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CFA CFA level 3 volume III applications of economic analysis and asset allocation finquiz smart summary, study session 9, reading 19

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4.4.1 Passive Hedging Currency overlay program ⇒ outsourcing currency risk management task to a firm specialized in FX management.. 4.4.4 Currency Overlay currency risk while active cur

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“CURRENCY MANAGEMENT: AN INTRODUCTION”

3 CURRENCY RISK AND PORTFOLIO RETURN AND RISK

 Domestic asset⇒ asset that trades in the investor’s domestic currency

 Foreign asset ⇒ assets denominated in currencies other than the investor’s home currency

 FC return ⇒ return of the foreign asset measured in foreign currency terms

 DC return ⇒ FC return + % movement in spot exchange rate

where

ி௑⇒ % ∆ in FC against DC

exchange rate movement, FC asset returns etc.) when forming expectations about future asset price & exchange rate movement

FC = Foreign currency

DC = Domestic Currency

HR = Hedge Ratio

஽஼=ி஼+ி௑+ி஼ி௑

ଶ

ଵଵ+ଶଶ ≈ ଵଶ

ଵ + ଶଶ

ଶ + 2ଵଶଵଶଵ,ଶ

diversification

3.2 Volatility Decomposition

risk avoidance to actively seeking FX risk

available to manage currency risk

4 CURRENCY MANAGEMENT: STRATEGIC DECISIONS

IPS mandates the degree of discretionary currency management that will be allowed in the portfolio

4.1 The Investment Policy Statement

locate the portfolio on the efficient frontier of the trade-off b/w risk & expected return defined in terms of the investor’s DC

step process:

4.2 The Portfolio Optimization Problem

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 Many investment practitioners believe that in the long run, currencies have

“mean reversion” feature (i.e un-hedged currency exposure addition does not affect long-run expected portfolio return)

portfolios than for equity portfolios

 Intuitive sense ⇒ bonds & currencies react strongly to movements in interest rates

4.3.1 Diversification Considerations 4.3 Choice of Currency Exposures

 Optimal hedging decision⇒ to balance the hedging benefits against hedging costs

4.3.2 Cost Considerations

4.4 Locating the Portfolio along the Currency Risk Spectrum

however manager has some limited discretion

4.4.2 Discretionary Hedging

benchmark portfolio

of portfolio manager

4.4.1 Passive Hedging

 Currency overlay program ⇒ outsourcing currency risk management task to a firm specialized in FX

management

on future currency movements

function (through overlay) mandates of the portfolio

4.4.4 Currency Overlay

currency risk while active currency manager is supposed

to take currency risk for profit

4.4.3 Active Currency Management

 Tactical currency decision⇒ involves active currency management

participants to precisely forecast exchange rates

5 CURRENCY MANAGEMENT: TACTICAL DECISIONS

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 Developing a view about future exchange rate movements based on the underlying fundamentals

 Assumptions ⇒ In free markets, exchange rates are determined by logical economic relationships

movement in:

 Challenges ⇒ to model movements in real exchange rates & changes in other variables overtime

5.1 Active Currency Management Based on Economic Fundamentals

trade but where they will trade

reversal or correction

positions, entry & exit points

5.2 Active Currency Management Based on Technical Analysis

 Carry trade ⇒ strategy of borrowing in low-yield currencies & investing in high yield currencies

 Forward rate bias ⇒ forward rates are biased predicator of future spot rate

discount (premium)

The Carry Trade: A Summary Buy/Invest Sell/Borrow Implementing the carry

trade

High-yield currency Low-yield currency Trading the forward

rate bias

Forward discount currency

Forward premium currency 5.3 Active Currency Management Based on the Carry Trade

Reference: Level III Curriculum, Volume 4, Reading 18

 Trading style is unique to option markets & is known as volatility trading

 Straddle ⇒ combination of both at-the-money put & call

 Strangle ⇒ buying out-of-the money put & call

movement in currencies’ implied volatility, are also available

5.4 Active Currency Management Based on Volatility Trading

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 Future or forward contracts on currencies can be used to obtain full currency hedge

investment parameters

6.1 Forward Contracts

6 TOOLS OF CURRENCY MANAGEMENT

market conditions change

 Static hedge ⇒ avoid transaction cost but

accumulate unwanted currency risk

 Dynamic hedge ⇒ rebalance the portfolio

periodically to manage the currency risk

6.1.1 Hedge Ratios with Forward Contracts

maturity

buying /selling in the market

The Carry Trade and Roll Yield Buy/Invest Sell/Borrow Implementing the

carry trade

High-yield currency Low-yield

currency Earning a

positive roll yields

Trading the forward rate bias

Forward discount currency

Forward premium currency 6.1.2 Roll Yield

Reference: Level III Curriculum, Volume 4, Reading 18

price in future

 Protective put ⇒ matching a long position in the underlying with a put option

 Option cost is the premium paid to enter into an option (based on its intrinsic value & time value)

6.2 Currency Options

upside potential for hedge

Select Currency Management Strategies Forward Contracts Over-/ under-hedging Profit from market view Option Contracts OTM options

Risk reversals Put/call spreads Seagull spreads

Cheaper than ATM Write options to earn premiums Write options to earn premiums Write options to earn premiums Exotic Options Knock-in/out features

Digital options

Reduced downside/upside exposure Extreme payoff strategies

6.3 Strategies to Reduce Hedging Costs and Modify a Portfolio's Risk Profile

Reference: Level III Curriculum, Volume 4, Reading 18

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 Manager can add incremental value based on market view (subject to IPS permission)

be implemented

(appreciates)

6.3.1 Over-/Under-Hedging Using Forward Contracts

option (e.g 25 or 10 delta option)

 It is rational to have a cheaper insurance policy & accept responsibility for minor events

6.3.2 Protective Put Using OTM Options

options

an OTM call option

 Risk reversal ⇒ long call & short put in FX markets

6.3.3 Risk Reversal (or Collar)

 Put spread ⇒ buying put + writing put

6.3.4 Put Spread

Seagull spread ⇒ long protective put & write both a call & a deep OTM put

6.3.5 Seagull Spread

 Vanilla options ⇒ European style put & calls options

 Exotic options ⇒ options that are not vanilla

some pre-specified level

6.3.6 Exotic Options

Very similar to hedging single currency but must consider correlation b/w various foreign currency risk exposures

6.4 Hedging Multiple Foreign Currencies

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 Cross (proxy) hedge ⇒position in one asset is used to hedge the risk exposures of a different asset

6.4.1 Cross Hedges and Macro Hedges

cross hedging

6.4.2 Minimum-Variance Hedge Ratio

hedge

 All cross hedgers & macro hedges will have to be carefully monitored & rebalanced

to account for the drift in correlation

6.4.3 Basis Risk

 Chances of extreme market events & severe illiquidity

issue

7.1 Special Considerations in Managing Emerging Market Currency Exposures

7 CURRENCY MANAGEMENT FOR EMERGING MARKETCURRENCIES

 Non-deliverable forwards ⇒ similar to regulated forward contract but these are cash settled

move)

7.2 Non-Deliverable Forwards

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