART 5 INTRODUCTION TO

MACROECONOMICS 471

Getting the Country Moving Again 477 Stagflation 477

The Conquest of Inflation 478

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Government Deficits and Trade Deficits 479 Getting the Economy Moving (Again) 479 New Challenges 480

The Three Key Goals of Macroeconomic Performance 481

REVIEW AND PRACTICE 483

Gross Domestic Product 486 Measuring GDP: The Value of Output 489

INTERNET CONNECTION:The Bureau of Economic

REVIEW AND PRACTICE 506

Who Suffers from Inflation 510 The Economy 511

CASE IN POINT:Hyperinflation in Germany in the

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Alternative Measures of Inflation 517

INTERNET CONNECTION:The Inflation Calculator517

e-INSIGHT:Measuring the Price and Quantity of

REVIEW AND PRACTICE 521

PART 6 FULL-EMPLOYMENT

MACROECONOMICS 523

Shifts in the Demand and Supply of Labor 529

CASE IN POINT:Mass Migration in the Nineteenth

e-INSIGHT:Labor Markets and the Internet 532

Potential GDP 533 Demand and Equilibrium Output 534

Household Saving 536 Investment 537 Equilibrium in the Capital Market 538

Using the General Equilibrium Model 541

REVIEW AND PRACTICE 543

The Government and the Capital Market 549 Leakages and Injections 554

INTERNATIONAL PERSPECTIVE:Deficits in Other

THINKING LIKE AN ECONOMIST:Distribution,

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Evaluating Government Deficits and Surpluses 557Government Deficits and Surpluses: Our Recent

Risk Factors for the Federal Budget 562

REVIEW AND PRACTICE 563

The Capital Market in the Open Economy 568

INTERNET CONNECTION:U.S Trade Data 573

CASE IN POINT:The Trade Deficit 574

e-INSIGHT:High-Tech Exports and Imports 576

THINKING LIKE AN ECONOMIST:Net Exports and

REVIEW AND PRACTICE 583

Technological Change and the Role of Ideas 593

Total Factor Productivity: Measuring the Sources of

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Are There Limits to Economic Growth? 600

THINKING LIKE AN ECONOMIST:Trade-Offs and

REVIEW AND PRACTICE 602

Money Demand 607 Money Supply 609 The Price Level 609

INTERNET CONNECTION:How Much Cash Do We

CASE IN POINT:When Atlanta Printed Money 614

Money Is What Money Does 615 Measuring the Money Supply 617 Money and Credit 618

CASE IN POINT:“Boggs Bills” and the Meaning of

The Money Supply and the Bank’s Balance Sheet 620

THINKING LIKE AN ECONOMIST:Exchange,

How Banks Create Money 622

e-INSIGHT:Electronic Cash 623

How the Fed Affects the Money Supply 628

INTERNET CONNECTION:The Federal Reserve

Reducing the Threat of Bank Runs 631

REVIEW AND PRACTICE 633

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PART 7 MACROECONOMIC

FLUCTUATIONS 635

MACROECONOMIC FLUCTUATIONS 637

INTERNET CONNECTION:Dating Business Cycle

CASE IN POINT:Estimating the Output Costs of a

THINKING LIKE AN ECONOMIST:Employment

Nominal Versus Real Wages 645 The Slow Adjustment of Nominal Wages 645 The Slow Adjustment of Prices 645

THINKING LIKE AN ECONOMIST:Information and

Understanding Macroeconomic Fluctuations: Key

e-INSIGHT:Cyclical and Structural Productivity 650

FUNDAMENTALS OF FLUCTUATIONS 2:Sticky

Inflation and Adjustment 652

FUNDAMENTALS OF FLUCTUATIONS 3: Short-Run

Inflation, Monetary Policy, and Spending 653

FUNDAMENTALS OF FLUCTUATIONS 4: Inflation,

CASE IN POINT:Inflation Targeting 655

Linking the Four Key Concepts 656

REVIEW AND PRACTICE 657

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CHAPTER 30 AGGREGATE EXPENDITURES AND

Aggregate Expenditures and the Real Interest Rate683

THINKING LIKE AN ECONOMIST:Incentives and

REVIEW AND PRACTICE 685

The Fed’s Policy Rule 692 What Can Shift the ADI Curve? 694

INTERNATIONAL PERSPECTIVE:How Do Other

Other Factors That Can Shift the ADI Curve 696

Output Effects of a Shift in the ADI Curve 698

CASE IN POINT:The Volcker Disinflation 700

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An Expansionary Shift in the ADI Curve 701

CASE IN POINT:The Kennedy Tax Cut 701

THINKING LIKE AN ECONOMIST:Tough

Macroeconomic Policy and Shifts in the ADI Curve 703

Changes in Energy Prices 704

CASE IN POINT:Oil Price Shocks of the 1970s 705

A Shift in Potential GDP 705

CASE IN POINT:The 1990s 707

e-INSIGHT:Productivity Growth and the Punch Bowl708

INTERNET CONNECTION:The FOMC 710

REVIEW AND PRACTICE 711

A Day at the Trading Desk 716 The Demand for Reserves 718 The Supply of Reserves 719 Open Market Operations 719 Equilibrium in the Federal Funds Market 720

Inflation, Money Supply, and the Nominal Rate of Interest 722

REVIEW AND PRACTICE 724

The Old Inflation-Unemployment Trade-Off 728 The New Trade-Off: Output Stability–Inflation Stability 429

Automatic Stabilizers 729 Discretionary Policy Actions 731

INTERNET CONNECTION:The Economic Report of

The Full-Employment Deficit 733

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INTERNATIONAL PERSPECTIVE:Fiscal Transfers734

Behind the ADI Curve—The Role of Monetary Policy 736

INTERNET CONNECTION:The Beige Book 738

CASE IN POINT:Announcing the Fed’s Decisions 738

THINKING LIKE AN ECONOMIST:Real Values

CASE IN POINT:The Interest Rate Cut of January 3,

CASE IN POINT:September 11, 2001 743

e-INSIGHT:The Dot-Com Bubble and Macroeconomic

REVIEW AND PRACTICE 752

PART 8 THE GLOBAL ECONOMY

755

Supply and Demand in the Foreign Exchange Market 759

THINKING LIKE AN ECONOMIST:Incentives and

INTERNATIONAL PERSPECTIVE:Global Financial

CASE IN POINT:Currency Boards and Dollarization772

REVIEW AND PRACTICE 775

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CHAPTER 35 POLICY IN THE OPEN ECONOMY

779

Inflation, the Interest Rate, and the Exchange Rate 780 The Exchange Rate and Aggregate Expenditures 781

Imported Inputs 783

THINKING LIKE AN ECONOMIST:Interest Parity

Consumer Price Inflation and the Exchange Rate 784

INTERNET CONNECTION:Foreign Exchange Rates785

Comparing Monetary and Fiscal Policies in the Open

Monetary Policy with Flexible Exchange Rates 785

e-INSIGHT:New Technology and the Integration of

Fiscal Policy with Flexible Exchange Rates 787

INTERNATIONAL PERSPECTIVE:Is a Strong Dollar

REVIEW AND PRACTICE 790

CASE IN POINT:A Historical Perspective on

e-INSIGHT:Indian Engineers in Silicon Valley and

The Prognosis for Development 807

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PART 9 FURTHER TOPICS IN

MACROECONOMICS 817

819

The Role of Expectations: Shifts in the Short-Run Inflation Adjustment Curve 824

THINKING LIKE AN ECONOMIST:Distributional

CASE IN POINT:Nobel Views on Inflation and

INTERNET CONNECTION:Winners of the Nobel

CASE IN POINT:The Baby Boomers and the Natural

FUNDAMENTALS OF INFLATION:Cyclical

Combining the Aggregate Demand–Inflation and Inflation

Alternative Views 841

The Noninterventionist Perspective 844

THINKING LIKE AN ECONOMIST:Trade-Offs and

The Interventionist Perspective 847

Inflation Targeting and Policy Trade-Offs 849

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CASE IN POINT:Fed Policy Statements—Balancing

INTERNET CONNECTION:Banks and Inflation

INTERNATIONAL PERSPECTIVE:Central Bank

Demand Versus Supply Disturbances and Policy Offs 857

Trade-e-INSIGHT:e-Time and Macroeconomic Policy 858

REVIEW AND PRACTICE 860 APPENDIX:Price Level Targeting 862

865

Bank Deposits 866 Housing 866

INTERNET CONNECTION:Calculating Interest Rates867

Bonds 867 Shares of Stock 868 Mutual Funds 869

INTERNET CONNECTION:Index Funds 870

e-INSIGHT:Investing in the New Economy 872

CASE IN POINT:PG&E Employees Learn Why

Risk 874 Tax Considerations 876 Liquidity 877

THINKING LIKE AN ECONOMIST:The Distribution

Forming Expectations 880

Efficiency and the Stock Market 882 Efficient Markets or Random Noise? 884

REVIEW AND PRACTICE 887

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GLOSSARY A-1

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remember a more exciting or important time in the discipline Think

of today’s major economic issues—the huge American trade and budget

deficits, global warming, the debate between proponents of conservation and energy

exploration, ensuring adequate health care, ending global poverty, reforming Social

Security, outsourcing, rethinking the nature of competition and regulation in the

Internet age, and copyright protection in a digital, “downloadable” world The list

goes on and on To understand these issues, the core insights of economics are

invaluable

Exciting new theoretical advances are allowing economists to better understand

how individuals, families, and businesses make decisions about what to buy, what

to sell, how much to save, and how to invest their savings These advances affect

the way governments design policies to protect the environment, promote educational

opportunities, and deal with the changes in our economy brought about by

innova-tions in information technologies and the increasingly global economic marketplace

in which we all participate

There has never been a time in which the need to be informed about economic

issues has been more acute Nor is it any less critical for students to acquire the

tools that will enable them to think critically about the economic decisions they face

in their personal lives and the issues they must decide on as engaged citizens Even

something as basic to the study of economics as the concept of trade-offs helps

pro-vide students with a tool that can inform the way they think about issues at the

per-sonal, local, state, national, and even global level Whereas the Principles of Economics

course has always been popular among business students, now most students

real-ize that everyone needs to be conversant with the fundamentals of economics We

have written our book, and revised it for the Fourth Edition, keeping this very

impor-tant concept of the politically engaged student in mind

Preparing the Fourth Edition of this textbook has provided us with the

oppor-tunity to make several fundamental improvements over the previous edition We

still emphasize the five core concepts of modern economics, which are the importance

of trade-offs, incentives, exchange, information, and distribution Yet, economic

research is continuously yielding new, interesting, and important insights, and we

believe that these exciting new developments should be conveyed to students in

introductory courses While the textbook has always offered the most integrated

coverage of information economics, in this new edition we introduce students to

some of the results from new research in behavioral economics We have also made

several changes to the organization of the book that will give instructors increased

flexibility in structuring their courses

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Mission Statement for the Fourth Edition

Our text has always strived for two goals: One, to be transparently accessible and esting, dare we say a “good read,” for the student reader; and two, to not shy awayfrom teaching students the latest exciting insights of the discipline, to teach them thesubstance of economics as a field of study Many books seem to take the stance thatstudents cannot “handle” the new topics—we believe that it is just a matter of explain-ing the ideas simply and clearly

inter-To achieve these goals, the four main objectives of previous editions continued

to guide us These objectives are to provide students with a clear presentation ofthe basic competitive model, to present macroeconomics in its modern form con-sistent with the way active researchers and economists in policy-making institu-tions analyze the economy, to structure the textbook in ways that are conducive togood teaching and to student learning, and to ensure that the textbook reflects thecontemporary scene, stressing the core insights economics provides for understand-ing the ever-changing economy

Changes to the Fourth Edition—Microeconomics

The hallmark of this textbook, its emphasis on information, imperfect markets, tion, and technology, remain in the new edition New material on behavioral economicshas been incorporated into the chapters on consumer choice and capital markets

innova-KEY CHANGES FOR THE FOURTH EDITION:For the Fourth Edition, we worked hard to streamline the text Chapters in earliereditions that many students found too long or too dense have been significantlyrestructured In some cases, material has been divided into separate chapters,making chapters shorter on average and more focused

Important changes made to the microeconomic sections include:

the core concepts of economics

competition into two separate chapters This helps make the presentationmore student-friendly as well as giving instructors increased flexibility indeciding what material to include in their courses

markets and public policy issues Because strategic behavior is at the heart

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of the economist’s approach to imperfect competition, the chapter on

strategic behavior has been moved into Part 3 (Chapter 14)

the theme of public policy, rather than simply including a set of “topics.”

Part 4 includes chapters on the public sector (Chapter 17), environmental

policy (Chapter 18), and international trade and trade policy (Chapter 19)

Changes to the Fourth

Edition—Macroeconomics

The new edition maintains the modern approach to macroeconomics, one that

rec-ognizes that the Federal Reserve and other central banks implement monetary policy

through interest rates rather than through the explicit control of the money supply

By providing a more realistic treatment of monetary policy, the modern approach

also allows students to understand and discuss the types of policy actions they read

about in newspapers While the general approach developed in the Third Edition is

maintained, our treatment of macroeconomics in the new edition aims to streamline

the presentation, moving more advanced material into the “Topics” chapters

KEY CHANGES FOR THE FOURTH EDITION:

Important changes made to the macroeconomic sections include:

reflect new developments since the Third Edition

treated in a separate chapter (Chapter 23)

Separate chapters are now devoted to government finance (Chapter 25)

and the open economy (Chapter 26) This allows these two important topics

to be treated individually, allowing instructors greater choice in deciding

how to organize their course, as well as reducing the number of new

concepts introduced in each chapter

combined in Chapter 25 rather than split between Part 6 and Part 8 as in

the previous edition

the end of Part 6 (Chapter 28) This improves the flow of the full-employment

section, with Chapter 24 providing the basic framework for the determination

of real output, real wages, and the real interest rate, Chapter 25 adding the

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government, Chapter 26 extending the results to the case of the openeconomy, and Chapter 27 providing a discussion of economic growth Thematerial on money and prices then follows in Chapter 28.

improve the exposition Many users of the Third Edition felt that too muchmaterial was introduced in the chapters on the aggregate demand–inflationrelationship and the short-run inflation adjustment relationship To addressthis concern, we have moved the extended discussion of inflation andunemployment into Part 9 (Further Topics in Macroeconomics) Part 7begins with an overview (Chapter 29), covers the basics of aggregateexpenditures (Chapter 30), and then develops the aggregate

demand–inflation relationship in Chapter 31

new Part 8, with chapters dealing with the international financial system(Chapter 34), policy in the open economy (Chapter 35), and economicdevelopment and transition (Chapter 36)

In making these changes, we have continued to be motivated by the desire to write

a modern, student-friendly textbook that reflects the way economists approach theirsubject today

The Organization of the Text

The text is organized to work for both students and instructors For students, we lize the five core concepts of trade-offs, incentives, exchange, information, and distri-bution throughout the text, in both the chapters on microeconomics and those onmacroeconomics These concepts anchor the wide range of topics we cover, linkingall the topics to a core set of basic principles to which students can always refer We alsoprovide a firm grounding in basic concepts first, but we do not stop there We alsoensure that students are able to understand the tremendous insights offered by thebasic economic model of competitive markets and its limitations This prepares thestudent for understanding the lessons offered by modern economics for study of imper-fect competition, information, growth, and economic fluctuations We show how theseinsights help one understand economic phenomena that classical economics cannot

uti-By exposing students to modern economics—from the economics of information andinnovation to behavioral economics—the text helps them obtain a sense of the rich-ness of the discipline and its value for understanding the world around them The text is designed to offer solid coverage of traditional topics, combined with aflexible structure that allows it to be tailored to fit with the individual needs of theinstructor In covering both microeconomics and macroeconomics, the basic mate-rial of competitive markets and the full-employment economy are presented first.Then, the sections dealing with imperfect markets and fluctuations each begin with

an overview chapter that allows students to gain insight into the basic institutionsand key issues that are addressed in more detail in subsequent chapters This struc-

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