Unit 6 cargo insurance

Khoản miễn trừA deductible is a set or amount of money a person or company pays before an insurance company will pay out a larger sum in compensation for loss or damage property... Phí b

ENGLISH FOR LOGISTICS 2

UNIT 5

Bryan Tạ

Mức bảo hiểm

Coverage is the amount or type of protection that

is stated in an insurance policy (N-Page 35)

Coverage

['kʌvəridʒ]

Sự bảo hiểm

Protection is an agreement that an insurance

company will pay compensation if property is

damaged (N-Page 38)

Protection

[prə'tek∫n]

Khoản miễn trừ

A deductible is a set or amount of money a person or

company pays before an insurance company will pay out

a larger sum in compensation for loss or damage property.

Deductible

[di'dʌktəbl]

Phí bảo hiểm

A premium is the amount of money paid to an insurance

company at regular intervals in exchange for protection

against loss or damage of property (N-page 38)

Premium

['pri:miəm]

Insure [in'∫uə]

To insure something is to get insurance coverage for

it (V-page 37)

Mua bảo hiểm

Khoản không được bảo hiểm

An exclusion is something that is not covered

by an insurance policy (N – Page 36)

Exclusion

[iks'klu:ʒn]

Điều khoản

A clause is a section of a legally binding contract or

insurance policy (N – Page 35)

Clause

[klɔ:z]

Liability

[laiə'biliti]

A liability is a legal responsibility for costs due

to damage or loss (N – Page 38)

Trách nhiệm

pháp lý

Yêu cầu

bồi thường

A claim is an official request from a policy holder for

money to be paid out by an insurance company, (N –

Page 35)

Claim [kleim]

Khoản bồi thường

theo yêu cầu

A settlement is the amount of money that is paid by

an insurance company for a claim (N – Page 39)

Settlement

['setlmənt]

Khoản tiền bồi

thường do tai

nạn/thiệt hại

Compensation is an amount of money that is paid to

cover damage or loss of property (N-Page 35)

Compensation

[kɔmpen'sei∫n]

Policy

['pɔləsi]

A policy is a contract between an insurance

company and a person or company that lists the

Hợp đồng bảo

hiểm

We can insure individual shipments, if that’s what you need We also offer

comprehensive coverage to insure all your shipments for a yearly premium.

Insuring your cargo is the smart thing to do in case of loss or damage Our

cargo insurance covers damage or loss sustained during land, air or sea

transportation Unlike policies offered by other cargo insurers, we do not have

an exclusion clause for storage Your cargo is covered whether it is in transport

or in a warehouse We also offer fault liability coverage for our customers It

doesn’t matter how the loss or damage occurred – you’re covered regardless.

When you need to make a claim, we make it fast and easy You can file it online and one of our representatives will contact you within 24 hours After our agents determine the amount of the settlement, you can choose how you receive your compensation We’ll either direct deposit it into

a bank account or mail you a check.

Contact us today to see how we can help you with your

statements as true (T) or false (F)

1 _ The company does not cover goods that are

in storage.

2 _ Customers can pay a yearly premium to

cover any shipments they send.

3 _ The company offers on-line claims filing.

statements as true (T) or false (F)

1 _ The company does not cover goods that are

in storage.

2 _ Customers can pay a yearly premium to

cover any shipments they send.

3 _ The company offers on-line claims filing.

A A set amount of money a person or company pays so

an insurance company will compensate them

B An official request from a policy holder for money to be paid out by an insurance company

C To get insurance coverage for something

D The amount of money that is paid by an insurance company for a claim

E The responsibility for causing an accident to occur

F An agreement that an insurance company will pay compensation if property is damaged

A A set amount of money a person or company pays

so an insurance company will compensate them

B An official request from a policy holder for money to be paid out by an insurance company

C To get insurance coverage for something

D The amount of money that is paid by an insurance company for a claim

E The responsibility for causing an accident to occur

F An agreement that an insurance company will pay compensation if property is damaged

1 The company received for the items

stolen from the shipment

2 The seller has for a shipment unit it reaches the

buyer.

3 The policy has a(n) that damage caused by natural

disasters is not covered.

4 Susan asked that a no-fault be added to the

claim/exclusion

settlement/clause liability/premium coverage/fault

1 The company received for the items

stolen from the shipment

2 The seller has for a shipment unit it reaches the

buyer.

3 The policy has a(n) that damage caused by natural

disasters is not covered.

4 Susan asked that a no-fault be added to the

no-fault liability coverage provide?

no-fault liability coverage provide?

No-fault liability coverage provides

compensation for an insurance claim

regardless of whose fault it was that the

damage or loss occurred.

Logistician 2: Did we get insurance for it yet?

Logistician 1: No, I don’t think we could get a single shipment insured

Logistician 2:Some (1) _companies will cover just a single shipment

Logistician 1: That’s good Since we don’t usually ship internationally, we don’t need (2)

Logistician 2:I remember seeing an ad for a company in a magazine I think it was Wright Collins or Collins

Wright…

Logistician 1: Collins Wright, probably They’re a pretty big (3) _ _

Logistician 2:Okay Well, they offer insurance on (4)

Logistician 1: Is it only for when the shipment is actually (5) _ _?

Logistician 2:No, I think they also cover cargo (6) _ as well

Logistician 1: we should call and find out how much the coverage is for the shipment

Logistician 2: I can do that Is there anything else I should ask about when I call?

Logistician 1: Yes Find out if they offer no-fault liability coverage If so, that probably what we want

Logistician 2: Got it

Logistician 1: I’m sorry I’ve got to go I have a meeting in ten minutes

Logistician 2: Did we get insurance for it yet?

Logistician 1: No, I don’t think we could get a single shipment insured

Logistician 2:Some (1) _companies will cover just a single shipment

Logistician 1: That’s good Since we don’t usually ship internationally, we don’t need (2)

Logistician 2:I remember seeing an ad for a company in a magazine I think it was Wright Collins or Collins

Wright…

Logistician 1: Collins Wright, probably They’re a pretty big (3) _ _

Logistician 2:Okay Well, they offer insurance on (4)

Logistician 1: Is it only for when the shipment is actually (5) _ _?

Logistician 2:No, I think they also cover cargo (6) _ as well

Logistician 1: we should call and find out how much the coverage is for the shipment

Logistician 2: I can do that Is there anything else I should ask about when I call?

Logistician 1: Yes Find out if they offer no-fault liability coverage If so, that probably what we want

Logistician 2: Got it

Logistician 1: I’m sorry I’ve got to go I have a meeting in ten minutes

Logistician 2: All right I’ll make the call and send you an e-mail with the information I find out

cargo insurance

constant coverage

Insurance company single shipment

in transit

in storage

1 What is the purpose of the conversation?

A to debate using different insurance companies

B to discuss insuring an overseas shipment

C to argue about the cots of insurance coverage

D to determine what kind of insurance coverage to get

2 What will the woman probably do next?

A attend a meeting

B send an email

C call the insurance company

D look up the name of the insurance company

1 What is the purpose of the conversation?

A to debate using different insurance companies

B to discuss insuring an overseas shipment

C to argue about the cots of insurance coverage

D to determine what kind of insurance coverage to get

2 What will the woman probably do next?

A attend a meeting

B send an email

C call the insurance company

D look up the name of the insurance company

A: Did we get insurance for the shipment yet?

B: No I figured since it’s a single shipment, we couldn’t get insurance.

A: Well, some companies will cover a single shipment.

B: Oh, good Since we don’t usually ship internationally, we don’t always

need permanent coverage.

A: I think I remember reading about a company that insures single

shipments I think it was Collins Wright.

B: Oh I’ve heard of them But do they only cover shipments in transit?

A: No, I’m pretty sure it covers stored shipments as well We need to see if

it offers no fault liability insurances as well.

B: Okay I’ll give them a call and let you know what I find out.

Condition + ResultUses: Facts which are generally true or scientific facts

The condition always has the same result

Ex: If you stand in the rain, you get wet

PRESENT SIMPLE + PRESENT SIMPLE

ZERO

conditional

Uses: A possible situation in the futurePredicting a likely result in the future (if the condition happens)Ex: If you study, you will pass the exam

PRESENT SIMPLE + FUTURE SIMPLE

FIRST

conditional

Uses: Hypothetical or unlikely situationsUnreal or improbable situation now or in the futureEx: If I won the lottery, I would travel a lot

PAST SIMPLE + WOULD + VERB SECOND

conditional

Condition + ResultUses: The person is imagining a different pastImaginary situation that did not happen

Ex: If you hadn’t been sick, I would have gone to your party

PAST PREFECT + WOULD HAVE + PAST PARTICIPLE

THIRD

conditional

Uses: express an unreal past condition and its probable result in the

present or unreal present condition and its probable result in the past

Ex: If he hadn’t stolen all that money, he wouldn’t be in prison now

If you were intelligent, you would have won the university exam last year

SIMPLE PAST

WOULD + VERB +

2 If the weather (not/be) _ so cold,

we would have gone to the beach

3 If she had her laptop with her, she

6 If the teacher (give) _us lots of homework

this weekend, I won't be happy

7 If Lucy had enough time, she (travel)

10 If wanted a new car, I (buy) _ one

11 If José didn't speak good French,

he (not/move) to Paris

12 If John (drink) _ too much coffee, he'll get ill

13 If we had tidied our flat,

we (not/lose) our keys

14 If Luke (not/send) _ flowers to his mother, she wouldn't have been happy

15 If the children (be) _ in bed, I would be able

to have a bath

16 If you weren't so stubborn,

we (not/have) _ so many arguments

17 If Julie (not/go) _ to Sweden, she would have gone to Germany

18 If she (go) to the library, she'll study more

19 If we hadn't had an argument, we (not/be) late

20 If you arrived early, it (be) less stressful

2 If the weather (not/be) _ so cold,

we would have gone to the beach

3 If she had her laptop with her, she

6 If the teacher (give) _us lots of homework

this weekend, I won't be happy

7 If Lucy had enough time, she (travel)

10 If wanted a new car, I (buy) _ one

11 If José didn't speak good French,

he (not/move) to Paris

12 If John (drink) _ too much coffee, he'll get ill

13 If we had tidied our flat,

we (not/lose) _ our keys

14 If Luke (not/send) _ flowers to his mother, she wouldn't have been happy

15 If the children (be) _ in bed, I would be able

to have a bath

16 If you weren't so stubborn,

we (not/have) _ so many arguments

17 If Julie (not/go) _ to Sweden, she would have gone to Germany

18 If she (go) to the library, she'll study more

19 If we hadn't had an argument, we (not/be) late

20 If you arrived early, it (be) less stressful

would have passed

hadn't been

would email

won't go wouldn't have been

gives

would travel don't eat

don't go

would buy

wouldn't move drinks

wouldn't have lost hadn't sent were

wouldn't have hadn't gone goes

wouldn't have been

wouldbe

1 Keep silent or you’ll wake the baby up.

2 Stop talking or you won’t understand the lesson

3 I don’t know her number, so I don’t ring her up

4 I don’t know the answer, so I can’t tell you.

5 We got lost because we didn’t have a map

6 Susan felt sick because she ate four cream cakes

7 Without this treatment, the patient would have died.

8 He lost his job because he was late every day.

9 Peter is fat because he eats so many chips.

10 Robert got a bad cough because he started smoking cigarette

2 If you don’t stop talking, you won’t understand the lesson.

3 If I knew her number, so I would ring her up.

4 If I knew the answer, so I could tell you.

5 If we had had a map, We wouldn’t have got lost.

6 If she hadn’t eaten four cream cakes, Susan wouldn’t have felt

sick.

7 If there hadn’t been this treatment, the patient would have died.

8 If he hadn’t been late every day, he wouldn’t have lost his job.

9 If Peter didn’t eats so many chips, he wouldn’t be fat.

10 If Robert hadn’t smoked cigarette, he wouldn’t have got a bad

cough

1 Can you name some types

of insurance?

2 Why is it important to

insure high-value items?