IELTS sure success for 7+ band (ebook)

Tiếng Anh và mức độ quan trọng đối với cuộc sống của học sinh, sinh viên Việt Nam.Khi nhắc tới tiếng Anh, người ta nghĩ ngay đó là ngôn ngữ toàn cầu: là ngôn ngữ chính thức của hơn 53 quốc gia và vùng lãnh thổ, là ngôn ngữ chính thức của EU và là ngôn ngữ thứ 3 được nhiều người sử dụng nhất chỉ sau tiếng Trung Quốc và Tây Ban Nha (các bạn cần chú ý là Trung quốc có số dân hơn 1 tỷ người). Các sự kiện quốc tế , các tổ chức toàn cầu,… cũng mặc định coi tiếng Anh là ngôn ngữ giao tiếp.

DNC+VA+GHIJK*+\NF0LA+]^+X0X+RNF+MBO+MFEXO+SE0XAZ+VACA+BCA+UTARFO+ND+XALARF+

MFEXO+SE0XAM+NR+FVA+WBC[AF_`EF+VBF+aBM+RNF+NEC+N`bALF0YA+0R+aC0RS+FV0M+

WBREBT*+cEC+SNBT+M+FN+MAA[+BRX+AdUTN0FMUAL0DL+aAB[RAMMAM+0R+FVA+GHIJK+

BMMAMMWARF_BRX+FVAR+MVBCA+FVNMA+MALCAFM+a0FV+NEC+LEMFNWACM*++

+

IAFeM+`A+UACDALFTO+VNRAMF+VACAZ+ONEeYA+aNC[AX+VBCX+ARNESV+0R+FVA+UBMF_BRX+0ONE+aBRF+N+MUARX+VNECM+0R+B+MFEXO+SE0XA+FN+`NNMF+ONEC+MLNCA_+VBFeM+B+SCABF+

FV0RS+FN+XN*+GR+DBLF_aA+CALNWWARX+BF+ABMF+B+`C0AD+AY0Aa+ND+MNWA+ND+VA+

`AFFAC+MFEXO+SE0XAM+NR+FVA+WBC[AF*+fEF+VBFeM+M0WUTO+RNF+ARNESV+FN+XN+aATTR+

FVA+V0SVZUCAMMECA+V0SVZMFB[AM+ARY0CNRWARF+ND+VA+FAMF+XBO*+gNa+aATTONE+XN+NR+FV0M+FAMF+a0TVBYA+B+M0SR0DLBRF+WUBLF+NR+ONEC+EFECAZ+BRX+aA+VBYA+FVA+

CAMABCLV+BRX+UCBLF0LBT+BXY0LA+FN+VATU+ONE+AdALEFA+NR+FAMF+XBO*++

+

JVA+UCNXELF+ONEeCA+CABX0RS+RNa+0M+WELV+WNCA+FVBR+B+MFEXO+SE0XAZ++M+B+

FBLF0LBT+aABUNR+XAM0SRAX+FN+AdUTN0FaAB[RAMMAM+0R+FVA+FAMF+MATD+BRX+VATU+

ONE+BYN0X+FVA+WNMF+LNWWNR+ACCNCM+MFEXARFM+WB[A+aVAR+FB[0RS+FVA+GHIJK*+

+

gNa+ F N+ EMA+ F V0 M+ WBREBT +

+

hA+XNReFaBRF+N+aBMFA+ONEC+WA*+JV0M+WBREBT+M+DBMFZUBLAX+BRX+DEDDDAA*+

hA+MESSAMF+SN0RS+FVCNESV+0B+REW`AC+ND+WAM_+CO0RS+NEF+M+WAFVNXM+NR+B+

REW`AC+ND+NDDL0BT+UCBLF0LA+FAMFM*++

+

i0CMF_CABX+FVCNESV+FVA+WBREBT+LNWUTAFATO+FN+SAF+B+DAAT+NC+VA+LNRFARF+BRX+

NCSBR0jBF0NR*+kABX+FVA+SARACBT+MELLAMM+MFCBFAS0AM+DMF_BRX+FVAR+UCNLAAX+FN+

8FF8@60;898??45

5

H8@A9:I58=:567EA<J756785K=9<=>5=J=09I5=9:56=L859A68?50956785K=EJ09?5=9:5

70J7>0J7657A?85?8@60A9?5M78E85GA<5K=G57=;85=5C=E6@<>=E5M8=L98??5NM85

?6EA9J>G5?<JJ8?65CE09609J56785K=9<=>5A<65A95=570J7OP<=>0G5CE0968EQ5

5

R70E:I5JA567EA<J75=658=?65A985AFF@0=>5CE=@60@8568?65M06756785K=9<=>5=65GA<E5

?0:85=9:5=CC>G56785?6E=68J08?45S85D8>08;8567E885CE=@60@8568?6?56A5D856785

K=T0K<K5D898F05785F?65K85M0675=>>?6E=68J08?58T@8C650K85N=L85=?5K<@75

6K85=?5GA<5988:QI6785?8@A9:56K85M0675=>>?6E=68J08?5=9:56K85@A9?6E=096?I5

=9:5=5670E:56K85M067A<65785D898F0AF5785AC895K=9<=>5A5E8F8E5A5:<E09J56785

S85MA<>:5D85:8>0J768:56A578=E5GA<E5BWRH5H<@@8??5H6AEG45[EAC5<?5=5>985=65

\]^_``ab]`ac]``defgheijhklm45@AKnnn=9:568>><?5GA<E5?6AEG45R7=9L?5FAE5GA<E5

opkqorhersfghertrufevpfqofgq5=9:5M85M0?75GA<5@A9609<8:5?<@@8??O5

ABCDBEF GBHF IuF KF POBAALRPF LAF RNEF POBAAvNDGS S S S S S S S S S S S S S S S S S S S S S S S SwT

x yz{X]UT Y [{XT Y|XT } X~YU` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `T

U VWWXUUT U YZ[YX\]T ^a` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `€T

U Vxx[Z]T y‚T \ VXUU} z\T Y XW|z} ƒVXU ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `‘T

ABCDBEF GBHF I’F KF “DQCELCBF AMQDEBD” F RNEF •QD–BDS S S S S S S S S S S S S S S S S S S S S S—T

U VWWXUUT U YZ[YX\]T ^˜` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `™T

ABCDBEF GBHF IwF KF “DB“QDB” F –NRš EF “DNCDQAELRQEBS S S S S S S S S S S S S S S S S S S S S SJJT

E•BF ›LAEBRLRPF MN–O›BS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S SJuT

X ~} x} z[YXT W |y} WXU ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `_™T

W yzYX¦YV[~T W ~VXU ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `a§T

‚ [WY ¨ } z} yz ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `a§T

©  hkr ˆ ekn n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n nožT

œcªef bjer dˆ r hqkn n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n nooT

Šqk‹ejf ˆ ef «iekˆ r hqn n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n n nooT

234567 5 7 87 7  7 3 3 9    3 345 3 97  36 463  3 5 5 !

"# $%&! &%'&"()*# + ",! "&! &%(+ -# &+ )# + ",! + -!&+ *# / 0! '&"$+ + # %(1 ! 2/ / &+ 3$# -! &%-%&4%(5 6

789:;<=> ?98@?AB > CD;:D> ;9=A7> 7AEFG> HE;F97> <IF> 8?<:A;:9> A97A7> <?9> C@?AD>

6$)%$" 7$/ 89 : ;* <$ * , /!(% 2%$=" $," $+$</0

>?5@ABBCCD5?E5FGC5HIJ>KL5M?A5NA@F5A@C5M?AO5NC5QP@CRM45STEM5@FADCEF@5D?5E?F5

UEP@G5TF5CT@F5?EC5N?DARC45>GC5FTVRC5VCR?Q5@G?Q@5FGC5FNC5BGTRRCEWC5M?A5TOC5

@5M?A5BTE5@CCL5GC5FNC5B?E@FOTPEF@5TOC5VOAFTR45>?5@ABBCCDL5M?A5NA@F5TFP?E5

M?AO5NC5zO?zCORM45>GC5OCT@?E5FGTF5NC5P@5@?5BOPBTR5@5FGTF5C€COM5AC@FP?E5

B?AEF@5FGC5@TNC5F?QTOD5M?AO5PETR5@B?OC45H5M?A5OAE5?AF5?U5NC5?E5TEM5zT@@TWCL5

FGC5AC@FP?E@5FGTF5M?A5D?5E?F5TE@QCO5QPRGAOFM?AO5@B?OC5UTO5N?OC5FGTE5CTORCO5

AC@FP?E@5FGTF5M?A5@zCEF5C‚FOT5FNC5?E5TED5UCCR5BCOFTPE5TOC5B?OOCBF4

5

ƒE5FGC5uCTDPEW5S?DARCL5GC5FC@F5@5@CzTOTFCD5PEF?5zT@@TWC@45>GC5OCT@?E5FGTF5

FNC5P@5@?5BOPBTR5@5FGTF50„5C€COM5AC@FP?E5B?AEF@5FGC5@TNC5F?QTOD5M?AO5ETR5

@B?OCL5TED5y„5GC5zT@@TWC@5TOC5E?F5E5?ODCO5?U5DPUPBARFM45H5M?A5GT€C5F?5OA@G5

DAOPEW5FGC5RT@F5zT@@TWCL5GCE5M?A5QPRNP@@5?AF5?E5TE@QCOPEW5CT@PCO5AC@FP?E@5

B?OOCBFRM45F@5ETFAOTR5?5QTEF5?5zTA@C5TED5UWAOC5?AF5GC5GTODC@F5AC@FP?E@L5VAF5

M?A5NA@F5C@P@F5GC5FCNzFTFP?E5TED5N?€C5APB{RM45

5

123456 789 6 76 9 6 9 6 2  2 9 8629  352 2 4

!" #$% %$&%!'()" * !+ !% %$'* ," %* -(" * !+ * , %* )" / &%!#* -* " $'0 1 %* 2#" , %$,$%3$'4 5

67889::; 6< =>< 9?@; AB;

CD)$ E!(%,$ F

GHIJ5I5KILMN5LO5LNH5PQRST5SHUL4VL5NH5WHXYZZYZX5O[5NH5LHUL\MNHM]5LNH5L^H5_OJ5

ULIJLI5MNJOZO^HLHJ5OZ5`OaJ5KILMN5LO5MOaZL5NH5^YZaLHUb\IZc5MNHM]5LNH5L^H5

I[LHJ5HIMN5dIUUIXH5OJ5HeHJ`5[HK5faHULYOZU5LO5^I]H5UaJH5`Oa5IJH5gOZ5UMNHcahH4i5

5

jH^H^WHJ5NIL5OZ5LNH5RYULHZYZX5IZc5jHIcYZX5kOcahHU5`Oa5NIeH5I5hLH5OeHJ5NIh[

I5^YZaLH5[OJ5HIMN5faHULYOZ45P5`Oa5MIZ5KOJ]5faYM]h`\5`Oa5MIZ5dIMH5`OaJUHh[IL5NIh[

I5^YZaLH5dHJ5faHULYOZ\5KNYMN5^I]HU5YHIU`5LO5]HHd5LIM]5O[5`OaJ5Y^H45

5

P5`Oa5[Zc5LNIL5`Oa5IJH5[IhhZX5WHNYZc5L^H5caJYZX5LNH5LHUL\`Oa5^aUL5UdHHc5ad45

QeHZ5LNOaXN5I5JaUNHc5IZUKHJ5U5^OJH5h]Hh`5LO5WH5YZMOJJHML\LYU5WHLLHJ5O5^YUU5I5

MOadhH5O[5faHULYOZU5W`5WHYZX5JaUNHc\5NIZ5LO5MO^dhHLHh`5^YUU5hILHJ5faHULYOZU5W`5

ZOL5NIeYZX5HZOaXN5L^H45LU5WHLLHJ5O5HZc5KYLN5^OJH5L^H5LNIZ5`Oa5ZHHc5LNIZ5LO5

JaZ5OaL5O[5Y^H45

5

P5`Oa5IJH5[OJMHc5LO5UdHHc5ad\5cO5YH[[MYHZLh`45lUaIhh`5OZH5OJ5^OJH5IZUKHJ5

MNOYMHU5MIZ5WH5HhY^YZILHc5KYLNOaL5OO5^aMN5cY[YMahL`45VWOeH5IhhcOZmLdIZYM45

nOZmLUdHHc5ad5IZc5oaUL5WHXYZ5XaHUUYZX5IL5IZcO^5MNOYMHU45p`5dIMYZX5`OaJUHh[5

IZc5MOZLYZaIhh`5^OZYLOJYZX5`OaJ5dJOXJHUU5IXIYZUL5NH5MhOM]5OJ5`OaJ5KILMN\5`Oa5KYh

IhKI`U5]ZOK5HqIMLh`5NOK5[IJ5INHIc5OJ5WHNYZc5`Oa5IJH5KYLN5`OaJ5IeIYhIWhH5L^H45[

`Oa5[Zc5LNIL5`Oa5IJH5I5[HK5^YZaLHU5WHNYZc5OZ5I5^OcahH\5cOZmLU]Yd5faHULYOZU5

KYLNOaL5UdHZcYZX5IZ`5L^H5OZ5Y5aUL5O5MILMN5WIM]5ad45TdHZc5dHJNIdU5I5hLH5hHUU5

LNIZ5NIh[I5^YZaLH5dHJ5faHULYOZ5IZc5I[LHJ5I5[HK5faHULYOZU\5`Oa5KYhNIeH5MIaXNL5

WIM]5ad5^OJH5XJIcaIhh`45rZMH5`Oa5MILMN5WIM]5ad\5`Oa5MIZ5MOZLYZaH5KOJ]YZX5HIMN5

dJOWhH^5IL5`OaJ5ZOJ^Ih5dIMH45[`Oa5NIeH5L^H5IL5NH5HZc\5XO5WIM]5LNHZ5IZc5[ZYUN5

LNH5faHULYOZU5LNIL5`Oa5hH[LWHNYZc45

5

saJLNHJ^OJH\5cOZmLcKHhhOZ5LNH5dJOWhH^U5LNIL5`Oa5KHJH5JaUNHc5OZ45[I5dJOWhH^5

KIU5LI]YZX5ad5LOO5^aMN5L^H5IZc5`Oa5^IcH5I5NaJJHc5XaHUU\55^aUL5NIeH5WHHZ5

AB577ACK<D5L7M5;BAA458FB:5>DO?5<G?5;?8<BO?EJDA5FB:5E?O7?I5<>?5AH7PP?65

@:?A<7BCAJ5A<DE<D<5>?5?DE;?A<5AH7PP?65@:?A<7BCJ5AP?C65D<5GBA<5DCB<>?E5>D;8D5

G7C:<?J5DC65<>?C5GBO?5BC5<B5<>?5C?Q<5AH7PP?65@:?A<7BC45

5

RDA<;FJ5ABG?<7G?A577A5L?C?8797D;5B5A;BI56BIC57FB:5DE?59BCA<DC<;F5M?<<CM5D>?D65

B857G?45SB:5DE?5D;IDFA5GBE?5;H?;F5<B59D<9>5D59DE?;?AA5G7A<DH?5LF5IBEH7CM5GBE?5

A;BI;F5<>DC5@:79H;FJ5DC65DGBCM5O?EF5>7M>TA9BE7CM5<?A<5DH?EA5U>BA?5I>B5DE?5

;H?;F5<B5>DO?5;B<A5B857G?5;?8<BO?EV59DE?;?AA5?EEBEA5D88?9<5>?5A9BE?5GBE?5<>DC5

GDA<?EF5B85GD<?E7D;4

5

W)X++* +2

YBE5Z?D67CM5PDAADM?AJ56BCK<IDA<?5<G?5E?D67CMJ5?C[BF7CMJ5DC659BGP;?<?;F5

:C6?EA<DC67CM5<>?5PDAADM?45\7GP;F5A9DC5<>?5PDAADM?5<B5M?<5D5EB:M>576?D5B85

I>D<55A5DLB:<45SB:5I7;E?<:EC5<B5<>?5PDAADM?58BE5?D9>5@:?A<7BCJ5AB5<>?E?57A5CB5

C??65<B5G?GBE7]?575^C;F5AP?C65DA5G:9>5<G?5A9DCC7CM5DA57A5C?9?AADEF5<B5M?<5D5

ODM:?57GPE?AA7BC5B85A5BO?ED;;A:L[?9<59BC<?C<4

5

5

5

JKMOBN`?BM45cHEMNN5F?@5N`?BM5MdJBMbMEF5KOLKX5L@MNNOHL5IOENOLHOY`DHJEF5

`?HJBC@JM5J?5F?@B5HDE5N`?BM45

5

efghijkl mnhil o pil q rsmtl

uKDJ5b?NJ5NJ@PMHJN5P?HvJBMDEOWM5ON5JKDJ5?5OHN@BM5JKDJ5\]V\^_5`KDH`MX5F?@5KDZM5

J?5L@MNN5BDHP?bEF45Q5F?@5A@J5\]5b?HGMFN5OH5D5B??b5J?5JDGM5JKM5QRSTUX5

DNN@bOHL5JKMF5DHNIMBMP5?H`M5AMB5[@MNJO?H5DHP5CMKDZMP5JKMbNMEZMNX5?H5

DZMBDLM5JKMF5I?@EP5LMJ5\]V\^_5?Y5KM5[@MNJO?HN5`?BBM`J5?H5D5YZM5`K?O`M5b@EJAEM5

\45UJ@PMHJN5IOEMEObOHDJM5DHNIMB5`K?O`MN5Y?b5JKM5L@MNNOHL5A??E5CDNMP5?H5D5

K@H`K5?B5HJ@OJ?H45UObAEM5C@J5`?BBM`J5DHNIMBN5?YJMH5LMJ5Md`E@PMPX5MDZOHL5D5

67889::; 6< =>< 9?@; AB;

CDE5FD5GHEIJKLMD5JHD5JN5OD5FJPE5QRSLRTSD5GKDRP5JN5OGP5MJLIPDU5OD5V05MORSSDHWDX5

Y

Z[\Y[]^_Y`abcY_[\bYefghYi\fggjYY_[\YabfYmk^]iYh[YefhYnoY[]YkY

Z[\Y[]^_Yf^k`k]ahfYqr[kqfgYl[`Yi\fggk]iYk_[\YabfYmk^]iYh[YefhYnoY[]YkY

5

sOt5V0u55vGQD5KJSSRIP5GP5RH5RFJLHE5JN5FJHDt5EORE5P5PFRSStDE5HJE5HPGWHGNMRHEw

RHK5MRH5IDRSSt5RKK5Lx5NRPE5z{5|LDPEGJHP5MJLSK5MJPE5tJL5V}{{~45CGD€GPDw5DRMO5

RHP€DI5MOJGMD5JH5JHD5|LDPEGJH5JN5OD5‚Cƒ„5€GSORQD5R5PFRSSFxRME5JH5tJLI5

JQDIRSSPMJIDw5TLE55MRH5IDRSSt5RKK5Lx5EJ5R5SJE5JN5xJGHEP5GH5EOD5DHK455

ˆJ€DQDIwGtJL5RMMGKDHERSSt5DSGFGHRED5EOD5IWOE5RHP€DI5JI5WJ5JH5R5OLHMO5NJI5RH5

GHMJIIDME5RHP€DIwtJLI5MORHMDP5KIJx5KIRFREGMRSStX5J5{‡45‰t5WLDPPGHW5RFJHW5RSS

EOD5RHP€DI5MOJGMDPw5tJL5RID5Š‹ŒŒŽƒ‚‚5EJ5ORQD5R5POJE5RE5OD5IWOE5RHP€DI45

5

ƒOREP5€Ot5EOD5V05EDPE5P5PJ5QRSLRTSDU55tJL5WGQD5Lx5EOD5RKQRHERWD5RHK5PRNDEt5JN5

R5xLID5WLDPPw55ORK5TDEEDI5TD5€JIEO5EOD5IP45

5

sORE5€D5PEG5ORQDHEMJQDIDK5GP5OJ€5EJ5TD5PLID5EORE5€OREDQDI5WLDPP5tJL5FRD5GP5

ELSt5IRHKJF45ˆDIDP5EOD5DRPGDPE5€RtX5

5

‘^ma_gY’kqcYhrfYlghYa]gmfbYqr[kqfYa`[]iYhr[gfYbf`ak]k]ipY

Y

„LMO5R5EDMOHG|LD5FDRHP5EORE5tJL5ORQD5KDMGKDKw5“9”•=9;@•7;:99;>;:–—?˜9;<9:<;

™79:<–•—w5DšRMESt5OJ€5tJL5RID5WJGHW5EJ5WLDPPU5RHK5PGHMD5EOD5JIKDI5JN5MOJGMDP5

123456 789 6 76 9 6 9 6 2  2 9 8629  352 2 4 ! "#$% $#&$ '()! * +% $% $#'* ,! $* -(! * +% * ,%$* )! /% &$ "* -* ! #'0 % 1 $* 2"! ,% $#,#$3#'4 5

678895:;<5=;6>?=@5AB;<65C>?D>5;=75?95D;EE7D6F6>?95@<799?=@567D>=?G<75?95H7EI7D68:5

[>7596<J7=6595D;EE7D65B:5D>;;9?=@5YF59?=D756>75AK?=75C?8B75HE;6;=A67J45^75

;=8:578?K?=A67J56>;975D>;?D795>75CA95C?8=@56;5B765K;=7:5;=F5P`a5>75J?J5=;65765

>?9596A875K7K;E?795b;I67=56>?=@95=;65_=;C=5J7I?=?678:5C?8@765K?N7J5<H5?=56>75

7NAD65;HH;9?675AEEA=@7K7=65=5;=7M95>7AJc5AB;<65HE;6;=A6?;=5A=J5J7HE;6;=A6?;=5

?=I8<7=D75>?95@<79945^75B8?=J8:5D>;9756>75I9657KA?=?=@5D>;?D7F5A=J5CA95

E7CAEJ7J5C?6>56>75I<?695;I5A5EA=J;K5@<79945

5

[>?9597D6?;=5?95=;65K7A=65;59DAE75:;<5ACA:5I;K5KA_?=@57J<DA67J5@<799795;E5

78?K?=A6?=@5D>;?D79O5:;<5d<965=77J56;5J7I?=75C>7=5A5D>;?D75?95C;E6>578?K?=A6?=@45

[>75\]56796FA8;=@5C?6>5A5HE7OJ7I?=7J5EA=J;K5@<799?=@596EA67@:F5956>75B7965CA:5

6;5KA_759<E75:;<5E7AH5A88;I5>75B7=7I?95;I5@<799?=@45

5

6789: ; 9< =>8??: @A< B89C@: D>8?<

E F+2

GHIJKLIH5NOPKQIKR5SKNTJUN5SUJ5VJLLJU5WSK5NXSKR5OKJN45YK5LWJ5SKNTJU5HWOIHJN5

VJXOTZ5HWOIHJ5[5IN5\PHW5XJNN5NHIJKLIH5SKQ5IN5IKHOUUJHLZTWIXJ5HWOIHJ5]5IN5S5

NHIJKLIH5SKSX^LIHSX5HWOIHJ5SKQ5IN5HOUUJHL4

5

_`S\aXJb5

]4cdO5HO\aSUJ5LWJ5OPLHO\JN5OM5WJ5LTO5QIMJUJKL5eIKQN5OM5UJSL\JKL4

[4c[JHSPNJ5NO\J5NPVfJHLN5IKNINLJQ5OK5RJLLKR5OKJ5OU5WJ5OLWJU5OM5WJ5LJSL\JKLN45

5

gh" %$i$ E" F" $i$+" ,

]jOIQ5TIXQ5SKNTJUN5LWSL5WUOT5OPL5WIRWX^5HOKLUOjJUNISX5QJSN5LWSL5SUJ5aUOHXSI\JQ5

SN5JNLSVXINWJQ5MSHL4kWOIHJ5]5IN5S5USQIHSX5QJS5SKQ5IN5IKHOUUJHL45kWOIHJ5[5IN5S5

HSX\5USLIOKSX5NLSLJ\JKL45lOLIHJ5LWSL5kWOIHJ5[5QOJN5KOL5\SeJ5S5QJMIKILjJZ5

PKHO\aUO\INIKR5NLSKHJZ5PNIKR5S5WJQRJ5TOUQ5mnLO5aUOjIQJ5TIRRXJ5UOO\45

5

_`S\aXJb5

]4c[^aSNN5NPURJU^5NWOPXQ5VJ5QINHOKLIKPJQ5HO\aXJLJX^45

[4coJQIHSLIOK5NWOPXQ5VJ5PNJQ5IKNLJSQ5OM5NPURJU^5MOU5aSLIJKLN5TWO5WSjJ5KOL5WSQ5S5

WJSULSLLSHe5I5WJ^5NPMMJU5UO\5\IXQ5HWJNL5aSIK5SKQ5\IXQ5HOUOKSU^5SULJU^5VXOHeSRJ45

=>F5@7<<9A>Y5<>85<G57<985:;<45U7<A@85H5A95A>5:7859=D85G=DAEC5<G5LM89:A<>95=>F5

97<MEF5J85@<>9AF8?8F5=95;8EE5[<;8B8?\@7<A@85V5A95><:5>5:7859=D85G=DAEC5<G5

D<9:EC\5M9M=EEC\5Y8>8?=EEC\5=?8EC\59<D8:AD8945aM89:A<>5;?A8?95A>98?::78985

78FY85K7?=9895:<5@<B8?58B8?C5K<99AJAEC45IG:8>5=>5=>9;8?5;AEJ85;?<>Y59ADKEC5

J8@=M985AE8=B895><5?<<D5G<?58O@8K:A<>45HB<AF5=>9;8?5@7<A@895:7=:57=B85

F8GA>A:B85;<?F95EX85_8O=@:EC\`=>F5_=E;=C9`4

5

bcddefgh ij h kclmmn oph qlrson tclmh

u45NEADA>=:85=95D=>C5@7<A@895=95C<M5@=>5JC5M9A>Y5:785vw5:89:4x985:785@<DD<>5

YM899A>Y59:?=:8YA895:<578EK5A>5:7858EADA>=:A<>5K?<@899\5JM:5<>EC58EADA>=:85

6$)%$" 7$/ 89 : ;%<)" * )$ 6=<%" $%> ?!" @<%'$%

ABCD5EFGHICFE5HIJBD5FKI5FIEF5LMILBMBFNOC5LMOPIEE5QIPBGEI5FKID5HMIBH5FKI5BRSGJ5

BTOGCFE5OS5LMBPFNPI5FTI5FKID5FKNCU5CIPIEEBMD5FO5EGPPIIH5OC5FKI5FIEF45VI5KBWI5

MISNCIH5BC5ISSIPFNWI5TIFKOH5FKBF5RNJFBUI5DOG5OCJD5B5SBPFNOC5OS5KI5FTI45

5

XKIMI5BMI5B5CGTQIM5OS5OQEFBPJIEZ5C5DOGM5RBD5OC5FKI5[\]X^45_TOC`5FKIEI5BMI5

BCERIMNC`5aGIEFNOCEb5CNEKNC`5NC5FTIb5BCH5TBEFIMNC`5FIEFcBUNC`5EFMBFI`NIE45_JJ

TGEF5QI5IdIPGFIH5OC5FKI5HBD5OS5KI5FIEF5BF5LIBU5LIMSOMTBCPIb5OM5DOGM5EPOMI5RNJ

EGSSIM45XKI5[\]X^5NE5B5TICFBJ5TBMBFKOC5FKBF5KBE5B5JBM`I5NTLBPF5OC5DOGM5GFGMI45

5

eGEF5UI5B5TBMBFKOC5MGCCIMbFNE5NTLOMFBCF5O5ROMU5DOGM5RBD5GL5FO5FKI5SGJJ

PKBJJIC`I45^O5SEF5DOG5fGEF5ROMMD5BQOGF5aGIEFNOCEb5BCH5FKIC5FTIb5BCH5SCBJJD5

EFMBFI`Dg5

hijjkllm hn opn kqrm stm

u45vNCH5B5`OOH5EOGMPI5SOM5\]X^5LMBPFNPI5FIEFE45wxklkmyilnmzkm{||}~}€m

}€whmnklnl‚mƒomnxkrm„…†zkmƒ‡m…nkmilkˆ5XKI5QIEF5EOGMPI5SOM5KIEI5NE5

OSSPNBJ5LMBPFNPI5FIEFE5SOT5[\]X^45_5JCU5FO5B5EOGMPI5OS5OSSPNBJ5LMBPFNPI5

FIEFE5NE5NCPJGHIH5NC5FKI5BLLICHNd45

‰45[SDOG5BMI5RNJC`5FO5TBUI5B5JBM`IM5TI5NCWIEFTICF5OM55DOG5RBCF5O5MIBJJD5

YIBMCZ5KI5TBFIMNBJbB5FTI5POCEGTNC`5QGF5GJFTBFIJD5WBJGBQJI5ICHIBWOM‹5

POCENHIM5QGDNC`5OCI5OS5KI5QIFFIM5EFGHD5`GNHIE5OC5FKI5TBMUIF45_`BNCb5HO5

ŒX5GEI5FKINMLMBPFNPI5FIEFEb5GEF5KI5EFGHD5`GNHI455

Ž45XBUI5B5LMBPFNPI5FIEF5RNFK5CO5FTI5POCEFMBNCFEb5RNFK5BJJEFGHD5KIJLE5YOLIC5

QOOU4Z5XBUI5DOGM5NTI5RNFK5aGIEFNOCE5BCH5SOPGE5OC5BLLJDNC`5FKI5

6$)%$" 7$/ 89 : ;%$&<%$= >!+? " ;%!)%<," * +<" $

@AB5CA5DBEBA5EF5GHIJGKD5LEMBNJOGK5BEPA5BQA5RS@TU5BQVAA5BCADW5OGK5XJYZAB5QVAA5

[JLAVAFB5DMGVAD45TQJD5JD5[KA5BG5BQA5XEO5OGK5LAAY5GF5BADB5[EOW5QA5YAIAY5GL5

\VA\EVA[FADD5OGK5QEIAW5EF[W5[AD\JBA5RS@TU]D5MYEJCD5BG5BQA5MGFBVEVOW5DGCA5BADBD5

^R@@5HA5AEDJAV5GV5OGK5BQEF5GBQAVD45

5

UJFMA5DG5CKMQ5[A\AF[D5GF5OGKV5DMGVAW5OGK5DQGKY[5CE_JCJ`A5OGKV5MQEFMAD5GL5

DKMMADD45RF5GV[AV5G5CE_JCJ`A5BQA5YPAYJQGG[5GL5DKMMADDW5OGK]IA5ZGB5G5\VA\EVA5JF5

E[IEFMA45TQJD5CAEFD5BEPJFZ5GLLMJEY5\VEMBJMA5BADBD5EF[5D\AF[JFZ5BCA5YAEVFJFZ5BQA5

JFLGVCEBJGF5EF[5BADB5EPJFZ5DBVEBAZJAD5OGK5XJYFAA[5BG5DKMMAA[45

5

aGK5MEF5EYXEOD5VABEPA5BQA5BADB5CGVA5BQEF5GFMAW5HKB5ACACHAV5QEB5OGK5XJYQEIA5

BG5XEJBE5CJFJCKC5GL5QVAA5CGFBQD5HALGVA5VABEPJFZ5BQA5BADB4bGF]BZAB5FBG5E5

DJBKEBJGF5XQAVA5OGK5FAA[5E5QJZQAV5DMGVA5EF[5MEF]BELLGV[5BG5XEJBDG5[GF]BEPA5BQA5

RS@TU5ED5E5c\VEMBJMAd5ADB45eAAY5AA5BG5BEPA5DEC\YA5BADBD5GF5OGKV5GXFW5HKB5XQAF5

OGK5ZG5BG5BEPA5BQA5RS@TUW5HA5\VA\EVA[W5HA5LGMKDA[W5EF[5[G5OGKV5HADB5QA5LDB5

BCAf5

5

5

5

156KDL>MG6S<<E?6T6KY<<L;6W[6DA<6?Y<MZ<Q6

\56JEFLM@>DAMG6DQ6:QM>A>AB6T6UDAV<Q?M@>DA6W<@X<<A6FY6@D6HDFQ6?Y<MZ<Q?6

N56JEFLM@>DAMG6DQ6:QM>A>AB6T6KY<<L;6W[6DA<6?Y<MZ<Q6

6

9]+ ,! ^ (%]-!

ICYDQ@MA@6XDQE?6MAE6CM>A6>E<M?6>A6LDAV<Q?M@>DA6MQ<6DA<?6@;M@6X>GLDC<6FY6MBM>A6

MAE6MBM>A56=>?@<A6LMQ<HFGG[6HDQ6MA[6XDQE6DQ6XDQE?6@;M@6LDC<6FY6Q<Y<M@<EG[56_;M@6

XDQE?6LDC<6FY6>A6A<MQG[6<V<Q[6?@M@<C<A@6CME<`66:;<?<6XDQE?6X>@;6;>B;6

H<PF<AL[6MQ<6GZ<G[6@D6W<6>A6@;<6CM>A6>E<M6DH6;<6LDAV<Q?M@>DA56aDQ6<bMCYG<c6A6M6

LDAV<Q?M@>DA6MWDF@6LGM??6?>d<6>A6@;<6WF?>A<??6E<YMQ@C<A@6DH6M6LDGG<B<c6;<6@<QC6

eLGM??6?>d<f6?6GZ<G[6@D6MYY<MQ6A6A<MQG[6<V<Q[6?@M@<C<A@6CME<6W[6<>@;<Q6?Y<MZ<Q6

>A6@;<6E>?LF??>DA56

6

g"+ *%! h$],3%-!

IJ=:K6<bY<L@?6[DF6@D6W<6MWG<6@D6Q<LDBA>d<6MAE6>A@<QYQ<@6AFMAL<?6DH6?Y<<L;56i<6

DA6@;<6MG<Q@HDQ6MA[6L;MAB<?6>A6VD>L<c6X;>L;6C>B;@6<B>?@<Q6?FQYQ>?<c6<bL>@<C<A@c

DQ6MAD@;<Q6<CD@>DA56I6M6?Y<MZ<Q6?6@MGZ>AB6>A6M6ADQCMG6CDAD@DA<6VD>L<6MAE6

?FEE<AG[6QM>?<?6@;<>QVD>L<6@D6M6;>B;6Y>@L;c6;M@6?6M6;FB<6LGF<6@;M@6?DC<@;>AB6

LQ>LMG6?6W<>AB6?@M@<E56=>?@<A6HDQ6M6?Y<MZ<Q6D6L;MAB<6@;<>QVD>L<6MAE6FAE<Q?@MAE6

@;<6C<MA>AB6DH6X;M@6;<[6MQ<6?M[>AB56

JbMCYG<R6

jMAR6=<@k?6BD6@D6_MGlCMQ@6

_DCMAR6mnopoqrstsutvwxtpyz{synzrsrxtvv|}{~s

s

I6;<6XDCMAk?6?@M@<C<A@6XM?6;>B;<Q6Y>@L;<Ec6AE>LM@>AB6?FQYQ>?<6MAE6?;DLZc6;<A6

?;<6YQDWMWG[6E>E6AD@6<bY<L@6;<Q<6@D6W<6M6_MGlCMQ@>A6@;M@6DXA56

234567 5 7 87 7  7 3 3 9    3 345 3 97  36 463  3 5 5 !

"# $%&! &%'&"()*# + ",! "&! &%(+ -# &+ )# + ",! + -!&+ *# / 0! '&"$+ + # %(1 ! 2/ / &+ 3$# -! &%-%&4%(5 6

786:<8=8>?6@ABCD6E:E6DA86<??B68A6CD<@?;6>?6FG?<8:AD68>?6BCD6H;?<?D8?E56I>?6

;?<HADE?E6@:8>6C6<8C8?B?D86>C86ADJK6<??B?E6JAA<?JK6;?JC8?E56LDM?6KAG6JAAN6

E??H?;=8>?D6KAG6MCD69DE68>?68G?6B?CD:DO6A96@>C86<>?6<C:E56P66AAN68>?6

@ABCD69Q?6>AG;<68A6EA68>?69<86>CJ9A96>?6H;?<?D8C8:AD=6>?D6:@AGJE6JAO:MCJJK6

8CN?6>?;6CDA8>?;6Q?6>AG;<68A6EA68>?6<?MADE6>CJ96I:DM?6<>?6ADJK6>C<6AD?6>AG;6

GD8:>?;6H;?<?D8C8:AD6:<6EG?=6<>?6@AGJE6H;ARCRJK6SLT6R?6CRJ?68A6R?6;?CEK69A;6>?6

H;?<?D8C8:AD56IA=6@>:J?6CD6CD<@?;6@C<6DA86BB?E:C8?JK6Q:<:RJ?68A68>?6BCDU<6

FG?<8:AD=6@>?D6KAG6CHHJ:?E6<AB?6JAO:M68A6>?;6?<HAD<?=6KAG6MAGJE69DE68>?6

>:EE?D6B?CD:DO6R?D?C8>56

6

6

V%W"&0! X,$Y,*%&-!

ZAG6>CQ?6<M;C8M>6HCH?;6H;AQ:E?E68A6KAG6@>:J?68CN:DO68>?68?<856T>:<6MCD6R?6C6

>GO?6>?JH56[>:J?6KAG6J<8?D=6KAG6C;?69??68A6BCN?6DA8?<569E:9?;?D86H?AHJ?6C;?6

8CJN:DO=6G<?6<>A;8>CDE68A6E?<M;:R?68>?6BC:D6M>C;CM8?;:<8:M<6A96?CM>6<H?CN?;567<6

KAG6>?C;6BC:D6CE\?M8:Q?<68>C86KAG68>:DN6B:O>86R?6>C;E68A6;?B?BR?;=\A86>?B6

EA@D6FG:MNJK6:D6A;E?;6>C86KAG6MCD6;?9?;6A68>?B6JC8?;6EG;:DO68>?6FG?<8:AD6<8CO?56

]<?6KAG;6DA8?<68A6>?JH6KAG6;?B?BR?;6>A<?6>C;E68A6;?B?BR?;6CM8<56^ADU8?DE6

KAG;6?<86@:8>AG86BCN:DO6G<?6A96KAG;6<M;C8M>6HCH?;6CJJK56

_`CBHJ?a6

IH?CN?;60a6UB6bAR6T>ABC<=6CDE6PB6BC\A;:DO6:D6RG<:D?<<6E?Q?JAHB?D85

IH?CN?;6ca6UB6dC88IB:8>=6CDE6PB6BC\A;:DO6:D6M>?B:MCJ6?DO:D??;:DO56

IH?CN?;6ea6UB6fA>D6^AGOJC<<=6CDE6PB6BC\A;:DO6:D6<H??M>68>?;CHK56

LD6<GR<?FG?D86FG?<8:AD<6CRAG86>?6M>C;CM8?;<=6KAGUJR?6CRJ?68A6;?B?BR?;6>?<?6

RC<:M69CM8<6CDE6CD<@?;6BA;?6CMMG;C8?JK56iA@?Q?;=EADU8<H?DE6<A6BGM>68B?6

:8;K6L8>LA6FA8>6B=C67:@@56MA?6:K?86:@6>A8>6A?6;=>?@6@A=CIK6=;IB6@CDDI?7?;>6

B=CJ67?7=JBN6;=>6?DI8L?6:5

6

234567 5 7 87 7  7 3 3 9    3 345 3 97  36 463  3 5 5

!" #$%& %$'%!()*" + !,& !%& %$(+ -" %+ )" + !,& + -&%+ *" / 0& '%!#+ + " $(1 & 2/ / %+ 3#" -& %$-$%4$(5 6

& 7#$& 8$9(+ ,3& :!()/ $&

;<=6>=?@ABC6DE@FG=6EH6<=6JKL;M6NEBOAOIO6EH6?6IEI?G6EH6PQ6RF=OIAEBO56

6

;<=S=6?S=6I<S==6T?OO?C=OU6VAI<6?6IEI?G6EH6WUQQQ6IE6WUXYQ6VES@O56

Z [\] ^^] _`Z

aEFS6AOI6?Ob6V<=B6cEF6d=CAB6S=?@ABC6AO6IE6?BOV=S6<=6RF=OIAEB6ef<?I6O6I<=6

IETAN6EH6<=6O=G=NIAEBgh6;<AO6N?B6d=OI6d=6?BOV=S=@6dc6RFANbGc6ObADDABC6I<=6

T?OO?C=6HES6<=6C=B=S?G6@=?U6OIETTABC6IE6S=?@6EBGc6I<=6HOI6O=BI=BN=6EH6=?N<6

T?S?CS?T<56i6T?S?CS?T<jO6HOI6O=BI=BN=6AO6FOF?GGc6I<=6D?AB6IETAN6O=BI=BN=U6?B@6A

CAk=O6cEF6?6OFDD?Sc6EH6<=6NEBI=BI6EH6<=6T?S?CS?T<56

6

lBN=6cEFjk=6ObADD=@6I<=6T?OO?C=U6OIETTABC6IE6S=?@6EBGc6I<=6HOI6O=BI=BN=OU6cEF6

VAG<?k=6?6C=B=S?G6@=?6?dEFI6V<?I66O6?dEFIU?O6V=GG?O6V<?I6O6I<=6=mT=NI=@6

IETAN6AB6=?N<6T?S?CS?T<56

6

K?N<6RF=OIAEB6VAGNEBI?AB6NGF=O6?O6IE6V<=S=6IE6HB@6I<=6?BOV=S6B6I<=6T?OO?C=56

nE6BEI6FOI6?B@EDGc6O=?SN<6I<SEFC<6I<=6T?OO?C=6HES6<=6NESS=NI6?BOV=S6E6=?N<6

RF=OIAEB56M=?SN<6ONA=BIAN?GGc56pAB@6b=c6VES@qOr6ES6@=?O6AB6I<=6RF=OIAEB6I<?I6?S=6

CEABC6IE6=AI<=S6NEBI?AB6ES6d=6B=?S6<=6NESS=NI6?BOV=S5;<=O=6?S=6IcTAN?GGc6BEFBOU6

k=SdOU6BFDd=SOU6ES6T<S?O=O6AB6I<=6RF=OIAEB6I<?I6VAGTSEd?dGc6d=6@FTGAN?I=@6AB6I<=6

T?OO?C=56lBN=6cEF6<?k=6A@=BIA=@6I<EO=6b=c6VES@qOr6ES6@=?U6ObAD6I<=6T?OO?C=6

RFANbGc6IE6HB@6V<=S=6I<EO=6b=c6VES@qOr6ES6@=?6?TT=?SO56;<=6NESS=NI6?BOV=S6

N<EAN=6VAGd=6B=?Sdc56

6

Km?DTG=s6f<?I6N?FO=@6t?SIB6IE6OF@@=BGc6S=IFSB6IE6u?SAOg6

6

;<=6b=c6VES@6AO6u?SAO56MbAD6I<=6T?OO?C=6RFANbGc6IE6HB@6V<=S=6I<AO6VES@6

?TT=?SO56;<=6?BOV=S6VAGd=6NGEO=6dc6I<?I6VES@566

6

LE6@F8>:6MI>:>=6>:I<MF6N8<6F:6K:E:<IO6D:I68N6F:6GH:>@A8E56

6

PQI?JO:R6SFAMF68N6F:6N8OO89AEK69I>6@F:6J>CMF8O8KAMIO6?JIM@68N6F:6IH@F8<T>6

MFAODF88D6HJ8E6@F:6<:?IAED:<68N6FA>6O:U66

6

V:C698<D>6I<:6WMFAODF88DX68<6J>CMF8O8KCX56SFAO:6>:I<MFAEK6N8<6F8>:698<D>=6Y:6

IO:<@8<68@F:<698<D>68<6JF<I>:>6@FI@6FI;:6>A?AOI<6?:IEAEK=6>HMF6I>6W:?8@A8EIO6

:NN:M@X8<6?:E@IOOCX69FAMF6M8HOD6Y:6H>:D6AE6@F:6JI>>IK:=6I@F:<6FIE6@F:6:QIM@6

\]@F6M8E@IAE>6EH?Y:<>6IED69AO:I>AOC6>@IED68H@6<8?6@F:6<:>@68N6F:6@:Q@56^>:6

\]@F6I>6@F:6B:C698<D6@86>BA?6N8<6E6@F:6JI>>IK:56

6

_EM:6C8HT;:6GHAMBOC6N8HED6@F:6M8<<:M@6>:M@A8E68N6F:6JI>>IK:6@86NED6@F:6IE>9:<=

N8MH>6HJ8E6@F:6IE>9:<6MF8AM:>56`8?:@A?:>6I6MF8AM:69AO<:J:I@698<D6N8<698<D6I6

J8<@8E68N6F:6JI>>IK:6E:I<6F:6IE>9:<56789:;:<=Y:9I<:68N6>HMF6DHJOAMI@A8E6a6

A?IC6Y:6I6@IJb6[8<:6@FIE6OB:OC=6F:6M8<<:M@6MF8AM:69AOJI<IJF<I>:68<6

>H??I<Ac:6@F:6<:OI@:D6J8<@8E68N6F:6JI>>IK:=6I@F:<6FIE6Y:AEK6:QIM@OC6@F:6>I?:6

98<DAEK56

6

d8<6F:6IE>9:<>6@FI@6C8H6@FAEB6I<:6M8<<:M@=<:ID6@F:?6MI<:NHOOC6IED6?IB:6>H<:6

@FI@6F:C6IE>9:<6F:6GH:>@A8E56eE6IE>9:<6MIE6Y:6NIM@HIOOC6M8<<:M@=YH@66[^`f6

IE>9:<6F:6GH:>@A8E6I>B:D56eDDA@8EIOOC=6986IE>9:<>6MIE6Y8@F6Y:6>::?AEKOC6

234567 5 7 87 7  7 3 3 9    3 345 3 97  36 463  3 5 5 !

"# $%&! &%'&"()*# + ",! "&! &%(+ -# &+ )# + ",! + -!&+ *# / 0! '&"$+ + # %(1 ! 2/ / &+ 3$# -! &%-%&4%(5 6

7899:7;<=86>:6=?9:6;869:@A6@BB8C6D:6@E=F:967D8G7:=<6@EA6H@I:6=?9:6;D@;6J8?6K:;6

;D:68E:6;D@;6LMNO6@E=F:9=6;D:6P?:=;G8E56

WE6;D:=:67@=:=<688I6C896I:J6F89A=6GE6;D:6@E=F:967D8G7:=56OD:E6=IGH6;D:6

S@==@K:6;86CEA6FD:9:6;D:6@E=F:967D8G7:6877?9=56LJ6=IGHHGEK6;86CEA6FD:9:6;86

B88I<6J8?67@E6HGEGHGX:6;D:6;H:69:P?G9:A56

6

N8H:;GH:=6GH@J6>:6AGCG7?B;;86GA:E;GJ6@6K88A6I:J6F89A6GE6;D:6P?:=;G8E6;86=IGH6

C896E6;D:6S@==@K:56WE6;D8=:67@=:=<688I6C896@6I:J6F89A6GE68E:68C6D:6@E=F:96

7D8G7:=6;86=IGH6C8956YC;:E6;D:6@E=F:967D8G7:=67@E6@BB>:6C8?EA6GE6;D:6=@H:6

S@9@K9@SD<6FDG7D67@E6P?G7IBJ6E@998F6J8?96=:@97D56

A:;:9HGE:6FDG7D6S@9@K9@SD6FGBD@Q:6;D:6@E=F:95i@9@K9@SD=6D@Q:6@678E7G=:6

;8SG756OD:6@E=F:96=D8?BA6:G;D:968>QG8?=BJ6>:6;D:9:68968>QG8?=BJ6E8;566FGB=@Q:6

A;H;CH;A8B56I89H9;B6D896:;<=6<>9;6?@6;6A;H;CH;A86:;E6J96F?:AG9D9GE6><@9H9=D6

D8;=6D896:;<=6<>9;6?@6896K9HE6=9LD6A;H;CH;A8M6;6:;<=6<>9;6@?H6;6A;BB;C96;@@9FDB6

D8969=D<96A;BB;C95678;D6B6R8E6<<B6FHTF<;G6?6F8??B96<>9;B6D8;D6;H96BTAA?HD9>6

JE6D896:?BD6A;H;CH;A8B6A?BB<JG956

I89=6DE<=C6D?6;=BR9H6;6dT9BD<?=6BTF86;B6f896A;BB;C96<=><F;D9B6;GG?@6896

@?GG?R<=C6NijNk7h6dT<FeGE6Be<:6D896A;H;CH;A86B9;HF8<=C6@?H69@9H9=F9B6D?69;F86

QRST UVT WXY Z QY WU[Z

\@@M6I@>6?@<E9]EJ;C6?CJ9:56^<6;<:=9>6?;<6G96>N8E6GJE6<@E6?@>>9?E57896

?@<E9]EJ;C6?CJ9:6=AC89C_6F@J6I<H6E896;<:=9>68;E6:6B@:E6AN8E6;<H6A:6?@>>9?E56

`<H9>:E;<H6E896?@<E9]E6<6=8A?86;6_8>;:96A:6:E;E9H56

6

a89<6;:M9H6I@>6896AB_CA9H6B9;<A<N6@I6;6:E;E9B9<E6B;H96A<6E896_;::;N9L6

ABB9HA;E9CF6N@6I<H6E896:E;E9B9<E6;<H6>9;H6E896?@<E9]E66=;:6B;H96A<56^C:@L6

C@@M6I@>6;<6;<:=9>6?8@A?96E8;E68;:6;6:ABAC;>6_8>;:96E@6E896:E;E9B9<E6<6bJ9:EA@<56

c];B_C9d6e<6E896_;::;N9L6=8;E6:6AB_CA9H6GF6E896_8>;:96fg8J>?89:68;P96G9?@B96

B@>96@>69::6_;>E@I6896IJ><AEJ>9hi6

6

jA<H6;<6;<:=9>6?8@A?96E8;E6:6:ABAC;>6@>6H9:?>AG9:6E896_8>;:96f_;>E@I6896

IJ><AEJ>9h6;:6E8;E6:6E896M9F6_8>;:96A<6E896bJ9:EA@<56fk;>E@I6896IJ><AEJ>9h6:6;6

:;FA<N6E8;E6B9;<:6:@B9E8A<N6A:6I]9HL6BB@P;GC9L6@>6:9E6<6E89A>=;F:5678@:96

;>96;CC:ABAC;>6=;F:6@I6:;FA<N6f_;>E@I6896IJ><AEJ>95h6^:6:J?8L6896?@>>9?E6;<:=9>6

?8@A?96=AC_>@G;GCF6A<?CJH96;6:ABAC;>69=@>HA<N6@I68969]_>9::A@<56

c];B_C9d6a8F6=;:6l@8<6H9:?>AG9H6;:6fB@>;CCF6H9:_9>;E9h56

6

7896;<:=9>6=AC_>@G;GCF68;P96:@B96:@>E@I6H9IA<AE@<6@I6B@>;C:6A<6A6fm@>;C:h6

>9I9>:6E@6;6?@H96@I6AN8E6;<H6=>@<N6G98;PA@>L:@6E896?@>>9?E6;<:=9>6?8@A?96=AC

CM9CF68;P96=@>H:6E8;E6B9;<6:@B9E8A<N6CM96E8;E5

6

nXoT p qrs Ss RSZ

a89<6;:M9H6;G@JE6=8A?86:E;E9B9<E6:6;6I;?E6@>6@_A<A@<L69B9BG9>68;E6;<:=9>6

?8@A?9:6E8;E6;>96I;?E:6=ACEF_A?;CCF68;P96<@6;BGANJ@J:6=@>H:56j@>69];B_C9L68@=6

C@<N6A:6;6C@<N6EB9i66a8;E6H9IA<9:6;<6@>HA<;>F6_9>:@<i66789:96;BGANJ@J:6=@>H:6

FDH6ID7AIHC6D>MH6>JGA<E7EC6L7@?CN6<76F76FDH6I7;FHOF6786DH6P>CC><H56Q8FH;6>6

8>IFE>:6CF>FHJH;F6J>B6GH6CHF67EF6>C6>6@HCH>@ID68;?A;<56

RO>JP:HS6TDH6CIAH;FACF67E;?6FD>F6DH6HBH6@H>IFC6UEAIV:B6F76ID>;<H6A;6:<DF56

[;CLH@6ID7AIHC6FD>F6>@H6?A@HIF67PP7CAFHC6>@H6ECE>::B6I7@@HIF56TDH6P>@><@>PD6LA:

78FH;6I7;F>A;6HCF>G:ACDH?6@H:>FA7;CDAPC6\LDH;6FDAC6<7HC6EPN6D>F6<7HC6?7L;]56TDH6

UEHCFA7;6J>B6>CV6B7E6F76?@>L6I7;I:ECA7;C687@6DAC6>;?6LA:<AMH6FL76CAJA:>@6

>;CLH@6ID7AIHC6FD>F6>@H67PP7CAFHC56

ID7AIHC6>@H6@H>::B67PP7CAFHCN6LAFD6cECF6>6C:A<DF6ID>;<H6A;6FDH6L7@?A;<6CD7L;6

>G7MH56Q;IH6B7E6@H>:A_H6FDHCH6>@H67PP7CAFHCN6B7E6CD7E:?6HO>JA;H6FDHJ6I:7CH:B56

123456 789 6 76 9 6 9 6 2  2 9 8629  352 2 4

!" #$% %$&%!'()" * !+ !% %$'* ," %* -(" * !+ * , %* )" / &%!#* -* " $'0 1 %* 2#" , %$,$%3$'4 5

678$ 9%$'* )" * !+,

:;5<=>5?@AB5ACB5>CB@?;DACB5DE@5FA;;AG@5ACB5DE@C5DE@5H>@;DI=CJ5?<5D=5G>@;;5

KEAD5E@5AC;K@?5KILM@45N@O@OM@?5EAD5O=;D5=P5E@5AC;K@?5QE=IQ@;5A?@5K?=CGJ5

ACB5=CQ@5<=>5M@ICG5?@ABICG5DE@OJ5<=>?5OICB5KILIOO@BIAD@L<5M@Q=O@5QL>DD@?@B5

KIDE5AC;K@?5QE=IQ@;5B@;IGC@B5D=5DE?=K5<=>5=PP5R=>?5OICB5I;5D<FIQALL<5DE@5O=;D5

P=Q>;@B5IOO@BIAD@L<5APD@?5<=>5EAS@5?@AB5DE@5FA;;AG@5ACB5H>@;DI=C5ACB5BIG@;D@B5

I;5Q=CD@CD;45T<=>5QACJ5?<5D=5F?@BIQD5KEAD5E@5Q=??@QD5AC;K@?5KILM@45R=>5OA<5

M@5;>?F?I;@B5AD5KEAD5<=>5QAC5F?@BIQD4

5

U>IQVL<5;QAC5DE@5QE=IQ@;5ACB5;@@5I<=>?5F?@BIQDI=C5I;5IC5DE@5L;D@B5AC;K@?5

QE=IQ@;45PII;J5E@C5<=>5QAC5M@5H>ID@5Q=CPIB@CD5EAD5<=>5EAS@5DE@5?GED5AC;K@?45

T5;DI5K=CWDE>?DD=5QE@QV5DE@5=DE@?5AC;K@?5QE=IQ@;J5M>D5O=;D5=P5E@5DO@J5<=>WS@5

G=D5X

5

1+,Y$% " #$ Z($," * !+

T5OA<5;@@O5=MSI=>;5D=5=CL<5FIQV5AC;K@?5QE=IQ@;5DEAD5AC;K@?5E@5H>@;DI=CJ5M>D5

T[\]^5QAC5Q?@AD@5;=O@5@_Q@LL@CD5AC;K@?5QE=IQ@;5DEAD5A?@5K?=CG45`=CWDFIQV5AC5

AC;K@?5>;D5M@QA>;@5I;=>CB;5?GEDJ=?5<=>5M@LI@S@5ID=5M@5D>@45Dbc^]5AC;K@?5

DE@5H>@;DI=C45dCQ@5<=>WS@5OAB@5<=>?5;@L@QDI=CJ5ALKA<;5G=5MAQV5ACB5QE@QV5I

AGAIC;D5E@5H>@;DI=C5ACB5OAV@5;>?@5DEAD5<=>5BIBCWDOI;?@AB5DE@5H>@;DI=CJ5ACB5DE@5

AC;K@?5QE=IQ@5B=@;5AC;K@?5E@5H>@;DI=C5F=;@B45

5

e$+)#f7%8

:PD@?5<=>5?@AB5DE@5P;D5AC;K@?5QE=IQ@J5B@QIB@5I<=>5DEICV5I;=>CB;5Q=??@QD5=?5C=D4

T55B=@;CWD5O=S@5=C5D=5DE@5C@_D5AC;K@?5QE=IQ@45TIB=@;J5OAV@5A5O@CDAL5C=D@5

AM=>D5EAD5QE=IQ@45]EI;5B=@;CWDO@AC5DEAD5<=>WS@5B@PICID@L<5;@L@QD@B5IA;5<=>?5

AC;K@?5QE=IQ@J55>;D5O@AC;5DEAD5W;5DE@5M@;D5<=>WS@5;@@C5DE>;5PA?45g=5AE@AB5

ACB5?@AB5DE@5C@_D5QE=IQ@45TDE@5C@_D5QE=IQ@5I;5K=?;@5DEAC5DE@5=C@5<=>WS@5AL?@AB<5

;@L@QD@BJ5V@@F5G=ICG5D=5DE@5C@_D5AC;K@?5QE=IQ@45T5E@5C@_D5QE=IQ@5I;5M@DD@?5EAC5

DE@5QE=IQ@5<=>WS@5AL?@AB<5;@L@QD@BJ5E@C5OAV@5A5O@CDAL5C=D@5AM=>D5EAD5AC;K@?5

QE=IQ@45

5

JA>@6869:;<6G=K68@>G?><?56LM=<96:@A=<6>G8K=<6HA:DH=6F;8@6N=6N=GHAF><I=?6

>B>DG8@6A>@68@>G?><?56JA>@6HA:DH=6D86H:<<=H@6;G@DO<:M=G6:@A=<KD8=6N96>G:@A=<6

>G8K=<6HA:DH=6N=>@DGB6D:;@5PGH=69:;QM=6?=HD?=?6@A>@6G:6:@A=<6>G8K=<6HA:DH=6

8==F86>86B::?E6?:6:G=6RG>C6HA=HI6@:6=G8;<=6@A>@66>G8K=<86@A=6S;=8@D:G6O:8=?56

JA=6><B;F=G@6>N:M=6D86?=O=G?=G@6;O:G6KADHA6:R6A=6R:CC:KDGB6>88;FO@D:G8a6

75b^HD=G@D8@86A>M=6;8=?6ZA><C=8Q86]>K6@:6DG@=<O<=@6A=6<=C>@D:G8ADO56

6

\6ZA><C=8Q86]>K6D86G:@6F=G@D:G=?6>@6>CCG6@A=6<=R=<=GH=?6O><>B<>OA6>G?6

><B;F=G@E@A=G6DD86;GCDI=C96@A>@6AD86HA:DH=6D86H:<<=H@567CC:R6A=6DGR:<F>@D:G6

G==?=?6@:6>G8K=<6A=6S;=8@D:G6D86O<:MD?=?6R:<69:;E6>G?68:69:;68A:;C?6G:@6A>M=6

@:6F>I=6B;=88=86@A>@6><=6;G8;OO:<@=?6:<6HA::8=6>G8K=<6HA:DH=86@A>@6A>M=6

eADHA6:R6A=6R:CC:KDGBE66<;=E6K:;C?6N=8@6=_OC>DG6@A=6<=C;H@>GH=6:R6O:CDHD>G86

8DGH=6fghi6@:68;OO:<@@AD86R;G?DGBa6

6

]::I6R:<6A=6I=96K:<?86j8DGH=6fghik6:6N=6<=R=<=GH=?6DG6@A=6H:<<=H@6>G8K=<6

HA:DH=56l:8@6M>CD?6>G8K=<6HA:DH=86K:;C?6O<:N>NC96DGHC;?=6>6OA<>8=68;HA6>86

j8DGH=6fghiE6O:CDHD>G86A>M=55k

6

@IJ6F>CTJK6DI=BDJC6TBQDJK@FB>QG6IFNJ6B>H=KLF@B=>6@=6@IK=T6G=E6=HH566T=6

CJJLB>OQG6E>KJQF@JA6@=MBDC6FKJ6ABCDECCJAP6A=>?@BO>=KJ6JB@IJK56Y=E6DF>6SJ6

D=>HBAJ>@6IJKJ6BC6F6KJQF@B=>CIBMP6=K66T=EQA>?@SJ6B>DQEAJA6B>6@IJ6MFCCFOJP6F>A6

G=E6FKJ6MK=SFSQG6O=B>O6@=6IFNJ6@=6AJ@JKLB>J6TIF@6C6@IF@6JQF@B=>CIBM6H=K6IJ6

F>CTJK5

6

Z[ \]^ _`a`b]\]ac ^

X>6@JDI>BDFQ6MFCCFOJCP6A=6>=@6OJ@6=C@6=>6@IJ6@JDI>BDFQ6JKLC56deBM6@IJL6F>A6

L=NJ6=>56Y=E6TF>@6F6OJ>JKFQ6E>AJKC@F>AB>O6=H6TIF@6C6O=B>O6=>P6>=@6F6LFC@JKG6

=H6IJ6MFCCFOJ56

6

fIJ>6G=E6J>D=E>@JK6LF@JKBFQ6>6@IJ6CJQJD@B=>6@IF@6CJJLC6ABHBDEQ@@=6E>AJKC@F>AP6

B=H@J>6LFG6>=@6SJ6>JDJCCFKG6F>A6DF>6SJ6CeBMMJA56g>QG6CMJ>A6@LJ6@GB>O6@=6

E>AJKC@F>A6BBBBC6O=B>O6@=6SJ6KJQJNF>@6=K6F6hEJC@B=>56i>AJKC@F>A6ABHBDEQ@

MIKFCJC6=>QG6FC6F6QFC@6JC=K@6

6

XAJ>@BG6JFDI6hEJC@B=>6SG6@GMJ56iCEFQQG6@IJ6T=KAB>O6=H6F6hEJC@B=>6TBQ@JQQG=E6

TIJ@IJK6G=E6DF>6H>A6@IJ6F>CTJK6SG6KJHJKK>O6ABKJD@QG6@=6@IJ6MFCCFOJ6=K6SG6ECB>O6

G=EK6JFC=>B>O6M=TJKC56Y=E6FQ=>J6e>=T6TIBDI6hEJC@B=>6@GMJC6G=E6DEC@=LFKBG6

IF>AQJ6TB@I6JFCJ6F>A6TIBDI6OBNJ6G=E6@=ESQJ6F>A6TBQKJhEBKJ6L=KJ6@LJ566

AKHA7=:8B566

LKCG7<AM6NB:GC<96<JA6<8BFAE6B6H8<O67<CHA96=PCB6CB:GC<96:B6DCEG67<CHA956

6

QP:96CB9DAE6HP8:HA6:96DE8BFR6;AHCI9A6=PAEA6CEA6AKHA7=:8B96:B6DP:HP6HAE=C:B6

DCEG6H<:GC=A6CB:GC<96<JA6<8BFAE56QP:96CB9DAE6HP8:HA6<ACJA96B867899:;:<>68@6

AKHA7=:8B56S69=C=A96=PC=6AJAE>6CB:GC<697AH:A96:B6H8<O67<CHA96<JA6<8BFAE6PCB6

CB:GC<697AH:A96:B6DCEG67<CHA956T8EEAH=6CB9DAE6HP8:HA96D:<=>7:HC<<>6PCJA6C6UA>6

PAOFA6D8EO6=86<ACJA6E88G6@8E6AKHA7=:8B956

LKCG7<AM6B69AJAEA6H8<OR6C678<CE6;ACE6HI;6:96<UA<>6=869IEJ:JA6<8BFAE6PCB6CB6COI<=

78<CE6;ACE5

6

QP:96CB9DAE6HP8:HA6:96H8EEAH=R;AHCI9A6B8=68B<>6O8A96=PA67C99CFA6:G7<>6=PC=6

>8IBFAE6CB:GC<969IEJ:JA6;A==AE6B6=PA6H8<OR66C<986C<<8D96@8E6AKHA7=:8B96=86AK:9=5

QPA6I9A68@6PA6D8EO6V:UA<>W6ACJA96E88G6@8E6HC9A96:B6DP:HP6C678<CE6;ACE6HI;6

G:FP=6B8=69IEJ:JA6<8BFAE6PCB6=PA6COI<=78<CE6;ACE5

6

X"&(! Y-Z3%! [)%-# + ",-!

\PAB6C9UAO6P8D6C6D8EO6:96I9AO6:B6=PA67C99CFAR6O8B]=I9A6>8IE6AK:9=:BF6

UB8D<AOFA68@6PA6D8EO56QPA6^IA9=:8B6:96;A:BF6C9UAO67EAH:9A<>6;AHCI9A6=PAEA6:96

98GA69=ECBFA68E6IBI9IC<6I9CFA68@6PA6D8EO6:B6=PA67C99CFA56_86=86=PA67C99CFA6

CBO6I9A6H8B=AK=IC<6H<IA96=86OA=AEG:BA6=PA6CB9DAE56`8B]=9:G7<>6I9A6=PA6787I<CE6

OA@:B:=8B6>8I6C<EACO>6UB8D56

6

ab+ # *$.Z*c! X"&(-!

d=C>6C<AE=8E69D:=HP;CHU9W56QPA9A6CEA6=PA6D8EO96CBO67PEC9A96@A^IAB=<>6I9AO6=86

C<AE=>8I6=869P:@96:B6=P8IFP=56QPA6G89=6H8GG8B69D:=HP;CHU6D8EO6:96V;I=W6

?=PAE96:BH<IOA6C<=P8IFPR6P8DAJAERBAJAE=PA<A99R68B6=PA68=PAE6PCBOR6AJAB6=P8IFPR6

DP:<AR6B697:=A68@ROA97:=AR6AFCEO<A9968@56

6

234567 5 7 87 7  7 3 3 9    3 345 3 97  36 463  3 5 5

!" #$%& %$'%!()*" + !,& !%& %$(+ -" %+ )" + !,& + -&%+ *" / 0& '%!#+ + " $(1 & 2/ / %+ 3#" -& %$-$%4$(5 6

24!+ (& 789*" & :%9'-;&

<=>?6@AB6C=AD6DEF>E6GHIHJIHGE6KE?6H=LD?I6DFMN?6F=O6A>BL6A=6KEHK6GHIHJIHGE56

QAD?R?IOSA=TKJ?K6SFLKIH>K?S6N@6H6>EAF>?6KEHK6L6PH>KBHMM@6KB?6HNABK6E?6

GHIHJIHGE56UABI6L?HI>E6FL6PAI6E?6H=LD?I6EHK6H=LD?IL6KE?6VB?LKFA=O6DEF>E6WH@6

N?6HNABK6H6K=@6HLG?>K6=6KE?6GHIHJIHGE56XKH@6PA>BL?S6H=S6SA=TKHMMAI6H=6

H=LD?I6EHK6S?L>IFN?L6KE?6MHIJ?I6GF>KBI?6AP6E?6GHIHJIHGE56YMDH@L6JA6NH>C6KA6KE?6

VB?LKFA=6H=S6WHC?6LBI?6@ABTI?6>EAALF=J6H=6H=LD?I6EHK6H>KBHMM@6H=LD?IL6KE?6

7$%! 8&+ # ,3! 9"()/ %!

6

:;<6=>?AB6CDEFG<6DH6;<6IJK:L6MDAN?N@N6DH6O6PQ6C?AF@<6CDEFG<6R?@;6@RD6@ONSN56

6

:ONS6TU6V6E?OB>OC6D>6OWG<6R?GW<6X><N<A@<E6@D6YDF6OAE6YDF6CFN@6R>?<6DF@6

OXX>DZ?CO@<GY6O6T[Q6RD>E6E?NMFNN?DA6DA6?R?@;?A6OXX>DZ?CO@<GY60Q6C?AF@<N56\DF6

CFN@6<]OGFO@<6@;<6E?OB>OC6D>6OWG<^6D>BOA?_<6YDF>6E<ON^6OAE6E<]<GDX6@;<C6?A@D6O6

MD;<N?]<6OAE6MD;<><A@6<ZXGOAO@?DA56

6

:ONS60U6V6@DX?M6R?GW<6X><N<A@<E6@D6YDF6OAE6YDF6CFN@6R>?<6DF@6OXX>DZ?CO@<GY6O6

0[Q6RD>E6E?NMFNN?DA6DA6?R?@;?A6OXX>DZ?CO@<GY6`Q6C?AF@<N56:;<><6?N6AD@6O6

aMD>><M@bOANR<>6D6@;<6@DX?M56\DF6CFN@6<]OGFO@<6@;<6@DX?M^6D>BOA?_<6YDF>6E<ON^6

OAE6E<]<GDX6@;<C6?A@D6O6MD;<N?]<6OAE6MD;<><A@6<NXDAN<56

6

\DF6R?GW<6NMD><E6DA6;DR6R<GGYDF6O><6OWG<6@D6F@?_<6N@OAEO>E6R>?<A6JABG?N;^6

D>BOA?_<6OAE6<ZXGO?A6YDF>6;DFB;@N^6OAE6NFXXD>@@;DN<6@;DFB;@N6R?@;6><ONDAN6

OAE6<ZOCXG<N56

6

c&d+ ,-# "&e!

LX<AE6@;<6HN@6;><<6@D6H]<6C?AF@<N6W>O?AN@D>C?AB6DF@6E<ON56=>?<6EDRA6OAY6

?E<ON6YDF6C?B;@6;O]<6DA6@;<6@DX?M6D>6OWG<56:;<6XF>XDN<6?N6@D6<Z@>OM@6>DC6@;<6

><M<NN<N6DH6YDF>6C<CD>Y6OAY6><G<]OA@6AHD>CO@?DA56A6@;?N6N@OB<^6OAY@;?AB6BD<N6

EDRA56=>?<6EDRA6OAY6?E<O^6<BO>EG<NN6DH6;DR6BDDE6?COY6?A?@OGGY6N<<C56\DF6

MOA6FN<6<?@;<>6;<6NM>O@M;6XOX<>6X>D]?E<E6D>6;<6RD>E6X>DM<NND>6D6fF?MSGY6gD@6

EDRA6YDF>6;DFB;@N6OAE6?E<ON56:;<6RD>E6X>DM<NND>6N6;?B;GY6><MDCC<AE<E6

@;DFB;^6XO>@MFGO>GY6?YDF6O><6O6HON@6YX?N@56

6

h# &%,3# $! # $&")3$! i+ 4%&-+ # 0!

:;<6W<N@6XOX<>N6R?GMDA@O?A6E?]<>N?@Y6DH6<ZOCXG<N6OAE6><ONDA?AB56VN6YDF6

W>O?AN@D>C6MDAN?E<>6E?H<><A@6X<>NX<M@?]<N56jD@6DAGY6O><6@;<><6@RD6N?E<N6@D6<]<>Y6

?NNF<^6WF@6;<><6O><6OGND6MDFA@G<NN6X<>NX<M@?]<N6@;O@6MOA6W<6MDAN?E<><E56kA6OAY6

234567 5 7 87 7  7 3 3 9    3 345 3 97  36 463  3 5 5 !

"# $%&! &%'&"()*# + ",! "&! &%(+ -# &+ )# + ",! + -!&+ *# / 0! '&"$+ + # %(1 ! 2/ / &+ 3$# -! &%-%&4%(5 6

7889:;6<7=:>:?@6A>B9C86D>:67ECDF@:<;6G7@H6ED?I6>:DFH7?A6@H:68DE:6FB?FJ987B?6B>6

CB87@B?;6K9@6H>B9AH6LD8@JI6<7=:>:?@6CD@H856M>I6@B6N8::O6H:67889:6@H>B9AH6D86

ED?I6<7=:>:?@6:I:86D86IB96FD?56PBBQ6D@66>BE6:L:>I6D?AJ:6D?<6=BE6:L:>I6

LD?@DA:6CB7?@5MH:6EB>:6<7L:>8:6@H:6>:D8B?7?A698:<;6H:6EB>:6KDJD?F:<6@H:6

CDC:>6G7JK:FBE:6D?<6@H:6K:@@:>6H:68FB>:56

RSDECJ:T6

MH:67889:6B=6>::6@D<:6786?B@698@6GB687<:<56V7ECDF@86CBJ7F7D?8;6<BE:8@7F6WXYZ6

ED?9=DF@9>:>8;6B>:7A?6ED?9=DF@9>:>8;6H:6XY6:FB?BEI;6H:6GB>J<6:FB?BEI;6

8@>D@:A7F6DJJD?F:8;6:@D7J:>8;6GHBJ:8DJ:>8;6FB?89E:>8;69?7B?8;6GB>Q:>8;6D?<6@H:6

:SFHD?A:6B=6EB>:6@HD?6U98@6ABB<8;6K9@6DJ8B6B=6<:D8;6K:J7:=8;6D?<6F9J@9>:856MH:6

EB>:6B=6H:8:6D?AJ:86@HD@6IB96FD?6DCC>BDFH6@H:67889:6=BE;6H:6EB>:68BJ7<6IB9>6

>:D8B?7?A6D?<6@H:68@>B?A:>6IB9>6CB87@B?56

6

[9>@H:>EB>:;6<B?\@U98@698:67?=B>ED@7B?6D86@B6HBG6@H:67889:67ECDF@86B@H:>6C:BCJ:56

]>DG6JK:>DJJI6=BE6IB9>6BG?6:SC:>7:?F:6D?<6IB9>6BG?6BK8:>LD@7B?856RSCJD7?6D6

C:>8B?DJ6:SC:>7:?F:6@HD@6IB96HDL:6HD<6D?<6IB9>6BG?6:EB@7B?86=BE6@HD@6

EBE:?@56^?I@H7?A6@HD@6IB9\L:68::?67?6IB9>6FBEE9?7@I6B>6BK8:>L:<67?68BF7:@I6

FD?6K:6:SCD?<:<69CB?6@B6=9>@H:>6B9?<6B9@6IB9>6CB87@B?6B?6@H:67889:566

6

_+ *`! a! ba+ ,! c (%a!

d?F:6IB96HDL:6=?78H:<6G7@H6IB9>6F>:D@7L:6=BG;68@BC6D?<6>:L7:G676eH7FH67<:D6

G:>:6IB96DKJ:6@B6FBE:69C6G7@H6@H:6EB8@689CCB>@?A67?=B>ED@7B?f6V\86:S@>:E:JI6

7ECB>@D?@6HD@6IB96C7FQ6D?6D?AJ:6@HD@6G7JDJJBG6IB96@B6HDL:6D6@HB>B9AH6D?<6

FBEC>:H:?87L:6FBL:>DA:6B=6H:6@BC7F6B>6DKJ:56MH786786?B@6DKB9@6IB9>6C:>8B?DJ6

FB?L7F@7B?8;6K9@6DKB9@6G>7?A6D6FB?F78:6>D@7B?DJ6<78F9887B?6B=6D?67<:D56

6

g%%(! # $%! ha&(%,!

RL:>I6AD><:?6B=6<:D86A:@86G::<867?676MH:67<:D86@HD@6IB96K>D7?8@B>E:<6BL:>6

D>:6AB7?A6@B6K:6>D?<BE6C7:F:86B=6?=B>ED@7B?6B=6E7S:<6LDJ9:56iB6@H>B9AH67

E:@HB<7FDJJI6D?<6C7FQ6B9@6H:6B?:86@HD@6D>:6@H:6K:8@56MH:6K:8@6<:D86D>:68@>B?A6

CB7?@86@HD@66G7JK:6:D8I6@B6G>7:6D6=:G68:?@:?F:86B>6D6CD>DA>DCH6DKB9@5

7&%8# %! 8! 9"3+ *8/ ! :/ ";!

<=>6?@A?6B=C6DE=>6>@FG@6FHIAJ6B=C6AKI6L=FEL6?=6CJI6AEH6M=GCJ6CN=EO6=KLAEFPI6

?@IQ56RC?6B=CK6>KFEL6N=FE?J6FE6A6S=LFGAS6=KHIK56T=C6@AUI6B=CK6QAFE6FHIAJ6?@A?6

B=C6>FSM=GCJ6=EO6AEH6QCJ?6ASFLE6?@IQ6FE6A6JIVCIEGI6?@A?6>FSM=>6FE6A6JQ==?@O6

JIEJFWSI6NA?@6M=Q6N=FE?6=6N=FE?OJ=6?@A?6@I6KIAHIK6>FSL=6JQ==?@SB6M=Q6=EI6

FHIA6?=6?@I6EIX?6E6A6S=LFGAS6NA?@56YIAHIKJ6QCJ?6@AUI6A6JIEJI6=M6G=E?FECF?B6AJ6

?@IB6KIAH6B=CK6NANIK56T=C6H=EZ?>AE?6=6@AUI6A6NANIK6@A?6AQWSIJ6WAGD6AEH6

M=K?@56

6

[# 8&# ! \")&! ],3+ ,%-!

T=C6@AUI6A6S=LFGAS6S=>6=M6QAFE6FHIAJ6>F?@6>@FG@6?=6J?AK?>KFEL56^ILFE6

IXNAEHFEL6=E6?@I6FJJCIJ6FE6?@I6JIVCIEGI6?@A?6B=C6@AUI6JI?6=K6B=CKJISM6RAGI6

B=CKJISM6_=EZ?JNIEH6?==6QCG@6?QI6=E6AEB6=EI6=M6@I6FHIAJ6?@A?6B=C6AKI6

IXNAEHFEL6CN=E56T=C6>AE?6=6@AUI6?QI6M=K6ASS=M6@IQ56`ADI6JCKI6B=C6>A?G@6

B=CK6FQI56aB=C6@AUI6?>IE?B6QFEC?IJ6SIM?=6>KFI6=C?6B=CK6HIAJ6AEH6B=C6@AUI6

?IE6FHIAJO6@IE6B=C6GAE6=ESB6CJI6?>=6QFEC?IJ6NIK6HIA56?GAE6WI6A6HACE?FEL6?AJD6

?=6GKAQ6A6S=?6=M6EM=KQA?F=E6H=>E6FE6>=KHJ6FE6A6J@=K?AQ=CE?6=M6QIO6WC?66B=C6

NAGI6B=CKJISMB=C6GAE6LI?6@K=CL@6FASS66B=C6MEH6?@A?6B=C6AKI6MASSEL6WI@FEHO6

JNIIH6CN56`=UI6?@K=CL@6IAG@6FHIA6Q=KI6VCFGDSBO6JNIEHFEL6SIJJ6?QI6?=6IXNAEH6

CN=E6?@I6FHIA6FE6=KHIK6=6GA?G@6WAGD6CN56

6

bEGI6B=C6MEFJ@6IXNAEHFEL6=E6IAG@6FHIAO6L=6WAGD6?=6B=CK6WKAFEJ?=KQFEL6JIJJF=E6

CN6AW=UIO6>@IKI6B=C6>K=?I6=C?6B=CK6HIAJ56c=6A@IAH6AEH6IKAJI6?@I6FHIAJ6AJ6

B=C6>KFI6AW=C?6@IQ56d@FJ6>FSSI?6B=C6JII6>@A?6B=C6EIIH6?=6>KFI6AW=C?6EIX?O

AEH6ASJ=6ASS=>6B=C6?=6NAGI6B=CKJISMAEH6JII6>@A?6B=C6@AUI6SIM??=6G=UIK5

!

:+ &-# ! e8&83&8'$!

T=CK6FJ?6NAKALKAN@6J@=CSH6@AUI6JIUIKAS6IAJFSB6FHIE?FAWSI6MIA?CKIJ56

fFKJ?O?J@=CSH6@AUI6A6VCFGD6HIJGKFN?F=E6=K6NAKAN@KAJFEL6=M6@I6?=NFG6=K6AWSI56gJI6

B=CK6=>E6>=KHJ6?=6WKFIMSB6IXNSAFE6>@A?6@I6?=NFG6=K6AWSI6FJ6AW=C?5

234567 5 7 87 7  7 3 3 9    3 345 3 97  36 463  3 5 5 !

"# $%&! &%'&"()*# + ",! "&! &%(+ -# &+ )# + ",! + -!&+ *# / 0! '&"$+ + # %(1 ! 2/ / &+ 3$# -! &%-%&4%(5 6

789:;<=6>:?6@A:?B<68CDBEF;6>:?G6:DF;F:;6:H6A86I:DF96:G6EJB86E;<6KFL86E;6

8CDBE;EIF:;6:H6MA>6>:?6H88B6AEI6ME>56NAEI6@6>:?G6<89F@F:;6:G69:;9B?@F:;6:;6IA86

I:DF96:G6EJB8O6

PAFG<=6>:?6@A:?B<6B@I6>:?G6MGF;K6D:F;I@R56NAEI6EG86IA86SEF;6F<8E@6IAEI6>:?6

9ES86?D6MFIA68EGB8GO6PAF@6F@6>:?G6:DD:GI?;FI>6I:6:?IB;86IA86G8@I6:H6>:?G6DED8G5

TEL86E6@8;I8;9868CDBEF;F;K68E9A6F<8E6IAEI6>:?6MFBK:6F;I8;<6H?GIA8G6<8DIA6F;6

E<<FI:;EB6DEGEKGEDA@56H@:S8:;86ME@6I:6:;B>6G8E<6IAF@6DEGEKGEDA=6A8>6@A:?B<6

J86EJB86I:6K8I6E;6Q8C89?IFL86@?SSEG>R6:H6A868;IF86DED8G5

6

V"(0! WX&X3&X'$6

YE9A6:H6>:?G6@?998@@FL86DEGEKGEDA@6@A:?B<68CDE;<6?D:;6:;86:H6A86D:F;I@6B@I8<6

F;6IA86SEF;6DEGEKGEDA56Z@86>:?G6D8G@:;EB68CD8GF8;986E;<6[;:MB8<K86I:6@?DD:GI

8E9A6:H6>:?G6D:F;I@56YCESDB8@6@A:?B<6JE9[6?D68L8G>IAF;K56

6

\",*/ )-+ ",! WX&X3&X'$6

];986>:?6AEL86H;F@A8<68CDE;<F;K6?D:;68E9A6:H6>:?G6SEF;6D:F;I@=6MGED6F?D56

7?SSEGF^86MAEI6>:?6AEL86@EF<6E;<69:L8G8<6F;6E69:;9B?@F:;6DEGEKGEDA56YCDBEF;6

:;986S:G86>:?G6:DF;F:;6:H6A86I:DF96:G6EJB86E;<6_?F9[B>6G8LF8M6MA>6>:?6H88B6AEI6

ME>56`I6AF@6@IEK8=6>:?6AEL86EBG8E<>6JE9[8<6?D6>:?G6@IEI8S8;I@=6@:6IA8G86F@6;:6

;88<6I:6<:6IAEI6EKEF;56`BB>:?6EG86<:F;K6F@6G8HG8@AF;K6F;6IA86SF;<6:H6A86G8E<8G6

IA86SEF;6D:F;I@6IAEI6>:?6AEL86SE<856

6

a",b # WX,+ *!

cE;F9[F;K6MFB;:I6D?I6<:M;6E;>6S:G86M:G<@6:;6DED8G6:G6>:?56PA8G8H:G8=66@;dI

A8BDH?B56NA8;6>:?6H@I6@886IA86I:DF96:G6EJB8=66>:?G6SF;<6K:8@6E@6JBE;[6E@6IA86

DEK86:;6MAF9A6>:?6AEL86I:6MGF86>:?G6DED8G=IE[86E6<88D6JG8EIA56e:G986>:?G@8BH

I:6S89AE;F9EBB>6K:6IAG:?KA6IA86@I8D@6B@I8<6EJ:L8566

6

789:;<B>=6<:;dIK8I69B:9[6H8L8G56d@68E@>6I:6J86:L8GMA8BS8<6MA8;6>:?dG86B::[F;K6

EI6E6DEK86IAEI6<:8@;dI@88S6I:6AEL86S?9A6I8CI=IA8G86F@6E6B:I6:H6JBE;[6@DE986

H?GIA8G6<:M;=6>:?G6SF;<6F@6H?BB:H6E;<:S6IA:?KAI@6E;<6H88BF;K69:;H?@8<=6E;<6IA86

9B:9[6F@6I9[F;K6<:M;6HE@I8G6AE;6>:?6M:?B<6B[8566f:?6JGEF;@I:GS8<6H@I6@:6IAEI6

7896>?@A6?6M8=68K6:A?I6=>?=67896>?@A;<=ANC?;:A:69C8;O6:8;<=PA6?KL?F:6=86E?BA6

I8EA6D9=I56Q=?L=CFDBF;G6=>A6PAI=6:A?I6=>?=67896>?@A6MAK=?;:6ANC?;:68;6=>8IA6

KAH56R8;<=KAAM6BA67896>?@A6=86HLFA6:8H;6?;:6ANC?;:6?MM8K6789L6:A?I56

6

S#$*T& U!)%& V!%T&

J6I6E8LA6FEC8L=?;=686>?@A6?6I>8L=AL6C?CAL6>?=6I6HAMMHLFA;6?;:6HAMM

8LG?;FWA:O6>?;6?6M8;GAL6C?CAL6>?=6I6C88LM76HLF=A;6?;:6C88LM768LG?;FWA:56

XAEAEPAL6>89G>6=>?=67896HFMPA6CA;?MFWA:6K8L6?;IHALI6I>8L=AL6>?;6=>A6

LAY9FLA:6EF;FE9E6MEF=6R8;<=BAAC6HLF;G6?P89=6?6I9PZAD=69I=686?::6H8L:I6?;:6

IA;=A;DAIO6?;:6DAL=?F;M76:8;<=I=?L=LACA?=F;G6789LIAMK6[NC?;:68;6=>A6F:A?I6=>?=6

7896F:A;=FA:6F;6=>A6PL?F;I=8LEF;G6IAIIF8;6?;:6E?BA6I9LA6=>?=67896I?@A6789LIAMK

?6KAH6EF;9=AI6?=6>A6A;:6=86G86P?DB6?;:6D>ADB6789L6H8LB56

6

\A?@A6=EA6?=6>A6A;:O6?=6A?I=6>LAA6EF;9=AIO686G86P?DB6?;:6D>ADB68@AL6789L6

H8LB56XALA?:6?;:6E?BA6I9LA6=>?=6A@AL7=>F;G6789<@A6HLFA;6E?BAI6IA;IA6?;:6

K8HI56]MA?;69C6?;76ICAMM;G68L6GL?EE?L6EFI=?BAI6=>?=67896EFG>=6>?@A6E?:A56J6

7896IAA6?;7=>F;G6=>?=6;AA:I6=86PA6E8@A:6?L89;:O6I9D>6?I6?6C?L?GL?C>6=>?=6

H89M:6K6;6PA==AL6I8EAH>ALA6AMIAO6D9=6?;:6C?I=A6F=86=>?=6;AH6M8D?=F8;56^MI8O6G86

?>A?:6?;:6AL?IA6?;76PL?F;I=8LEF;G6F:A?I6=>?=67896HALA;<=?PMA6=86ANC?;:69C8;6

?;:6DMA?;69C6?;768=>AL6AN=L?;A89I6F;K8LE?=F8;6=>?=67896EFG>=6>?@A6HLFA;6=>?=6

:8AI;<=K6;=86789L6C?CAL5

6

^I67896CL88KLA?:O6E?BA6I9LA6=>ALA6?LA;<=?;76K?GEA;=I68L69;_8;I56]>ADB6K8L6

IA;=A;DAI6=>?=6?LA6=886I>8L=8L6886M8;G56K=>A6IA;=A;DA6FI6=886I>8L=688B6=86IAA6

F7896>?@A6?;6F:A;=F?PMA6I9PZAD=6?;:6@ALP56JFFI6=886M8;GO6PLA?B6F69C6F;=86=H86

IAC?L?=A6IA;=A;DAI56`?=D>689=68L6?;76aPFGb6H8L:I67896E?76>?@A69IA:56=I6

G88:6=869IA6:FKFD9M=@8D?P9M?L76H8L:IO6P9=68;M76F7896?LA6C8IF=@A6=>?=67896?LA6

9IF;G6=>AE6D8LLAD=M756c89L6C?CAL6>?I6=86PA6D8LLAD=O=:8AI;<=>?@A6=86PA6K?;D756

c89<LA6;8=6L7F;G6=86FECLAII6?;78;A6HF=>6789L6@8D?P9M?L7O69I=6789L6?PFM76=86

:A@AM8C6?;:6ANCLAII6F:A?I56