MQtsosuynghivephattri~ndfchv~nganhang TIEN MAT TRaNG.. Phattriendichv~thanhtoantrongdan ClIvaigiaiphapcabanlavi$cmanngtai khoancanhanva phathanh,sud~ngthe tin d~ng,theruttientL!d... than
Trang 1MQtsosuynghivephattri~ndfchv~nganhang
TIEN MAT TRaNG NEN KINH TE
Trangcacnamqua,ntfaCtad<;ltduqctocdQtangtruang
kinhte cao,binhquantrEm7%/nam,l<;Imphatduqckiem
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.Ngan heng~gOQi thl10ng Vi$t Nom
34
T~ em NCANtiANc- 86 3 NAM2004
Trang 2Phattriendichv~thanhtoantrongdan
ClIvaigiaiphapcabanlavi$cman)ngtai
khoancanhanva phathanh,sud~ngthe
tin d~ng,theruttientL!d<)ng, Trienkhai
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khoanca nhanduqcma t<;!icac NHTM
tangnhanhtrangcacnamganday.Nhin
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ca nuac,neunhu nam2000,t6ngso tai
khoantienguivataikhoanthanhtoancua
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100.000,thi nam2001tanglen200.000,
nam2002 lentai 500.000,va cuoinam
2003tanglenkhoang750.000tai khoan
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duqc 180.389tai khoanca nhan,nang
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hetnam2003d<;!t330,297tai khoan,vai
s6du 4.766ty dong,tang58,97%sovai
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conso ky I~c,tren130.000the,tanghan
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ky ket VaGdauthang1 nam2004.N<)i
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chuc The quoc te Master Card lahoatrangxah<)i,n<;!n tiengia, tinh "mua
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thanhto~nthetind~ng,theghinq, Day Theochungtoi, gilli phappMt trMn
trienkhaia nuacta va ?6ngvai tro nen khOngSlrd(Jngtienm?ttrlfachet,doihoi
m6ngtrongvi$cthucdaythi truongthe phaidautu cao hannCtacua h$ thong VietNam.COngtheon<)idunglienket,hqp nganhang,trL!ctiepla cacNHTM,trong tac,thedoVCBphathanhkhongchiduqc vi$cd~ym<;!nhtiepthi.tuyentuyen,quang sud~ngtronggan200mayATMcuaminh cao,hoanthi$ncongnghehi$nd<;!i,rM d~tt<;!i24 tinhthanhphova hangnghin r<)ngm<;!ngluai,t6chucgiaodjchti$nIqi, diemchapnh$nthanhtoanthetrongtoan Nhandaybaivietxinduara m<)tbat
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va rongkhaptai khachhang,trong'd6~6 duqcbietngaycacacthitrand9Cbiengiai dich'v~V-CPB.Dayladichv~thuangm<;!i phfaBacvaiVietNam,nguoidan,h<)kinh
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35
Trang 3thanhtoankhongdungtienm~t.MOtso
quydinhkhacvesu dl:mgchCrkydi$ntu,
ch([ngtCtdi$ntu,quydinhtonquytienm~t
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36
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