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May 28, 2004
Contact Name
Address
Address2
City, State/Province
Zip/Postal Code
OBJECT: DENIAL OF CREDIT
Dear [CONTACT NAME],
After careful consideration of your request for a [NAME OF ACCOUNT APPLIED FOR], we must regretfully advise you that we are unable to accommodate you at this time
The decision to deny this credit is based on information contained in a credit report obtained from [COMPANY CREDIT REPORT OBTAINED FROM] You are entitled to receive a free copy of this report
by [ADDRESS]
We are sorry for the inconvenience it may cause you Please feel free to reapply after having corrected what is mentionned on your credit report
Sincerely,
Your name
Your title
(800) 123-4567
youremail@yourcompany.com