... dividends and so on Some por-tion of the incomes received by households is consumed whereas the rest goes to savings (S) On the other hand, the largest user of financial resources is considered the ... households as depositors In contrast, in the direct finance route, the credit risk of the firms which issue their stocks and bonds is absorbed directly by the households as purchasers and holders of these ... sector, the largest source of funds for the Japanese banking system, shows that this sec- tor remained risk averse during the 1990s (the Japanese households owned substantially more ‘safe’ assets,
Ngày tải lên: 29/03/2018, 13:37
... continued steadily as theSpaniards drove north to New Mexico in the seventeenth century.That was the first part of the horse revolution The second was the dispersal of the horsesthemselves This happened ... this happened, or precisely how they came into possession of theelaborate Spanish understanding of horses But it was an amazingly swift transfer of technology TheIndians first stole the horses, ... of the houses They brokebottles, slashed open the tick mattresses, threw the feathers in the air, and carried out “a great numberof my father’s books and medicines,” in Rachel’s description She
Ngày tải lên: 29/05/2018, 14:37
Determinants of Vietnam’s exports: An application of the gravity model
... assesses estimated results and gives some discussion and Section 5 provides conclusions 2 Overview of Vietnam’s exports in the period 2010-2014 In this section, the performance of Vietnam’s ... structured as follows Section 2 introduces the methodology of the research, which includes model specification, hypotheses and data Section 3 provides empirical results of the gravity equations Section ... country k) The number of observations is 104 Summary of statistics is provided in Table 2 3 The number of observation is smaller than that of the study by Dinh et al (2011) The present paper
Ngày tải lên: 04/02/2020, 06:58
DISTRICT COUNCIL FOR PRINCE GEORGE''S COUNTY, MARYLAND OFFICE OF THE ZONING HEARING EXAMINER
... vehicle service businesses The Anacostia Waterfront Park, on thesouth side of Annapolis Road, is also zoned C-S-C, but is just outside the limits of the definedneighborhood (7) No residential uses ... and C-S-C The St Paul Baptist Church historic site is also located onthe west side of 47th Street, on land that is zoned M-X-T The areas on the westside of 47th Street, from the St Paul Baptist ... buildings The CSX Railroad serves as the zoning line between the I-2 Zone (thesubject property) and the I-1 Zone (to the west of the CSX Railroad) Access to Lot 4 is via twoentrances on Upshur Street
Ngày tải lên: 20/10/2022, 06:45
differential gene expression in the salivary gland during development and onset of xerostomia in sj gren s syndrome like disease of the c57bl 6 nod aec1aec2 mouse
... of the four sets of genes identified by cluster analysis Examples of temporal changes in expression levels of selected genes associated with each of the four sets of genes identified by cluster ... functions of genes differentially expressed in salivary gland tissues By means of the PANTHER classification system, these 480 differentially expressed genes were categorized as being associated ... glandular dysfunction (that is, 20 weeks of age) Like cluster 2 genes, those of cluster 3 encode for a set of adhesion molecules (Figure 3e) This set of genes con-sists of a distinct set of collagen
Ngày tải lên: 01/11/2022, 09:56
EQ, Not Just IQ: The Relationship between Emotional Intelligence and the Success of High School Principals Who Have Been Awarded the Illinois Principals Association''s High School Principal of the Year Award
... for success that was be examined by this researcher was based on the success of the school as measured by growth on student achievement Given the high stakes nature of annual assessments such as ... relationships” deals with the extent to which the principal demonstrates his/her awareness of the personal aspects of the school’s faculty Furthermore, the order of change from this study suggests the ... Responses from Teacher Version of 5 Essentials Survey, Schools 1-4 82 7 School 1 Responses from Selected Questions, 2013 Teacher Survey: 5 Essentials Survey 91 8 School 2 Responses from Selected
Ngày tải lên: 26/07/2023, 07:42
Khóa luận tốt nghiệp: Examining Factors Influencing Student's Creativity: An Application of the SCALE
... taken seriously inschool The next step is to formally assess these skills Singapore and Korea Trang 34have thus changed their national exams and assessments to incentivize teachersand students to ... creativityTaylor’s first level of creativity is the expressive kind It corresponds to theworld of spontaneity and improvisation In this case, the imagination manifestsitself in the expression of the inner ... for analysis The author encrypted the data and processed it on SPSS 22 and Amos 20 software, then conducted regressionanalysis Research results show that there are 5 factors affecting the creativitycapacity
Ngày tải lên: 01/12/2024, 03:21
slide 1 look at the pictures what time of the year is it tet holiday christmas teachers’ day mid – autumn festival valetine’s day unit 8 can you tell me about these activities which you enjoy doing
... celebrations last in the past? Trang 27 It is made from sticky rice, green beans and fatty porkWhat is banh chung made from? Trang 28 They buy gifts, clean & decorate their houses & ... 19 Task 1 : Decide whether the statements are true (T) or false (F) 1 _ Tet is always on 20th February on Western calendar 2. _ According to the text, for people anywhere in the world the beginning ... beginning of spring is start of a new year. 3. _ Tet used to be longer than it is nowadays 4. _ According to the text, “lucky money” is given to everyone at Tet. 5. _ Kumquat trees are popular
Ngày tải lên: 18/04/2021, 00:16
overview of the 2015 st patrick s day storm and its consequences for rtk and ppp positioning in norway
... ¼ 1 NumSat X sat¼satellites ROTIðrec; satÞ ð2Þ (NumSat is the number of currently observed satellites, satellites is the set of satellites currently observed by the receiver and xrec is the receiver ... GPS receivers Their paper provides an excellent overview of the large-scale distri-bution and development of GPS disturbances One of the possible causes of GPS disturbances at high lat-itudes ... on the receiver changes so fast and seemingly randomly that it is best viewed not as an offset or bias but as an increase of the noise – The magnitude of the short-term variation of the ionospheric
Ngày tải lên: 04/12/2022, 15:51
Luận văn thạc sĩ Lý thuyết và phương pháp giảng dạy tiếng Anh: Efl teachers'' perceptions of the impact of the jolly phonics program on children''s pronunciation in a kindergaten = Nhận thức của giáo viên tiếng Anh về tác động của Jolly phonics đến phát â
... research methods, data collection, and data analysis Chapter 4, Findings and Discussion, presents the results gained in the processing of the data and discusses the results of the data analysis Chapter ... why the researchers chose these two classes was because the children in these classes were the same age and had the same proficiency level The intervention lasted for 12 weeks, which excluded the ... follow a simple CV syllable structure and this affects children’s ease of learning The second reason is that English writing system is very inconsistent As a result, some words such as yacht must
Ngày tải lên: 04/08/2024, 09:19
Tài liệu Nutrition in the First 1,000 Days - State of the World’s Mothers 2012 ppt
... child sur-vival campaign: •First, Save the Children is increasing awareness of the global malnutrition crisis and its disastrous effects on mothers, children, families and communities As part of ... hour of birth. Establishing good breastfeeding practices in the first days is critical to the health of the infant and to breastfeeding success Initiating breastfeeding is easiest and most successful ... countries, the nutritional status of women and girls is compromised by the cumulative and synergistic effects of many risk factors These include: limited access to food, lack of power at the household
Ngày tải lên: 12/02/2014, 11:20
Tài liệu Fertility, Family Planning, and Women’s Health: New Data From the 1995 National Survey of Family Growth pptx
... results of the 1995 survey as soon as possible, this report contains only very simple measures of these background characteristics and is limited to simple statistical measures such as percents ... Fertility—United States—Statistics 2 Birth control—United States—Statistics 3 Childbirth—United States—Statistics 4 Sex—UnitedStates—Statistics 5 Pregnancy—United States—Statistics 6 Health behavior—United States—Statistics ... the household could hear the questions or the answers in this section. Some studies suggest that more honest answers to very sensitive items are obtained from self-administered questionnaires
Ngày tải lên: 12/02/2014, 23:20
Tài liệu Deteriorating Access to Women’s Health Services in Texas: Potential Effects of the Women’s Health Program Affiliate Rule doc
... result of these decisions The state of Texas has sued CMS to prevent the loss of federal funds and a group of Planned Parenthood clinics has sued the state to prevent implementation of the affiliate ... affiliate has a billing address in Dallas County, but some of its sites are in other adjacent counties and some of the patients served may be residents of other counties The list does not indicate ... Medicaid expansion in this study was broader than just family planning services. Trang 8state share of savings is higher since the state’s share of birth-related costs is based on the regular Medicaid
Ngày tải lên: 13/02/2014, 06:20
Tài liệu Women of the World Women''''s Health in India doc
... Kerala has the lowest, consistent with the different levels of socio-economic development in these states Several studies have found that one of the reasons for the poor health Mother’s education, ... marries, her family provides the husband’s family with gifts (e.g., clothes, household goods, cash) In many instances, the demand for these gifts does not end with the marriage but continues, as the ... in India, as sons are expected to care for parents as they age This son preference, along with high dowry costs for daughters, sometimes results in the mistreatment of daughters Further, Indian
Ngày tải lên: 13/02/2014, 06:20
Tài liệu THE STATE OF THE WORLD’S CHILDREN 2011AdolescenceAn Age of Opportunity.© United Nations ppt
... facilitated the voices of 1,000 children in the Post Disaster Needs Assessment (PDNA) process Child- friendly focus group discussions were held throughout nine of the country’s departments Adolescents ... political instability and the fastest rates of urban growth; those most exposed to civil strife and ural disasters and most vulnerable to the ravages of climate change The adolesecents of these countries ... Francesca Montini; Jussi Ojutkangas; and Arturo Romboli for their assistance with the Perspectives essay series and Technology panels Special thanks also to Meena Cabral de Mello of WHO’s Adolescent
Ngày tải lên: 15/02/2014, 00:20
Tài liệu Federal Credit Supplement Budget of the U.S. Government Fiscal Year 2013 doc
... LOANS: ASSUMPTIONS UNDERLYING THE 2013 SUBSIDY ESTIMATES(In percentages, unless noted otherwise) Composition of Subsidy Loan CharacteristicsDefaults, net of recoveries Interest Fees All other ... GUARANTEES: ASSUMPTIONS UNDERLYING THE 2013 SUBSIDY ESTIMATES(In percentages, unless noted otherwise) Composition of Subsidy Loan CharacteristicsDefaults, net of recoveries Interest Fees All other ... UNDERLYING THE 2012 SUBSIDY ESTIMATES(In percentages, unless noted otherwise) Composition of Subsidy Loan CharacteristicsDefaults, net of recoveries Interest Fees All other Loan maturity (years) Borrower
Ngày tải lên: 16/02/2014, 03:20
Tài liệu 2001 Assessment of the Office of Naval Research’s Aircraft Technology Program docx
... contacts in the area of stealth and counterstealth Alan H Epstein is R.C Maclaurin Professor at the Massachusetts Institute of Technology and is a member of the NAE His research interests include ... Information Officer SUSAN G CAMPBELL, Administrative Assistant KERRY A.M WILLIAMS, Research Assistant vi Preface The mission of the Office of Naval Research (ONR) is to maintain a close relationship ... managers (and ONR-supported principal investigators) responsible for various program components, and the second was devoted to discussing the issues, developing consensus, and drafting the committee’s
Ngày tải lên: 17/02/2014, 06:20
To Cut or Not to Cut? That is the (Central Bank’s) Question In Search of the Neutral Interest Rate in Latin America pdf
... the analysis of the NRIR, as they allow for a full specification of economic shocks Given their microeconomic foundations, they enable welfare analysis to assess the optimality of policies (see ... Peru, this is achieved by equalizing the rates of return of credit in different currencies 23 Evidence on these issues is still to be presented But a deeper discussion of the role of MaPPs as complement ... we present the results, as well as the monetary stance estimations that they imply Section VI focuses on the role of MaPPs in the design of monetary policy, while Section VII provides some concluding...
Ngày tải lên: 15/03/2014, 14:20
Wit’s End: Making Sense of the Great Movies
... initiates The oldest form of religious expression is shamanistic, and there are images in the caves of shaman figures, such as the famous “Sorcerer” of Les Trois Frères The shamans of prehistory ... perpetuation as an expression of aesthesis For the forms of society anthropologists and sociologists have long observed the division of labor, the practice of sociation, class and status and caste, symbolic ... expression as well as the grammars of perpetuation The universe of aesthesis is best understood by examining the manifest outcomes of the process: the gasp of appreciation and the grasp of habituation...
Ngày tải lên: 16/03/2014, 11:00
Valentine's day Presentation University of Science
... persons cry and eat “Jachang” noodle together “Jachang” noodle Taiwan • Valentine s Day 14/2 • Lunar 7th of July ( 七 七 ) : Lễ Thất Tịch • On these two days, men give roses to persons who they ... values “sanbai gaeshi” - tripple) Japan Japan South Korea South Korea 14/2 14/3 14/4 South Korea “Hangwa” cake * Chilsok Day ( Lunar 7th of July ) South Korea • White day South Korea Black Day: Single ... handmade cake for the Lunar 7th of July Taiwan Mr Han Rongxing 79 years old gives roses to his wife – Mrs Zheng Qi’e 99 years old before the Lunar 7th of July Taiwan Girls are scooping water Taiwan...
Ngày tải lên: 21/03/2014, 16:06