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These financial ratios enable us to evaluate the performance of Telus Corporation in recent years. Look at the table above, we can see some positive sign such as the increase in total assets turnover, net profit margin and ROA. Together with that, Telus seems less likely to use debt financing its assets (0.61 in 2009, fall to 0.58 in 2010). The equity multiplier and ROE, in contrast, tend to reduce in this period. ROE, from 13% in 2008, increase a little in 2009 but then fall to 12.69% in 2010. ROE is equal ROA multi equity plier, so, as ROA increases, the decrease of ROE is a result of decrease in equity multiplier. As under DuPont system, maximizing ROE is considered as an appropriate goal for a firm, this seems to be a negative sign. As in the global economic downturn, this slight negative sign is understandable.

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Corporate Finance INDIVIDUAL ASSIGNMENT

Class:

STUDY ON: LETUS CORPORATION

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Table contents

Table contents 1

I Introduction to the Telus Corporation 2

II Analysis of the company 2

1 Current situation 2

2 Telus Corporation’s recent years performance 4

III Analysis of the Telus’s stock 6

1 Stock price over times 6

2 Stock valuation 7

a Estimation of required of return 7

b Assumption of the growth rate of dividend 7

c The intrinsic value of the stock 9

d Conclusion 10

References 10

Appendices 11

Appendix 1 11

Appendix 2 12

Appendix 3 14

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I Introduction to the Telus Corporation

Telus Corporation (Symbol TU), established in 1993 in Burnaby, Canada, is a national telecommunications company that provides a wide range of telecommunications products and

services including wireless, data, Internet protocol (IP), voice, and television

The company operates through 2 segments: Wireless and Wireline

- The wireless segments provides digital personal communications, equipment sales, and

wireless internet services

- The wireline segment offers voice local and voice long distance services, data services,

which include television, and managed and legacy data services, as well as internet,

enhanced data, and hosting services, and other telecommunications services

Over its history, Telus has been delivering innovative telecommunications solutions to

Canadian and become the second largest telecommunication company in Canada

Telus’s strategic intent is to unleash the power of the Internet to deliver the best solutions to Canadians at home, in the workplace and on the move

Some recent important projects:

- February 7, 2012, new innovation from Telus – Optick TV – become the first service in

the world to enable the customers to control both live and recorded TV using hand

gestures and voice commands

- February 9, 2012, Telus launched 4G LTE wireless network which went live in 14

metropolitan areas across Canada

II Analysis of the company

1 Current situation

The table following partly shows the position of Telus Corporation in comparison with its

competitors as well as the whole wireless communication industry (figure of October 6, 2012)

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( http://finance.yahoo.com )

Trang 5

The figures, particularly the rank in the second tables partly show us Telus has a quite high

position in the industry Some typical figures can be addressed like P/E = 16.61, ranked

40/200, dividend yield (annual) of 3.90%, ranked 11/200 Revenue of Telus (10.67 billion

dollars) is much higher than the industry in general (2.52 billion dollars), even though it’s

lower than some of its competitors such as BCE (10.16 billion dollars) or RCI (12.58 billion

dollars)

2 Telus Corporation’s recent years performance

The table, and the corresponding graph, below shows main figures (Revenue and Net income)

in the Income statement of Letus

( http://finance.yahoo.com )

Overall, Telus Corporation has witnessed a growth recent years Evidently, both revenue and

net income of the corporation have increased, even though the rate of growth tends to be

smaller Particularly, look at the graph for Net income it’s clear that Telus’s net income grows

quite stably through years

In the next table, I compute some typical financial ratios for Telus Corporation during three

years, 2008, 2009 and 1010

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(The detail figures are in the Balance Sheet, Income Statement and Cash Flow of Telus for

2008, 2009, and 2010 that are in enclosed in Appendices)

Current ratios

s liabilitie Current

assets Current

Total assets turnover

assets Total

sales Net

Total debt ratios

asset Total

debt Total

Net profit margin

sales Net

income Net

10.61% 10.43% 10.84%

Equity multiplier

equity Total

assets Total

DuPont

ROA

turnover asset

Total

* margin profit

Net

5.31% 5.22% 5.20%

ROE

multiplier Equity

ROA ROE  *

12.69% 13.26% 13.00%

These financial ratios enable us to evaluate the performance of Telus Corporation in recent

years

Look at the table above, we can see some positive sign such as the increase in total assets

turnover, net profit margin and ROA Together with that, Telus seems less likely to use debt

financing its assets (0.61 in 2009, fall to 0.58 in 2010)

The equity multiplier and ROE, in contrast, tend to reduce in this period ROE, from 13% in

2008, increase a little in 2009 but then fall to 12.69% in 2010 ROE is equal ROA multi

equity plier, so, as ROA increases, the decrease of ROE is a result of decrease in equity

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multiplier As under DuPont system, maximizing ROE is considered as an appropriate goal

for a firm, this seems to be a negative sign As in the global economic downturn, this slight

negative sign is understandable

Conclusion: Telus Corporation is less likely to use debt financing its assets, which reduce

equity multiplier and ROE a little bit However, overall the Corporation still witness a constant

growth through years (quite constant increase in Net income)

III Analysis of the Telus’s stock

1 Stock price over times

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( http://finance.yahoo.com )

The first graph shows the price of common stock of Telus from 2008 until now As you can

see, in 2008-2009, because of the global economic recession, the price of Telus felt sharply

($31.15 in December, 2009) But soon after, from 2009 until now, the price increase

constantly And the second picture is the price and some information for TU share of stock in

the trading day 5/10/2012 The price reaches $64.27 per share of stock

2 Stock valuation

Now, I get today, Saturday, October 6, 2012 as the time zero to calculate the present intrinsic

value of share of stock for TU

a Estimation of required of return

The required rate of return, or the expected return is computed by the equation:

] )

( [ )

-  for the Telus Corporation is 0.6 (http://finance.yahoo.com/q?s=TU)

- Expected return E(Rm) is the average value of the U.S stock market, 12.5%

- Risk free (Rrf) is the expected return for US government treasury 30-year bond As I

suppose the time zero is today, Saturday, October 6, 2012, I get the value of risk free for

October 5, 2012 So, risk free R rf = 2.96 (http://www.treasury.gov)

8.68%

or

R R

E R

R

08684

0

] 0296

0 125

0 [

* 6 0 0296

0

] )

( [ )

(

b Assumption of the growth rate of dividend

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The dividend of the Corporation recent years is shown in the graph below

As it’s shown in the table and in the graph, especially the red line in the table, dividend of Telus Corporation had decreased a little in 2008, but quickly rise again in later year, until the

end of 2011, dividend was $0.57

Generally, the dividend increase but the growth rate is not constant: 3.08% in 2008; 10.34%

in 2009; 15.63% in 2010 and 11.17% in 2011(Based on dividend in September each year)

I expect the dividend and growth rate for the next four year would be like below

And, after four year of fast growing, Telus will experience a constant growth rate of 7.51%

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c The intrinsic value of the stock

Now, let’s sum up all of assumptions that have been made

Firstly, I computed the required rate of return for TU stock is 8.68%

I also expected dividends for next four year of fast-growing before it constantly grows at rate

of 7.51%

Year Dividend Growth rate

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2103 0.689 11.67

(Constantly grow from 2017 at 7.51%)

The price for TU stock at the end of the fourth year would be:

18 83

$ 0751 0 0868 0

973 0

2017

2017 2016

g R

D P

Finally, I can calculate the present intrinsic value of TU share of stock (at the day 6/10/2012)

20 62

$

) 0868 0 1 (

18 83 )

0868 0 1 (

905 0 )

0868 0 1 (

834 0 )

0868 0 1 (

761 0 )

0868 0 1 (

689 0

) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 (

4 4

3 2

4

2016 4

2016 3

2015 2

2014 2013

2012 0

R

P R

D R

D R

D R

D P

P

The present intrinsic value of TU is $62.20 per share of stock

The quoted price for TU stock is actually $64.27 per share of stock

(http://finance.yahoo.com)

So, the stock of Telus Corporation (TU) is being over-valued

We should sell the TU stock at the moment

References

Book:

Fundamentals of Corporate Finance, 2 nd edition

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Websites:

http://finance.yahoo.com

http://www.treasury.gov

http://telus.com/en_CA/bcHome_en.html

http://online.wsj.com/mdc/public/page/2_3022-bondmkt.html

Appendices

Appendix 1

Balance sheet of Telus Corporation for 2008, 2009 and 2010

(Currency in thousand USD)

Period Ending Dec 30, 2010 Dec 30, 2009 Dec 30, 2008

Assets

Current Assets

Cash And Cash Equivalents 25,000 43,000 3,273

Net Receivables 973,000 710,000 810,935

Inventory 283,000 270,000 272,494

Other Current Assets 113,000 105,000 180,026

Long Term Investments 37,000 41,000 -

Property Plant and Equipment 7,722,000 7,729,000 5,987,501

Goodwill 3,572,000 3,572,000 3,245,378

Intangible Assets 5,134,000 5,148,000 5,460,516

Other Assets 1,744,000 1,602,000 600,632

Deferred Long Term Asset Charges - - -

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Total Assets 19,599,000 19,219,000 16,568,938

Liabilities

Current Liabilities

Accounts Payable 2,676,000 2,685,000 2,436,897

Short/Current Long Term Debt 1,162,000 144,000 64,646

Other Current Liabilities 111,000 135,000 -

Long Term Debt 5,313,000 6,090,000 5,217,481

Other Liabilities 638,000 1,271,000 1,027,785

Deferred Long Term Liability Charges 1,498,000 1,319,000 1,181,625

Minority Interest 22,000 21,000 18,821

Stockholders' Equity

Other Stockholder Equity - - (425,516)

Appendix 2

Income statement of Telus Corporation for 2008, 2009 and 2010

(Currency in thousand USD)

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Income Statement View: Annual Data | Quarterly Data All numbers in thousands

Period Ending Dec 31, 2010 Dec 31, 2009 Dec 31, 2008

Cost of Revenue 6,062,000 5,925,000 2,697,935

Operating Expenses

Selling General and Administrative - - 2,111,214

Non Recurring 74,000 190,000 48,280

Others 1,735,000 1,722,000 1,442,663

Total Operating Expenses - - -

Income from Continuing Operations

Total Other Income/Expenses Net (542,000) (564,000) (18,003)

Earnings Before Interest And Taxes 1,366,000 1,205,000 1,615,324

Interest Expense - - 390,329

Income Before Tax 1,366,000 1,205,000 1,224,995

Income Tax Expense 328,000 203,000 322,410

Minority Interest - - (2,455)

Net Income From Continuing Ops 1,038,000 1,002,000 865,761

Non-recurring Events

Discontinued Operations - - -

Effect Of Accounting Changes - - -

Preferred Stock And Other Adjustments - - -

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Appendix 3

Cash flows of Telus Corporation for 2008, 2009 and 2010

(Currency in thousand USD)

Cash Flow View: Annual Data | Quarterly Data All numbers in thousands

Period Ending Dec 30,

2010

Dec 30,

2009

Dec 30,

2008

Operating Activities, Cash Flows Provided By or Used In

Depreciation 1,735,000 1,722,000 1,404,203

Adjustments To Net Income 9,000 (159,000) (19,639)

Changes In Accounts Receivables - - (177,571)

Changes In Liabilities - - 21,276

Changes In Inventories - - (73,647)

Changes In Other Operating Activities (236,000) 339,000 229,124

Total Cash Flow From Operating

Investing Activities, Cash Flows Provided By or Used In

Capital Expenditures (1,721,000) (2,103,000) (1,521,220)

Other Cash flows from Investing Activities 14,000 (25,000) (1,288,004)

Total Cash Flows From Investing

Financing Activities, Cash Flows Provided By or Used In

Dividends Paid (476,000) (608,000) (358,415)

Sale Purchase of Stock 15,000 1,000 (229,124)

Net Borrowings (402,000) (132,000) 1,076,883

Other Cash Flows from Financing Activities - - -

Total Cash Flows From Financing

Effect Of Exchange Rate Changes - - -

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