ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính hợp nhất quý 2 năm 2012 td bảng cân đối kế toán

v?rng gui tai cdc TCTD kldc 2 Cho vay cac TCTD kh6c 3 Du phong rui ro cho vay cdc TCTD kltdc IV Ch[ng khofn kinh doanh I Chrmg kho6n kinh doanh 2 Dg phong girim gi6 chtrng khoAn kinh doa

NGAN HANG TIITIONG TI$I CO PHAN SdI GON - HA NQI

77 Trin llLrng Dao - Qudn Hmn Kidnr - ll?r f.loi

Brio crio tiri chinh ln;p nh6t

Quf II nnm 2012 NIAu s6: Q-02a 'l'e1 04.39423388 Fax: 021.394109212

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- - 'iidn I iLrng Dao - Qudn Iloan Ki€rn - I Ia NQi

Fax:0.1.394109,12

TD - BAo cAo LU'u cHuyEN TrEN TE - pprr - euv

B:io crio tii chinh h9l) r)hirt

I I,TJ'Ti CHTiYE\- TIi\ Tii'HOAT DO\G KINII DOANII

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, , (Tans)/Oirim cac cdng cu tiii chinh phdi sinh vd cac tai srin tdi

chirrh khac

l2 r farrgr (iiarn cac khoan cho vay khlrch hang

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l4 (TAng)/Gidm kh6c vd tdi siin hoat tl6ng

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l6 I ing ((;iarn) cdc khoan tiilr gui tien r ui cic TCTD

l7 Tang/(Giaim) ti6n gui cua khirch harrg (bao gdm ca KBNN)

, " l ang/(Ciarn) phdt hanh gi6.v to.c6 gia (ngoai trn giAy td c6 giai phht

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ro

1'ang/(Cirim) c6c c6ng cu tdi chinh phai sinh va cdc khoiirr no tdi

chinh kh6c

'l'ing/(Giam) khdc v0 cdng no hoat d6ng

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Lu'u chuy6n tidn thuin til ho4t itQng kinh doanh | '

I,T|T: CIITTYEN TIiN Tt'IIOAT DONG DAI., TTi'

Mua sir:r tai sdn co dinh

f i€n thu tir thanh l1/ nhrro-ng bdn 'I'SCD

'l'i0n chi tu thanh lj, nhuong btin TSCD (x)

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fii'n clrr ra do bdn tlranh 11 brii dong srn ddu ru (*r

Tidn chi ddu tu, gop vcin vdo cac dtrn vi kh6c

'l'idn thu ddu tu, g6p v6n vdo cdc tlon vi khdc

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Tidn thu tluoc do bdn cd phi0u ngdn qu!

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IV Lurr chuy6n tidn thuin trong kj

V 'l'i6n

vh cdc khorin tu,o'ng du.o'ng ti0n tiri thd'i tliilm dAu kj, .lJ

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THUyET MrNHnAo cAo

ti ri SFI1I

THUYET MINH I}AO CAO TAI CHINH HO? NHAT

QUY rr 2012

l Thdng tin vd ngf,n hing

T6i bd nhi6m ngdy 05 thring 5 ndm 2012

Bd nhiQrn ngdy 05 thring 05 ndm 2012

Thdnh vi6nThdnh vi6nThdnh vi6nThdnh vi€n

-l rong uram oocli

Krem Ke toan tfuong

36 77 - 'Irdn Hung Eao -

NgAn hdng Thu'ong mai C6 phAn Sdi Con-FId N6i (du6'i dAy goi tit ld "Ngan hdng") ld m6t

ngdn hhngthuongmaic6 phdn VigtNarn thdnh ldptai ntL6'c CdnghoaXd hQi ChLr rTghTa Vi€tNam

NhA nLr'6'c Vi€t Nam V6n di6u 16 cira Ngdn hdng tai ngdy 3010612012Id 4,81 5,795,410.000 ddng

(BC .rghin t6m trdm mrrd'i ldm tli bdy trdm chin lam tri6u b6n trdm bay rnuoi nghin dong;

Ong D5 Quang Hi6n

Ong Pharn H6ng Th6i

0r,o I-ha,n Ngoc Tudn

Ong Pharn Hda Binh

Ong NgLry6n Hiru Dri'c

Ban I'6ng Gi:im eliic

l'6i b6 nhi6m ngdy 05 th6ng 05 nint2012

'f6i b6 nhi6m ngity 2l thdng 5 ndm 2010

86 nhi6m ngdy 05 thring 6 ndrn 2007

86 nhi6m ngdy 01 th6ng I 1 nam 2010.

Bo nhiem ngdy l5 thdng 3 nam 20 | |

W SFIB

Ngin hdrng TMCP Shi Gdn - He Ndi

Hdi so'chinh cua Ngdn hdng dAt tai Sd 77 - TrAn HLlng Dao - Q.Hodn Kiern - Hd Ndi - Vi6t Nam

3 T,im tit cfc chinh s:ich k6 tofn chri v6u

chilc Tin dung, LuAt sira d6i vd bd sung rn6t sd cli6u trong Ludr cdc To chuc Tin dung, ciic chuiin

Kj bno c:lo vh do'n vi ti6n t6

Kj' brio ciio cta Ngdn hdng Uat Oiu til ngdy 0110412012 vd k6t thric vdo ngity 3010612012

Eo'n vi tidn t6 s[r'dung trong ghi chep ke rorin ld <tdng ViQt Nam (VND)

Jheo h€ th6ng ke todn cua Ngdn hirng, tit ca cac nghi€p vu ph6t sinh cua NgAn hdng clu'ochar,,: o6n theo nguyen te Tai thoi diern cudi n6rn, tdi sdn vd c6ng no- c6 ngu6n gdc ngoai t6 du.o-c

quy d6i sang VND theo t1i gi6 quy dinh vdo ngdy ldp bing cdn AOi te lrclitn Circ khoan rhu nhdp vdchi phf bing ngoai tC cta Ngdn hdng duo-c hach torin bing VND theo ty gid vdo ngdy phiit sinh

lCch ti giri ph6t sinh do quy d6i c6c tdi sdn vd c6ng no- khrlc bdng ngoai t€ sang VND duo-c xg ly

chf nh.

5 Chri'ng kho{n tliu tu giir tt6n ngiy tt:io h4n

Chilng khoiin no- giii'd6n ngay ddo han Id cric chu'ng khorin co kj,han co dinh vd cdc kho,'thanh toi{n c6 dinh hodc co the xac clinh duo-c vd Ban Tdng Girim cl6c c6 yi dinh vd co kha ndng giil

d6n ngdy dilo han NgAn hdng dang ghi nhQn cric chiLng khodn ndy theo gi6 gdc c6ng ldi du.thu rrirldi cho'ph6n b6 Gi6 tri phu tr6i hodc chit5t kh6u (n6u c6) cfrng dr-ro'c phan 6nh vdo gi6 tri ghi s6 cua

khoAn dAu tLr Ldi cfuo'c du'thu hodc phan bo.theo phu'ong ph6p dud'ng thdng Chri'ng khoiin clLro-c

giti'd€n khi d6o han s€ duo-c xem xet vd khi ndng giim giri Chri'ng khorin duo-c ldp dLL phdng gidm

gi6 khi giri tri thi trud'ng nho ho'n gi6 tri ghi s6 Du phong gidm gid duo-c ghi nhdn vdo brio crio ket

qud hoat ddng kinh doanh

6 Chri'ng khorin tlAu tu sin sdng aii nen

Chrhxg kho6n diu ttr sin sdng de b6n ld c6c chri'ng kho6n duo-c gifr'trong thd.i gian kli6ng .,iir

dinh tru6'c, c6 th€ du'o-c b6n ee aap irng nhu cAu thanh khoin hodc d0 rlLng ph6 v6.i trud'ng ho.p rh;r AOi tai sr6t, ti giii, hodc giri tri ohf'ng khorin Ngdn hdng dang ghi nh6n ciic chtlng khoiin ndy thco

'," sFrB

giri g6c c6ng ldi du thu trir ldi chd'phdn b6 ci6 tri phu tr6i hodc chitjt kh6u (n6u c6) cfrng drro-c

dud'ng thdng Cric chf'ng khoiin ndy duo-c d6nh giri dinh kj,theo gi6 tri thi tru'd'ng vd du phdng gi6rn

gi6 tri sC duo-c ldp khi gi6 tri thi truong nho ho'n giri tri ghi so Du phong giarn giri dr-ro-c ghi nhdn

vdo b6o cdo k6t quA hoat ddng kinh doanli

7 Chfng kho6n kinh doanh

doanh trong ngin han hodc n6u Ban T6ng Girim cl6c quy6t clinh nhu vdy Ngdn hdng clang ghi nhan

ciic chf'ng kho6n ndy theo gi6 g6c vdo ngdy giao dich Trong cdc k] ti6p theo, ciic chinrg kho6n ti6ptuc duo-c ghi nhdn theo giri g6c Tuy nhi€n, gi6 tri thi truo'ng crla c6c chfi'ng khodn v6n du'o'c NgAn

hdng theo ct6i dC cl6nh gi6 ve tna ndng giarn gi6 khi gi6 tri thi trud'ng th6p hon gi6 g5c Ngoai tru'

trud'ng ho-p kh6ng thd x6c dinh gi6 tri thi tru'o'ng rndt cdch chic chfn thi gi6 tri cr-ia chfng duo-c tfnh

dua tr€n nguydn giii sau khi trir cti t6n th6t u6'c tinh (n6u c6) Ldi hodc 16 tir kinh doanh chiLng

khorin duo-c ghi nhdn tr6n b6o c6o kt5t qud hoat cl6ng kinh doanh theo s6 thuAn.

8 Cfc khoin cho vav

Cric khoAn cho vay ngin han co k! han du6'i 1 ndm; c6c khoAn cho vay vd cho thud tdi chfnh

trung han c6 kj'han tu' I narn cl6n 5 ndm vd ciic kho6n cho vay vd cho thud tdi chinh ddi han c6 kvhan tr€n 5 ndm k6 til ngdy giAi ngdn

Vi€c phdn loqi no- vd l6p du phdng rui ro tfn dung duo-c thuc hi6n theo Quy6t dinh s6

thing 4 ndm 2007 cria Th6ng ddc Ngdn hdng Nhd nu6'c Vi6t Narn C6c khoAn cho va1, duo'c phdrrthdnh ndrn nh6m no- cdn cil Vdo tinh hinh tr6 no'vd ceic y6u to dinh tinh nhu sau:

Nltdnt l I'lo' du ti€u chudn

o CAc khodn no- trong han md NgAn hdng clinh gi6 ld c6 clir khd ndng thu h6i dAv dn ca

g6c vd ldi dring thd'i han;

dAy drl g5c vd ldi bi qu6 han vd thu h6i dAy dt g6c vd ldi dfng thoi han cdn lai:

Nhdm 2 Nq'ccin chu y

Citc khodn no, lu1 han tir' 10 ngdy ddn 90 ngdy;

Ctrc kho6n no- di6u chinh kj,han tra no- lan ctdu;

C6c khoAn no- co c6u lai thoi han tra no- trong han theo thd'i han duo-c co'c6u lai

Nhtim 3 l,,lq'dtro'i ti0u chtran

Cdc khoan no qud han tir' 9l cl6n I 80 nsav:

NgAn hing'I'MCP Shi Gdn - HA NOi

Circ khoin no- co c6u lai thd'i h4n trA no- ldn cl6u, tril ciic khodn no- di6u chinh kj, han trano- lAn diu phAn loai vdo nh6m 2;

Ciic khodn no duo-c n-ri6n hodc gi6m ldi do kh6ch hdng khdng dn kha ndng trA lai dAy dn

theo ho-p dong tfn dung:

Nltdm 4"' No nghi ngr|

C6c khoan no- qu6 han til I B I den 360 ngdy:

Circ kho6n no- co'c6u lai thoi han trir no lAn dAu qr.r6 han du6'i 90 ngdy theo tho'i hantrd no- du'o-c co c6u lai lAn dAu;

o Cic khodn no- co'cau lai tho'i han trd no- ldn thf' hai;

IYhdm 5: Nq co kha ndng nat von

Cdc khoAn no- quii han tr6n 360 ngdy;

Ciic khoin no co'c6u lai thd'i han tri no- lAn dAu quii han tir 90 ngdy tro' l6n tlieo tlroihan trd no- duo-c co c5, lai l6n dAu;

' Ciic khoAn no'co c6u lai thoi han tra no- lAn thf' hai qu6 han theo thd'i han trA

no-duoc co'c6u lai lAn thfi hai;

C6c khoan no- co' c6u lai thd'i han trd no- ldn thir ba tro' l€n, kti ci chua bi quri han

hodc dd quri han;

Circ khoin no- khoanh, no- chd' xil ly;

|SI2}}71QD-NHNN ngiry 25 thring 4 ndm2007, A6i vOi cric khodn no- qu6 han, td chrlrc tin dung

phAn loai lai vdo nh6m no- c6-rrii ro th6p ho'n khi Ng6n hdng d6nh gi6 I.d c6 di khd ndng:hu h6i dAy

di ca gdc vd ldi; vd kh6ch hdng c6 tdi li6u, h6 so ch0'ng minh c6c nguydn nhdn ldm khoAn no- ndyqud han duo-c x[r ly, kh6c phuc Ngdn hdng chir d6ng tu quy6t dinh ph6n loai c6c khoin no- vdo c6cnh6m no- rui ro cao ho-n tu'o'ng f'ng v6'i mfic dd rui ro khi x6y ra m6t trong c6c trudng ho-p sau.dAy:

Khi c6 nhrl'ng di6n bi€n b6t lo i til tric ddng ti€u cuc cl6n rn6i trud'ng kinh doanh vd

lTnh vuc kinh doanh:

C6c chiti6u tdi chfnh cia kh6ch.hdng hodc kh6 ndng trd no- cua kh6ch hdng bi su1.,giam;

Khrich hhng khong cung cdp cho NgAn hdng ciic th6ng tin tdi chinh kip thiri, dd-v cfii

vd chfnh x6c cl€ Ngdn hdng drinh gi6 kh6 ndng tr6 no- cira kh6ch hdng.

til'ns nhorn no nhu sau:

Ngfln hing TMCP Sii Gdn - He NQi

Nh6m

I 2 3

- lvlay moc, tnlel Dl

- Phuo'ng ti6n vdn tAi

- Dung cu qudn lli vd phAn rndm tin hoc

9 Tiri sin cd ilinh

fdi siur cd dinh du'o-c th6 hi€n theo nguydn gi:i tril di khdLu hao lfry k6 Nguydn giri bao g6nrtodn b6 c6c chi phi md Ngdn hdng phAi bo ra cl6 c6 duo-c tdi s6n c6 dinh tfnh d6n thoi diem clua tai

Quy6n su' dung d6t dLlo-c kh6u hao theo phuo'ng ph6p dud'ng thing phir ho-p v6'i Gi6y chrlrng

khdu hao.

Tidn vd c6c khodn tuo'ng duo'ng tidn bao g6m ti6n mdt, vdng, d6 quy, ti6n giLi thanh to6n tai

NI{NN, tfn phi6u Chfnh phri vd citc giSy td'c6 gi6 ng6n han du di€u ki6n chi6t kh6u v6.i NHNirt cric

khoin ti6n gri'i thanh toiin vd tidn giti, cho vay tai cdc td chilc tin dung khiic c6 thd'i han d6o han

CAc c6ng cu tdi chinh phrii sinh duo-c ghi nliAn tr6n bing cAn AOi f<e toiin theo gi:i tri ho-o ddng

vdo ngdy giao dich, vd sau dd duo-c d6nh giri lai theo gi6 tri ho p ly Lo i nhLrqn hodc 16 khi ciic c6ng

cu 'l I chinh ph6i sinh duo-c thuc hi6n duo-c ghi nhdn trong bdo crio k6t qua hoal d6ng kinh doanh

Lo'i nhudn hodc 16 chua thuc hi6n duo-c ghi nhdn vdo khodn rnuc ch€nh l€ch ctrinh gi6 lai cfc c6ng

cu tdi chinh phrii sinh tr6n b6ng cAn d6i k6 to6n vd duo-c ket chuy€n vio k6t qu6 hoat ct6ng kinh

doanh vdo thoi di€m cuoi narn.

* SHIT

NgAn hdng TMCP Sii Gdn - rld N6i

12 Ghi nhdn thu nhflp/ chi phi tf,i

Ngdn hdng ghi nhAn thu nhAp tu ldi vd chi phi ldi trdn biio crio ktit qua hoat d6ng kinh doanli

trdn co so'du thu, du chi

13 Ghi nhin thu nhflp tir phi vh hoa h6ng dich vu

Ngan hdng thu phf tir c6c dich vu cung cap cho khrich hdng Thu nhap til phi c6 th6 chia thdnhc6c nh6m sau:

c Ph[ tltu tit vipc cung ciip ttlch vy trong mQt thdi gian nhiit

c'ng c6p dich vu trong mdt thd'i gian nh6t dinh duo-c du thu trong sr-rdt tho.i gian d6 phf nay

bao g6rn phi quAn ly, phf nhAn iry th6c, hoa h6ng vd c6c phi li€n quan den c6p tfn dung

quan ly tdi sin, phf qudn llf danh muc vd ciic chi phi quAn ly cfing nhu phf tu vdn khric

' Phi thu tir viQc cung cdp cllch vy giuo dich: Phi phrit sinh tu vi€c ddm phrin vd rharrgia cldm phiin ciic giao dich cho m6t b6n thiL ba, vf du nhu'ddn x6p vi€c mua c6 phdn hodc

ciic loai chf'ng kho6n khiic hodc mua lai doanh nghi€p , duo-c ghi nh6n khi hodn t6t giaodich li€n quan Phf hodc m6t phdn cria khoan phi ndy c6 lidn quan d6n vi6c thu,c hi6n

'r6t

c6'g vi6c nh6t dinh s6 duo-c ghi nhdn khi hodn t6t oieu ki6n tuong f.ng

| € - n o \o = 9 r n h ct i c> tr- a r- 3 v' - rr,

bol ,{ir.l 6.;-ic' i6-j-d::1 s,R i5R RE

n\c)61 \o\ov r.iCr-9

.a O -) F\ n 6t [A r F-o\nno€

c\ <- r- a F- rO rr

\Oc.]fQ€\OO O$\OF-c{l')=

n\o6-F n O'\ ?.)

-l-I

la]o'eo\c€€\o l O\O F O l<-nc€F-ollA\O

Ngdn hdngTMCP Sdi Gdn - IIA N6i

15 Ti6n m{t, ving b4c, d:i quy

Tidn rn2if bing ngoai t€

16 Ii6n giii tai Ngin hing Nhh nuri,c

Ti6n grLi thanh toiin tai NgAn hdng Nhd nu6.c

T.:

- I len grr phong toa (ndu co)

f i6n gri'i khric

17 Ti6n, ving giri t4i c6c t6 chric tin dgng kh6c

Ti2n,,viing gfti khing kjt'hgn

- Bdng VND

nl

- lJaitg ngoat te vang

Tiin, viing giri cd kjt hgn

r':

- sang ngoal te vang

293,949,677,371131,369,301,893

30t06t2012

VND

3t/12t20t IVND222,590,479,033

2,793,93 5,909,64g

2,2i3,j96,645,417

540,039,164,23127,592,941,457,50425,262,720,057,5042,320,221,400,000

- Chrlng kho6n Chinh phri

- Chfng khodn No- do cdc TCTD kh6c trong

Du' phbng girtm gid chftng khoin kinh

- lJa nlem yet

- Chua ni6m y6t

' -,;

LLtrng l{lroon yon

- Dd ni6m y6t

^.

- Lnu'a nrem yet

Chftng khodn kinh doanh klttic:

;

- ua nlem yel

- Chua ni€m y6t

30t06t2012VND

3U12t2011VND

31,886,773,28631,886,773,296

.:36,165,293,69536.16s,293,695

31,886,773,296 36,165,293,695

19 C:ic cdng cg tii chinh phdi sinh vh cfc tiri srin tii chinh khfc

'l'6ng giu lri ctta hop d6ng (theo ty gia ngiiy hi€u ltrc' futp d6ng)

T6ng gid tri ghi s6 k€ rodn (theo ty gia t(ti ngdy lqp bao coo)

I-ai san C6ng nc2'

T4i nghy 30 th6ng 06 nim 2012

CAng c4 TC phtii sitrh tiin tQ

Giao dich kj, han ti6n t€

Giao dich ho5n d6i kj,h4n

T4i ngiry 3l thring l2 nim 201I

CAng cqt TC phtii sinh tiin tQ

Giao dlch k! han tiOn t€

Giao dlch ho6n d6i kj'h4n

I ,3 76,776,220,098 768.448,370,000 608,327,850,098

398,483,360,912 343,538,671,112 54,944,689,800

4,948,819,128 5,s28,s62,238

4,035,834,699 4,649,608,299

Cho vay chi€t khau thuo'ng phieu va ciic

giAy to'co giri

Cho thu€ tdi chinh

Cric khoin trdthay kh6ch hdng

,I ; .

Cho vay bang von thi tro- uy thac dAu tu'

Cho vay e6i vOl c6c t6 chuc cd nhdn n.uoc

ngodi

Cho vay khiic

No- cho vay duo-c khoanh vd no, chd'xu ly

30,380,921 ,228,140

49,459,171,372

283,841,675

7,294,583,180238,688.880,00020,149,377,478

28.923,4t7 ,441,80422,168,473,454

2,270,922.114

1 0,7 1 8,8 I 0,674

203,274,991,859

Ngdn hing'I'MCP Shi Gdn - Her N6i

20.1 Phin tich chft lugng ncr cho vay

\r,,

l\o- can cnu y

No- du'6'i ti6u chuAn

, ( { r\o- co Kna nang maI von

20.2.I'hin tfch du nq theo thdi gian

No ngdn han

No- trung han

No- ddi han

Clro vtry ctic TCKT

Doanh nghiOp Nhd nu6c trung uong

I)oanh nghiOp Nhd nucrc dia phuong

(-ting ty TNlll I Nha nu<rc

l)oanh nghiQp c6 v6n dAr.t tl't nudc ngodi

Kirrlr t€ tap the

28,914,953,967 ,696

1 ,006,204,281 ,594

174,779,905,323284,073,500,324

3 15,886,526,91 8

1 .093,637 444,907218,922.396.906

| 54,1 47 ,495 ,681278,343,046,891

3010612012

VND

3U1212011VND

19.260,139,787,949

6.448,585,977 ,7934,987 ,071,316,204

18,514,229,359,0966,394,821,023,',356

2,263,412

9.196,969 4.234

5 i 8.941

:13 I 195 14.703 8,4 s0,33 5

t r 5,532

29 I 61 .850 I 00.0()

Ngdn hing TMCP Sii Gdn - I{n NOi

20.4 Phin tich du nq cho vay theo nginh kinh t6

.N6ng nghi€p vd lArn nghiQp vd thuy san

COng nghidp ch6 Uien, ch6 tao

San xu6t vd phAn pn5i dien, khi d6t, nuctc

n6ng, ho'i nud'c vdL diOu hda khOng khf

Cung c6p nu6c; hoat d6ng quan ly vd xu

l! r'ric thai, nuoc rhai

Xdy dung

B6n buOn vd biin le; sua chfr'a 0 t6, md t6,

xe mdy vir xe c6 dOng co kh6c

VAn tai kho bdi

Dich vu luu trf vd 5n u6ng

Th6ng tin vd truyen thOng

- Hoat ddng tdi chinh, ngdn hdng vd bao

nlcm

Hoat d6ng kinh doanh b6t ddng san

Hoat dOng chuy€n m6n, khoa hoc vir

c6ng ngh€

Iloat dOng hdnh chinh vd dich vqr h5 trcr

IIoat d6ng cua Dang CQng san, t6 chri'c

chinh tri - xd h6i, quan ly nh?r nu6'c, an

Gido duc vd ddo ttro

Y t0 vd hoat d6ng trcr giirp xa h6i

Ngh€ thudt, vui chcri vd.giAi trf

IIoat dQng dich vu kh6c

Hoat ddng ldm thuO ciic c6ng viOc trong

ciic hO gia dinh, san xu6t san phdm vd1

ch6t vd dich vu tu ti€u dirng cua h6 gia

1,637,242 1,130,904 40,324

140,208

10,233

8.40 16.28

1.74

0.03

9.70

20.87s.3 3 3.68

0.l30.s84.41

0.05

0.t I 0.01

0.03o.r7

.0.0512.'77

0.46

0.03

3,478.762 2,676,492 5,068,771 486,452 6,195 3,301,472 5,742,949

t,553.4t8

782.871 28,032 463,209

| ,395,239 24,4s8 32,697 5.3 03 13,480 45,346 12,709 3,822,944

18s,738

3 5.3 08

12"i()9.5l

I u.0'lt.640.()2

9.21

2l .03 +.82 3.7 5

h6i bdng ngudn dtr phong

Sii ou cu5i t<y

sii ou dnu kj'

Du phong rui ro trich lAp trong kj,/ (Hodn nhAp

dq phdng trong kj,)

Du phdng gihn-r do xu' lli c6c khoAn no kh6 thu

h6i bing ngu6n du phdng

56 au'cui5t t;'

22 Chtrngkhoin tliu tu

Chrt'ng khodn Ngr

Chfing kho6n Chinh phir

Chfmg khorin No- do cric TCTD khiic trong

2,003 ,845 ,143,63716,023,903,579

I 1,688,790,000

9,022,830.000

(14,685,653,E00)12,486,554,499,731

739,000,000154,962,119,692

3,390,435,024,022

ii

,r SFIB

NgAn hdng TMCP Sii Gdn - H) NQi

22.2 Chftng khorln diu tu giir il6n ngiy d6o h4n

Cliri'ng kho6n Chinh phri

nu'6'c ph6t hdnh

Du phdng gi6m gi6 chung khoan dau tu'gifr'

cl6n ngdy d6o han

23 G6p v6n, iliu tu dii h4n

- Phin tich giri tri tliu tu theo lo4i hinh diu tu:

D6u tu vdo c6ng ty con

, -i

Cdc khoan cldu tu vdo c6ng ty li€n doanh

C6c kho6n dAu tu vdo c6ng ty liOn ki5t

".t

L ac khoan ddu tu'ddi han kh6c

Du'phong giArn gia cldu tu'dai han

334,299,000,000

(97 5,7 59,107)333,313,240,893

Cdng ty CP Cao Su Phudc Hoa

T6ng Cdng ty c6 phAn bno hi6m SHB Vinacomin

Cdng ty TNIIH Son Ldm

Cdng ty CIP 'fhny san Gcntraco v

C fCP Dau tu Tdi chinh Naut Vii't

CTCP Phit triin d6 thi khu cdng nghiQp Sl IB (SHB Land)

Kh6c

Giri g6c "h so' ; ul, si

hii'u ula goc ho.u

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