... examine the effect of innovations on the revenue or income of universal banks in Ghana 2 To examine the effect of these innovations on liquidity and efficiency of banks in Ghana 3 To examine the ... shows the ability of the management of a bank to generate additional income from the investment in innovations This ratio is indicative of the profitability of a bank and the higher this ratio, the ... effect or the consequences of bank innovations on the levels of profits of the universal banking institutions in Ghana 4 To find out the effect of bank innovations on patronage of banking services
Ngày tải lên: 10/12/2016, 17:16
... textual definitions in the “definition” field, and the components of the logical axioms in the “has part”, “lacks_plasma_membrane_part”, and “subClassOf” fields Trang 5the uptake, processing, and transport ... cytometry and sequencing technologies The resulting explosion in the number of distinct cell types being identified is challenging the current paradigm for cell type definition in the Cell Ontology ... clusters and marker genes from single cell/single nuclei data can be found in [13] b Violin plots of selected marker genes in each of the 11 cell clusters c The expanded is_a hierarchy of the neuron
Ngày tải lên: 25/11/2020, 16:42
political and policy basis - session 3 - u.s. hazards and disaster in the era of hs
... forming in the Atlantic Ocean and northern Pacific Ocean east of the International Date Line Other areas label their tropical cyclones as "cyclones" and "typhoons", and use their ... vulnerability often stems from building homes, businesses, and other structures inside or adjacent to floodplains of rivers Flood warning is possible through stream gauging systems maintained ... they often destroy or extensively damage sub-surface infrastructure (pipelines, water and sewer lines, natural gas lines, copper andfiber optic telephone and Internet lines, the foundations of
Ngày tải lên: 18/10/2022, 13:48
Wind energy landscapes society and technology in the california desert
... disrupted by the wind farms To the chagrin of local residents, retail businesses, and politicians, the prominence of the wind turbines made them Palm Springs’s unofcial “greeters.” They are impossible ... grind grain, and pump water, using wind resources to generate electricity is recent, starting in earnest in the mid 1980s Today there is over 17,300 MW of generating capacity worldwide, and wind ... and the risks of nuclear power, the ensuing debate was called the “battle of the green giants” (Western Mail 1993) By the time wind turbines were being called “lavatory brushes in the air,” the
Ngày tải lên: 12/10/2022, 08:27
“Inspiration and success for all learners”: How do Vietnamese efl school teachers perceive their roles and what style of teacher are they in the era of industry 4.0?
... four constitutes the focus of the research in which I will present research findings and discussion of the findings And finally in Part five, I will summarize the main points of the research, provide ... teaching, those in preparation for teaching, and thoughtful parents and other citizens who have an interest in the teaching art (p 9) The authors begin their book by examining the notion of teaching ... reported having performed most of them; (iii) they rated as low some of the roles of the TTS but still kept on performing them; (iv) they rated as very high, high and medium most of the roles of the
Ngày tải lên: 10/01/2020, 05:31
The 2013 law on science and technology - legal background for breakthroughs in development of science and technology in Vietnam
... regulations to the articles related to training of human resources and development of S&T talents, clarifying the responsibilities of Ministry of Education and Training (MOET), Ministry of S&T ... of the annual State budget expenditures for S&T according to legal regulations - Ministry of Planning and Investment (MPI) and Ministry of Finance (MOF) set up financial estimations of investments ... reports but the Minister of S&T examines and gives the approbation for their establishment; (7) Amending the articles related to rights and liabilities of S&T organizations and making them more
Ngày tải lên: 03/02/2020, 10:12
Impulse buying’s antecedents and consequences in the context of Vietnam, an Asian transitional economy
... would be meaningful for investigating impulse buying and can enrich the literature pertaining to this important buying behavior 2.2 Impulse buying and its antecedents In the literature, there have ... when coping with the right objects in the shopping environment and are more likely to engage in impulse buy-ing In this study, we expect to see a similar finding Therefore, the following hypothesis ... adopted from the literature Several items were developed on the basis of the qualitative findings (i.e findings from the in-depth inter-view with consumers) All the measures used a five-point Likert
Ngày tải lên: 04/02/2020, 18:03
How convenience, price, store layout and technology influence buying behavior of different millennial groups in the convenience stores in Vietnam
... with technology [24] As stated by Palmer (2009), Millennials are the first generation of digital natives [25] Being born and living in the information era with the nonstop influence of the Internet ... hours of opening in the UK, Spain, Germany, Austria and the Netherlands, the supermarket sector in these Trang 5countries has been facing increasing competition from local stores, which offer ... the next purchase [16] In general, the Theory of Buyer Behavior determines elements of the buyer decision process, makes an observation of the changes occurring in them over time on account of
Ngày tải lên: 27/09/2020, 17:44
A study on difficulties of the fourth year non english major students at hanoi university of science and technology in achieving english learning outcome standard
... of the students and teachers have turned to the new trend of teaching and learning English that is developing such 4 skills as reading, speaking, listening and writing Therefore, during the ... Moreover, other scholars focusing on the studying methods are also included Therefore, this part is regarded the basis to help the researcher develop statements and prove the findings in the following ... detail in this part Chapter 3: Findings and Discussion After the phase of data collection and data analysis, the author will have findings about the main tendencies in this chapter Accordingly, the
Ngày tải lên: 30/09/2020, 12:19
A study on the use of oral presentation activities to motivate the second year students at hanoi university of business and technology in english speaking lessons
... presenting the introduction; developing the main body of the presentation; reinforcing the ideas outlined in the main body and presenting the conclusion In terms of the speakers‟ purposes, there ... of role-play on the aspect of arousing the motivation of learning The study employed observation notes, the questionnaires and the interviews as the official instruments The participants of the ... magazine and, in class, they report to their friends what they find as the most interesting news Students can also talk about whether they have experienced anything worth telling their friends in
Ngày tải lên: 30/09/2020, 12:30
A study on difficulties of the fourth year non english major students at hanoi university of science and technology in achieving english learning outcome standard
... discusses the results of the study In the firstsection, the results of data analysis and findings on difficulties relating to thestudents, the teachers and the management in achieving English learning ... then dividing the total by the number of points Theresulting number is known as the mean or the average In other words, the mean isthe average of all numbers and is sometimes called the arithmetic ... questions regarding their approach in the lesson,about the quality of the facilities and materials, about the problems of the students in learning English in general and in achieving English expected
Ngày tải lên: 08/11/2020, 12:10
A study on the use of oral presentation activities to motivate the second year students at hanoi university of business and technology in english speaking lessons
... presenting the introduction; developing the mainbody of the presentation; reinforcing the ideas outlined in the main body andpresenting the conclusion In terms of the speakers‟ purposes, there ... advantages of role-play on the aspect of arousing the motivation of learning Thestudy employed observation notes, the questionnaires and the interviews as theofficial instruments The participants of the ... magazine and, in class, they report to their friends what they find as the mostinteresting news Students can also talk about whether they have experiencedanything worth telling their friends in their
Ngày tải lên: 08/11/2020, 12:10
How convenience price store layout and technology influence buying behavior of different millennial groups in the convenience stores in vietnam
... with technology [24] As stated by Palmer (2009), Millennials are the first generation of digital natives [25] Being born and living in the information era with the nonstop influence of the Internet ... hours of opening in the UK, Spain, Germany, Austria and the Netherlands, the supermarket sector in these Trang 5countries has been facing increasing competition from local stores, which offer ... the next purchase [16] In general, the Theory of Buyer Behavior determines elements of the buyer decision process, makes an observation of the changes occurring in them over time on account of
Ngày tải lên: 17/03/2021, 20:26
Economic change in the pattani region, c 1880 1930 tin and cattle in the era of siams administrative reforms
... from the river beds of the main rivers in the Pattani region and shifted to the interior, mainly to the hills and limestone ranges, the people involved in the mining activity were mostly from the ... is of the opinion that the northern areas of the Malay Peninsula beginning from Kedah and extending to the southern region of Siam are part of a (traditional) Mon-speaking area The presence of ... smelting, banking, insurance and related financial services, operated by fellow kinsmen and associates on both sides of the border spurred the growth and success of mining and other businesses operated...
Ngày tải lên: 16/09/2015, 17:11
Environmental Adaptations and Stress Tolerance of Plants in the Era of Climate Change pptx
... serine, leucine, and valine, the nonprotein amino acids citrulline and ornithine (Orn)), together with the imino acid Pro, and the amides such as glutamine and asparagine are accumulated in higher ... many mRNAs is suppressed and the expression of a certain set of genes including the luminal binding protein gene BiP is induced The underlying mechanisms of UPR in yeasts and mammals have been well ... abundant in the glyoxysomes of lipid-storing tissues in germinating barley, where it decomposes H2O2 formed during the b-oxidation of fatty acids (Jiang and Zhang 2002) and in the peroxisomes of the...
Ngày tải lên: 14/03/2014, 10:20
Knowledge and Skill Chains in Engineering and Manufacturing: Information Infrastructure in the Era of Global Communications docx
... Chains in Engineering and Manufacturing INTRODUCTION The context of engineering and manufacturing has witnessed a striking expansion: from the product at the workshop during the workday of the ... Knowledge and Skill Chains in Engineering and Manufacturing A platform independent model of an UMI includes a model of the persons and communities interacting in society Because quite a few of these interactions ... Knowledge and Skill Chains in Engineering and Manufacturing Figure The View and the Scope Model of Cooling Service On the other hands, a scope model of a service represents the viewpoints of the service...
Ngày tải lên: 22/03/2014, 10:20
HIV INFECTION IN THE ERA OF HIGHLY ACTIVE ANTIRETROVIRAL TREATMENT AND SOME OF ITS ASSOCIATED COMPLICATIONS docx
... tolerate statins Its high tolerability and the lack of interactions with the CYP 3A4 indicate that ezetimibe will not increase the risk of toxicity or pharmacokinetic interactions with the use of antiretroviral ... accumulation of fat in the visceral area and the back of the neck PIs may also induce the lipoatrophy by inhibiting sterol regulatory enhancer-binding protein (SREBP-1) (30,31) and peroxisome proliferator-activated ... exceeding the recommended levels of intake None of the subjects met the recommended level of intake for fiber and 90.8% did not meet the recommended levels of intake for vitamin E These findings...
Ngày tải lên: 27/06/2014, 18:20
The influence of gender beliefs and early exposure to math, science and technology in female degree choices
... captures this opportunity cost and the cost of training, k Further, by rearranging terms and defining G as the present value of the net profits from training labour, the above condition becomes ... model, Becker explains the decisions leading to on -the- job training In this model, firms decide to invest in training for their workers on the initial period (t=0) if the following equilibrium condition ... to invest in education can be taken by the firm or the individual, both of which cases are discussed below, including some of the critiques faced by this theory 22 In the general form of the...
Ngày tải lên: 10/10/2014, 23:14
a history of money and banking in the united states; the colonial era to world war ii
... developing initial hypotheses and testing them in the light of available evidence The initial hypotheses come from the body of economic theory that has evolved in the past 200 years and is being ... having solved the weighting problem The uncertainty inherent in forecasting, therefore, stems mainly from the intricacy of assigning the correct weights to different actions and the intensity of ... author of this paper will never be crowned king of England All of these forecasts, and literally millions of others of a similar degree of certainty, are based on the specific understanding of the...
Ngày tải lên: 05/11/2014, 10:45
Managing the university lecturing staff under the control of ministry of industry and trade in the current context
... of lecturing staff Managing the Improving Analyzing and Training and implementation: the designing fostering; Employing Using, management working lecturing lecturers evaluating and capacity of ... orientation of the state socio- economic development by the Ministry of Education and Training and the Ministry of Industry and Trade; analytics from the theoretical and practical foundations; from the ... analysis and real situations of lecturing staff and management of lecturing staff of the universities under the control of the Ministry of Industry and Trade, we can suggest a number of scientific and...
Ngày tải lên: 03/09/2015, 13:49