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Lecture Introduction to economics: Social issues and economic thinking: Chapter 13 - Wendy A. Stock

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Chapter 13 - Foreign exchange and the international trade of money. After completing this unit, you should be able to: Understand how foreign exchange markets operate, demonstrate how foreign exchange rates are determined, describe how foreign exchange rates influence international trade.

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Introduction to Economics: Social Issues and Economic Thinking

Wendy A Stock

PowerPoint Prepared by

Z Pan

Chapter 13

Foreign Exchange and the

International Trade of Money

Copyright © 2013 John Wiley & Sons, Inc / Photo Credit: ©MARIA

TOUTOUDAKI/iStockphoto

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Ø Understand how foreign exchange markets operate

Ø Demonstrate how foreign exchange rates are determined

Ø Describe how foreign exchange rates influence international trade

After studying this chapter, you should be

able to:

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Ø The Exchange Rate is the rate at which one

currency can be exchanged for another It is

usually stated in terms of how many units of one currency can be bought with one unit of a

different currency

e.g 1 USD = 0.71 EUR

Copyright © 2013 John Wiley

& Sons, Inc.

3

FOREIGN EXCHANGE MARKETS

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Ø The demand for Euros comes from people who need to exchange U.S dollars for Euros

e.g U.S importers of French wine or other products, U.S tourists, and U.S investors who want to invest in French companies

Ø The supply of Euros comes from people and

firms who want to buy U.S dollars

e.g French citizens or businesses want to purchase U.S goods and services or travel to the U.S.

The demand and supply of foreign currencies

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Copyright © 2013 John Wiley

& Sons, Inc.

5

Foreign exchange market

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Foreign exchange market

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Copyright © 2013 John Wiley

& Sons, Inc.

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Changes in Demand and Supply

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Ø When the price of currency A rises relative to

currency B, currency A has appreciated

Ø When the price of currency A falls relative to

currency B, currency A has depreciated

Appreciation vs depreciation

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Copyright © 2013 John Wiley

& Sons, Inc.

9

Changes in Demand and Supply

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Ø Tastes and Preferences : Changes in tastes and

preferences for a certain country’s goods and

services can change the demand for that country’s currency

Ø Income : Assuming that foreign goods and services are normal (rather than inferior) goods, increases in people ’s incomes in one country can increase their demand for foreign goods and services.

Factors shifting supply and demand

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Ø Expectations: People’s expectations about the future influence their demand for goods and

services today

Ø Interest Rates: If interest rate in Europe is higher than United States, lenders and investors will

increase lending and investing in Europe,

increasing demand for Euros

Ø Risk: If lending in Europe becomes more risky, lenders will decrease lending and investing

there, decreasing demand for Euros

Copyright © 2013 John Wiley

& Sons, Inc.

11

Factors shifting supply and demand

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Ø Exports: Goods or services produced

domestically but sold abroad

Ø Imports: Goods or services produced abroad but sold domestically

Ø Trade surplus: When a country ’s level of

exports exceeds its level of imports

Ø Trade deficit: When a country ’s level of imports exceeds its level of exports

international trade

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Ø Appreciation of U.S dollar relative to Euro will lead to a reduction in U.S exports to Europe

Ø Appreciation of U.S dollar against Euro

simultaneously involves a depreciation of Euro against U.S dollar

Ø Depreciation of Euro will lead to an increase in European exports to the U.S Ceteris paribus

Copyright © 2013 John Wiley

& Sons, Inc.

13

Value of Foreign currencies & international

trade

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Ø Depreciation of U.S dollar against Euro will lead

to an increase in U.S exports to Europe and a decrease in U.S imports from Europe

Ø Depreciation of U.S dollar against Euro

simultaneously involves an appreciation of Euro against U.S dollar

Ø Appreciation of Euro will lead to a decrease in European exports to the U.S

Value of Foreign currencies & international

trade

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Ø In Flexible or Floating Exchange Rate System , exchange rates are determined by demand and supply in the foreign exchange markets

Ø In Fixed or Pegged Exchange Rate System,

exchange rates are kept constant through

government action in foreign exchange markets

Copyright © 2013 John Wiley

& Sons, Inc.

15

FIXED AND FLEXIBLE EXCHANGE RATES

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fixed exchange rate system

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Copyright © 2013 John Wiley

& Sons, Inc.

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fixed exchange rate system?

an increase in the demand for Mexican Pesos relative to U.S dollars?

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Key Concepts

system

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