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Tiêu đề Do you spend money or save them?
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Some people say that it is better to enjoy your money as soon as you earn it while others prefer to save the money for later.. When I am economically independent, I will choose to enjoy

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Topic 32 Do you spend money or save them?

Some people say that it is better to enjoy your money as soon as you earn it

while others prefer to save the money for later It's a difficult choice faced by

lots of people because of the different attitudes they hold towards money As

far as I am concerned, I vote for the former choice, which is that it is better for

one to enjoy his or her money as soon as it is earned Spending money as soon

as possible is my preference because of three reasons as follows

First, we can observe easily in the modern society that the dominant philosophy

nowadays is 'enjoy your life when you are still young’ Most young adults like

to work for a period of time and then go on for a trip to visit some places they

have never been to Those trips not only helps them to keep in shape but also

provides them different kinds of knowledge and new perspective in looking at

their environment Other people spend the money for their leisure, which helps

them to relax and go back to work with enough energy

In the old days, it is said that people who save money in a bank understand the

philosophy of thrift Actually, economists say that in the modern world saving

money in a bank is the quickest way to lose it Moreover, none of the rich

people became rich by getting interests from the bank Living in a constantly

changing world, we should adjust ourselves to accept the new ways of

investing our money to different areas in order to get the most of it That is

probably the reason why most of the people nowadays put their money into

business to get a better payback

The third obvious reason why I prefer spending money rather than saving them

is that it is part of the contribution for the economic growth in our country If

nobody has the needs to buy stuff from others and the market, nobody will

think about how to produce useful products and sell them to make the most

profits Some countries continue to lower the interests in order to force people

to spend their money and therefore benefit the society as well as the people

themselves In this broad view, I prefer spending money rather than saving

them

In conclusion, I prefer spending money because it benefits ourselves as well as

people around us It's also important for kids to know how to save money as a

sense of thrift Nevertheless, spending money 1s still the best way to make our

lives enjoyable and worthwhile

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When I am economically independent, I will choose to enjoy the money I earn

instead of saving it for some time in the future Life is a process of consuming;

and we are growing old day after day So why not taking advantage of being

young to enjoy yourself fully, deeply and truly with money - which really can

give you many things although we say that money cannot buy all?

No one would deny that we are all in pursuit of happiness And this happiness

should belong to today but not tomorrow Imagine a person, who saves all he

can save in the hope of living better in his later life or making use of the money

when necessary, suddenly dies from a traffic accident one morning, leaving all

his savings without enjoying a pit of them Since no one will know what will

happen in the next second, we had better enjoy what we own now, thus at least

nothing regrettable left in our life if something does overtake us Money is just

what can provide us most of the enjoyments In this highly commercial world,

nothing can be done without money - seeing movies, watching a game, eating

at a fancy restaurant, and so on Money itself indeed cannot give us happiness,

but at least it can offer us such opportunities to seek happiness in certain aspect

For the young, youth 1s such a valuable period that none of us should leave

something regrettable in this golden age Ascetic-like life is not I want to lead I

am a person who thinks material things the most important because I like

commodities of famous brand, I like eating in expensive restaurants instead of

snack bars, I want to traveling all over the world, things for which money is

indispensable I earn money to fulfill what I look forward to but not put aside to

prepare for something that may happen

Furthermore, in view of the nowadays economy situation, governments in all

countries encourage people to consume but not save Economy in many

countries is down and down, the most distinctive indication of which 1s the

poor consumption If every person saves instead consuming, how could the

situation be better? Enjoying what you earn cannot only bring you your own

happiness but also contribute to the economy of your country, why not?

In one word, I myself choose to spend what I learn and enjoy in time but not

save my money for some time in the future And I believe that is better both for

you and for the society So, never hesitate, buy what you want to buy if you

have enough money, and enjoy yourself as much as you like

TOEFL TWE Sample Essays ToeflEssays.com

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Topic 33 A piece of jewelry vs a concert

Depending on personal experience, personality type and emotional, we find that

some people hold the idea of enjoying a concert if a gift of money has been

received, but others choose to buy a piece of jewelry and that is also my point

My arguments for this point are listed as follows

The main reason for a piece of jewelry I like is that it has a great value of

collection With the resistance of fading, erosion and alteration, jewelry is

probably the first durable ornaments humans possessed In addition, owing to

rareness, costly jewelry is regarded as particular merchandise and left behind to

the offspring Furthermore, its value will not depreciate like paper currency

because of turbulent society and economy According to the three points above,

we can reach the investment value of choosing a piece of jewelry

Another reason can be seen by every one is that jewelry can make people pretty,

and always symbolizes something For example, through the centuries, rings

have perpetuated the talismanic role of the diamond In the Middle Ages and

Renaissance period, every ring that was set with a precious stone was not so

much a piece of jewelry, but an amulet that conveyed the magic powers of the

stone upon the wearer On the other hand, “A diamond is forever’ is

internationally known to men and women of all ages and may very well mean

something different for everyone Aside from its status as the ultimate symbol

of love, diamonds have been around for millions of years, thus in their own

right symbolizing, “forever.” So, it is a good present that you buy a piece of

jewelry for your love

Admittedly, listening to a concert also has advantages, but the influence is

short-lived So, taking into account of all the factors that I have discussed in the

above analysis, I believe that it is more advisable to buy a piece of jewelry

rather than a ticket to a concert

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People make money for living first and then use the money for other things that

lead them to a happy and healthy life, such as buying something they like,

watching a movie, or eating a big meal In my opinion, if I have received a gift

of money, I would like to buy a ticket to a concert

For me, music is always attractive When I have completed a whole day's study

or finished the discussion on some academic problems, my spirit will be eager

to relax for a while When people want to relax, it is a wonderful thing to go to

a concert: the music playing on the concert is the best thing to set your mind

free If you spend the money to listen to a concert, you will fell that the cost is

valuable

In addition, you can attend the concert with your friends It is a good chance to

build up the relationship between your friends and you People are always busy

with their work and study, losing many occasions of communicating with each

other, a splendid concert and link us together The music, the conductor and all

the musicians on the concert can offer us a common topic; we can discuss those

things together

Furthermore, listening to a concert let me learn more about music and all kinds

of instruments, it also culture the appreciatory ability To think that I spend the

money to buy a piece of jewelry, I can acquire nothing but being a little bit

beautiful at one of my friend's birthday parties In that case, I just fell that the

money has gone

Money, even a little money, can make your life more valuable, for this reason, I

prefer to buy a ticket to a concert than to a piece of jewelry

TOEFL TWE Sample Essays ToeflEssays.com

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Topic 33 A piece of jewelry vs a concert

Some people believe that attending a concert may enrich their cultural

experiences, whereas others may agree that jewelry can be permanent and

perpetual, therefore a good item to invest As far as I am concerned, I prefer the

latter point of view to the former I would like to substantiate my conclusion

from the following perspectives

First of all, buying a piece of jewelry is an excellent investment Once you buy

the jewelry, its price tends to be higher and higher due to the limited number of

precious gems Besides, you can sell it for liquidity, when you are financially in

trouble Conversely, you cannot keep a ticket to preserve its value or resell it

for money If you believe “save it for rainy days”, you must invest in jewelry

other than a concert ticket

What's more, jewelry symbolizes perpetuity You must have heard of the

famous commercial slogan from De Beers: "Diamond is forever" A piece of

jewelry is always a good item to memorize some important days, such as a

wedding anniversary In addition, you can win the heart of the girl you

appreciate at the critical moment by buying her a diamond ring! That is exactly

the way I used to conquer my current wife

Finally, a piece of jewelry, like a bracelet or an ear ring, cannot only deliver

you fashionable aroma but also provide you with a luster of elegance You may

wear luxurious jewelry when you attend your friend's wedding party Likewise,

you can put it on for more formal social activities Wearing suitable and decent

jewelry may distinguish you from the others, thereby making you feel more

self-confident In general, you will look totally different with the jewelry

Admittedly, it might be true that attending a concert may satisfy your taste or

edify your cultural sense However, purchasing a piece of jewelry turns out to

be more practical and helpful for most of people according to the above reasons

Consequently, I agree that if I have money I will buy the jewelry rather than a

concert ticket

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In the modern society, people are taking a fresh look at whether companies

should offer employees job security for their entire lives, since many businesses

are now realizing that job security make employees less motivated to work and

this leads to less profit for the company Even though job security also has its

own merits, it is becoming a conspicuous obstacle to develop businesses

Consequently, after pondering this question on many occasions, I believe that

offering job for entire life is not a wiser choice for the development of a

company and the society My arguments for this view are based on the

following points

The main reason is that job security has an obvious disadvantage to motivate

employees’ work attitudes Further, it leads to decreased productivity for

companies Workers who are certain that they can never lose their jobs tend to

work less efficiently Many government workers are so indolent that it can take

them days and months to complete a task that should only take a few days to

finish Moreover, it is not uncommon to walk into a government office and see

employees filing their nails, making personal calls on the office's telephone, or

surfing the Interment for fun

The above reason is but one of many factors, in addition to, for the employees,

there is a growing awareness that job security is not absolutely beneficial With

improvement of the society, workers are more eager to choose a better job,

because a new job means a higher salary as well as challenges Even some

career consultants are starting to recommend that employees should find new

jobs every three to five years

Admittedly, job security has its own advantages, as a proverb says, "Everything

has two sides." The most extreme manifestation is the fact that employee

represents an investment because of the number of hours of training required

and the company will continue to have a return on this investment However,

we have no complete evidence to agree that businesses should hire employee

for their entire lives

Generally speaking, taking into account of all these factors, I do strongly

disagree that companies should offer their employees jobs for entire life Job

security was regarded as an outmoded way of conducting businesses

Nevertheless, the temporary professional jobs are proving to be the most

effective way to raise the standard of living of a country

TOEFL TWE Sample Essays ToeflEssays.com

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Topic 34 Should business hire employees for their entire lives?

Whether businesses should hire employees for their entire lives is relatively a

subject of discussion as hiring employees for the lifetime increases the level of

commitment and an undying loyalty and gives the feeling of security to

employees whereas hiring new employees brings fresh blood into an

organization

I personally believe that businesses should hire new employees from time to

time as this process brings new ideas, new expertise, new motivation, new

energy, new technology, new beliefs, new culture, motivated spirit and other

similar features which is very necessary for an individual and organization

growth

The inculcation and stirring of fresh blood in an organization keeps the

company/organization/business going towards achieving more sales and more

profits as new employees are better motivated to take new challenges with a

positive attitude and proactive approach They embrace new culture and offer

their values, they bring potential ideas for the internal and as well as the

external employees Rejuvenating new employees helps the company from

many perspectives as after certain period of time old employees becomes less

contributing because of the same monotonous work, same environment, same

relationships and no new challenges and risks to take on

If you look at all the new multinationals i.e Microsoft, HCL, HP, etc., they are

achieving stunning annual growth and profits because their policy is to bring

the best in an organization and keep hiring new employees Employees are the

back bone of every organization and pumping fresh blood to it after certain

period becomes evitable for growth

My advice to all will be to adopt a policy to inculcate fresh employees from

time to time and investing time and money on them to help them deliver their

best and also to retain some amount of old employees because it is said “OLD

IS GOLD” to get the ship going through hard times and conquers at last

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Should business hire employees for their entire lives? My answer is no A

business has the responsibility to take care of the right and interests of its

employees; therefore it should keep them as long as it can But it 1s not realistic

that a business can hire its employees for their entire lives

Firstly, on the business side, in order to survive and thrive, a business, like a

human body, needs to constantly bring in new ideas and fresh minds into the

corporation, and eliminate those positions that are not needed any longer

Although this might sound cruel, but it is for the survival of the business If the

business itself cannot continue, every employee will lose his/her job People

generally think big companies like IBM or Wal-Mart are the kind of place

where people can keep their jobs forever, but these days we often hear about

the news that these companies also lay off hundreds and thousands of people

due to economic depressions

Secondly, on the employee side, securing a lifetime job in one company is

always not good for his personal advancement He tends to be satisfied with his

current job, and make no plans for the future career advancement This is

harmful for both the company and himself In fact, it is those hop around

among different companies who can get a big increase in terms of salary and

benefits, and bring new experiences and skills to their new employees

In conclusion, I believe it is not a good idea to hire employees for their entire

lives It is both harmful to business and its employees, and therefore, also

harmful to the society

TOEFL TWE Sample Essays ToeflEssays.com

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Topic 35 A live performance vs television broadcast

I do not agree with the statement that attending a live performance such as a

play, concert or sport event is more enjoyable than watching the same event on

TV, because there are many disadvantages 1n attending a real performance

Firstly, there is too much trouble in attending a real performance You have to

buy tickets, sometimes stand in a long queue; you have to plan the trip and set

out a few hours before the show started After arrival at the theatre or stadium,

you will have great trouble finding a parking place During a sport event, your

personal safety might be jeopardized: the sports funs might get too excited

about the event, and become a mob Many people might have heard the news

that a girl was killed by a puck during a hockey game If you take public

transport or a taxi home after the show, you might find it very difficult to catch

a bus or find a cab

Secondly, the seating arrangement can greatly affect the comfort of watching

the show If your seat is far from the stage or playground, you cannot even see

the show clearly People's heads and cheers will distract you from viewing the

show, and in the end you do not even know whom you have seen in a play, or

who wins in a sports event!

Thirdly, there is no flexibility in a real show After you have been through so

much trouble and eventually start to enjoy the show, you might find that you

are quite disappointed about the show after all Unlike watching TV programs,

you neither simply change channels nor leave the theatre in the middle of a

concert or play You might spend a lot of money to suffer from a show that you

do not like

On the contrary, watching TV at home, where you can make yourself a cup of

coffee, sit back comfortably and relax, watch the show closely, and enjoy the

realistic image and sound from your SONY home-theatre system Besides, you

can watch programs whatever you like, and go to bed right when the show has

ended

Although many people enjoy the excitement of watch a real show, I think

nothing is more convenient and comfortable than watch TV at home

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Some people like to attend a live performance while others think that watching

the same event on television is more enjoyable To me, I choose watching an

event on television because it is easier and not limited and you have choices

and can know more details of the event

Watching an event is easier than attending it You need only a TV set in your

room You do not have to buy a ticket or drive to the place where the event is

performed You can drink some coffee or tea when you want But if you attend

a concert or a play, you have no freedom to drink or do something else In

addition, at home, you do not need to worry about the traffic jam and being late

for the event, so you have a light mood to enjoy the event

The other advantage of watching an event on television is that you can enjoy it

at any time and you can choose what you like from many channels But if you

attend a real event and find you have no interest on it, you would regret that

you have wasted the time and money Watching it on television can avoid it If

you are interested in the play, you can stay on it; if you are bored, you can

change the channel to find some programs that are interesting

Watching an event on television has another advantage in that you can get more

details of the event from the interpretation You can understand the background,

the present situation and such information of the event But if you attend it, you

cannot get these information

I choose watching an event on television I think it is more enjoyable than

attending a live performance

TOEFL TWE Sample Essays ToeflEssays.com

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