... bank to deduct thecharges if the sender has authorized the receiving bank to do so.33 The Official Comments explain the problem of a bank’sdeducting charges from the point of view of the beneficiary: ... executing it, the originator becomes obligated to paythe originator’s bank the amount of the order—even though thepayment is not due until the execution date of the order.48 If the funds transfer ... within 30days of receipt of notice of the transfer The bank receives afraudulent payment order and pays the order without verifyingthe authenticity of the order in accordance with the security
Ngày tải lên: 02/07/2014, 16:21
... Magnusson 4.1 THE HISTORY OF THE CONCEPT In common scholarly and popular vocabulary, the concept of “mercantilism” designates either a system of economic policy or an epoch in the development of economic ... explained the core of the positive balance of trade theory by pointing at what he believed was a distinct “fear of goods” that dominated the popular mind of the seventeenth century According to him, the ... that the “real” balance of payments was the main cause for the over- or under-valuation of the English currency Secondly, and in line with this, they recognized the overall importance of the supply-and-demand
Ngày tải lên: 06/07/2014, 02:20
An Outline of the history of economic thought - Chapter 4 pot
... with that of ‘Ricardian economics’: a theoreticalsystem based on the theory of surplus, the labour theory of value, themethodology of aggregates, and the analysis of the behaviour of the socialclasses ... insurrections at the beginning of the 1830s, some of which gave the final blow to the reign of Charles X,contributing to the ascent to the throne of Louis-Philippe, ‘the bourgeoisking’ The next ten ... socialist theories, while the period of social respiteproduced only the great synthesis by Marx.4.1.2 The two faces of Utopia The modern organized workers’ movement and, with it, the basis of its
Ngày tải lên: 06/07/2014, 04:20
Radio Propagation and Remote Sensing of the Environment - Chapter 4 potx
... ) = 0 at the sides of the tube. We then have: or (4.24) Instead of Equation (4.21), we obtain: . (4.25) This result is transparent from the physical point of view: Due to the law of energy conservation, ... are the coordinates of the initial ray point. The sign before the integral is chosen depending on the type of ray branch: the plus sign for the ascendant branch and the minus sign for the descendent ... the solution of which is written in the form: (4.9) where ψ 0 is the initial value of the eikonal equation. Let us point out that use of the plus sign was determined by extraction of
Ngày tải lên: 11/08/2014, 21:21
Lecture Essentials of corporate finance - Chapter 4: Introduction to valuation: the time value of money
... Valuation: The Time Value of Money Chapter 4 Trang 2Key Concepts and Skills• Be able to compute the future value of an investment made today • Be able to compute the present value of cash to ... • The effect of compounding is small for a small number of periods, but increases as the number of periods increases – Simple interest would have a future value of $1250, for a difference of ... I• For a given interest rate – the longer the time period, the lower the present value – What is the present value of $500 to be received in 5 years? 10 years? The discount rate is 10% • 5 years:
Ngày tải lên: 21/09/2020, 14:17
Lecture Principles of financial accouting - Chapter 4: Completing the accounting cycle
... Copyright © 2011 by The McGrawHill Companies, Inc. All rights reserved. Completing the Accounting Cycle Trang 2Benefits of a Work SheetAids the preparation of financial statements. Aids the preparation of ... Trang 34Current liabilities are obligations due within the longer of one year or the company’s operating cycle. Current liabilities are obligations due within the longer of one year or the company’s ... within the longer of one year or the company’s operating cycle. Long-term liabilities are obligations not due within the longer of one year or the company’s operating cycle. Trang 36Equity is the
Ngày tải lên: 14/10/2020, 14:07
AEROSOL CHEMICAL PROCESSES IN THE ENVIRONMENT - CHAPTER 4 pdf
... –2.187 5.957 4. 532 –5.313 4. 5 84 Bi (–1) (–2) (–2) (–1) (–1) (–1) (–1) Ci Di –9 .41 2 ( 4) 1.3 94 ( 4) 4. 413 (–2) –5. 847 (–2) 2.617 ( 4) 2. 343 (–2) –3. 745 (–3) 4. 106 (–3) 5 .47 7 (–3) ... measured the water activity of bulk solutions of (NH 4 ) 2 SO 4 /NH 4 HSO 4 (molar ratio 1/1) and (NH 4 ) 2 SO 4 /NH 4 NO 3 (3/1; 1/2). Spann and Richardson 42 measured the water activity of (NH 4 ... 0.5 84. 2 ± 0 .4 74. 3 ± 0 .4 61.8 84. 2 ± 0.3 75.3 ± 0.1 1510 –2330 3162 3885 3665 44 8 0.1 149 0.37 54 0.1868 4. 298 –0.2368 0.1805 B 4. 489 –1.763 –1.677 –3.623 1 .45 3 –5.310 C ( 4) (–3)
Ngày tải lên: 18/06/2014, 19:20
Radionuclide Concentrations in Foor and the Environment - Chapter 4 pdf
... Introduction 83 4.4.2 The Presence of Radioactivity in Rainwater: Sources and Pathways 84 4.4.2.1 Natural Radioactivity 84 4.4.2.2 Man-Made Radioactivity 84 4.4.3 Levels and Distribution 85 4.4.3.1 Natural ... belonging to the same natural series. The water passes through the solid grain either in the bedrock of the aquifers or in the soils from the drainage area. The rate of this weathering is not the same ... exchanging their radioactive contents with water. The nature of the compartment determines the nature of the dominant interaction mechanisms. The properties of the compartments depend, of course, on the
Ngày tải lên: 18/06/2014, 19:20
Nanotechnology and the Environment - Chapter 4 pot
... types and number of chemical bonds, theconnectivity of the atoms in the molecule, and the spatial arrangement of the atomswithin a molecule Chemical substances that “differ” in any of these structural ... testing” [24] Below is a discussion of the more prominent 4.4.2 THE NATIONAL POLLUTANT DISCHARGE ELIMINATION SYSTEM(NPDES) PROGRAM The centerpiece of the CWA regulatory program is the National ... established under Section 402 of the statute The keyfeatures of the NPDES program are The issuance, by either the EPA or a state with an EPA-approved mitting program, of point source discharge
Ngày tải lên: 18/06/2014, 22:20
Accessing the WAN – Chapter 4 docx
... each of these groups differently –Each group should only be shown the portion of the policy appropriate to their work and level of access to the network –One document is not likely to meet the ... While the user is occupied with the game, the Trojan horse mails a copy of itself to every address in the user's address book These kinds of applications can be contained through the effective ... short time –If the security of the network is compromised, there could be serious consequences, such as loss of privacy, theft of information, and even legal liability In this chapter You will
Ngày tải lên: 05/07/2014, 03:20
PESTICIDES IN AGRICULTURE AND THE ENVIRONMENT - CHAPTER 4 doc
... concerns One regards theadequacy of the enforcement efforts The other regards the setting of standardsthat are adequate for the protection of health, including the health of those whomay be more ... that accompanied the formation of the USEPA wasthe opening of the decision-making process to the public In 1983, the National Academy of Science (NAS) published Risk Assessment in the Federal ment ... children The latter concern was theemphasis of the 1993 NAS report [6] and the key scientific rationale behind theFQPA To ensure a reasonable certainty of no harm from the use of pesticides,the FQPA
Ngày tải lên: 11/08/2014, 12:21
Heavy Metals in the Environment - Chapter 4 pptx
... human lifetime The primeval radionuclides138La,144Nd,147Sm,148Sm,152Gd, and176Lu (Fig 1)are members of the lanthanide series of elements The natural abundance of theseelements in the earth’s crust ... greater thanthe manmade radioactivity produced since the beginning of the nuclear age inthe 1940s Varying fractions of the primeval radionuclides enter the atmosphere in theform of fine dust particles ... an essential component of the human body and ofall other living organisms The normal human body contains⬃140 g of potassium(4); of this only⬃17 mg (⬃480 mBq) is present as40K but this is sufficient
Ngày tải lên: 11/08/2014, 15:20
Modeling phosphorus in the environment - Chapter 4 potx
... impermeable layer is often adjusted to account for the convergence of the flow lines near the drains. The adjusted depth, d e , corrects the flow for this and depends on the size and spacing of the drains ... equation is often used to quantify the amount of drainage flux: (4.4) where q is the drainage rate (cm h −1 ), K is the lateral saturated conductivity (cm h −1 ), d e is the effective depth to the impermeable ... correspondingly wide range of complexities. This chapter is not meant to be a complete review of these techniques but rather a brief review of the techniques as they affect the model capabilities
Ngày tải lên: 12/08/2014, 00:22
Radioactivity in the environment chapter 4 a cross cultural approach to radiation ethicsa
... the Sermons of the Buddha for the Buddhists, the Torah for the Jews, the Gospels for the Christians, the Quran for the Muslims, the Writings of Bahá’u’lláh for the Bahá’ís, and so on They provide ... that the moral basis of the first principle is not unambiguous—to say the least Somewhat less controversial is the assignment of the principle of optimization (“The likelihood of exposure, the ... help the needy and not add to the wealth of the rich” (Analects VI:4) In the Psalms it is stated that “Blessed is the one who is considerate of the destitute; the Lord will deliver him when the
Ngày tải lên: 03/01/2018, 17:48
Tài liệu Art of Surface Interpolation-Chapter 4: Graphical user interface doc
... shortcut keys "1", "2", "3", "4" or "5". Additional displays can be performed using the items in the Display menu - Labels and z-coordinates of XYZ points ... shadowed colour map improving the 3D feel of the display (see figure 4.2.4); the angle and tensity of the shadow is specified in the presented dialog in The colour of the base objects (points XYZ, ... ed-suitable for the user - The button "Vol calc" runs the stand-alone program VOLUME for volume calcula-tions – see section 4.4 Calculation of volumes. - The last row of the SPM dialog
Ngày tải lên: 21/01/2014, 07:20
AQUATIC EFFECTS OF ACIDIC DEPOSITION - CHAPTER 4 doc
... 94 (83–106) 135 (62–229) 7 (6–7) 14 (9–210) 2 (1–3) 16 (4 34) 24 (21–28) 33 (32– 34) 36 (18–68) 1.8 (1 .4 2.5) 2.2 (1.6–2.7) 1.0 (0.7–1.7) -2 4 (-3 5– -2 4) 43 .7 (4. 5 4. 7) 142 ... irrespective of any further changes in SO 4 2- concentrations. This would cause additional acidifi- cation. Nevertheless, the observed patterns of change, and lack thereof, in the chemistry of the ... chemistry in the upper Midwest to increasing frequency of seepage lakes in the eastern portion of the region, rather than a gradient in the deposition of S They attributed the absence of a
Ngày tải lên: 18/06/2014, 16:20
Biology of Marine Birds - Chapter 4 doc
... 4.4.1 Shortage of Nesting Sites 92 4.4.2 Defense against Predation 92 4.4.3 A Colony Is a Safe Place 94 4.4.4 Social Stimulation 94 4.4.5 Wynne-Edwards’ Concept of Self-Regulation 96 4.4.6 Food-Finding ... CONTENTS 4.1 Introduction 87 4.2 What Is a Seabird Colony and What Are Its Limits? 89 4.3 Functional Structure of a Colony 90 4.4 Theories of the Functions and Advantages of Colonial Breeding 92 4.4.1 ... difference was the result of differences in the frequency of greeting ceremonies arising from the density of nesting birds. 4. The density of neighboring pairs tended to be lower at the edge of the colony,
Ngày tải lên: 18/06/2014, 16:20
ENVIRONMENTAL RESTORATION of METALSCONTAMINATED SOILS - CHAPTER 4 potx
... sorption/desorption; rather, the pH affects the surface acidity of soil components and the hydrolysis of the metal and conse-quently affects the sorption ability of these components for metals Therefore, ... magnitude with the mea-sured ones The mean deviation of log Kom is 0.241 4.3.1.2 Sorption of Mercury As shown in Figure 4.2, sorption of Hg(II) reached maximum at pH around 4 and then decreased The sorption ... Discussion 79 4.3.1 Sorption of Metals to Soils 79 4.3.1.1 Sorption of Cadmium 80 4.3.1.2 Sorption of Mercury 82 4.3.1.3 Soil Sorption Phases 87 4.3.2 Metal Desorption from Soils 88 4.4 Conclusions
Ngày tải lên: 18/06/2014, 19:20
Handbook of Plant Nutrition - chapter 4 pps
... 52 15 31 40 23 28 33 12 28 34 6 22 44 Source: M Viro, Büntehof Abs 4: 34 36, 19 74/ 75 TABLE 4. 6 Range of. .. CRC_DK2972_Ch0 04. qxd 118 6/30/2006 1:55 PM Page 118 Handbook of Plant ... DM) 30 42 42 –60 25– 54 27 40 40 – 54 15– 24 35–60... 1976, pp 145 –156 55 H Forster, F Ventner The influence of potassium nutrition on greenback of tomato fruits Gartenbauwiss 40 :75–78, ... xylem vessel (40,41). The release of K ϩ into the xylem sap decreases its water potential and thus favors the uptake of water (42). The direction of xylem sap transport goes along the transpiration
Ngày tải lên: 02/07/2014, 00:20
Tài liệu LUYỆN ĐỌC TIẾNG ANH QUA TÁC PHẨM VĂN HỌC-THE ADVENTURES OF TOM SAWYER CHAPTER 4 pptx
... are the poor in spirit, for they they " "Theirs " "For theirs . Blessed are the poor in spirit, for theirs is the kingdom of heaven. Blessed are they that mourn, for they ... therefore elevated to a place with the Judge and the other elect, and the great news was announced from head-quarters. It was the most stunning surprise of the decade, and so profound was the ... half-past ten; and then church service. Two of the children always remained for the sermon voluntarily, The latter third of the speech was marred by the resumption of fights and other recreations...
Ngày tải lên: 24/12/2013, 14:16