6 a year on your investment returns
Monkey with a PinWhy you may be missing 6% a year on your investment returns pot
... informational and educational purposes only and does not constitute professional advice • All information is to be accepted on an “as is” basis with no warranty expressed or implied as to its accuracy ... versus the market of –30.5% Based on data from: UKStockChallenge and author calculations On average, experienced investors’ underperformance was about 4% across all years As can be seen, only in ... shares)3 and “cash”.4 Based on data from: “Barclays Equity Gilt Study 2012” The latest published data covering the last 112 years5 shows that equities have returned nearly 5% a year above that...
Ngày tải lên: 27/06/2014, 23:20
Sách tiếng Anh cho trẻ em A year on a pirate ship
... series! A Day at a Zoo A Day at an Airport A Year at a Farm A Year in a Castle A Day in a City A Year at a Construction Site A Year in the World of Dinosaurs A Year on a Pirate Ship ... Whale watching A huge storm Shipwrecked Can you find a cutlass? a woman pirate? an anchor? a cannon? 12 At last, the pirates have found a merchant ship to attack It’s likely to carry treasure ... need a pencil and a piece of paper Choose your character Give your character a name Write the name of the month at the top of the page Underneath, write about the character’s life during that month...
Ngày tải lên: 15/02/2016, 23:01
Flashcard blueup – A bit of English on your journey!
... nhanh chóng có mặt thời gian tới Giới thiệu blueup IELTS Bộ sản phẩm flashcard blueup IELTS bao gồm 1100 từ vựng, chia thành 11 khác thuộc từ “Cambridge Vocabulary for IELTS” Pauline Cullen B a ... trình trau dồi tiếng Anh Giới thiệu blueup TOEIC Bộ sản phẩm blueup TOEIC gồm 60 0 từ, chia thành với nhiều chủ đề khác thường gặp kỳ thi TOEIC thuộc từ “Barron 60 0 Essential words for TOEIC” Trong ... Cullen B a IELTS B a IELTS2 blueup hy vọng với blueup IELTS giúp bạn tạo tảng vững trước tham gia kỳ thi IELST blueup triển khai IELTS IELTS Mua flashcard blueup nào? Sản phẩm flashcard blueup thị...
Ngày tải lên: 02/10/2012, 12:02
A study on possible effective pre-reading activities to improve reading skills for 2nd- year english majors at the military science academy
... observation took place in class 1 6A with Unit 1-Part Four, the reading texts in this unit are all about the Hawaiian Islands such as Water Sports in Hawaii, and Natural Disasters in Hawaii and Hawaiian ... in hand There are many advantages of using visual aids in a reading lesson that the teacher can use First of all, using visual aids can focus attention on meaning and help to make the language, ... Instrumental Intrinsic, Extrinsic, Global Situational, and Tasks Among them, intrinsic and extrinsic motivations have an important part in classroom motivation and they are partially accessible to teacher...
Ngày tải lên: 07/11/2012, 14:50
A study on teaching oral skills to the first year students at Hanoi University of Industry in the Communicative Approach
... situations in Korean, Indonesian and Japanese context HaUI teachers' opinions about the traditional grammar based exams as a difficulty and their priority of training in assessing students are ... language teaching ? Grammar explanation Group discussion Pair work Translation Dictionary vocabulary exercises Simulations / role play Reading and reporting from websites Reading aloud Pronunciation ... students Data were collected from a Canadian Chinese cooperative program in English and French language training and cultural orientation in Canada, and "an informal study done by Sun on the views on...
Ngày tải lên: 07/11/2012, 15:01
A study on some major factors affecting English learning of grade 6 ethnic minority students of a mountainous secondary school to help them learn better
... Personality characteristics Second language acquisition is defined as the learning and adopting of a language that is not your native language Once you have acquired a foreign language, you have ... on the experiences of the learners, particularly those in the classroom Additionally, second language acquisition has mostly examined naturalistic acquisition, where learners acquire a language ... http://en.wikipedia.org/wiki/Second_language_acquisition on February 28th, 2008, Second language acquisition is the process by which people learn a second language in addition to their native language The term “second language”...
Ngày tải lên: 07/11/2012, 15:04
A study on effective ways to teach essay writing to second year students at FPT university
... Class F Class A Class B Class C Class D Class E Class F Class A Class B Class C Class D Class E Class F Content (20 marks) Organization (10 marks) Language (20 marks) Total Average (50 marks) 2.4 ... in second year at FPT university generally have: (1) a very basic language foundation An average high school graduate has a receptive English vocabulary of about 2000 words and a much smaller ... Body and one for the Conclusion In summary, logical division, cause and effect, and compare and contrast are common patterns of essay organization Learners of English can apply these flexibly on...
Ngày tải lên: 07/09/2013, 13:00
A STUDY ON EFFECTIVENESS OF APPLICATION INFORMATION TECHNOLOGY TOOLS IN TEACHING ENGLISH FOR IT VOCABULARY FOR SECOND YEAR STUDENTS AT VIETNAM KOREA INDUSTRIAL TECHNOLOGY COLLEGE
... (L2) acquisition depends crucially on the development of a strong vocabulary In the second language acquisition (SLA) subdiscipline known as second language vocabulary acquisition (SLVA), researchers ... wide-spread in the last five years, is probably the single computer application to date with the greatest impact on language teaching 7 Mark Warschauer stated: “Computer-mediated communication allows ... They are confused in choosing what to since using the Web in teaching has many advantages but also some disadvantages There are many advantages of the Web, for instance, one has access to a Web...
Ngày tải lên: 07/09/2013, 13:01
A study on oral presentation difficulties of second year english majors of phuong dong university in the speaking lessons and solutions
... students’ presentation skills, students, teacher(s) and institution should make greater efforts in learning and teaching oral communication skills On the part of the second -year majors, for example, in ... majors of English Appendix 3: Samples of model presentations Appendix 4: Suggested models of language for an oral presentation Appendix 5: Checklists Appendix 6: Pre-speech Evaluation Form Appendix ... Declaration I declare that this thesis is my own work and has not been submitted in any form for another degree or diploma at any university or other institution of tertiary education Information...
Ngày tải lên: 07/09/2013, 13:02
A STUDY ON THE EFFECTIVENESS OF SOME CLT CLASSROOM ACTIVITIES IN TEACHING VOCABULARY TO FIRST YEAR NON ENGLISH MAJOR STUDENTS
... Control Experimenta Control Experimenta Control Experimental class l class class l class class 6 6 class 8 6 9 6 7 10 7 6 7 7 6 6 6 6 6 6 Mean = 6. 25 Mean = 6. 2 8 6 7 5 Mean = 6. 65 7 9 5 Mean ... derived and figurative meanings semantic relation connotation derivations Usage subcategorization collocation sociolinguistic and stylistic restrictions slangs and idioms From illustration of what ... vocabulary teaching/learning has undergone too many changes Let’s take a look at the grammar translation method first In this method, vocabulary is taught by means of translation when students are...
Ngày tải lên: 07/09/2013, 13:04
A STUDY ON ENGLISH TERMS RELATED TO INVESTMENT DOCUMENTS AND VIETNAMESE EQUIVALENCE
... part 1.2 Translation types: There are some translation types as following: SL Emphasis TL Emphasis Word-for-word translation Adaptation Literal translation Free translation Faithful translation ... literal translation: “The main division in the translation field is between literal and technical translation” According to him, literal translation covers such areas fiction, poetry, drama and ... or phrase In Investment field, abbreviations are used in written and spoken communication to save time and space Especially, name of Vietnam organizations and international organizations are written...
Ngày tải lên: 11/12/2013, 23:51
A STUDY ON GROUPWORKS a TECHNIQUE USED IN TEACHING SPEAKING SKILL FOR THE 2ND –YEAR ENGLISH MAJOR STUDENTS AT HPU
... communication activities One trend has been to focus on communication activities that reflect a variety of setting one-to-many, small group, one-to-one, and mass media Another approach has been ... a teacher to collect a large amount of information relatively quickly” Another advantage of this tool is that the collected data are relatively easy to summarize and report as all the informants ... Teaching Speaking Many students equate being able to speak a language as knowing the language and therefore view learning the language as learning how to speak the language , or as Nunan (1991)...
Ngày tải lên: 11/12/2013, 23:51
A STUDY ON HOW TO MAKE AN EFFECTIVE PRESENTATION FOR THE FOURTH YEAR ENGLISH MAJORS AT HAIPHONG PRIVATE UNIVERSITY
... usually make mistakes on vocabulary and pronunciation; 41% of students usually make mistakes on remaining the audience’s attention; 44% of them usually make mistakes on confidence retaining and ... mistakes - Further preparation, let check your pronunciation with a dictionary or a CD to make it more accuracy An important key point to make your pronunciation better is practice, practice, and ... presentation delivery, and after presentation 2.1 Preparation As mentioned previously, preparation is pre-condition and important element making an effective presentation If a presentation is...
Ngày tải lên: 11/12/2013, 23:51
A study on common grammatical and lexical errors in writing compositions made by the first year english major students at hai phong private university and some suggested solutions
... year English major students actually make many grammatical and lexical mistakes, which urges me to choose a study on grammatical and lexical errors made by first year English major students at ... GRADUATION PAPER A STUDY ON COMMON GRAMMATICAL AND LEXICAL ERRORS IN WRITING COMPOSITIONS MADE BY THE FIRST YEAR ENGLISH MAJOR STUDENTS AT HAIPHONG PRIVATE UNIVERSITY AND SOME SUGGESTED SOLUTIONS ... structure of a language or of languages in general, usually taken as consisting of syntax and morphology, etc A particular analysis of the system and structure of language or of a specific language (www.dictionary.com...
Ngày tải lên: 14/12/2013, 16:45
A study on techniques to improve the 1st year english majors' speaking skill at HPU
... interaction- based activities, such as role- plays and information gap tasks Pair work and group work are typical organizational features of interaction- based lessons in CLT In summary, among ... time each learner learns and uses languages, shares information and negotiates meaning Though interaction learners‟ experience can be modified, many kinds of learning strategies made aware and applied, ... that anxiety about speaking a certain language can affect students‟ performance It can influence the quality of oral language production and make individuals appear less fluent than they really...
Ngày tải lên: 14/12/2013, 16:45
A study on difficulties facing 3rd year english majors, vinh university in translating vietnamese news in brief into english
... Translation Peter Newmark, in chapter in A Textbook of Translation presented methods of translation They are word for word translation, literal translation, faithful translation, semantic translation, ... translation, adaptation translation, free translation, idiomatic translation and communicative translation 1.1.3.1 Word for Word Translation In this method, the order of the source language words ... successful APEC Tourism Year campaign and a campaign conducted by Quang Nam province VNAT has conducted such promotions abroad at the ASEAN Forum, The Travel and Fair in the Philippines, ITB Fair in...
Ngày tải lên: 18/12/2013, 10:03