Giáo trình Tiếng anh chuyên ngành Tài chính

+ Ghi nhớ và trình bày được khoảng 80 thuật ngữ liên quan đến lĩnh vực tài chính doanh nghiệp bằng Tiếng Anh về các chủ đề: Office machines (thiết bị văn phòng), Financial documents[r]

ỦY BAN NHÂN DÂN THÀNH PHỐ HỒ CHÍ MINH

TRƯỜNG CAO ĐẲNG KINH TẾ - KỸ THUẬT

THÀNH PHỐ HỒ CHÍ MINH

 

GIÁO TRÌNH

MÔN HỌC: TIẾNG ANH CHUYÊN NGÀNH

TÀI CHÍNH DOANH NGHIỆP (ENGLISH FOR CORPORATE FINANCE)

NGÀNH: TÀI CHÍNH DOANH NGHIỆP

TRÌNH ĐỘ: CAO ĐẲNG

Thành phố Hồ Chí Minh, năm 2020

ỦY BAN NHÂN DÂN THÀNH PHỐ HỒ CHÍ MINH TRƯỜNG CAO ĐẲNG KINH TẾ KỸ THUẬT

THÀNH PHỐ HỒ CHÍ MINH



GIÁO TRÌNH

MÔN HỌC: TIẾNG ANH CHUYÊN NGÀNH

TÀI CHÍNH DOANH NGHIỆP NGÀNH: TÀI CHÍNH DOANH NGHIỆP

Thành phố Hồ Chí Minh, năm 2020

NOTE ON PRODUCT NAMES

This material includes some names that are or claimed to be owned by the Foreign language department For legal purposes, the inclusion of these words does not suggest that they are no longer owned by a specific company or that they have passed into general use, nor is any other understanding implied regarding their legal status

The author will rectify any credit omissions or errors in a subsequent edition of this book, should notification of any such error be made at any time

English for Corporate Finance _ Preface

PREFACE

English for corporate finance is a new educational resource for finance professionalswho want to improve their English communication in work environment Incorporating career-specific vocabulary and contexts, each unit offers step by step instruction that immerses students in the four language components: reading, listening, speaking and writing

The series is organized clearly and every unit includes a test of reading comprehension, vocabulary, and listening skill and leads students through written and oral production

Includes features

• A variety of realistic reading passages

• Career specific dialogues

• Reading and listening comprehension checks

• Vocabulary terms and phrases

• Guide speaking and writing exercises

It is hopefully expected that students will find this book useful and interesting and to some extent facilitate their learning process

As in any textbook, there are a number of aspects that cannot be covered due to space limitations and time restraint We especially welcome good comments or any ideas for improvement

Dated on July 25th 2020 Author: Phạm Thị Ngọc Duyên

English for Corporate Finance _ Table of content

TABLE OF CONTENT

PREFACE 1

TABLE OF CONTENT 2

SCOPE AND SEQUENCES 3

THE SUBJECT SYLLABUS 4

UNIT 1: OFFICE SUPPLY 5

UNIT 2: OFFICE FURNITURE 9

UNIT 3: OFFICE MACHINES 12

UNIT 4: FINANCIAL DOCUMENTS 16

UNIT 5: CASH 20

UNIT 6: NUMBERS 24

UNIT 7: CHANGES IN VALUE 28

UNIT 8: BALANCE SHEETS 32

UNIT 9: USING MONEY 36

UNIT 10 & 11: BANK ACCOUNTS 40

UNIT 12: LOANS 44

UNIT 13: TYPES OF BUSINESSES 48

UNIT 14: TYPES OF COST 52

REFERENCES 56

English for Corporate Finance _Scope and sequences

SCOPE AND SEQUENCES

Unit Topic Reading context Vocabulary Function

1 Office supplies Checkout sheet pen, pencil, legal pad, envelope , marker, , binder, stapler,

staples, tape, highlight

Describing a location

store, file cabinet, bookcase, desk lamp

Giving reasons

3 Office

machines

wireless, copier, toner, scanner machine, shredder, shared, old

Describing condition

4 Financial

documents

Advertisement application , letter of credit, insurance policy,

business plan, legal tender, record, file, statement, review, contract

Making an appointment

cash advance, expenditure

Gathering information

multiplied by, over, divided by, hundred

Describing a problem

7 Changes in

value

Sales report increase, decrease, expand, , decline, peak, bottom

out, fluctuate, steady

Describing changes in value

8 Balance sheets Business letter balance sheet assets, intangible assets, fixed assets,

accounts receivable, property and equipment, inventory, liabilities owner's equity, accounts payable, total liabilities

Correcting an error

column

spend, save, invest, debit card, credit card, monitor, charge, direct deposit, credit limit, track, purchase

Greeting customers 10

&

11

Bank accounts

& services

provide, inquire, retail bank, overdraft, savings account interest, accrue, credit, services, access, ATM, online banking, bill pay

Explaining causes

points, term apply, early payoff penalty, closing costs

Adding information

13 Types of

businesses

Business book sole proprietor, owner, partnership , cooperative ,

corporation, incorporated, non-profit organization, LLC, private, public, shareholder Corporation

Clarifying information

14 Types of cost Magazine article cost, administrative , advertising distribution, storage,

production, labor, fixed costs, variable costs , total costs, business performance

Making suggestions

English for Corporate Finance _The subject syllabus

THE SUBJECT SYLLABUS

GIÁO TRÌNH MÔN HỌC Tên môn học: Tiếng Anh chuyên ngành Tài chính doanh nghiệp

Mục tiêu môn học:

- Kiến thức:

+ Ghi nhớ và trình bày được khoảng 80 thuật ngữ liên quan đến lĩnh vực tài chính doanh nghiệp bằng Tiếng Anh về các chủ đề: Office machines (thiết bị văn phòng), Financial documents (Hồ sơ tài chính), Cash (Tiền mặt), Balance sheets (bảng cân đối kế toán), Types of businesses (các loại hình doanh nghiệp), Types of costs (các loại chi phí), Budgets (ngân sách)

+ Trình bày được khái niệm của 20 thuật ngữ chuyên ngành liên quan đến các chủ đề bài học bằng Tiếng Anh

- Kỹ năng:

+ Tóm tắt được nội dung chính của bài đọc chuyên ngành;

+ Phân biệt được sự khác nhau về một số khái niệm liên quan đến lĩnh vực tài chính doanh nghiệp trong nội dung bài học;

+ Sử dụng được từ điển chuyên ngành để tra cứu thông tin

+ Nghe hiểu được các đoạn đối thoại (dialogues), độc thoại (monologues), bài nói (talks) khoảng 80 từ trở lên về những chủ đề liên quan, hiểu được ý chính của bài

- Về năng lực tự chủ và trách nhiệm: Tự học, tự nghiên cứu tài liệu, sử dụng được từ điển, các nguồn tham khảo khác trong học tập; có thói quen ghi chú và ghi nhớ từ vựng; có kỹ năng làm việc

English for Corporate Finance _Unit 1: Office supply

UNIT 1: OFFICE SUPPLY

Introduction: This chapter introduces office supplies (as stapler, envelop, pencil,

highlighter, legal pad, pen) and supply room for inventory and checkout

Objectives: By the end of the lesson, students are able to reproduce the information on

supply room for inventory They also practice four skills (reading, listening, speaking and writing) Besides, they can list at least 3 office supplies

Get ready!

 Before you read the passage, talk about these questions

1 What are some common writing utensils?

2 What are some other office supplies?

English for Corporate Finance _Unit 1: Office supply

Reading

 Read the supply room checkout sheet Then, mark the following statements as true (T) or false (F)

1 _ The sheet shows how many of each item are left

2 _ The employee took twenty pens and five markers

3 _ The employee checked out two staplers

A a tab let of ruled paper

B a writing utensil with a graphite core

C a tool used for attaching sheets of paper

D a fluorescent colored marker

E a writing utensil filled with ink

F a paper sleeve in which to place letters

 Read the sentence pair Choose where the words best fit the blanks

1 tape / binder

A Sue put the finance report in a

B Henry attached the sign to the door with a piece of

2 marker / staple

A She drew a diagram with an orange

B Jon bound the documents with a

 Listen and read the supply room checkout sheet again What should you do if

there are only three envelopes and two binders left on the shelf?

Listening

 Listen to a conversation between two employees Choose the correct answers

1 What is the main topic of the conversation?

A who to ask for new office supplies

English for Corporate Finance _Unit 1: Office supply

C where to find new checkout sheets

D items missing from the supply room

2 What is the woman looking for?

C legal pads D checkout sheets

 Listen again and complete the conversation

Mechanic 1: Hey, Carl Do you know where we keep the extra 1 ? Mechanic 2: Yeah They're back in the 2.

I'll show you

Mechanic 1: Great Thanks

Mechanic 2: The pens and pencils are up here Down there are the legal pads and

binders, and on the 3. is everything else

Mechanic 1: So, can I just take whatever I need?

Mechanic 2: Yeah You just have to 4. _ one of

these checkout sheets

Mechanic 1: That's 5. _ Where do the sheets go?

Mechanic 2: 6. _ in this box

Speaking

 With a partner, act out the roles below based on Task 7 Then, switch roles

USE LANGUAGE SUCH AS:

Do you know where

The pens and pencils are

Where do the

Student A:

You are an employee Talk to Student

B about:

• the office supply room

• where to find different supplies

• how to check supplies out

Student B:

You are a new employee Talk to Student A about where to find extra

pens

English for Corporate Finance _Unit 1: Office supply

Writing

 Use the checkout sheet and the conversation from Task 8 to fill out the office

supply order form

Quantity Supplies needed _ _

_ _

_ _

_ _

English for Corporate Finance _ Unit 2: Office furniture

UNIT 2: OFFICE FURNITURE

Introduction: This chapter introduces office furniture (as file cabinet, bookcase and office

chair) and furniture catalogues

Objectives: By the end of the lesson, students are able to describe the office furniture as file

cabinet, bookcase and office chair They also practice four skills (reading, listening, speaking and writing) relating to the topic Besides, they can talk about the difference between furniture to sit one” and “organizational items”

 Read the page from a furniture catalog

Then, choose the correct answers

1 What is the purpose of this catalog page?

A to describe a store sale

B to compare office chairs

C to advertise office furniture

D to announce a new store location

2 What is NOT true of the desks in the catalog?

A They are less than $200

B They have optional keyboard trays

C They do not have to be assembled

D They are intended to hold computers

3 What comes with any $550 purchase?

A a keyboard tray C a bookcase

B a leather chair D a desk lamp

English for Corporate Finance _ Unit 2: Office furniture

Vocabulary

 Place the words and phrases from the word bank under the correct heading

WORD BANK sectional office chair adjustable

file cabinet ergonomic bookcase

Furniture to Sit On Organizational Items Furniture Descriptions

 Fill in the blanks with the correct words and phrases from the word bank

WORD BANK desk store swivel desk lamp

1 _ extra pens in the supply room 2 It's dark Turn on that _

3 The new office chairs _ 4 Kate worked at her _ all morning

 Listen and read the page from a furniture catalog again How many varieties of

oak bookcases are available at the advertised price?

Listening

 Listen to a conversation between an employee and his manager Mark the

following statements as true (T) or false (F).

1 _ The employee's desk is not high enough

2 _ Working at the desk is uncomfortable

3 _ The manager will buy the employee an adjustable chair

 Listen again and complete the conversation

Manager: Hi Brian! Are you enjoying our new office?

Employee: The office is nice But this 1 is pretty uncomfortable

Manager: Oh really? 2. with it?

Employee: It's too high to use as a computer desk.3.

.

Manager: I see 4. I’ll find you a different one Employee: I saw some for sale in the furniture catalog

Manager: Oh yeah? 5. _ do they cost?

Employee: Only a hundred dollars

English for Corporate Finance _ Unit 2: Office furniture

Speaking

 With a partner, act out the roles below based on Task 7 Then, switch roles

USE LANGUAGE SUCH AS:

Student A:

You are an employee Talk to Student

B about:

• a problem with office furniture

• reasons for the problem

• possibilities for new furniture

Student B:

You are a manager Talk to Student

A about getting his or her office

$

English for Corporate Finance _Unit 3: Office machines

UNIT 3: OFFICE MACHINES

Introduction: This chapter introduces office machines (as monitor, copier, shredder, fax

machine, toner, printer) and email from product exchange form

Objectives: By the end of the lesson, students are able to describe the office machines as

monitor, copier, shredder, fax machine, toner, printer They also practice four skills (reading, listening, speaking and writing) relating to the topic Besides, they can talk about the difference between monitor/ copier; shredder/ mouse; fax machine/ toner”

English for Corporate Finance _Unit 3: Office machines

Reading

 Read the email from a manager to employees Then, fill in the blanks with the correct words and phrases from the word bank

WORD BANK old shared computer

machines fax machine

The manager ordered some new office 1 _ that will arrive today Everyone will receive a new 2 _ with accessories The new printer, copier, and scanner will be 3 _ The office will no longer use a 4 _ All documents will be sent via wireless Internet Office employees will still use the 5 _ shredder

Vocabulary

 Read the sentence and choose the correct word

1 Sam made duplicates of the memo with the monitor / copier

2 Connie destroyed the documents using the shredder / mouse

3 The client sent the letter via fax machine / scanner

4 If the copier isn't working properly, check the keyboard / toner

5 Buy some paper for the printer / monitor

 Match the words (1-6) with the definitions (A-E)

1 _ wireless 4 _ mouse

2 _ keyboard 5 _ monitor

3 _ scanner

A a computer accessory that moves the cursor

B a device that converts images of paper documents to computer data

C a computer accessory used for typing

D connecting computers to the Internet via airborne signals

E a writing utensil filled with ink

F the part of a computer that displays images

 Listen and read the email from a manager to employees again Which office

machine will the manager dispose of?

Listening

 Listen to a conversation between a manager and an employee Put a check (✓)

next to the item(s) that might be causing problems

English for Corporate Finance _Unit 3: Office machines

1  computer 4  printer

3  keyboard

 Listen again and complete the conversation

Manager: Well, Sam, how is the new 1 working for you?

Employee: The computer is working great And I love the 2

Manager: Good Have you used the 3. yet ?

Employee: I have It's 4.

Manager: Is it? Sometimes it takes a couple of tries for the 5 _ to

come out right

Employee: That's what I figured

Manager: Of course, the 6. _ the problem,

too Let me know if it sorts itself out

Employee: Okay, I will

Speaking

 With a partner, act out the roles below based on Task 7 Then, switch roles

USE LANGUAGE SUCH AS:

Student A:

You are an employee Talk to Student

B about:

• a problem with office furniture

• reasons for the problem

• possibilities for new furniture

Student B:

You are a manager Talk to Student

A about getting his or her office

furniture

English for Corporate Finance _Unit 3: Office machines

Writing

 Use the email and the conversation from Task 8 to fill out this product exchange

form for a faulty machine

English for Corporate Finance _ Unit 4: Financial documents

UNIT 4: FINANCIAL DOCUMENTS

Introduction: This chapter introduces financial documents (as application, record,

statement, legal tender, insurance policy…) and email from the secretary’s note

Objectives: By the end of the lesson, students are able to describe the financial documents

as application, record, statement, legal tender, insurance policy… They also practice four skills (reading, listening, speaking and writing) relating to the topic

Get ready!

 Before you read the passage, talk about these questions

1 What are some common financial documents?

2 What type of assistance can a financial advisor provide?

Reading

English for Corporate Finance _ Unit 4: Financial documents

 Read the ad for a financial advisor Then, mark the following statements as true (T)

or false (F)

1 _ The advisor issues letters of credit

2 _The advisor works in business and personal finance

3 _ The advisor will review bank documents for

Vocabulary

 Write a word that is similar in meaning to the underlined part

1 Both parties signed a document defining the terms of agreement _ _ n _ r _ _ t

2 Our advisor has an organized collection of all our important financial documents _ i _ _

3 The executives held a meeting to revise their company's goals and methods

_ _ s _ n _ _ _ _ l _ n

4 The business of making decisions about money offers a variety of career choices _ _ n _ _ c_

5 Don't turn in that report until it's been checked for errors _ e _ _ _ _ e _

WORD BANK application record legal tender

statement insurance policy

1 The bank sends a monthly

2 Pesos are not _ in the U.S

3 She has no defaulted loans on

4 The effective dates and terms of liability are included in the

5 To open the account, Jon filled out a(n)

 Listen and read the ad for a financial advisor again How can Sheila Spires help

people planning a vacation?

Listening

 Listen to a conversation between a secretary and a caller Choose the correct

answers

1 What is the purpose of this phone call?

A to revise a business plan

B to discuss new products

C to make an appointment

D to adjust a schedule

English for Corporate Finance _ Unit 4: Financial documents

2 What will happen Friday morning?

A The man will meet an advisor

B The woman will advise the man

C The woman will schedule a meeting

D The man will work on new products

 Listen again and complete the conversation

Secretary: Spires Financial Advisory How can I help you today?

Caller: Hi This is Daniel Stonebrook, with Stonebrook Appliances I'd like

to make an appointment to 1

Secretary: Hello, Daniel, what is the appointment 2 yet ?

Caller: I’d like to revise our 3. We're considering

taking on some new products

Secretary: That's great We 4 _ on Friday the

fourth at eleven a.m Does that work for you?

Caller: Friday morning 5 _ Thank you

Secretary: Great I'll put it on the 6. _

Speaking

 With a partner, act out the roles below based on Task 7 Then, switch roles

USE LANGUAGE SUCH AS:

Student A:

You are a financial advisory office

secretary Talk to Student B about:

• making an appointment

• the purpose of the appointment

• the time and date of the

appointment

Student B:

You are a financial advisory client

Talk to Student A about making an

appointment to see an advisor

English for Corporate Finance _ Unit 4: Financial documents

Writing

 Use the email and the conversation from Task 8 to fill out the secretary's note

English for Corporate Finance _ Unit 5: Cash

UNIT 5: CASH

Introduction: This chapter introduces the function of Fund, withdrawals and receipts

and understand the company’s pretty policy

Objectives: By the end of the lesson, students are able to describe cash, pretty cash,

deposit, change, flow, coin.… They also practice four skills (reading, listening,

speaking and writing) relating to the topic

Get ready!

 Before you read the passage, talk about these questions

1 Do you prefer to use credit/debit card or cash for payment? Why?

2 What types of currency are accepted in your country?

English for Corporate Finance _ Unit 5: Cash

Reading

 Read the company's petty cash policy Then, choose the correct answers

1 What is the purpose of the posting?

A to maintain a balanced flow of money

B to explain the rules of petty cash use

C to replenish the petty cash fund

D to limit the amount of expenditures

2 What is NOT an acceptable petty cash expenditure?

A office supplies B coffee C newspapers D cash advances

3 What must be less than twenty dollars?

A weekly deposits B withdrawals

C the petty cash fund D cash advances

C the act of taking money out of an account

D money in the form of banknotes or coins

E money in the form of a metal dis

F a loan of money to bededucted from someone's paycheck on payday

 Read the sentence pair Choose where the words best fit the blanks.

1 petty cash / change

A This machine only accepts no bills or credit cards

B The _ fund is only for business related expenditures

2 currency / expenditure

A New light bulbs were a worthwhile

B This store does not accept foreign

English for Corporate Finance _ Unit 5: Cash

 Listen and read the company's petty cash policy again How much money should

the petty cash fund have each week?

Listening

 Listen to a conversation between an employee and a manager Mark the

following statements as true (T) or false (F)

1 _ The woman wants to use petty cash

2 _ The expenditure will be more than $20

3 _ The man gives the woman a receipt

 Listen again and complete the conversation

Employee: Mr Cole, the coffee maker is broken.Can I use 1

to go buy a new one?

Manager: Sure, as long as it really doesn't work That's an acceptable

2

Employee: It will cost a little more than twenty dollars, though Can we

3 _ to the maximum withdrawal rule? Manager: Yes That'll be fine Will forty 4. ?

Employee: Oh, definitely

Manager: Okay, here you go Bring back any 5 _ and make sure you

keep the receipt

Employee: 6. _ _ Thanks

Speaking

 With a partner, act out the roles below based on Task 7 Then, switch roles

USE LANGUAGE SUCH AS:

Can I use petty cash to ?

Can we make an exception ?

Make sure you

English for Corporate Finance _ Unit 5: Cash

Student A:

You are an employee Talk to Student

B about:

• a petty cash expenditure

• rules regarding petty cash

• change and receipts

Student B:

You are a manager Talk to Student

A about using petty cash for an

expenditure

Writing

 Use the email and the conversation from Task 8 to fill out the petty cash

withdrawal

English for Corporate Finance _ Unit 6: Numbers

Get ready!

 Before you read the passage, talk about these questions

1 How are symbols like % and + pronounced?

2 What are some of the ways large numbers are said?

English for Corporate Finance _ Unit 6: Numbers

Reading

 Read the chart Then, mark the following statements as true (T) or false (F)

1 _ Eight less two means the same thing as eight minus two

2 _ Nine times six equals nine plus six

3 _ Two over three equals two divided by three

Vocabulary

 Fill in the blanks with the correct words and phrases from the word bank

WORD BANK application record legal tender

statement insurance policy

1 One eight is nine

2. two and six to get eight

3 Twelve three equals thirty-six

4 Five hundred and six hundred is eleven _

5 Three times eight twenty-four

6 Sixteen our is twelve

 Read the sentence and choose the correct word

1 Ten plus / divided by three is thirteen

2 Start with fourteen Subtract / Add three This equals eleven

3 Two plus seven equals / over nine

4 Forty less / divided by four equals ten

5 Nine over / plus three equals three

6 Six multiplied by / divided by three is eighteen

 Listen and read the chart again Which symbol is used to take away an amount

from something? What is its interpretation?

Listening

 Listen to a conversation between two employees Choose the correct answer

1 What is the dialog mostly about?

A borrowing money B missing petty cash

C correcting a math error D explaining an incorrect amount

2 What did the man do wrong?

A He subtracted instead of dividing

B He multiplied by the wrong number

C He forgot to update petty cash records

English for Corporate Finance _ Unit 6: Numbers

D He removed money without recording it

 Listen again and complete the conversation

Employee 1: Good morning, Matt Do you 1 ?

Employee 2: Of course

Employee 1: Just checked the petty cash and 2

You were the last person to use, weren't you?

Employee 2: Yes What's wrong?

Employee 1: There's 3 records say we should only have nine

hundred

Employee 2: Oh, that's my fault I was going to pay for the new partner with cash

So I 4 two hundred from the total

Employee 1: But you didn't use it?

Employee 2: No I used the credit card 5 I just 6

the records

Speaking

 With a partner, act out the roles below based on Task 7 Then, switch roles

USE LANGUAGE SUCH AS:

I just checked the petty cash …

Oh, that’s my fault

I was going to

Student A:

You have noticed a problem with the

petty cash Talk to Student B about:

• petty cash totals

• errors

• purchases

Student B:

You recently used petty cash

Answer Student A's questions and

explain a purchase