Credit Suisse Group A brief presentation Contents Credit Suisse Group today – key facts Credit Suisse Group’s financial strength Credit Suisse locations How we serve our clients Vision, mission What we do for our clients Our history Corporate citizenship Employer of choice Corporate governance Board of Directors and Executive Board Credit Suisse vs. peers December 2012 2 Credit Suisse Group today – key facts Global bank headquartered in Zurich, serving clients in private banking, investment banking and asset management. Registered shares of Credit Suisse Group AG (CSGN) are listed in Switzerland (SIX) and as American Depositary Shares (CS) in New York (NYSE). Total number of employees: 48,400. The Group’s long-term ratings are: Moody’s A2, Standard & Poor’s A, Fitch Ratings A. December 2012 3 Credit Suisse Group’s financial strength Financial highlights 9M12: Net income: reported: CHF 1,086 million; underlying* CHF 2,761 million Return on equity: reported: 4.2%; underlying* 10.4% Basel II.5 tier 1 ratio: 18.5% Assets under management: CHF 1,250.7 billion December 2012 4 * Our reported results 9M12 were adversely impacted by accounting driven fair value losses due to tightening of our own credit spreads. Our underlying results are adjusted for this effect of CHF 2.5 billion, as well as for other significant non- operating items. Credit Suisse locations December 2012 5 Credit Suisse locations Regional headquarters Centers of Excellence Source: Credit Suisse Company Profile 2011 Credit Suisse – A Single Source for Services The Credit Suisse business model combines the strengths and expertise in Private Banking & Wealth Management, including Asset Management, and Investment Banking. This combination enables the bank to serve clients globally with integrated solutions tailored to their needs. Integrated Advice Personal relationship managers give our clients access to experts, products, and every service offered by our integrated bank – all from a single source. Customized Banking Services We offer individualized solutions tailored to our clients' life situations and needs. Innovative and Comprehensive Solutions We work across divisional borders to serve our clients with innovative and holistic solutions. Global Reach Our global presence and our partnerships in more than 50 countries allow our clients to transact their financial business anywhere in the world. December 2012 6 Credit Suisse – our vision Our vision is to become the world’s most admired bank, renowned for our expertise in Private Banking & Wealth Management, including Asset Management, and Investment Banking and most valued for our advice, innovation and execution. December 2012 7 Credit Suisse – our mission We set new standards in partnering with our clients and providing them with integrated financial solutions. Cultural diversity is essential to our success. We strive to create an open, respectful workplace that encourages people to work together and with our clients to deliver superior products, services and results and support the success and prosperity of our stakeholders. December 2012 8 What we do for Private Banking & Wealth Management clients We offer comprehensive advice and a broad range of financial solutions to private, corporate and institutional clients. We serve more than two million clients, including ultra-high-net-worth and high-net-worth individuals around the globe and private clients in Switzerland, making us one of the largest global players. We serve the needs of over 100,000 corporations and institutions, mainly in Switzerland, and is an important provider of financial products and services. December 2012 9 What we do for Asset Management clients We offer products across a wide range of asset classes in both core investments (equities, fixed income, real estate, index and multi-asset class solutions) as well as alternative investments (including credit, hedge funds and emerging market products). We manage portfolios, mutual funds and other investment vehicles for governments, institutions, corporations and private clients worldwide. We operate as a global integrated network in close collaboration with Private Banking and Investment Banking. December 2012 10 [...]... Banking & Wealth Management capabilities across the region, including our offering in Asset Management Asia Pacific The Asia Pacific region comprises 18 offices in 12 markets Our integrated banking platform has a strong presence in the region’s largest markets, such as Australia, China, Hong Kong, Korea and Japan, complemented by long-standing leadership in Southeast Asia and a rapidly growing franchise... Canada, the Caribbean and Latin America With offices in 46 cities spanning 14 countries, we offer clients local market expertise and access to our full range of global resources across our core businesses and as an integrated bank In 2011 we continued to build our investment banking platform in Canada, maintained or improved market share in most major product areas in the US, and expanded our Private... Implementation of business strategy and financial plans Definition of guidelines for the internal organization and other general policies of the Group December 2012 21 Executive Board: Divisional and Regional Management Hans-Ulrich Meister Head Private Banking CEO Switzerland Robert Shafir Head Private Banking & Wealth Management Products CEO Americas Eric Varvel Head Equities & Investment Banking Department... funds and institutions around the world We deliver our global investment banking capabilities via regional and local teams based in all major developed and emerging market centers December 2012 11 Regions (1/2) Switzerland In our home market, we are a leading bank for private, corporate and institutional clients Around 2,000 relationship managers at more than 200 branches offer clients a full range... global bank December 2012 14 Credit Suisse history in Switzerland 1856 153 years ago, Alfred Escher founded Schweizerische Kreditanstalt (SKA) – which later became Credit Suisse – to drive the expansion of the railway network and the industrialization of Switzerland No Swiss statesman had such a profound impact on the country as Alfred Escher, who laid the foundations for a modern Switzerland Alfred... Board were independent Code of Conduct: the Group strives to act with integrity, responsibility, fairness, transparency and discretion at all times The Group s external reporting provides an accurate, fair and transparent picture of the Group s financial condition Strong internal and external auditors play a critical role in providing an independent assessment of the Group s operations and internal... Private Banking & Wealth Management services, including our offering in Asset Management We offer traditional and alternative investment products and multi-asset class solutions We provide a broad range of financial services to our Swiss Investment Banking client base Europe, Middle East and Africa Credit Suisse is active in 31 countries across the EMEA region with offices in 74 cities Our regional headquarters... Rohner, Chairman Andreas N Koopmann Peter Brabeck-Letmathe, Vice-Chairman Jean Lanier Jassim Bin Hamad J J Al Thani Anton van Rossum Robert H Benmosche Aziz R.D Syriani Iris Bohnet David W Syz Noreen Doyle Richard E Thornburgh Jean-Daniel Gerber John Tiner Walter B Kielholz December 2012 24 Credit Suisse vs peers 2Q12 B/ S Assets, CHF bn Market Capitaliz ation, CHF bn HSBC HSBC JPM JPM BofA BofA Citi... Department CEO Asia Pacific Gael de Boissard Head Fixed Income CEO Europe, Middle East and Africa December 2012 22 Executive Board (continued): Heads of Shared Services Romeo Cerutti General Counsel Tobias Guldimann Chief Risk Officer David Mathers Chief Financial Officer Pamela Thomas-Graham Chief Talent, Branding and Communications Officer December 2012 23 Board of Directors of Credit Suisse Group Urs... headquarters are in the UK, but we have an onshore presence in every major country in EMEA The region encompasses both developed markets such as France, Germany, Italy, Spain and the UK, as well as fast growing markets including Russia, Poland, Turkey, South Africa and the Middle East Source: Credit Suisse Annual Report 2011 December 2012 12 Regions (2/2) Americas The Americas region comprises our operations . Credit Suisse Group A brief presentation Contents Credit Suisse Group today – key facts Credit Suisse Group s financial strength Credit Suisse. becomes Credit Suisse Group as a holding company of Credit Suisse and Credit Suisse First Boston 2006 Launch of Credit Suisse as an integrated global bank