the coming ice age newsweek

... Recurring Theme Nobody Likes a Lender Populism, Democracy, and the Road to Default The Demographics Are Awful The Special Roles of the United States Universal Suffrage—The Holy Grail or the Villain? ... Economics The Gold Standard in Theory—The Price-Specie Flow Mechanism The Sad Evolution of the International Monetary System The International Monetary System Must Change—But to What? Chapter 5: The ... Accounting And Then There Are the American States The Ownership of US Government Securities If Something Cannot Go on Forever, Then It Will Stop Europe—The Default Process Has Already Begun The Euro—What

Ngày tải lên: 29/03/2018, 13:55

... increases over the life of the loan; the other limits the amount the interest rate can be... low So, in considering your loan, factor in the following issues: • Are you near the top of ... lenders look to the property rather than the borrower. 33 CHAPTER 4 Working with Lenders Except for the con men borrowing money they shouldn’t get and the widows who have to visit with the handsome ... interest rates! ) . Traditionally, the most expensive part of the loan package is the loan origination fee. The fee is expressed in points, that is, a percentage of the loan amount: 1 point = 1 percent.

Ngày tải lên: 21/06/2014, 09:20

... mort- gages would be at $1,000 per month, I would have $177 per month in cash flow. Furthermore, by staying in the middle of the deal, I would collect one single monthly payment from the buyer, ... Epilogue 137 With the purchase price at $155,000 and $15,000 down, I could carry $140,000 at 9.5 percent, which is $1,177 per month. See Figure 10.1. Because the payments on the underlying first ... buyer, a concept that is very easy for the average person to grasp. Hindsight is always twenty-twenty, but take away an important lesson here: The more you learn, the more you earn! FIGURE 10.1 How

Ngày tải lên: 21/06/2014, 09:20

... predictor of whether they’ll pay back their mortgage as promised, as is the amount of the mortgage relative to the person’s wealth, income, and other debts So the decision about whether or not ... machines for tasks like these, have their engineers program and test them, then add them to their assembly lines Each time the task changes—each time the location of the screw holes move, ... bring them to human workers After these workers grab the products they need, the robot whisks the shelf away and another shelf-bearing robot takes its place Software tracks where all the

Ngày tải lên: 06/07/2014, 02:01

... their workers far less than the stated minimum wage Estimates that do exist put the average... blank 1 THE CHINA PRICE” AND WEAPONS OF MASS PRODUCTION The China Price They are the ... competition in global markets In the process, China is effectively sowing the economic seeds of the Coming China Wars with the rest of the world And, in the worst wars from within” ... annually head to the cities in the next 30 years The China Daily8 China s urbanizing imperative is one of the most critical components of the Coming China Wars It is the result

Ngày tải lên: 09/08/2014, 20:20

... productivity growth over the past decade. Second, the catalytic FDI has brought with it some of the best managerial talent and managerial “best practices” from around the world. The result has been ... currency, the yuan, to the value of the U.S. dollar. 21 The result, as Chinese imports have flooded into the United States, has been a large undervaluation of the yuan relative to the dollar. The most ... efficiency both rule. To understand the nature of these network clusters, take a look at the figure on the following page from the book Regional Powerhouse. It illustrates the famous toy cluster in Guangdong

Ngày tải lên: 09/08/2014, 20:20

... bodies rather than by the criminal justice sys- tem. The enforcement powers of many of the relevant agencies are limited to confiscating the fakes and imposing monetary fines rather 40 THE COMING ... Callaway golf clubs on the street just weeks after these new products are introduced to the market. Still another variation is the “start-up counterfeiter.” Consider the case of the Taiwanese folding-bike ... dis- tribute them through storefronts on [New York’s] Canal Street. Each organization paid undercover agents $50,000 a container to look the other way Once the goods hit the U.S., there is little

Ngày tải lên: 09/08/2014, 20:20

... 72 THE COMING CHINA WARS however, that these examples involving Iran, the Sudan, and Angola are just the tip of an iceberg and are, by no means, an inclusive list of problems. Accelerating the ... been the application of economic sanctions against the regime. Unfortunately, China’s willingness to trade diplomatic favors 74 THE COMING CHINA WARS [...]... nasty The Economist23 76 THE COMING ... trigger may be the discovery of large oil reserves in the South 66 THE COMING CHINA WARS and East China Seas. China has been engaged in long-term territorial disputes with Japan, Indonesia, the Philippines,

Ngày tải lên: 09/08/2014, 20:20

... Company would wage three wars on the people of China in order to secure the right to sell opium there They were the world’s first drug wars Their sole purpose was to secure the importation ... groups, these gangsters run the China drug trade Of course, the American CIA’s role in expanding the China drug trade was hardly limited to helping the Kuomintang During the 1960s, in the early stages ... Kyrgyzstan The “independent” governments established in the early 1990s in the wake of the fall of the Soviet Union quickly succumbed to the powerful influence of the drug cartels Today, “50% of the

Ngày tải lên: 09/08/2014, 20:20

... users. Together with the meth market, organized crime rings up the cash registers to the tune of about $65 billion a year. 43 As with the synthesis of heroin and the production of speed, the lowest ... using the river water and rich silt to grow rice They also use the river as their principal means of transportation The biggest threat to their livelihood... from reservoirs into the Bei ... them, or otherwise force them to comply with the pollution control standards Even though China has some strict environmental laws on the books, the fines that are levied to enforce the

Ngày tải lên: 09/08/2014, 20:20

... our lives Page 1— The Twenty-First Century: The Age of Bioterials The world is about to exit the Information Age and enter the new era of "bioterials." The marvels of the Bioterials Age will be ... fuel the economies of the world through much of the first half of, if not the entire next 100 years Since the invention of the steam engine and the successor technologies of the Industrial Age, the ... media The second is software, to manipulate, control, and direct the flow of this information The third is the microprocessor or computer chip, the core driver and storage device for the other...

Ngày tải lên: 11/04/2014, 10:35

... dilate further upon it By the end of that century I had been left behind by all the students of the world, and I never did understand Zarentzov Other men came with other theories, and these theories ... among us in the year 6371, men who were later known to be from the planet Venus But they were repulsed, for they were savages compared with the Earthmen, although they were about equal to the people ... to bite the tiny crops For still the Ice came All the world now, but for a narrow strip about the equator, was one great silent desolate vista of stark ice- plains, ice that brooded above the hidden...

Ngày tải lên: 15/03/2014, 19:20

... time period; then the thesis is applied to data from another time, either before or after the test or discovery period Seldom does the idea work on the out-of-sample information, by the way Figure ... pullback in the fall of the year (the seven year buy zone), and then another two-year bull market The 1907 bottom came late in the year, about December, just before another two-year bull market The year ... Gould on the earlier data The pattern holds, telling us there is consistency to the concept What we see is that in the card game of the future pretty much the same cards were dealt as in the past...

Ngày tải lên: 21/12/2013, 02:15

... as the words were spoken, and the sentry stepped back to the wall of the passage 27 At the same moment another bell rang beyond the door, and then the door itself opened as the other had done They ... Siberia The whole affair is wrapped in the deepest mystery the only clue in the hands of the police being the fact that the cross cut on the forehead of the victim indicates that the crime is the ... way?" They followed him out into the hall, and then, somewhat to Arnold's surprise, down the stairs at the back, which apparently led to the basement of the house The footman preceded them to the...

Ngày tải lên: 17/02/2014, 09:20

... challenges In addition, they often have more sophisticated IT support They need the communications services more, and they have the technical support to take advantage of them The Coming Change in Social ... for you than others It’s all about aligning business strategy to the use of each tool Otherwise, you’re wasting time and not reaching the right audience with the right message on the right network.” ... 20 40 60 80 Looking to the future, the internal uses of Twitter that organizations plan to use are almost identical to those of the present (see fig on next page) The Coming Change in Social...

Ngày tải lên: 17/02/2014, 21:20

... Looking at the relaxation of the TV duopoly rule in the late 1990s, the deregulation of cable in the 1980s, the increase in the radio ownership limits in the Telecommunications Act of 1996, and the ... Mainstream Taste, The Less Likely The Group Is To Be Served minorities The larger the minority group and the closer its taste to the majority, the more likely it is to be served The tyranny of the majority ... and law The role of the FCC is further restricted in the industry view by insisting that the economic impact on consumers should be the sole focal point of analysis, not the impact on the citizen’s...

Ngày tải lên: 05/03/2014, 22:20