suat 6% rn9t nam, biet rfulg neu khong rut tien ra kh6i ngan hang thl CU' Sau ill f>i narn SO tien lai.. H6i sau it nhat bao nhieu thang, nguoi d6 lanh duqc so tien nhieu han 50 tri�u d
Trang 1Cau 1: M9tnguoi giti tiet ki�rn voiso tien gui la A dong voi lai suat 6% rn9t nam, biet rfulg neu khong
rut tien ra kh6i ngan hang thl CU' Sau ill f>i narn SO tien lai Se dU'Q'C nh?p vao goc de tinh goc cho nam tiep theo Sau 10 nam nguoi d6 rut ra dtrQ'C so tien goc 15.n lai nhieu hon so tien ban dau
la 100 tri�u dong? H6i nguoi d6 phai gui so tien A bing bao nhieu?
C 126446589 dong D 111321563,5 dong
Cau 2: M9t nguoi gui 20 tri�u dongvao ngan hang v6i lai suat 0,8%/ thang Biet rkg neu.khongrut
tien thl CU' sau m6i thang , so tien lai se duqc c()ng don vao von ban dau de tinh lai cho thang tiep theo H6i sau it nhat bao nhieu thang, nguoi d6 lanh duqc so tien nhieu han 50 tri�u dong bao gorn ca tien goc va lai., neu trong thoi gian nay nguoi d6 khong rut tien va lai suat khong thaydoi?
A 115 thang B 114 thang c. 143 thang D 12 thang
Cau 3: Motnguoi gui so tien 100 tri�u dong vao mot ngan hang v6i lai suat 7% I narn Biet rfulg neu
khong rut tien ra khoi ngan hang thi CU' sau mf>i narn, SO tien lai Se dtrQ'C nh?p vao VOD ban dau ( nguoi ta goi d6 la lai kep ) De nguoi d6 lanh duqc so tien 250 tri�u thi nguoi d6 can gui trong khoang thoi gian it nhat bao nhieu narn ? (neu trong khoang thoi gian nay khong rut tien ra va lai suat khong thay doi)
l
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Trang 2t>APAN c t>AP AND
Cau 4: Mot nguoi goi 75 trieu dong vao ngan hang theo the thuc lai kep ki hc;m 1 nam VO'i lai suat
5, 4 % mot nam Gia SU' lai suat khong thay doi, h6i 6 nam sau nguai do nh� ve so tien la bao nhieu ke' ca goc va lai? ( don vj dong, lam tron den hang nghin)
A 97.860.000 B 150.260.000. C 102.826.000 D 120.826.000.
Cau 5: Mot nguoi gt'.ri ngan hang fan dau 100 trieu dong v6i kl hc;m 3 thang, lai suat 2% mot quy theo
hinh thfrc lai kep Sau dung 6 thang, nguai do gt'.ri them 100 tri�u dong voi kl hc;m va lai suat nhU' trU'ac do Sau m0t nam, tong so tien goc va lai c.ua nguoi do la bao nhieu (lam tr<'m den hang tri�u dong)?
A 212 trieu. B 216 tri�u C 221 trieu D. 210 tri�u
Cau 6: Mot cong ti trach nhiem hfru hc;m thtJC Juen viec tra luong cho cac ki' SU' theo phuong thuc sau:
Mfrcluong cua quylam viec dau tien cho congti la 4,5 trieu dong/quy, vaketu quylam viec
thu hai, mfrc luong se duqc tang them 0,3 tri�u dong m6i quy Hay tfnh tong so tien luong
m9t k1 SU' nh� duqc sau 3 nam lam vi�c cho cong ti
A 83, 7 (tri�u dong) B. 78, 3 (tri�u dong) C 73, 8 (tri�u dong) D 87, 3 (tri�u dong)
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Trang 3Cau8:
va'o ngan hang 4000000 dong vdi la1 suat 0,8% theo hihh thlic la1 suat ke'p Ho'i sau bao lau tha'y gia'o co du' tien mua dua.c mo.t chiec 6 to va1 gia' 400000000 dong
Ong A dau hr 150 tri�u dong vao mc)t cong ti voi lai 8% mc)t nam va lai hang nam duqc nh�p vao von ban dau de tinh lai cho nam tiep theo H6i sau 5 nam so tien lai ong A rut ve gan nhat v6i so tien nao du6i day, neu trong khoang thoi gian nay ong A khong rut tien ra va lai khong thay doi?
A 54.073.000 dong
1>APANA DAPAN C
B. 54.074.000 dong C 70.398.000 dong D 70.399.000 dong
f>APAN B DAPAN D
Cau 9: Ong Tu dv djnh gui vao ngan hang mot so tien voi lai suat 6, 5% mot nam Biet rfulg, CU' sau
m6i nam so tien lai se duqc nh�p vao von ban dau Tinh so tien toi thie1 1 X (tri�u dong, XE¥ ) ong Tu gui vao ngan hang de sau 3 nam so tien lai du mua m c)t chiec xe g� may gia tri 30
tri�udong
Cau 10: Mot nguai gui 100 tri�u dong vao mc)t ngan hang v6i lai suat 6% I nam Biet rfutg neu khong
rut tien ra kh6i ngan hang thi cu sau m6i nam so tien lai se duqc nh�p vao goc de tinh lai cho nam tiep theo H6i sau it nhat bao nhieu nam nguai d6 nh�n duqc so tien nhieu ha n 300 tri� dong bao gom ca goc lk lai? Gia <$nh trong suot thai gian gui, lai suat kh6ng doi va nguoi d6 khong rut tien ra
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Trang 4DAPAN C &.AP AND
Cau 11: Anh Nam dt,r dj.nh sau 8 nam (k e tu l uc gui tiet ki�m ian dau) se c6 du 2 ti dong de mua nha
M6inam anh phaig iri tietki�m bao nhieu tien (so tien m6inam guinhtr nhau othoi.diern each Ian gui tr u&c 1 nam) ? Biet Jai suat la 8% I nam, lai hang nam du qc nh$p vao von va sau ky gui cuoi cung anh dqi dung 1 narn de c6 di1 2 ti dong
A 2 x 0, 08 ti ong , d'A B x - ti ong 2 0, 08 , d"' ( 1, 08 )9 -1, 08 ( 1, 08 )8 -1, 08
C 2 • x 0,08 7 tt ong , d"'
0,08 , d"'
D x 8 t1 ong
(1,08) -1
Cau 12: Thay D gui tong c9ng 320 tri�u dong a hai ngan hang X va Y theo ph u ong thuc lai kep So
tien thu nhat gui a ngan hang X v&i lai suat 2, 1 % mot quy ( 1 quy: 3 thang) trong thoi gian
15 thang Sotien conl� gui6 ngan hang Y v&i lai suat -oo motthang trongthoigian 9 thang Tong tien lai d�t duqc o hai ngan hang la 27507768 dong H6i so tien thay D gui Jan l uc;rt 6 ngan hang x va y la bao nhieu (lam tron k et qua den hang don vi)?
A 140 tri�u va 180tri�u B 120 tri�u va 200 tri�u
C 200 tri�u va 120 D 180 tri�u va 140
Cau 13: M9t sinh vien muon mua m<;>t cai laptop c6 gia 12, 5 tri�u dong n en m6i thang gui tiet ki�
vao ngan hang 750.000 dong theo hlnh thuc lai suat kep voi lai suat 0, 72% mot thang H6i sau it nhat bao nhieu thang sinh vien d6 c6 th e dung so tien gu.i tiet ki�m de mua OU'Q'C laptop?
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Trang 5DAPAN c D.AP AND
Cau 14: M9t nguoi vay ngan hang 500 tri�u dong v6i lai suat la 0,5% tren m9t thang Theo th6a
thuan CU' m 6i thang nguoi do Se tra cho ngan hang 10 tri�u dong Va CU' tra hang thang nhu the cho den khi het nq (thang cuoi cung co the tra du6i 5 tri�u) H6i sau bao nhieu thang thi nguoi do tra duqc het nQ' ngan hang
Cau 15 Motnguoigui 100 tri�udongvao m9tnganhangv6ilaisuat 0,6%/thang.Bietdngneukhong
rut tien ra khoi ngan hang thl CU' sau rn6i thang, SO tien lai Se duqc nh�p lam von ban dau de tinh lai cho thang tiep theo H6i sau it nhat bao nhieu thang, ngt.toi do duqc linh so tien kh6ng
it hon 110 tri�u dong ( ca von ban dau va lai), biet rkg trong suot thoi gian gui tien nguoi d6 kh6ng rut tien va lai suat kh6ng thay doi?
A 17 thang B.18 thang
DAPANA DAPAN c
DAPAN B D.AP AND
Cau 16: Anh Nam tietki�m duqc x tri�u dongva dung tien do de muarnQt can nha nhung tht,rc te gia
can nha do la 1, 6x tri�u dong Anh Nam quyet djnh gui tiet ki�m vao ngan hang v6i lai suat
7%! nam theo hmh thuc lai kep va kh6ng rut tien tru6c ky h� H6i sau it nhat bao nhieu nam
anh Nam co du so tien can thiet (bao gom von lful lai) mua can nha d6? Gia djnh trong suot thoi gian gui, lai suat kh6ng doi, anh Nam kh6ng rut tien ra va gia ban can nha kh6ng thay doi
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Trang 6VV11GU bUi:lL U /0 UlYlllGU.11 • LJlt::l lGU.lt, lcll bUdl uuyL Lllld Ut::U LllV L : lllct.llt, Vd J\.ll Vllt, u1<1y UV! llUllt,
suot thaigian ong Binh tra nq Theo quy dinh cu.a citahan& m6i thang ong Binh phai tra m9t
so tien co dinh la 2 tri�u dong (bao gom tien nq goc va tien lai) H6i ong Binh tra het nq it nhat
la trong bao nhieu thang?
Cau 18: Ba A gm tiet ki�m 50 tri�u dong theo k y h� 3 thang Sau 2 nam, ba ay nh� duqc so tien ca
goc lili1 lai la 73 tri�u dong H6i lai suat ngan hang la bao nhieu m9t thang (lam trcm den hang phan nghln)? Biet rfu1g trong cac thang ct'.ia ky hc;m, chi cong them lai chu khong cong von va lai thang tru&c de tinh lai thang sau, het mot ky h� lai se duqc cong vao von de tinh lai trong
du mot ky h� tiep theo
Cau 19: Mot nguoi gt'.ri 100 tri�u dong vao mot ngan hang theo kl h� 3 thang v6i lai suat 1,5% mot
quy (m6i quy la 3 thang) Biet rfu1g neu khong rut tien ra kh6i ngan hang thi cu sau m6i quy
so tien lai se duqc nh?p vao goc de tinh lai cho quy tiep theo H6i sau it nhat bao nhieu quy
nguoi d6 nh�n QU'Q'C so tien nh ieu hon 130 tri�u dong bao gom goc va lai? Gia dinh trong suot thoi gian gt'.ri, lai suat khong doi va nguoi d6 khong rut tien ra
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Trang 7gi'.ri dau tien, 6ng An d en rut toan bQ so tien ca goc va Iai thi duqc so tien gan nhat v&i so nao du&i day? (Biet lai suat kh6ng thay doi qua cac nam 6ng gifi tien)
A 217695000 (dong)
C 197201000 (dong)
D.APANA
D.APAN C
B. 231815000 ( dong)
D 190271000 (dong)
DAPAN B
D.AP AND
Cau 21: Mot nguoi gifi g6i tiet ki�m linh ho�t cu.a nga n hang cho co n v&i so tien Ia 500000000 VND, lfil
suat 7%/nam Bietringnguoi ay kh6ng lay laihang nam theo dµm ky so tiet ki�m H6i sau 18 nam, so tien nguoi ay nh� v e la bao nhieu? (Biet ring, theo dinh ki rut tien hfu1g nam, nfu khong Jay lai thJ SO tien 8e dtl'Q'C nh�p VaO thanh tien goc Va SO tiet ki�m Se chuy en thanh ki h�
1 nam tiep theo)
A 2.689.966.000 VND
C 3.689.966.000 VND
B 4.689.966.000 VND
D 1.689.966.000 VND
Cau 22: Bt;Ul Ng9c Anh sau khi tot nghi�p Dtµ h9c Ngoq.i Thuong thl duqc hai cong ty trong nuoc moi
ve lam vi�c v&i che dq tra luong theo cac phuong an sau:
tu thang thu hai mt'.rc luong se tang them 200.000 m6i thang
./ Cong ty G: Muc luong lam vi�c thang dau tien cho cong ty la 15.000.000 dong/ thang, mt'.rc
luong s� duqc tang them 2% m6i thang so v6i muc luong thang truck d6
De lay chong bt;Ul Ng9c Anh can mqt khoang tien 16n sau 5 nam lam vi�c H6i Ng9c Anh nen
ch9n c6ng ty nao trong hai c6ng ty tren? Va so tien nh¥1 duqc tu c6ng ty bt;Ul ay ch9n la bao
nhieu Oam tron den hang don vi)? Bie't rfulg bt;Ul ay lam vi�c cham chi va lu6n duqc tang
luong deu d�
A Ch9n c6ng ty M va nh¥1 duqc 1.711.000.000 dong
B Ch9n c6ng ty G va nh¥1 duqc 2.023.453.511 dong
C Ch9n cong ty M va nh¥1 duqc 1.954 000.000 dong
D Ch9n cong ty G va nh�n duqc 1.710.773.091 dong
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Trang 8f>APAN c f>AP AND
Cau 23: Mot horn Chi Pheo g�p tinh yeu set danh cua minh la Thi Nq ben vuon chuoi, dem nao anh ta
ciing thao thuc nh6 nang va hoi h� muon lam lc)i CUQC doi Sang horn sau Chi Pheo lieu sang nha lao Ba Kien vay m(>t so tien de cu6i Thi Nova cung vq mlnh g6p von lam an Lao Ba
Kien cho anh ta vay 10 dongvoi lai suat 0,83% m9tthangva h9p dong thoa thu� la tra.20 XU mot thang Sau mot nam lao Ba Kien chinh muc laisuat len 1,15% motthang, vi muc laisuat cao qua nen Chi Pheo quyet djnh thoa thu� tra 60 XU mot thang (tru thang cuoi) Hoi phai mat bao lau anh ta m6i tra het so nQ' Biet 1 dong= 100 XU
A 15 thang
B 27thang
DAPANA f>APAN C
B.16 thang
D 28 thang
f>APAN B f>AP AND
Cau 24: Theo chinh sach tin dvng m6i cua chinh phu cho hQc sinh, sinh vien vay von de trang trai cho
chi phi hQC dc)i hQC, cao dfulg thl mf>i sinh Vien dUQ'C vay doi da 800.000 dong/ thang (8.000.000 dtmg/nam h9c) v6i lai suat 0,5%/thang M6i nam lam thu tvc vay hai fan ung v6i hai h9c ki va dUQ'C nh� tien vay dau m6i hQC ki ( mf>i fan dU'Q'C nh� tien vay la 4 tri�u dong) Gia SU' sinh vien A trong thoi gian h9c dc)i h9c 4 nam vay von toi da theo chinh sach va sau khi tot nghi�p
mot nam da c6 vi�c lam on djnh va b�t dau tro n9 Neu phai tra xong n9 ca von lk lai trong 5 nam thlm6i thangsinh vien A phai tra bao nhieu tien?
A 767612 dong
B 779612 dong
DAPANA
f>APAN C
c. 712418 dong
D 7 49507 dong
f>APAN B
f>AP AND
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Trang 9nam 2021 , ANH TU AN dang ki hqp dong vao cong ty thiet ke va l?p tdnh web voi m U'C luang
khoi diem la 900 USD mot thang Do nhu cau sinh ho9t ANH TUAN chi tiet ki�m duQ'C 400
USD o thang dau tien (thang 1/2021) va nhfrng thang tiep theo trong 3 nam dau cung V?Y· Cu 3 nam anh ta l� duqc tang luang them 10% (tien tiet ki�m ca nhan cua anh Tuan cung tang theo so% nay) Sau 27 nam lam vi�c anh ay tiet ki�m duqc X dong Den thang 1 nam 2049, anh ay khong tiet ki�m nhu truoc nfra ma dv djnh dau tu m6 hai "Tnmg tam dao t9o L�p trinh vien chuyen nghi�p" o Da Nkg v6i tong chi phi la 250000 USD Lay khoang X dong dau hr cho d\l'
an nay tru6c, con thieu la (250000 -X) USO va dv an chua hoan chinh Do d6 de' dap frng so
tien con thieu d6 ANH TUAN ch9ncach gui tietki�m voilai suat0.73% mot thangvoi chu kl gt'.ri nhu sau: Thang dau tien gui 10,000,000 dong, cac thang ke t& thang thu hai tr6 dj m6i
thang gt'.ri nhieu hon thang tru6c 1,000,000 dong H6i ANH TU AN gt'.ri bao nhieu thang thi dap ung duqc chi phi (250000- X) USD de hoan thanh dt,t an tren Biet 1 USD = 22500VND
A 38thang
B 19 thang
OAP.ANA
&.AP AN c
c.s9 thang
D 20 thang
DAPAN B
&.AP AND
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