Bảng từ vựng tiếng anh tài chính ngân hàng

with special knowledgeChuyên gia bank lends you money to buy a house, etc.. an agreement by a government or a company to pay you interest on the money you have lent; a document containin

No Headword Part of

or an institutionthủ tiêu, bãi bỏ, hủy bỏ

This tax should be abolished

Abolition (n) the

ending of a law, a system or an institution

Abolitionist (n) a

person who is in favour of the abolition of sth

2 Authority n ɔ:’θɒrətiθɒrətiɒrəti 1 the power to give orders to

people quyền lực

2 authority (to do sth) the power or right to do sth3.official permission to do sth

4 the people or an organization who have the power to make decisions or who have a particular area of responsibility in a country or region Người hoặc tổ chức có quyền ra lệnh, nhà chức trách, nhà cầm quyền

5 the power to influence people because they respect your knowledge or official position

6 authority (on sth) a person

1.in a position of authority

2 Only the manager has the authority to sign cheques

3 It was done without the principal’s authority

4 The health authorities are investigating the problem

5 He spoke with authority on the topic

believe sth because you trust the person who gave you the information

authorization (authorisation) (n)

1.official permission

or power to do sth; the act of giving permission:

2.a document that gives sb official permission to do sth

authorize ( v) to

give official permission for sth,

or for sb to do sth

with special knowledgeChuyên gia

bank lends you money to buy a house, etc which you pay back over many years; the sum of money that is lent Chứng khoán

2 an agreement by a government or a company to pay you interest on the money you have lent; a document containing this agreementcông trái

1 high grade bond chứng

tiền lãi trả cho công ty nhà

money that is invested or is used to start a business (Vốn)

2 wealth or property that is owned by a business or a person (tư bản)

1.to set up a businesswith a starting capital

of £100 0003

2 capital assets capital expenditure (=

money that an organization spends

on buildings, equipment, etc.)

floating (working) capital

vốn luân chuyển, vốn lưu động

fixed capital tư bản bất

biến, vốn cố định

dead capital vốn ứ đọng capital expenditure chi phí

xây dựng, mua sắm trang thiết bị

6 Commercial

bank

7 Conglomerate n kɘn’θɒrətiglɒmərət a large company formed by

joining together different firmstập đoàn

a media conglomerate

conglomeration (n)

1.a ~ (of sth) (formal) a mixture

of different things that are found all together

2.the process of forming a conglomerate or thestate of being a conglomerate

v

dɪ’θɒrətipɒzɪt (n)1.a ~ (on sth) a sum of

money that is given as the first part of a larger payment (tiền đặt cọc)

2 a sum of money that is paid

by sb when they rent sth and that is returned to them if they

do not lose or damage the thing they are renting3.a sum of money that is paid into a bank account (tiền gửi ngân hàng)

(v) 1.to put money into a bank account (gửi tiền vào ngân hàng)

2 to pay a sum of money as the

1 We’ve put down a 5% deposit on the house

They normally ask you to pay £100 (as a) deposit

2 to pay a deposit

3 Deposits can be made at any branch(Verb)

1 Millions were deposited in Swiss

bank deposit tiền gửi ngân

hàng

bank of deposit/ deposit bank ngân hàng tiền gửi breach a deposit/loan

hoàn trả sớm tiền gửi/ tiềnvay, rút tiền gửi trước kỳ hạn,

cheque deposit tiền gửi chi

phiếu

credit deposit số dư tiền

gửi

deposit account tài khoản

tiền gửi có kỳ hạn, tiền gửi

first part of a larger payment;

to pay a sum of money that youwill get back if you return in good condition sth that you have rented (đặt cọc)

bank accounts

9 Deregulate v di:’θɒrətiregjuleɪt [often passive] to free a trade,

a business activity, etc from rules and controls

bãi bỏ quy định

deregulated financial markets

deregulation (n) deregulatory (adj)

[only before noun]

11 Merger n ‘mɜ: ʤǝ(r) the act of joining two or more

organizations or businesses into one

hợp nhất

a merger between the two banks our proposed merger with the university

merger (between / of A and B) | merger (with sth)

12 Mortgage N, v ‘mɔ:gɪʤ (n) a legal agreement by which

a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow(v) to give a bank, etc the legal right to own your house, land, etc if you do not pay the money back that you have

1.mortgage rates (=

of interest) a mortgage on the house

2 He had to mortgage his house

to pay his legal costs

to apply for / take out / pay off a mortgage

mortgagee(n) a

person or an organization that lends money to people to buy houses, etc

mortgagor (n) a

person who borrows money from a bank or a

borrowed from the bank to buythe house or land.

thế chấp, cầm cố

similar organization

to buy a house, etc

regularly by a government or company to sb who is considered to be too old or too ill / sick to work

Tiền trợ cấp, lương hưu(v) trợ cấp

to receive an old-age / a retirement pension

a disability / widow’s pension

a state pension

to live on a pension

to take out a personal / private pension

a pension fund pension sb 'off [usu

passive] to allow or force

sb to retire and to pay them a pension

Pensionable (adj)

giving sb the right toreceive a pension

pensioner (n) pension plan /pension scheme/ retirement plan (n)

14 Repeal v rɪ’θɒrətipi:l if a government or other group

or person with authority repeals a law, that law is no longer valid

into which a company is divided and sold to raise

shares in British Telecom

share (in sth)

money People who own sharesreceive part of the company’s profits

cổ phần

a fall in share prices

company that have been sold

2 stock prices, stocksand shares

3 government stock

18 Takeover n ‘teɪkəʊvə(r) 1.an act of taking control of a

company by buying most of its shares

2.an act of taking control of a country, an area or a political organization by force

sự tiếp quản, giành quyền kiểmsoát

1 a takeover bid for the company

takeover and merger

thôn tính và hợp nhất

Take over (v)

19 Underwrite v ʌndə’θɒrətiraɪt 1.to accept financial

responsibility for an activity so that you will pay for special costs or for losses it may make2.to accept responsibility for aninsurance policy so that you

Underwriter (n) 1.a

person or organization that underwrites insurance policies, especially for ships

will pay money in case loss or damage happens

(bảo hiểm, đảm bảo)3.to agree to buy shares that are not bought by the public when new shares are offered for sale (bao tiêu cổ phiếu)

2.a person whose job is to estimate the risks involved in

a particular activity and decide how much sb must pay for insurance

conglomerateNgân hàng đa năng

a very affluent neighborhood

no need of depositing it into account

ký phát séc quá số dư tài khoản

5

a type of personmột loại người

Players as skillful as this are a rare breed

be a breed apart=

Special, different from other

Breed (v)

the part of a cheque, ticket, etc

that you keep when you give the other part to sb else

SYN stub

(cuống)

dividend counterfoil cuống cổ tức

1.default (on sth) to fail to do sth

that you legally have to do, especially by not paying a debt(bỏ cuộc, vỡ nợ)

2.default (to sth) (especially

computing) to happen when you

do not make any other choice or change

(ngầm định)

1 to default on a loan / debt

1.default (on sth) 2.default (to sth)

Default (n)defaulter (n)

Denominate (v)

a financial transaction in which one person withdraws funds from another person's bank account

(nợ ghi trực tiếp)

an item, for example a piece of information, that is written or printed in a dictionary, an account book, a diary, etcbút toán

Single entry = bút toánđơn

Double entry= bút toán kép

damage to sb/sth

Expend (v)Expensive (adj)

go to the expense of sth / of doing sth= to

spend money on sth

put sb to the expense

of sth/of doing sth=make sb spend

money on sth

(of a document, an agreement, etc.) to be no longer valid because the period of time for which it could be used has ended

SYN run out

Hết hạn

When does your driving licence expire?

expired (adj)expiration (n)

1.to use sth well in order to gain

as much from it as possible

2 to develop or use sth for business or industry Khai thác

1 She fully exploits the humour of her role in the play

2 countries exploiting the rainforests for hardwood

2 exploit sth (for sth) Exploiter (n)

exploitation (n)exploitative (adj)exploration (n)

Fraud (n)fraudster (n)

not in use Nhàn rỗi

Idle Money= tiền nhàn rỗi

the devil makes work for idle hands (saying)

= people who do not have enough to do often start to do wrong

idleness (n)idle (v)

17 Implementation n

The act of making sth that has been officially decided start to happen or be used

Thực thi

the implementation ofthe new system

Implement (v)

Lucratively (adv)Lucre (n)

(formal) an official order given to

sb to perform a particular task

ủy nhiệm

The bank had no mandate to honour the cheque

mandate (to do sth)

payment-making mandate= ủy nhiệm chi payment-collecting mandate= ủy nhiệm

thu

Mandate (v)Mandated (adj)mandatory (n)

the time when money you have invested is ready to be paid Ngày đáo hạn

acceptance maturity record

sổ ghi ngày đáo hạn của hối phiếu nhận trả

the quality of being good and of deserving praise, reward or admiration

Giá trị

a work of outstanding artistic merit

get the job on merit Merit (v)

meritocracy (n) meritorious (adj)

that you can exchange for money

or give to another person in

exchange for money OPP negotiable

non-có thể chuyển nhượng

negotiate (v)negotiation (n)negotiator (n)

named person with the words 'ororder' after the payee's name, showing that he or she can

endorse it and pass it to someoneelse if desired

séc theo lệnh

26 On a regular

basis

in a regular mannerthường xuyên, đều đặn

the amount of money that you owe to a bank when you have spent more money than is in yourbank account; an arrangement that allows you to do thiskhấu chi

to run up / pay off an overdraft

a small book containing a record

of the money you put into and take out of an account at a building society or a bank

This valve regulates the flow of water

Regulation (n)Regulator (n)

generally thought to be sth or to have done sth, although this is not certain

SYN rumoured

được cho là

He is reputed to be the best heart surgeon in the country

reputed (to be sth / to have done sth)

Reputedly (adv)Reputable (adj)repute (v)Reputation (n)

32 Sophisticated adj having a lot of experience of the

world and knowing about

the sophisticated pleasures of city

Sophistication (n)

fashion, culture and other things that people think are socially important

sophisticate (n)

33 Standing order n

an instruction a bank account holder ("the payer") gives to his

or her bank to pay a set amount

at regular intervals to another's ("the payee's") account ủy nhiệm chi định kỳ

phân biệt, chia tách

an amount of money you pay, usually once a year, to receive regular copies of a newspaper or magazine, etc.; the act of paying this money

Thuê bao

an annual subscription subscription (to / for

sth)

Subscriber (n)subscribe (v)

(computing) a piece of equipment, usually consisting of

a keyboard and a screen that joins the user to a central computer system

thiết bị đầu cuối

Terminal (adj) Terminally (adv)

Terminate (v)Termination (n)

not being used at the moment;

never having been usedchưa được sử dụng

Use (v) use (n)useful (adj)

a service provided for the public, for example an electricity, water

or gas supply Dịch vụ

the administration of public utilities

Utilize (v)Utilization (n)

almost or very nearly, so that anyslight difference is not importantThực sự, một cách chính thức, Hầu như, gần như

Virtual (adj)

Khoản phải thu

tax accounting =

kế toán thuếmanagement accounting = kế toán quản trịfinancial accounting = kế toán tài chính

Accountant (n)Accountancy (n)

‘ædɪkwət enough in quantity, or good enough in

quality, for a particular purpose or need

SYM enoughOPP inadequateĐủ

an adequate supply

of hot water

adequate (for sth)adequate (to do sth)

Adequacy (n)Adequately (adv)

‘ædvɜ:səd’θɒrətivɜ:s negative and unpleasant; not likely to produce a good result

xấu, không tốt

adverse changeadverse effect

Adversely (adv)Adversity (n)

‘æləkeɪt to give sth officially to sb/sth for a

particular purposePhân phối, phân phát; chia phần

They intend to allocate more places

to mature students this year

allocate sth (for sth) allocate sth (to sb/sth) allocate (sb/sth) sth

Allocation (n)

installments over a period of time

Trả nợ dần

2 The deduction of capital expenses over a specific period of time (usually over the asset's life)

Khấu hao

ə’θɒrətisembl to fit together all the separate parts of

sth, for example a piece of furniturelắp ráp

OPP disassemble

Assembler (n)

‘æset a thing of value, especially property,

that a person or company owns, which can be used or sold to pay debtstài sản

the net asset value ofthe company

10

Associate adj

ə’θɒrətisəʊʃɪeɪt joined to or connected with a

profession or an organizationliên hiệp

an associate company in Japan

Associate (v) (n)Associated (adj)Association (n)Associative (adj)

‘ɔ:dɪtɪŋ officially examining the financial

accounts of a companykiểm toán

internal auditing

=kiểm toán nội

bộ external auditing

=kiểm toán độc lập

Auditor (n)Audit (n) (v)

= (Total amount of days in period

* Average amount of accounts receivables)/ Total amount of net creditsales during period

Kỳ thu nợ bình quân

13 Averse adj

ə’θɒrətivɜ:s [not before noun]

1 liking sth or wanting to do sth; not opposed to doing sth

2.(formal) not liking sth or wanting to

do sth; opposed to doing sth

1 I mentioned it to Kate and she wasn’t averse to the idea

2 He was averse to any change

1 not ~ to sth / todoing sth

2 averse to sth / to doing sth

Aversion (n)

‘bæləns ʃi:t A financial statement that summarizes

a company's assets, liabilities and shareholders' equity at a specific point in time

Assets = Liabilities + Shareholders' Equity

Bảng cân đối kế toán

bætʃ an amount of food, medicine, etc

produced at one timelô

[only before noun]

(finance) to be thought to be safe and likely to make a profit

Bookkeeper (n)

‘bɜ:dn ‘reɪt the rate with which indirect costs are

allocated to the direct costs to make these indirect costs a part of the direct cost incurred Tỉ lệ phân bố

‘steɪtmənt a financial statement that shows how

changes in balance sheet accounts and income affect cash and cash

equivalents, and breaks the analysis

statement down to operating, investing, and

financing activities

Báo cáo lưu chuyển tiền tệ

kə’θɒrətilætərəl property or sth valuable that you

promise to give to sb if you cannot pay back money that you borrow

‘peɪpə(r) An unsecured, short-term debt instrument issued by a corporation,

typically for the financing of accounts receivable, inventories and meeting short-term liabilities

Thương phiếu

kə’θɒrətimɪʃn 1 an amount of money that is paid to

sb for selling goods and which increaseswith the amount of goods that are sold

%theo số mua bán, hoa hồng2.an amount of money that is charged

by a bank, etc for providing a particularservice

Thủ tục phí

1.You get a 10%

commission on everything you sell Ç

He earned £2 000 in commission last month

2.1% commission is charged for cashing traveller’s

1.work on commission

kən’θɒrətitɪnʤənsi an event that may or may not happen

Việc bất ngờ, việc có thể xảy ra hoặc không xảy ra

Trái phiếu công ty

finance

N ‘kɔ:pəreɪt

‘faɪnæns Corporate finance is the area of financedealing with monetary decisions that

business enterprises make and the tools and analysis used to make these