TTr thong qua BCTC kiem toan 2016 va phuong an phan phoi LN 2016

TTr thong qua BCTC kiem toan 2016 va phuong an phan phoi LN 2016 tài liệu, giáo án, bài giảng , luận văn, luận án, đồ án...

* - ^- cQNc HdA xA HQr cH0 NGHIA vrET NAM

,ta/{rntItr*t 4t

si::232rfrr-MB-HDer

Hd NQi, ngay 15 thdng 4 ndm 2017

V/v th6ng qua 86o c6o tii chinh niim 2016 tli tluqc ki6m to6n

vA Phuong 6n ph6n pn6i lgi ntuin nIm 2016

Kinh trinh: Eai hQi d6ng c6 <l6ng NgAn hang TMCp eudn dQi CEn cri Lu{t Doanh nghiQp sO OafZOt+lqHt3 vi c6c v5n ban hudng din ttri tranfr;

CIa crt Lu{t C6c t6 chuc tin dgng s6 +Z/20t0lQH12 vd c6c ven ban hucrng ddn thi hinh;

CEn cf Lu{t Chung khorh s6 7O/2006/QHlt ngiry 29/06/2006; Lu6t sria rtrii, b6 sung m6t

so didu cua Lu{t chr.mg khoan s6 62l2o1olQH12 ngiry 24/ll/2010 vd ciic van ban huon! aan

thi hanh;

CEn cri DiAu lQ oia Ngin hang TMCP Qunn dQi;

CEn cri c6c quy dinh ph6p lu{t vi quy dlnh cria Ngdn hang TMCP Quan dQi c6 li0n quan;

CEa cft b6o c5o cria Ban Ki6m so6t NgAn hang TMCP Qu6n d6i vd k6t qun thAm dlnh 86o

ciio tiri chinh cua Ngdn hang TMCP Quan dQi n6m 2016 tluo c l4p theo cdc quy dinh cria ph6p

ludt vi chudn muc ki5 torln ViCt Nam;

Cin cri B6o crio tai chinh nEm 2016 c16 ctuqc kiiim torin cua Ngren hang TMCp eu6n d6i;

Cin cf nhu cAu thgc ti6n hoat dQng cua NgAn hang TMCP Quan dQi;

HQi d6ng Quer tri Ngdn hang TMCP Qudn dQi (MB) kinh hinh Dai h6i d6ng c6 d6ng xem

x6t, th6ng qua:

L 86o c6o tiri chinh n5m 2016 tlli ttuqc ki6m todn b&i C6ng ty TNHH KPMG ViQt Nam

Bao giim: Biio ciio tai chinh ri€ng ndm 2016 vd 86o c6o tai chinh hqp nh6t ndm 2016 dd

tluoc ki6m toan boi Cdng ty TNHH KPMG Vi-6t Nam, duo c c6ng b6 tr6n website MB, cric

phuong tiQn th6ng tin dai chring vd trich clinll kdm Td trinh ndy

II Phuolg 6n ph6n ptr6i tqi nhugn nim 2016

, Lqi nhu$n sau thu6 cria riOng Ngfln hhng nim 2016 2.974

3 I Trich lAp cdc qui bit tu6c

Qu! du trt b6 sung v6n didu l0

15% LNST vd muc rrich r6i da khbng qud vijn di1u l€l 149

\12 t,t)t

itt

Donv!: tj, d6ng

3.2 1 Q0% LNST vd mtic trich tiii da khing qud 25%tiin diiu tQ)

Trich l$p cic qui khic

, Quy h6 trq kinh doarh (4% LNST)

4.2 Qu! kten thudng phric lqi (6% LNST)

4.3 Qu! h6 trq cdng Lic xE hQi, tr} thiQn (5% LNST)

Lqi nhuin nIm 2016 cdn l4i sau trich qui

Chia c6 tric cho c6 d6ng: 1l% V6n didu lQ

(ild iluqc NITNN chiip thuQn)

Trong d6: Dqt 1- Trd b5ng tidn m{t 6% VOn didu lQ

@A thrc hiQn tam ilmg trong thdng 3/2017)

Dqt 2 - TrA beng c6 phi6u 5% V6n itidu lQ Lgi nhugn d6 tai nem z0t6

Dai hQi d6ng c6 d6ng riy quydn vi giao nhiQm qr cho HQi d6ng Quan tri t5 chric ttruc@ hiQn, ddm bio quyAn lqi MB, quyBn lqi cO d6ng, phn hqp voi quy dinh cira ph6p lu{t.

Trong quri trinh thgc hiQn c6c nhiQm vU n6u h6n, HQi tldng Quen tri c6 quy6n: quy6t dinfr

c6c n$i dung trong ph4m vi nhiQm vg dugc giao/riy quyAn; Thuc hi6n vd./tro{c chi rt4o, phAn c6ng c6c Dcm vi MB thUc hiQn c6c c6ng viQc cAn thitit theo quy dinh ph6p lu{q Hoan chinh, hoan thiQn vd lo.i cdc vdn ban, gi6y td, tai li€u c6 li6n quan; Ldm vi6c v6i c6c Co quan quan lj

nhd nu6c c6 thAm quydn vd c6c B6n 1i6n quaa; Thuc hiQn mgi c6ng viQc vA thri tuc can thitit

khrlc dti triiSn khai nhiQm vg duo c giao, pht hqp quy dinh ph6p luflt.

2t2

297

178

149

1.028

856

V$y, Il,fli il6ng Quin td kfnh trinh Dli hQi tt6ng c5 d6ng xem x6t, th6ng qua!

i

Nal nrAr.'N

- Dai hQi ttdng c6 d6ng;

NHNNMV;

TDQT, BKS, TGD;

- Luu VPIDQT;

rM HOI DONG euAN rRr.ftr/

6X<\ JNcAxrdNG.\1

5/ THUoNG

*l cd psi.

(i::^.1ff,i

xcin s.iNc rgrroNc u,Ar cO ruAx euan DOr

Iliry 6n afi k&ot tgp nt6r gi ngly 3l rt6ry 12 nlro 20f 6

MluB02ficTD-Iril

A TAISAN

tr Ti& gfi tgl NglntlrgNhtrytu

Itr Tfii giH vI che rry cir.t6 clfrc tr agng

("TCTD) kh{c

TiEn grii 6i c6c TCTD Lhic

Cho vry cdETCID}Sto

Ds phlng"iti ro

Ctrirykho{u lduhdixnl

Clgng kbodn ttnhdoan!

Dr phbng rfii rc .qlifrg.t$pdn kinh doanh

Clc.c0ug cT tll ctlrt pb5i.rtut

rt c{c,tlt dn tAl thfnh t&{r

Cbo vry ktlct hlhg

Cho v_sykh{ah htuig

D$ phdng nli ,o €ho vay t:hidt hlng

Chrtngkhoin atlu trr

Chring khoCn rtiu nr stn sang dE b6n

Chfng khefl,n illu tu git ddn ngAy d6o hsn

DU ph0ng rti ro drhrg L'huin ttAu tu

)

*

il

/;

*

I

a

1.

w

I

v

VI

1

)

VIII

I

v

3

{

I

a

b

3

il

b

)il

a

b

xll

I

3

4

dnh fifuvND

4 1Sl9J52

5 rIHm2.{78

12.E85r(l93

t4.243,9?2

096-?rat)

r"p60.f65

(t]4.6m)

r4&6E7JE9

e lss:7n.702

11 534J5,Ct0

46;l;2,s.sn E581353 (r,620.ets)

t2 tQ^J59

t08.76r

866.557

(133.0re) 2i4C7514

I3 t;514.X14

2.8 2J68 {1,3x8,05{)

t-{a,148 (160.s15)

I t5-728 (f.553)

3Ulvr0r5

"ri?u

YI{D

1r55d58

&18I.894

2S.558"950

li384.e47

I1 t 43J0l

F69,ooo1 5r{69.067

3,.61{3D

(ti41242)

96137 l1!rJ7:1248

121.3+8.630

(r.976382) 46;?80198

19,513,02b 8.070.135 L8?, 944)

l$ew

36L471

l-464-944

{nt.w2)

L93I.689

hr.oas

.1.820.t79 (1.089.0e4) 1:0.0.604

1.514.711

(t71110)

29&451

3[r,988

(J.s37)

9.437219

1,6517.1{6

2.E65^22t

1.80s 1,12 t.905

(2r4.8 r 8)

,l

7 c\'

+/

/N( /"t

\(

x

D( G6p v6n, dAu trrtit

tra-3 E$u tu vlo c6ot ty li&r ktt

4 Dlu tu dii hgn *hic

5 Ds ph0ng giAm gi[ dr tr, dni h+n

Til srr e6 dlEt

TAi sAn c6 finh htlu hlnh

Ngfingtil

Gtd ti ha9 ndn tiiy E

Tnj sio c6 dinh v6 hlnh

NguyAn gid

Gid trl hao mdnlily ld

B6t aQag sir aliu tu

Ngyen gid

Giri tri hao ndn ldy N

?its{n C6 k}{c 16

Cdc klgdnphii thu

Cic, khodn lei, phl phii thu

Tdi sin thu6 thu nhfp denh nghiQp hoan lsi 32

Tii sin C6 kh{c

5 Oic khoan dU ph6ng.rrii rccho c{c tii sin

C6 nQi hing khric

TONG TAI s,4N

u38r270 7.401.546

2.929.t42

1.64t

1J56506

81.835

(s07.665)

Ctic rhuyit rnitrt dhh kin ld b0 phd n h(p thdnh bdo cdo tdi chltrh hqp nhA nay

NcArEEcTEuOfiGMAreopEAnQrriNDOr irfuBoafigm-E{ Biogdrddltdt'itu hqp rtliStrtlysl tttug t2 arn 2016 (6Ip theo)

ThryEt

mtah r'rg PEa TE /i vi v&r,cEff sdHEt

NqFEArrR.,i,

Cic kloln ng Chinh phn vil \ir hing

Nhilr!,f.

TIh g&i vi rlry c{c TCTI} lrtic

Tlen sli cta dc TCTD kh6c

VaydcTCID,lttc

rdr gfi tra kt&t r.r"c

Vir tII trg, ty thiq"d*q!& cto wy,

T9fDc$rrtt ro

P.het:hitl! sifu6.t5sfi

C.{rk}otu q}hlc

Crd(hotu lf,Lpbl phfiEi

Cickhofu phti tra vnc&rgug th*c

TONGNg?EiITRi

vdNcdrsdEuu

Y$n chii s&tEu

V6ncrtaTCfO

yi,rAtlutl

tfib,sAt&ciph&,

Quyd!TgrD

tai nhngn chua phfn ph6i

W ich cria 06 al6bg tfiGng ldlm so{t

T0NcvdN cuf Bdrriru

r8'

,fr

2t

22

r

I

2

IIf

v'

w

vII

I

3

,Tlirrtitltf,

TrltsYIlp

u:r!7fr6' ra,s}6r65l

l: 876;325

r9{a[L3v7

15&$0 z3f6.9sl

75,.f58,

2:345.617

,.173s1?

31it l1l)15

Tr'$uY!{I)

l.4rIJ02

as@ {!6 ],,81599

4:(I2$387

IEI5553El

3I7.958 z.{so.o58

+60d55C

rJB6i44

2.8i8,5I0

229.6i1t054 t97S5f.9{2

NI

vItr

t

d

c

)

6

26Jsfl;t46

17.9is 606

lzr2i.4i$,

u&l9,

2.@?-(D0

t.#csit

us6503

23;185.0s1 roTrasz*

rfrw.w

7.T8,'N

2241.69t

3.633.t34

589"702

TdNGngpE)ir rnlvi v6rqrt sdEtro ?56J58s00 22r.1)41893

Cdc rhq, nnh dinh kiil h bi phqn hW thdnh btio edo tdl chlnh ho? nlnir ndy

j0 -l

fli(

CC ru

-t

I

it

4

5

6

c.,(c cui rrfrl rycoir nlrc clrr uOr rd roiN

lrcElvguor$mAn

Aio Enh vay v6p

Cam tlt ebo ai* t6t Aaii

CanHtfiungosifi

CorbtM;rWdE

Cat l*gltu6chhi&da

CEtn k&ffirg4Ehifp W Ue

BiO llnh ldtdp

C& com f& fUc

NgrrelEd

3Ul2/,0ts Triiu VND

Ee.55ilfi

l49rdo,

l537,tJ_6J

2.69939p

l'04;071 9.056.391

3612b.147

33.754.r30 7.756,713

L"€ Klerh Hirg

PT PhdiCKt tuiltt

te Thi Lqr - -t - ,

-t ron d& tdtttEr.n

2 t {r 2rr17

Cdc rhuytir minh tlinh kdil li bQ ph(n hqp thdnh bdo cdo tii chinh hsp nh.ir ndy

3Ul:l,2015

Trlts vND

11319?.tgl

t7p93

3&+e!.rz0

t:SBAsfi ,,@tee?

26J,47,73' n:w216

462t2fr2

4.603.?31

NcAr* sANc rEr/cE{€ M4r c0 pEili aUAN DOr Mfu 802[crD-Er

Biag dn ii8i ld to{a hgp nDft ql ngly 3f rUry r2 du 2016 (riar reo)

roir*slxcrsuore M+rdFr,lNeu&rDor [6rBatrcrD-m{

Eio eio k& qun hog dgng tdrh doiuh t{D rhl[r.tro EID }& Atu Blt Sf tMtrg 12 dtrl 20t6

l0L5

fti*o14rD

15,551qn

g.t?3JtJ)

u

?4.

z4

.2s

25

t5

zi

xt

B I

,s

ZD

sd

72 1?

5t

l

2

I

J

4

II

TI

IV

3

6

VI

VN

VE

DI

x

XI

I

XE

}trtr

Ilrt trh6p lE vf cic ktrofo.dru nlfuuongts

Chi phl ltil va dc ohl fil hrdrgql

frr ahfp El tbulu

frru nl{p tir hor 60redlatr W

Chi phf hoAt dingdiirhqi

fal rtu&r rft lrolr r04,cicli vt

Lil thuh &h0$ d$qEkiai doerh.ngoqtli6i

Iel &uln tt nm bfu chiue ktofu Li"h dmrh.

rhtg ftiol! dir t vl gfp v6r rdr u rlii hrn '

Thu drh tl hitd doDg [4rAr

'ctri phthoE.dpEg},b&

r.ii lhoh tt togt 0tr8 &hne

fra lhlp tftg6p,vrr, ntr d.B.[]u

Chrpilto4t oQng

I4hhEfir erlr tt liort-i{ig t iEh dom[

Fu&c chl phldrl phiry.rii.ro

Ctt .pliI ds phhg rnl ro tli dlng

T619 lgl rhlfu tradt tDu€

Gri phi thua $u nhlp doah nghiip hicn hhlt

Gri phl thul thu nh& doanh nghifp hoar [i

,Criil,LI,thIErtr Dh[p dii'lt,ngilel

.Irf duln reu ttrl

Id'ich cn: c6 d&igffU! d

Ler' co Hn trh d pU& ffiDlct pulul

N$rei 41ts Ngudi soit

797&94 r:gz;ilgo

(iiliJso)

?Jr&5:r0

L527.970 (984.132)

6ur.6{0 11335{

10L{43 lJll9.373 042.514)

,5,8,51E

159.1)4t

,J4.Gld

6t 1.262

(86J23)

t?5.E19

r,r.r!7 (r.lr{Jfs)

x2*719

etr-679

6i4{9;U9)

s,580589

&(x}Gr(M)

53ZL7].9

G.r02i5q

3,650.585

(766.t70)

(r54)

t7zu67t

(707.398)

(I.l3e)

2Jf3551 e5l:2.r14

r6,1al

L7ffi

Gidn dtic Thi chinh

2 4 {3- 2017

rp./

L€ Kh&rh H[ne

PT, Phdng Xi toda

(r57.0J4 (?o€JJ7)

:2015

ftiguVND

135?.628

(61219.qe8j

&ic rhuyit minh ttinh *ln lA bQ plain hpp thanh tuia cao thi cfinh hqp nh nb)

i I ,

E

NGAN EANc TETIONG nr4rcopaAxquAxoO.r MIu Bo4trcTILEN

Bdo e{o fuu ctuytn tln tg tqp r}il 6trs 'r- pl1 6rflc agiy 3t rr'16,.9 t2 Dis 20t6

(Pbwrg phfp trre tltp)

:8

NH

,N(

PH

tN

I a

n d T

0l

ilt

(E

04

qs

06

07

08

09

t0

It

lz

IJ

t4

LLn, cHrrrtN TttN zil ro+raoxc Kr{E rxtANE

Thu nh{p lei vi c6c kboin thu nhip n !0rg rtr nh& itupE

Chi pbi H vA dE drl phl tt qtg tE dl aA

Thu r*r{p tir @ ilfmg dich vU nhAn dugs

Thu lhuen u, hql @qg tinh doorh ngoji rg vang vA

chrlog kho&r

Cld ohi khlc

r$n'rtru.fc fmAr ngd[d'rgc n] l, x6a,tt dip Uing

rBuon ml-Io

Ti6n chi ti cho ahin vi€n vi hogt 0Qng quen lj, c0ag vU

TiEn thuE thu nhfp doanh DghiQp thrIr nop rong oem

Lm chuy6o riEd ftuin .tt hoqt {t{ng ldah doaah

trEfu Dh{tEg thry d6i vC tii sin vi ng boft d,oag

Ntrog thy dfi vl fit ria hotrt tt{n3

TEnB, dc klo{n ti6n gr}i vi cho vry c{c TCTD kh{c

Cfgndfgilrn c6c khoh v€ kinh doa$ cffinglftqdrt

Ciim(tffrg) cdc ctug cU At chlnh ph{i sinh vi clc

di ser $i chlnh l$6c

Ting c{c khofn cho vay khidr tfrng

Ci&n nguBn dU ph6ry cE tu oip rOn tAr ctc tb"+.

tfn dung drtu g khola dAu u

Teng kh{c vf tff s&r host dong

Nhmg ftsy itSt vl o9 hogl dfug

15 (Gitun[dng c{c klodn ng Chinh phri yi Ngan hanE

NhA ildc

l6 Tlng cic kho$n tih gu1 ri&r vay cec TCTD khic

l7 Tfng t?n gti cua khh hnng

18 (Cinmpicrg phit hnotr gi6yt c,6 gie

I9 (Cinmlung v60 di rq, iy thic diu hI, cho vsy mA

TCTD chiu r{li ro

Ttflg(girEfi) kh6c vl nq ho$ dQng,

Chi tr! cJc qu! c0a TCTD

LUIJ cHUytN Trhr rnuin riluo4rDoNc

KINHDOANII

20

2t

I

s.4s&3m

(3.479219) ({.r9{1515)

43:918

(29;288584)

(1.47d413)

o.34l.olo

(r.4t t.502)

17.135:490

t3.u7.013 (83.10t) (59J58)

2,,105,4?2

(r6s.843)

5.1@;9El

(r.526.514) 8i66r,4S0 (?!'oJt) ln.?79fi24)

(2,196440) ( r.374.?38)

l.4t I:502

2.905J]1

r 3.955.677

450000

93.170

(4.001.r 87)

(168r288)

(3.508.e4) 2.147.179

2tit6

IHfu [NI)

ts;4i1.,9+ir

0o4!i?4p)

652,640

50t.786

8,a19,1fi_7)

(736335)

20I5

Tn{uYItlD

r4,186748

(6t47:96E)

543.838

384n83 (l J66.4e3)

45t.n5 (r.el4520)

(8343.92)

Ctic thuyit ninh tlhfi k,n ld bp phgn hgp thdnh btio ccio tdi chinh hqp nhA ndy

NGAN EANG lryqt.{c MAr cO rEtn aEfuc DOr Mfu Bo{/rcrD-EN

!!o do lm AryEotih.* tge *a Oo r"r dt U{c e!I3t rrr.ng t2 ntu 2EI6

(Fhttuag phfp rFE 6foI{66p tbeo)

0l

w

04

0El

w.

II

0r

02

m

,016

Tr{gE1i?{D

66qru)

2E9511

587"075

61.6t6

21t15

rrlhvJ{D

(287.133)

00 459

(3-9;9-05)

(r91.J?,)

9r.579

LUt CErrytDr flDi rHuANT[YEoAT Do.Nc

DAUTI,

rqng v&r cd pin t phdthtoib c6 ptitu

CO t0c trd cfro od d6q

Luu f,EwIil rdlr rgulN TU f,o+r EONG

rircdEa

rf, /U ffiuilhi'nh{ f miu.rnbirc xlrn

rfftr vAcic r(Eo&irTrfolrefl/olyc yrf;x{

T+rrEdiDrfuuDlunltf

rfut vI clc rqolfi Tgchrc or/dNc Td,N

r4r TEOrrItM CUor ni*r 6tny& lshh 3{)

(R!.6 4;438.9;43(5?8.414]

el.ffi) 3.r59.933

ry

v

(1153J9d)

2Lto2A66

s*oarr:

20.t:11554 26.002366

Nsu8ili#-IlKhAnh Hirg

PT, Phtng Ri rohr

LE lti L+r Gidn ddc Tdtc}irh

2 { -03- 2017

Cdc rhuy& nhth ctinh kin ln bA phin hW rhhth bdo aio tii chkh hsp ntr& ndy

t0

NGAN f,A.FIC TEIIONG I!{4I c6 PEIN ouAN DOI

Biirg.can adi ldtodr ritng tgl tgly 31 th{ng 12 nIm 2016

Miu 802/TCTD

A

I

II

m

I

3

w

I

v

\II

I

2

YIIr

I

)

3

D(

I

3

4

5

x

I

a

b

3

a

b

xII

t

1

4

5

Tfu$N

Tihm$YtvLug

Titn gfi qi Ngio blng Nhi nutrc

TiBn grii vl cho vey r{c t6.ehr?c tin dgng

(,tcrDlkrtu

TI&r gtil{i c{c TgfD kh6c

Cho !:sy cli TCTD k!6c

DU phdng nii ro

Cinry Ithatu kinh.iloerb

Chfing ldre{h kinh do.anh

CIc c6og cg tll chiot ph{i siah

vl c{e tii sia tli chtnli khric

Cho rey khich h}lg

Cho vat tihfoi hdng

Dg phEng nti ro eho rroy khdeh hAng

Chring khotn ifAu tu_

Chung lhofor diu tu sln sang (lE b6n

Chung kio6n dAu tu gir ddn ugay drio hon

Dy phdng rui ro chring khoan diu tu

G6p v6n, rliu ru rtli hgu

Dlu tu vio c6ng ty con

DAu tu vrio c6ng ty lieo k€r

fliu tu dti hsn khic

Dp phbng4iir'm gin diu ru dni h4n

Tlt 6iiD c6 dinh

Tli sfru qO dinh hiit hlnh

Nguyin gA

Gid tri haonin tily ki!

Tii si! c6 .linh vA hini

Ngyin gid

Gid tri hao mdn @, ki

Ttrl sin C6 hhfic

Cric khoir pirii fiu

C{c Hroin lni, phl pMi thu

Tii snn C6 khdc

- I rong do: Lqt llle lltwtnE ,trql

Cic khoiu du phong rrli ro cho cdc tAi sarr

C6 nfri bArrg kh*c

TONG TAI sAN

Thuy6t

sinh

{

5

6

31il2t2016

Tri(u\{ND

1.513.E73

r0.00t.478

24.r89.1s8

10.2$.45r

14.101.923

(196.2r5)

3tl,2no\

Tri{u VND

1J26.855

8.I8r,894

28.040.926

17.t66.92i

I l.I43.00i

(269.000)

7.966.730 2.966,7J0

96.d37

118.616J66

I ?n 1nf, 11?r

( l ,691 .i5E)

46.488.398

39233.020

8.070,116

(814.7s8)

3.2 t L850

2,347.698

358.591

754.940

( 149.379)

r.585.953

662.994

I .678.67l

(1.01s.679)

92.2.959

1.287.98i

(365.02t )

8,?76,8s4 4.856.1{6

2.679.565 717.226

( 6.0 s.r )

I

9 l0

:

53.419

147,t8,-.72t

148.882.858

(r.70r r37) 52399.r09

45.395.129

8.53t.353

(t.s21.373)

4.507.53,1

4.0$.734

481.555

(67.755)

2.221364

1.100.701

2.t 37, t 34

(t.236.133) 920.60i

1.376.282 (455.679)

8.r22.471

4.762.268

2.71t.816

946.135 8.t.835

(l I 8,,108) 13

Lo //^ /

fl* f"

\\.\

\

I

t4

t5

250,191.067

Cdc lht!,it ntiuh ilinh kim lb bQ phin tr.rp thinh hdo cdo titi cltinh riirrg tri1,

2t8 .692 '1 63

NG.INEANG TIflJONG MAI COPHAN oU.iNDOI

Bing cln a6i # torln ri6ng r+i ngity 3t trEni tz nlniOt6 (fi6p eeo)

tltl!.80,l/ICrD

ilt2a0u

Tri$n vND

Thuy& 11fl:2J7A$

Mint TriQr VI{D

II

I

2

m

v

t7

l8

19

m

VI

vII

I

3

1

ct

,li r

x

D

\

vm

I

d

c

5

Nq P,E& rBA vA voN isfl sdHtru

NgPEirrRA

CAc khofur oq Chfnb phi vi NgAn Mng

Nhir nr6t

TiCu grrn- vi vay c{c TCTD kMc

Ti0n gr?i cfra cic TCTD kh{c

Yay cdc TCID khdc

Tiin gii cfia kh{ch hiLng

Y5u tii trg, iy thdc dA u nr, cho vay

TCID cbju rfii ro

Ph{t hltrh gify t} c6 git

C{c khoin ag khlc

C/c kho&n IIL phf ph&i trn

Cdc khoin phlitA vt c6ng ng.kloc

TONGNqPErirrRA

v6N CET]sdEUU

V6n vi cCc qui

V6n crla TCTD

Yda itiia lc

.'t t ,

l nqng dt'von s) paan

Qu! ctr TCTD

Lqi nhuafl chua phan ph6i

rONGv6$ cut, sds$u

12a093.073 tfiA0s.769

l6 21,11$;101'

12.E39Js.7

r t.30rJ47

195.147J71

2s&170

2.035.953

3s{19.{75

2,233.895 trt5.5s0

1.ilt1.502

7.173.9t0 3.483.5?!

3.6W332

tEl;750.7E!)

31?J58

2J'm.058

3.67t.532

r.75-5.1i0

I,iit6 t82

2s.097"r9+

17.955,606, 17,127-109

828.t97 2313.08E 4.J09it00

223,86:991

16.718r52{,

1A0W.tn|

7t8.t24

2.197;9;64

33n-t406

TONG Ng PHAr rnA vA vox cHo sO HUU 7SO.L9t.0fft ztf, 692:7G

Ctic th4ir rtrhlt tlirth kin ki b0 phdn hqp thinh bA,o cdo tdi chhh ri&ng nay