ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo kết qủa hoạt động kinh doanh quý 4 năm 2010

ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo kết qủa hoạt động kinh doanh quý 4 năm 2010

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('rit klrtllrr rr,.r rronc h.rn rnlr N3irt hrtrg lrirrh grrr lu.,iJrr kltl trirtt3 tlttt lti'i J:lr Jrr i;r

girc r i lai dirtrg thiri han:

o ( rc klrrrlrr rrrr rlur lrrrr tlrr,!i l(t r1"r, r'r Ngrr lrirrrg.lrrrrlr gir lrL iri klrr nrrrtg tlrrr Irrlicliy du g6c vir lli bi quri han vi thu tr6l aiy Au 96c vii Iai diurg thni han cdn lai:

r ( ;i kiuirtt ll(.r (lll:i Illrl tir I{r rrgir din oo rllil):

NgAn hlng l'huong mai C6 phAn Siri Gbn - IIir N6i

(lic khoan no di6u chlfi kj'han tr-d ntr l:lll cliLt:

o ( lir kltolttt lt,.r.,rr'i,t l;ri tlri,'r h.Ltt llil n(.I llrttlc ltlllttlt.,' tlloi ltlrr Jttirt rt '";irtllt.

Nhim 3 Ntr tlurii ti|tt t:ltttAtt

o ( it kh,,;rr n(., (llli hllrtir 'rI Jirr IEU rrgirr:

o (lirc khoan n,r.,, cau lai fhoi han tta ntr liin diu rrtL ure kltorrtt no Jiett ehrrth k'i lran tla

no lin cliu phiin loai vIo nhrirn 2:

(lirc khoan no dLrrc rni6n hoic giam lli clo khJrch hing kh6ng du kha niurg tra lli elil .lLrthco hop d6ng tin dung:

Nhirn ,l: No ttglti rtgt'r

Cliic khodn uir quir han til I 8l d6n 360 ngiry:

Cdc khoirn nrr co- cdu lai thcri han uii no lan dlrr qLLJ ltan dtfoi t,ll lr-rl) thco thtii han

tln rt,.r dur.rt ctr citr lai lilt tliltr:

o (liic khoiin ncv ccr c/itr lai thiri han tlii nir liin thu hai;

Nluim 5: .\,lt r r ti Alt,t tttittl tttit rritt

Cdc kl.roiin ntr qud hall tfe n 360 ugiy:

Cdc khoan n<r co c6u lai thoi han tld nrr lir diLr qLrl ltlrt tu q() IrSIJ' trlr lerl tllco tlla)i

hqtt ttt nr.t duo-c r tt ciu lai lrrr diu:

Cdc khozin no ccr cau lai thoi han tra no lin thir hai qud han thco thiri han tra nrr clLtrca(r cJLl li-lr lilll llrtI lritll

Cfc khoan ncr khoanh, no chd xu lll

lhco err1.'r Ji[h s,i l,J.l/2rto5/Ql).NllNN rr.rur ]l rlrrirrr: -l 11;1vn ll)lr5 rrr Qurit ,lirrlr ,'

lB/2007/eD NIINN ngiy 25 thdng ,l nim 2007 c16i Vrii chc khoan no quh h r tri chitc tin clLrttg

plr.rrr loai lui rrrp lhstn n(.i co rui 11, lltrjp lr(,n klri Ngrrrr ltirrr lirrlr riri li co dtr kltr ttrtrg tlrtr lr,ii .l:r1

dn ca g6c vi lIi; vir khdch hing co rri liiu ho so chLln-l rrrinh cltc nguyOn nhiitt lim khoan Irtr nl'r1'qud han clrroc xu I1i khic phuc Ngin hirng chu d6ng tu cjul'6t dinh phin loai cdc khoan nu \l() eue

th5r.n no- 1ri ro cao hon trK)ng rirtc vtii mirc dO rui lo khi xd.v ra rn6t trong cdc lruirng htrp sau dly:

Khi cri nhirng cliin bi6n bdt loi ru tirc ddng 1ii'u clrt dirr moi lrlfifn! kirllt tlo:tnlr vir

linlr l uc kinh doanh:

ttf,:i:i SFI[B

o (lirc chi tieu tij chinh cr,La khdch hirrg hoic kha naurg tril ncr ctra khltch hing bi :Lrv

!llalll:

Khirch hirng kh6n-e .r,ng ep cho Ngiur hung cric thting tin tiri chinh kip th, ir .lir ilLt

vi chirth xdc dG Ngin hirlg dirnh giir kha ning tllr rlo clra klrrich hiing

Dr,r phirng nii ro tin dgng: Vi"^c rinh du phr)ng cu th0 chLoc ciur cir tr6n cic ty 16 6p dunu chotinrg nh6m no nhu satt:

5 Ntr cti kha ndng mAt v6n l(X)%

l1i \i1l ctl dirrlr dui.rt.rlre lricn thco nguvi'rr lin lrir,li klliu lrlro lirr ki' Ngttrirr gili lrrio r',''rtt l,r.tttb6 c:ic chi phi mi Ngiu hiurg phli ho lr tlcr co Juirc tli :rn e6 tlinh tinh d6n thtri tliOrn dua lii sarr dtiviio trang thii sin sirng sir dung l'hi san co dinh tlurrc trrh khitr hao theo phutrng phip cluirng thi-rng

- Nhi clra r rit kii'rr tlLie l0 25 nirrn

- NIhy rrrric thicrt L'i 03 - 05 narn

- I)uu.q cu qLrln ly vu phrin ntiltr titt httc 03 - 0[l nnrn

Qrrlirr',rr .lrrrrg J.it Jrrie khirr hrru th.'o Pltttr,tr.: I'11;iP Lltti,ttr tlrtlt!' plru lrr,P riri (ii.ir lrrrrrl

rrhdn quydl su dung drt Quydn str dung dit vO thiri han dLrr.,e ;:hi nhln theo 1j1 s,,t rrt kh6ne rinh

k hilu hxo

10 Tiin vh cic khorin tuong duong tidn

'fr6n bii6 cixr lr-1r chuydn tii:n te tiOrr vi cic khoan ttr()us rlLfott! trirr hro r:irnt ti.rtr kirn loai qiLl'

vi clli quy ricin grii tharfi toin tai Ngin hirng Nhir ntl(ic ViLll Nrrrrr tieLt gtri khi,rrl ki lr;rn vir cti hj

han (ai ciic ngiin h)ng khic c(r thiri han dio han kh6ng quir 3 thlirlg kC tu ngiry gtti

11 Cic c6ng cg thi chinh Ph6i sinh

iil} SFIIS

Clic c6ng cu liri chillh phli sinh dr-rrrc ghi nhlin tlen billtq citl Ll'ir le t'rirl tlle .' ':iri tri ll.'P tlirrtt I itr rtcirl riro di'.1t r:t:r-ttt Jri JLt.vt rLirrh giri liri tltcu rirr lrilr'11r ly I'ri ttllttlltt hoil( li-' khi cri' i'rtl tt

tii chinh phdi sinh clurrc thttc hi"^n dtttrc ghi nhin ttonq bilo ei kir tlLtil lttrat tl'lrrsl krnh Joallll l-trir.fiulin hoic 16 chlra thuc hi6n duoc ghi nhin viro khoan rnuc chdnh lech cllinh gii lai cdc c6nq cu tit

cltinh phiii sinh trOrl barlg cin d6i k6 toin vii clucrc kit chLtvetl r rto kil (lttr h!\iit

'l'irtg trj"1' tloatlll 'icl

thoi die rn cuiri traur

12 Ghi nhin thu nh{p/ chi Phi ldi

kinh doanh 1r'en c(t so du thu du chi

l.l (ihi nhin thu nhip til phi Ii'r hoa hdng dich vu

Ngin hirng thu phi tu ci'rc tlich r Lr crrnl e ip t ho khlclr hirng 'l liu t rip tiL phi cri th6 chia thirtrh

cdc nh(rm sau:

(.lll.- (iil) uliclr rrr tlrlg ln(il llloi girrrt rrJtit rlirtlt.lLrr.rr' (lll ll)rl tllrll! 'ttirl tlt,ii ':iutl J,' l'lrt tr:rr

qu:6 ly tiri san phi tludn ly danh muc vii chc chi plrf t;urn l1 eun-u nhlr phr tLr rirt khitc

I'hi thu tit vi(c cung ciip tllch vy gitto tllch: l'hi phil sinh tir vi0c dirm phrin vi thamgil lirn ph jrr cic -ciilo dich ch,, m,lt hirr tlrir hr r i dtr rrlrtt dhn ri'p r iic tntlr ( i, nll.rll lltlit'cdc loai chirng khoin khic hoic nua lai cloanh nghiCp rlLrrie ghr nhrin klri lroirr tit giao dich

liirr tlrrurr I'lrr hrrir.rrrot phirr curr kh rrn phi Iltr t lii (Irt tt .li'rr riic ll)Lf( hi.rll tll,,l r',,I\'

vi6c nhdt dinh se dr-roc ghr nhin khi hoin tiit ditLr kitrr turtr'1 ittr-g.

.:l'rif SFIll

NgAn hing'l'huong mai C0 phin Siri Girn - ll:\ Ndi

Ti6n rnirt bang VNI)

'l'idn rnit bang ngoai te

'l'iing

ts l iGrr gdi 11i Ngin hlng Nhir n uric

'l'i6n gui thanh lodn tai Nl INN

I ten gul K ntc

T6ng

16 l'i6n, ving gri'i tqi c6c t6 chric tin dgng khic

Itilns v L\ rJ

- 13ing n,eoai t0 ving

ii::,$ 511*

NgAn hlng'I'hurrng rn4i Cd phin Sii ()irn - ll:\ NQi

17 Chrils kho6n kinh doanh

Clhirng khorin Chinh phu

- Ching khoin Ntr do circ tir chuc lirt

dung khr'rc lrong nu(ic phit hlnh

- Chirng kho/rn No do cic t6 chirc kinlt

tO lrong nuoc phdt hitilr

- (lhirng khodn V6n do citc tir chitc tirr

dung kiirc tlon,!r ntL6c ph/rt hirnh

- Chting khoirn V6n clo cltc t6 chuc

kinh tC trong nu6c phit halnh

l)g phdng giim gi6 chri'ng khofin

ll:,,,:':, SI{I|

Oho va.v chc t6 chirc kinh t6 cd nhin trong

: ttric

( ll() \lv lrirl.i \rin tiri tn.' rr) tlxi ilarr ttt

(iho va.v khic

T6ng

l'hAn tich chAt lu'r.r'ng no cho vay:

No dir (i6u chuiin

10.9 l.+.0 I 7.+70

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VNI)lt.E2-5.915.510.91S

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418,702,346,512

56,1 10,304,87610,642,626,327 ,O30

Doanh nghiep Nha nuoc trung uong

Doanh nghiep Nhd nucYc dia PhucYng

Cong ty TNHH Nhe nu'oc

Cong ty TNHH tu'nhan

C6ng ty c6 phAn Nha nuoc

COng ty co phan kh6c

Cdng ty hop danh

Doanh nghiep tu nhan

Doanh nghrep co vo'l dau lu n,ioc

0.00.r;

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9,657,554,497,335406,792,250 .06456,004,690,553609,842,454,333

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122,351,142,O15186,205,1 12,525

328,917,759,3361.392,319,001 252 3,071,61 1,812,55699,581,761,057

Cdng nghiep khai thac m6

COng nghiep che bien

SX va PP di6n khi d6t vd nuoc

Xey dqng

Thuong nghiep, sira choa xe co dong

co, mO tO, xe mdY, do dilng ca nhan

va gia dinh

Khach san va nha hang

Van tdi, kho bai th6ng tin li0n lac

Hoat dong tel chinh

Hoat dong kf'oa hoc va cong nghe

C6c hoat dong lien quan kinh doanh

tai san ve dich vu tu van

Qudn l!' nh:i nucYc va an nlnh qudc

phong (Dd1g doan the ddn bdo xi

h0i b5t budc)

Giao duc va dao tao

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567.35'1 12 1 87-1 2.22 8 rJ3 s.03 iJ.I5+

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2.656 115.506.2 l0t56.6.+5.l25.2ll

NgAn hhng Thuong mai C6 phin Siri Gdn - llil Niii

Y te va hoat ddng clru tro x6 hdi

Hoat dOng vdn ho6 thd thao

Hoat dong phuc vu c6 nhan va cong

Hoat dong dich vu tai h0 gia dinh

Hoat dong cac lci cruc va doan the

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s77.05-1.115r0.6r1.521.55t.1.881.91 | .590.15:l

Du phirng r[i ro 1in dgng

Kj'nny

56 du tlnu ki

Du pht)ng r[ri ro h ich lip trong kj / ( Floirn

nhAp du phr)ng trong kj')

I)u phirng giaim ckr xtr I]1i c:ic khoart ntr khri

thu hiri brurg ngu6n clu phirng

Ifi0u chrnh tnng/ (gidrn) khdc

56 au cuili tri

56 du ttiu Iii'

I)r-r phirn-r rui ro lrich lip tlong k j / ( I loin

rrhip drL phing trong kj )

Du phdng -eiam d.o xir lli c/rc khoiin nq khti

thr"r h6i bing ngu6n du phdng

t9.l Chrins khodn <liu tu sin sirng di bdn

I)u phirng chuug

/)r.li ilrr'llr: VNI)I)u phdng cu the52,(r69.ttti0,366

Chiurg khohn No do cdc t6 chuc

trong nuilc phdl hinh

Chung khoiin Ncr do cdc t6 chitc

nutic ph:it hiurh

b Chting khoiin Vifn

i::,,'{ SFIII

- Chirng khoiur V6n do circ td chirc tirt dung khirc

trong nrrr'r'c phit hinh

- Ohirng khodn V6n tlo cic t6 chuc kinh t6 trong

0 |

^) l/2{) I0VNI)C hinrg kho/ur Chinh phu

Chung kholn Nr1 do cdc t6 chirc tin dung

khdc trong nuic phirt hirnh

'l'6 n g

20 G6p viin diu tu' diri hirn

- l'hAn tich gi6 tri diu tu'theo loai hinh diiu tu:

l)au tu varo c6ns ty con

('ire kltolrtt ,.Llrt ttt r io \'i)tlL ly liitt Llr)irt)h

( ri khorttt Jritt ttt r iro ci'rtr 1t ;i"" * .t

Cric khoan diu tu diri han khdc