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CFA 2018 level 3 schweser practice exam CFA 2018 level 3 question bank 10 derivatives and risk management answers

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Sample Scoring Key: 1 point for each correct explanation.. Sample Scoring Key:1 point each for correctly identifying whether the comment is correct.. “Gamma measures how delta changes in

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DERIVATIVES/RISK MANAGEMENT

Answers

Question 1

Part A

The first two are legitimate goals: identify the risks and quantify them

The third is not Just minimizing risk will target the risk-free rate of return and make the business unprofitable (It would not cover the cost of capital.)

Sample Scoring Key:

1 point for each correct explanation

Part B

The first three are nonfinancial They do not relate directly to asset price change

The fourth, liquidating at a fair price, is liquidity related and a financial risk

Sample Scoring Key:

1 point for each correct identification

Part C

Template for Question C

Comment

Is the comment correct?

(circle one)

Explanation

“The analytic method allows for the

modeling of the correlation of risks.”

Yes

No

Correlation can be included in calculating total firm risk (standard deviation), which then becomes part of the analytic VAR calculation

“I like using nominal position limits

with derivatives because that gives

the portfolio manager a set amount of

capital to work with and limits the

maximum amount that can be lost.”

Yes

No

Derivatives often involve leverage More than the initial investment can be lost

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Sample Scoring Key:

1 point each for correctly identifying whether the comment is correct

1 point for each explanation

0 points if yes/no decision is incorrect

Part D

Yes, TVAR measures the average of what can happen within the left tail, so it looks at events that are worse than the VAR result

Sample Scoring Key:

1 point for yes and then 2 points for explaining why

Question 2

Part A

Comment

Is the comment correct?

(circle one)

Explanation

“A bull spread using call

options can be created by

selling a call with a low

exercise price and buying a

call with a high exercise

price.”

Yes

No

This creates a bear spread

Or

A bull spread is a long call with a lower strike and short a call with a higher strike price

“You can use a long put on

interest rates to place an

upper limit on the effective

interest earned by a

floating-rate lender.”

Yes

No

This places a floor on return for a floating-rate lender, not

an upper limit

“Gamma measures how

delta changes in response

to a change in an asset’s

price.”

Yes

No

Sample Scoring Key:

1 point each for identifying the correct “no” answers 2 points for the “yes” answer

1 point for each requested explanation

0 points if yes/no decision is incorrect

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Part B

A straddle requires a long call and put with the same strike price The only available combination is the 50 strike price

Max loss if the stock closes at the strike price of 50, lose the two premiums: 2.50 + $5.25 = 7.75 Breakevens: from the loss of 7.75 if the stock is 50, the stock must increase or decrease 7.75 to: 42.25 or 57.75

Max gain is infinite as the stock increases

Sample Scoring Key:

2 points each for the four correct results No points are awarded for simply identifying which

options to use

Question 3

Part A

Hedge 10% of 157 million: 15.7 million

((0 – 1.04) / 0.97) (15,700,000 / (1,024 × 500)) = –32.88

Sell 33 contracts

Sample Scoring Key:

Two points for setting up the calculation components and one point for 33 contracts Leaving the solution as fractional contracts is not correct

Part B

The periodic risk-free rate and dividend yield are required

 The number of contracts sold will be increased by (1 + rf periodic)

 Hold shares of the underlying equal to [500 × 33(1 + rf periodic)] / (1 + dividend yield

periodic)

 No cash equivalents are required for the trade

Sample Scoring Key:

One point each for the two additional items required One point each for: accurately calculating the increased number of contracts, shares to hold, and that no cash equivalents are involved

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Candidate discussion: The goal is reducing equity exposure, which means creating synthetic cash equivalent to 10% of the portfolio For synthetic, the amount hedged must be increased to a FV (i.e., multiply target amount by 1 + rf periodic) Multiplying the number of contacts for a standard hedge by 1 + rf periodic is the exact same numeric result For synthetic cash, sufficient shares must

be held (with dividend reinvested) to settle the short contract position at expiration The question specifically says quantify, so you must set up the calculations even though you cannot perform the final numeric calculations In other words, do what can be done with the information provided to answer the question asked

Part C

Gain on contracts sold: (1,024 – 973)(500)(40) = 1,020,000

Plus EV of stocks: 1,020,000 + 147,750,000 = 148,770,000 EV of hedged portfolio

Hedged portfolio return: 148.77/157.0 – 1 = –5.24%

Effective beta: –5.24/–5.7 = 0.92

Sample Scoring Key: One point each (if correct) for the four calculation elements required to

solve the problem

Part D

 The contract may have behaved differently than its initially estimated beta

 The portfolio may have behaved differently than its initially estimated beta

 This is a cross hedge with portfolio stocks differing from those of the index

 The contract may have been mispriced

 Goodwell may have made changes in the stock positions during the six months (changing the portfolio’s characteristics)

Sample Scoring Key: Two points each for two reasons

Candidate discussion: The question directs you not use contract rounding as a reason The

contract was held to expiration, so basis risk is not a factor Basis risk is sometimes used as a generic reference to any hedging risk, so you could say basis risk if you then go on to explain a specific relevant item, such as the portfolio or contract beta changed over the period

Part E

Enter a swap to pay an equity index return and receive a cash equivalent rate of return

 The equity index return paid on the swap may be more than the return earned on the stocks held, producing a negative return differential

 If the index return paid exceeds the cash return received on the swap, Goodwell must pay the difference: a cash flow risk

 Counterparty risk

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Sample Scoring Key: One point each for describing each side of the correct swap One point each for two reasons

Candidate discussion: The first two reasons are different The first is a return risk and the second

a cash-flow risk A generic statement that returns (or cash flows) can differ is too vague The data allows you to determine the market circumstances that would be detrimental

Part F

No additional data is needed In efficient markets with both risks hedged, the expected return is the investor’s domestic risk-free rate

Sample Scoring Key: One point each for: no data is needed, earn risk-free, and making it clear the investor’s risk-free rate is the expected net result

Candidate discussion: If you list all the ending values needed to project ex-post results, that is incorrect They are not needed in this case If you fail to explain that expected return is the

investor’s risk-free rate, there is not sufficient discussion to show the grader you understand the situation

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