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1 Ti6n, vang gui tai cr{c TCTD khric
2 Cho vay cric TCTD khiic
3 DV phbng rui ro cho vay cric TCTD kh6c
W Chfng k&o6n kinh doanh
1 Chrng khoiin kinh doanh
2 DU phdng giAm gid chirng khorin kinh doanh
V C6c cOng cg thi chinh ph6i sinh vh c6c tAi sin tli chinh khdc
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110 120 130
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150 160
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330,413,737,905 201,663,032,841 14,2'i"2,905,96X,489 14,2t7,9Q5,96t,489
68,306,287,493 68,989,759,561 (683,1'72,068) 12,280,899,453 24,E04,474,606,810 25,086,6,s4,456, 100 (282,1'19,849,290) 9,088,E99,715,923 8,142,278,499,223 1,000.000,000,000
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19 1,309.598,823 (56,3s8,226,304)
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5,225,09X"23(;,712 2,704,882,983,839
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3.49't ,519,07A,000 3,497 ,5 rg,07Q,00a 98,000,000,000
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l(:6nr - Ha \oiFax: 04 i94 I 0942
TD - tsAC CAO n L'1tr cFluYErv TIEF{ TS " PPTT - QU-f
36o cd+ ii: ciri;i,; t:rt r Quf t ndm 201i S,iiu s6: Q-t)3a
DvT' Tel:04.19423388
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Ihu nJrAp lii vh ciic k}oan thu uhdp tuong tLr lhal duoc
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17 Tanl(Gram) riOn grii ctia khiich hhng (bao gdm c6 I(BNN)
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Ti6n chi than-h toiirl _ri6y to c6 gid dii har cci du didu ki6r
v6n tu cd vd ciic khoan v6n vay dii han khiic n ifnh v)o
3-Cd ti.rc tra cho c6 d$ng, lqi nlu6n dd chra (,r.) jg
Ti€n chi ra mua cd phiiiu ngtn qu! (,:)
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ngdy 20 thting 04 ncim 20I l
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Trang 6NgAn hing TMCP Sii Gdn - Hn NQi
THUYET MINH BAO CAO TAT CHfNI{ HOP NHAT
Quf I.2011
1, Th6ng tin vdingAn hing
Gi6y ph6p ho4t ilQng 0041-NMP ngdy 13 th6ng 11 ndm 1993
Gi6y ph6p ho4t dQng do Ngin hdng Nhd nu6c Vi6t Nam cdp
Thcri h4n ho4t dQng ctra Ng0n hdng ld 40 ndm k€ tu ngdy cAp gi6y ph6p
dAu tiOn
HQi tt6ng Quin tri
Ong D6 Quang Hitin Chir tich
Ong Nguy6n Vdn LO Uy vi0n
Ong Nguy6n Vdn Hii Uy viOn
Ong Trdn Ngoc Linh Uy vi6n
Ong Phan Huy Chf Uy viOn
Ong TrAn Thoai Uy vi6n
Ong LO KiOn Thdnh Thanh viOn dQc lflp
Ban ki6m so6t
Bd Ddm Nggc Bich Trucrng ban
Ong Nguy6n Hiru Dric Ph6 Trucrng ban
Bh Nguy6n Thi H6ng UyOn Thdnh viOn
Ong Luong Dric Chinh Thbnh viOn
Ong Bni Thanh Tdm Thdnh viOn
6ng Ph4m Hda Binh Thdnh viOn
Ban T6ng Gi6m tliic
x
't'
\
Ong Nguy6n Vdn LO T6ng Girlm d6c T6i bO nhiQm ngiy 08 th6ng 5 ndm2007
Ong Dang Trung Dfrng Ph6 T6ng Gi6m d6c Bd nhiQm ngly 01 th6ng 9 ndm2106
6ng Bii T(n Nghi Ph6 T6ng Gi6m ddc 86 nhiEm ngdy 05 th6ng 6 ndm200l
Ong L0 Ddng Khoa Ph6 T6ng GiSm d6c nO nfrigm ngly 10 thrirrg 4 nFm2009
Ph?m Vdn Thdng Ph6 T6ng Gi6m ddc Bd nhiEm ngdy 01 th6ng 11 ndm 2010
Ngo rhu Hb Ph6 T6ng Gi6m ddc 86 nhiQm ngdy t5 rh6ng 3 ndmz)tl
Ninh Thi Lan Phucrng Ki5 to6n truong nO nfrigm ngiry 27 thang 7 ndm 2008
Tr+ s& chinh SO ZZ - TrAn Hrmg Dao - Q.Ho)n Ki6m - Tp.Hi NQi - Vi€t Nam
Trang 7NgAn hing TMCP Sii Gdn - Hn NQi
2 D4c tli6m hopt tlQng cria td chrlc tin dgng
Ng0n hdng Thucrng mAi C6 phdn Sdi Gdn - He Ngi (du6i ddy ggi tdt lh "Ng0n hdng") ld mQt
ngdn hdng thucrng mai c6 phAn ViQt Nam thdnh lflp tai nudc CQng hba Xd hQi Cht nghia Vi6t Nam
vdi thdi gian hoat dQng ld 40 ndm theo 0041-NFVGP ngdy 13 thrdng 11 ndm 1993 oia Ng0n hdngNhd nudc ViQt Nam VOn itiAu 16 cria Ng0n hdng t4i ngdy 3l/3/2011 ld 3,497,519,070,000 VND(Ba nghin b6n trdm chfn muoi btty ty ndm trdm mudi chin triQu khOng tram bdy muoi d6ng)
HQi so chfnh cira Ng0n hang dat tai Sd 77 -TrdnHrmg Dao - Q.Hoan Ki6m - HA NOi - Vi6t Nam.T4i ngdy 3I/312011, Ng0n hlng c6 2250 nhdnviOn (Cu6i ndm 2010: 2022 nhdnviOn) .
3 T6m tit c6c chinh sdch k6 to6n chri v6u
ChuAn mqc vi ctrii aQ k6 to6n 6p dgng
Ng0n hdng trinh biy cdc b6o cfuo tdi chinh bing d6ng Vi6t Nam (VND) theo Ludt c6c T6chric T(n dung, Ludt sira dOi vd b6 sung mQt s6 didu trong LuQt cdc T6 chric Tin dung, c6c chuAn
mlrc kti to6n ViQt Nam vd HQ th6ng K6 to6n c6c t6 chric tin dpng ViQt Nam
K) b6o c6o vi tlcrn vi tidn tQ
vi ti6n tQ st dpng trong ghi ch6p k6 to6n lh d6ng ViQt Nam (VND).
4 Nguy6n tic ghi nhfn c6c nghiQp vg beng ngo4i t9 vi quy tl6i
Theo hQ th6ng k6 to6n cira Ng6n hdng t6t cd cric nghiQp vp ph6t sinh ctra Ngdn hdng duochach to6n theo nguyOn tQ T4i thoi di6m cu6i nAm, thi sin vd c6ng ng c5 ngudn g6c ngoai tQ duocquy d6i sang VNE theo tj'gi6 quy dinh vlo ngdy lfp b6ng cdn AOi tC to6n Cfuckhoan thu nhAp vi
l,lJ
chi phf bdng ngoai t€ cua Ngdn hhng duoc hach toi{n bdng VND theo tj, gir4 vdo ngdy phdt sinhth6ng qua giao dich mua b6n ngoai tC Ch0nh lQch tj' gi6 do d6nh gi6,lai c6c tdi khodn kinh doanhngo4i tQ duoc hach toi4n vho br{o c6o K6t qud Hoat dQng Kinh doanh vd loi nhufln e6 tai ChCnhlQch tf gi6ph6t sinh do quy d6i cdc thi sAn vi c6ng no kh6c bing ngoai tQ sang VND duoc xu lli
vdo doanh sO cua c6c kho6n mqc tucrng img trOn bdng cdn AOi tti to6n vho ngdy lflp b6o ci{o tdichfnh
Chtmg kho6n no giir dtln ngiy d5o h4n ld cr4c chimg khoan c6 kj,han c6 dlnh vb ciic khodrn
thanh to6n c6 dinh hoac c6 th6 x6c dfnh duoc vd Ban Tdng Gi6m tl6c c6 y dinh vd c6 khi ndng giirdtin ngly d6o h4n NgAn hhng dang ghi nhfln c6c chimg khor{n ndy theo gi| g6ccQng ldi du thu tru l6i cho phan b6 Gi6 tri php trQi ho4c chi6t kh5'u (n6u c6) cfrng dugc phan 6nh vho gid trf ghi s6 cirakhodn dAu tu Ldi duoc dU thu ho4c phdn bO theo phuong phrip ducrng thang Chrmg kho6n duoc
git d6n khi dr{o h4n s€ duoc xem x6t vC khi ndng gihm gi6 Chimg khodn dugc lQp dU phdng gi6m
Trang 8NgAn hing TMCP Sii Gdn - Hn NQi
gi6 khi gi6 tri thf truong nho hcrn gi6tri ghi s6 D\r phdng giim gi|dugc ghi nhfn vdo b6o cdo k6rqui ho4t <lQng kinh doanh
6 Chri'ng kho6n diu tu sin sing eC n6n
Chrmg kho6n dAu tu s8n s)ng Ae Uan ld c6c chimg kho6n duqc gifi trong thoi gian kh6ng dLn
dinh tru6c, c6 th6 dugc br4n AC Aap img nhu cAu thanh khoin hoac d€ rmg ph6 v6i trudng hqp thayd6i lai suAt, ti gi6, hodc gi6 tri chimg kho6n Ngdn hhng dang ghi nhQn c6c chimg kho6n ndy theogi6 g6c cQng l6i dF thu trri l6i chcr phdn UO Cia tri phs trQi ho{c chi6t kh6u (n6u c6) cfing duoc
ducrng thang C6c chimg kho6n nby duoc ddnh gi6dinh ky theo gi6 tri thi trudng vi dg phdng gi6m
vio b6o c5o k6t qu6 ho4t d6ng kinh doanh
Chtrng kho6n kinh doanh lb chimg kho6n ban dAu dugc mua vd nim giir cho muc dich kinhdoanh trong ng6n han hodc n6u Ban T6ng Gi6m d6c quy6t dinh nhu v6y Ngdn hdng dang ghi nhdn
c6c chimg kho6n ndy theo gi| g6c vdo ngdy giao dich Trong c6c kj,ti6p theo, c6c chimg kho6n ti€ptuc dugc ghi nhf,n theo gi6 gdc Tuy nhi€n, gil tri th! trucrng cia c6rc chimg kho6n v5n duoc Ngdn
hing theo d6i dC d6nh gid,re rura ndng giim gi6 khi gilrtri thi trucrng th6p hon gi5 g6c Ngo4i trutruong hqp kh6ng th6 x6c ilfnh gid trf thi trudng m6t c6ch ch6c chin thi gi6 tri cria chring duoc tfnhdua trOn nguyOn gi6 sau khi tru di tdn th6t udc tfnh (n6u c6) Ldi hoac 16 tt kinh doanh chimskho6n dugc ghi nhdn tron b6o c6o k6t qun hoat dQng kinh doanh theo s6 thu6n
C6c khoan cho vay ngdn han c6 k! han du6i 1 ndm; c6c khoin cho vay vd cho thuo tbi chfnhtrung h4n c6 k! h4n tir I ndm d6n 5 ndm vb c6c khodn cho vay vi cho thuO tdi chinh ddi han c6 kj.
han tr€n 5 ndm k6 tu ngdy giAi ngdn
ViQc phdn lo4i no vd lap dU phdng rui ro tin dung duoc thuc'hiOn theo Quytit dinh sO
493/2005/QD-NHNN ngity 22 thartg 4 ndm 2005 vd Quy6t dfnh s6 I8/2007/QD-NHNN ngdy 25th6ng 4 n[m 2007 cua Th6ng d6c Ngdn hang Nhb nu6c Vi€t Nam C6c khoan cho vay duoc phdnthenh ndm nh6m ng cdn cri vdo tinh hinh trd ncv vd ci{c ytiu td dlnh tfnh nhu sau:
Nh6m I: Nq du fiAu chudn
gi5c vd l5i ching thoi h4n;
dAy dri g6c vd l6i bi qu6 han vh thu h6i dAy dir g6c vd l6i dring thoi h4n cdn lai;
Nh6m 2: Nq cdn chrt i
Trang 9Ngin hing TMCP Shi Gdn - Hn NQi
o C6c khoAn ng qu6 h4n ttr 10 ngdy d6n 90 nghy:
o C6,c kho6n ng co cAu l4i thdi h4n trA ng trong h4n theo thdi h4n dugc co cAu lai
Nhdm 3: Nq dtr6i ri€u chudn
o Cdckhoin ng qu6 h4n tri 91 dtln 180 ngdy;
o Cdckhoan ng co c6u l4i thdi h4n trd ng lAn dAu, tru c6c kho6n ng di6u chinh kj'h4n trd
ng lAn dAu phdn lo4i vho nh6m 2;
o Cdckhodn no dugc mi6n hodc giim 16i do kh6ch hang kh6ng dt kha ndng tr6lAi dAy dntheo hqp d6ng tin dung;
Nh6m 4: Nq nghi ngd
c CdckhoAn ng qu6 han tir 181 dtin 360 ngiry;
o Cdc khoAn ng co c6u l4i thoi h4n tri no lAn dAu qu6 h4n du6i 90 nghy theo thoi hpntr6 no dugc co c6u l4i lAn dAu;
o Cdc khodn ng co c6u l4i thoi h4n trd no lAn thri hai;
Nh6m 5: Nq c6 khd ndng mifu v6n
o C6c khodn ng co c6u lai thdi h4n tr6 no lAn dAu qu6 h4n tir 90 ngdy tro lOn theo rhoih4n trd no duoc co c6u lai lAn dAu;
o C6c khodn no co cdu lai thdi h4n tr6 no lAn thrl hai qu6 han theo thdi h4n trA noduoc co cAu l4i lAn thri hail
ho{c dd qu6 h4n;
o C6c khoiin no khoanh, no chd xu lf;
Theo Quytit dinh s6 +SZ|ZOO5IQD-NHNN ngdy 22 thang 4 ndm 2005 vd euy€t dinh s6
l8l2007lQD-NHNN ngdy 25 th6ng4 ndm2007, eOi vOi c6c khoin ng qur{ h4n, t6 chric tin dungph6n lo4i l4i vdo nh6m ng c6 rui ro thAp hcrn khi Ngdn hdng il6nh gi6lh c6 dir khA ndng thu h6i dAy
!, " a
dti cA g6c vd l6i; vh kh6ch hdng c6 tdi liQu, h6 so chimg minh c6c nguy0n nhin ldm kho6n no nhy
qu6 h4n dugc xu l1i, khdc phUc Ngdn hdng chir dQng tU quytit dinh ph0n loai c6c khoin no vbo c6cnh6m no rui ro cao hcrn tucrng img v6i mric dQ rui ro khi xiy ra m6t trong cdc trudng hqp sau ddy:
o Khi c6 nhirng diSn bi6n bAt lqi tir t6c dQng tiOu cuc d6n mOi truong kinh doanh vdlinh vuc kinh doanh;
o Cdc chi tiOu tdi ch(nh cira kh6ch hang ho4c khi ndng tr6 ng ctra kh6ch heng bi suy gi6m;
o Khdch hdng kh6ng cung c6p cho NgAn hbng c6c th6ng tin tdi chfnh klp thoi, dAy dir
vd chinh x6c d6 Ngdn hlng drlnh gi6 khi ndng tr6 no cua kh5ch hattg
4
Trang 10Ngdn hing TMCP Sii Gbn - Hn NQi
Drp phdng rrii ro tin dgng: Vi6c tfnh dU phdng cu the duoc cdn crl tr6n c6rcty l€ r1p dung chotirng nh6m no nhu sau:
207o 507o
l00Va
10 - 25 ndm
03 - 05 ndm
06 - 10 ndm
9 Tii sin cii einn
Tdi sin cO Ainfr duqc thC hi€n theo nguy0n gir4 tru di kh6u hao lfly k6 Nguy€n gir{ bao gdmtodn bQ cr{c chi phi md Ngdn hhng phAi bo ra d6 c6 duoc t}ri s6n cO Ointr tinh d6n thoi dirSm dua tdi
san d6 vdo trang th6i s8n sdng sir dUng Tdi san cO einfr dugc tinh kh6u hao theo phucrng phdp
dulng thing Ae tru dAn nguyOn Ei6tii sdn trong su6t thoi gian hiru dung u6c tinh nhu sau:
- Nhd cira, vflt kii5n trfc
- M6y m6c, thitit bi
- Phucrng ti6n vdn tdi
- DUng cg quin l1i vd ph6n m€m tin hoc 03 - 08 ndm
Quydn su dpng d6t dugc kh6u hao theo phucrng ph6p duong thing phD hcr-p v6i GiAy chimgnhan quydn su dgng <16t quyAn su dr;ng d6t vO thoi han dugc ghi nhQn theo gi6 g6c vd kh6ng rinhkhdu hao
10 Tid;n vi cdc khoin tumrg duong tidin
TiAn vd c6c khoAn tuong ducrng tidn bao g6m ti€n m{t, vdng, dit quy, ti6n giri thanh to6n taiNHNN, tfn phi6u Ch(nh phu vd c6c gi6y td c6 grdng6n h4n du di6u ki€n chitit kh6u v6i NHNN, c6c, l
khoin ti€n grii thanh to6n vd ti6n gui, cho vay tai c6c td chuc tin dr,rng khric c6 thoi h4n dr4o h4nkh6ng qurl 3 thr{ng k6 tir ngdy gui
11 C6c c6ng cg thi chinh ph6i sinh
C6c cdng cr,r tdi chfuh ph6i sinh dugc ghi nhdn tr0n bAng c0n AOi te to6n theo gir4 tri hqp d6ngvbo nglry giao dich, vd sau d5 dugc d6tth gi|lai theo gi6 tri hqp ly Lgi nhufn hoac 16 khi cdc cong
cg tdi chinh ph6i sinh duoc thuc hi6n dugc ghi nhfn trong b6o c6o ki5t quA hoat dQng kinh doanh
Lqi nhuan hoac 16 chua thgc hi6n duoc ghi nhan vdo khoin muc ch€nh lQch d6nh giSlai c6c c6ng
Trang 11Ngfln hing TMCP Sii Gdn - Hn NQi
cu tei chinh phdi sinh trOn bAng cdn ddi k6 to6n vh duoc k6t chuyen vdo k6t qu6 hoat dQng kinhdoanh vdo thoi di6m cu5i nam
12 Ghi nhfln thu nh$p/ chi phi l6i
Ng0n hing ghi nhdn thu nhflp tu l6i vh chi phf ldi duoc ghi nhan ftOn b5o c6o k6t qua hoqt
dQng kinh doanh trOn co scy du thu, du chi
13 Ghi nh$n thu nh$p tt phi vi hoa hdng dich vqr
Ngdn hdng thu phi tu c6c dich vu cung cdp cho khrich hhng Thu nhdp ttr phf c6 thd chia thdnh
c6c nh6m sau:
cung c6p dich vq trong mQt thdi gian nh6t dhh duqc dU thu trong su6t thdi gian d6 Phi ndybao g6m ph( quin lf, phf nhfn iry th5c, hoa h6ng vb c6rc phi liOn quan d6n cAp tfn dgng,qu6n lf tdi sin, phf quAn lf danh mgc vd c5c chi phf qudn lj cfrng nhu phf tu v6n kh6c
o Phi thu tb viQc cung ciip dlch vqr giao dlch: Phiph6t sinh tir viQc d)m ph6n vb thamgia ddm phin cdc giao dich cho m6t bOn thri ba, vi dp nhu ddn x6p vi6c mua c6 phAn hoacc6c loai chimg kho6n kh6c hodc mua lai doanh nghiQp , dugc ghi nhfln khi hohn tAt giaodich liOn quan Ph( hodc m6t phAn cira khodn phi ndy c6 liOn quan d6n vi6c thuc hidn m6tcdng vi6c nh6t dinh s€ duoc ghi nhQn khi hodn t6t di6u ki6n ruong img
Trang 12€
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ool€to\o\o\ocl,ara€l,oFo\[aFF-ra\oF-€t-NNr-ooc)tttoo€ctf,J€$$(')N[ncO\l,O$$!-rt-€
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Trang 13NgAn hing TMCP Sii Gbn - Hh NQi
15 Ti6n m{t, ving b4c, tt6 quf
TiAn mpt bing VND
-.l - r J
Ti6n m4t bdng ngoai tQ
Ti6n gti thanh todn tai Ngdn hing Nhh
nudc
- t
Ti6n gui phong toa (ndu c6)
Ti6n gui kh6c
17 Tidn, virng gfri tgi c6c td chric tin dung kh6c
0r/0U20rr
VND242,023,614,804
88,390,123,101
r29,658,609,69572,012.272,000
3t/03/20rr VND
0t/0r/20rr
VND201,663,032,841 505,232,494,164
201,663,032,841 505,232,494,L64
3r/03/20tr VND
01/0t/2011VND6,044,154,399,156
5,818,949,931,r92
225,204,466,9648,168,757,563,333
.
6,498,847 ,583,3331,669,903,980,000
5,972,771,962,9395,84r,605,497 ,796I3I,166,47 5,1535,663,969,027,77g5,569,309,027 ,77894,660,000,00014,212,905,96t,489 11,636,740,990,7L7
Trang 14NgAn hing TMCP Sii Gdn - Hn NQi
18 Chring kho6n kinh doanh
Chfing khodn kinh doanh khdc
- Chua niOm ytit
Chicng khodn kinh doanh khdc:
- Dd niOm y6t
- Chua niOm y6t
3r/03/20r1 VND
68,989,759,56r6g,9g9,l59,56l
99,511,870,1099,511,970,10990,000,000,00068,989,759,561 99,511,970,109
Trang 15NgAn hing TMCP Sii Gbn - Hn NQi
19 CAc cdng cg thi chinh ph6i sinh vi c6c tii sin tii chinh kh6c
T6ng giti tri cua
hqp d6ng (theo rj,
gid ngdy hi€u luchqp d6ng)
T4i ngiy 31 th6ng 3 ntrm 2011
COng cq TC phdi sinh tiin tp
Giao dich lc! han ti6n tQ 803,886,156,164
Giao dich hodn cl6i ky han
803,886,756,164Tqi nghy 0l thdng 01 nIm 2011
C6ng cqr TC phdi sinh tiin tp
Giao dich k! han ti€n tQ 138,561,862,265
Giao dich ho6n tl6i ky han 49,902,858,800
Cho vay bdng v6n tdi tro, uy th6c ddu tu
Cho vay eOi vOi c6c t6 chuc, c6 nhOn nu6c
ngodi
Cho vay kh6c
Ng cho vay duoc khoanh vd ng chd xri lf
Tiing gid tri ghi si5 kd todn
(theo ty gid tqi ngdy lQp bdo cdo) Tdi sdn
0t/01/20rr
VND24,922,769,I17 ,652
l0
Trang 16Ngf,n hing TMCP Sii Gdn - Hn NQi
19.1 Phin tich ch6t lugng ng cho vay
r\g co Kna nang mat von
1,9.2 PhAn tich du nq theo thdri gian
No ngdn han
No trung han
Ncy dhi han
23,9r5,448,944,515791,991,439,36374,971,593,31440,409,499,719263,934,001,130
3l/03/2011
VND
0l/0r/20tr VND23,438,102,934,9J7596,554,769,93336,t59,292,94239,316,036,390265,395,559,52025,086,654,456,100 24,375,599,493,562
3t/03/2011
VND
0I/0r/2011 VND14,692,213,547 ,7gl
6,452900,960,3703,94r,539,947 ,g4g
15,670,135,513,1995,390,059,295,3403,3I5,394,695,03425,086,654,456,L00 24,375,599,493,562
19.3 PhAn tich du nq cho vay theo eiii tupg kh6ch hing vir lo4i hinh doanh nghiQp
3t/03/2011
VND 7o
0U0u20rrVNDCho vay cdc TCKT
Doanh nghiQp Nhd nudc trung ucng
Doanh nghiQp Nhi nu6c dia phucrng
Doanh nghiQp c6 v6n dAu tu nudc ngodi
Kinh tr5 tap rhi3
5,499,914,931 ,435
0 466,540,248,327
3t5,r73,339,6809,679,42s,002
Trang 17NgAn hing TMCP Sii Gdn - Hn NQi
19.4 Phin tich du ng cho vay theo nginh
3U03/2011
VND 7o
0t/0u20ll
VND Va N6ng nghiQp vb ldm nghiQp
Thuong nghiQp, sta chta xe c6 d6ng co,
m6 t6, xe m6y, tl6 dr)ng c6 nhdn vd gia <tinh
Kh6ch s4n vd nhd hhng
Vdn tii, kho bdi th6ng tin 1i0n lac
Ho4t dQng tli chinh
Hopt ilQng khoa hgc vi c6ng nghQ
Cdc hoqt <lQng liOn quan kinh doanh tii sdn
vi dich 4r tu v6n
Quan lli nhh nudc vh an ninh qu6c phdng
(Ddng, tlodn th6, ddm biio xd h6i b6t bu6c)
GiSo duc vd ddo t4o
Y t6 vd ho4t d6ng criu tro xd hdi
Ho4t itQng vdn ho6 th6 thao
Hoqt dQng phUc vU c6 nhdn vd cdng d6ng
Hopt tlQng dich v.u tai hQ gia dinh
Ho4t d6ng c6c t6 chric vd tloin tne qu6c t6
0.1'7
24.02 0.49
25,096,654,456,100 100.00 24,375,599,493,562 100.00
t2
Trang 18thu hoi bdng ngu6n dg phdng
Di6u chinh tdng/ (gi6m) khdc
trong nudc ph6t hAnh
107,732,171,1653,995,022.609
164,923,526,714
52,669,990,366II2,153,646,349
74,4L3,751,,54333,318,419,622
0I/0r/20r1
VND
3t/03/20tr VND
8,082,067,499,223950,000,000,0003,019,427,293,407
4,112,640,215,91620,21r,000,000
11,329,170,000
9,992,930,000
(13,379,793,300)
7,467,235,119,909350,000,000,0003,001,686,034,713
4,109,549,095,19620,126,000,000
11,329,170,0008,797,930,000
(L3,419,974,900)7,467,942,245,109107,732,171,165
8r0gg,ggg,715,g23
Trang 19NgAn hing TMCP Sii Gbn - Hn NQi
21.2 Chiilrg kho6n tIAu tu giir tl5n ngiy tl6o h4n
Chimg khorin Chinh phu
Chimg khodn Ng do c6c TCTD kh6c trong
nu6c ph6t hdnh
Dg phbng gitm gi6chimg kho6n dAu tu giir
dtin nghy d6o h4n
23.G6p viin, tlAu tudii h4n
- Phdn tich gi6 tri tliu tu theo lo4i hinh tIAu
DAu tu vdo cOng ty con
C6c khodn dAu tu vho cOng ty 1i0n doanh
Cr{c khodn dAu tu vdo c6ng ty li€n kdt
C6c khodn dAu tu dii han kh6c
D;r phdng gidm gi6 dAu tu ddi h4n
0U0l/20rr
VND1,000,000,000,000 1,000,000,000,000
300,000,000,000
1,000,000,000,000 L,300,000,000,000
3r/03/20rr VND
tu:
3r/03/20rr VND
COng ty CP Cao Su Phu6c Hda
COng ty CP Ph6t Tri6n An Vi€t
C0ng ty c6 phAn bdo hi€m SHB Vinacomin
COng ty CP dAu tu xay dgng LILAMA - SHB
COng ty CP th6 thao SHB Di Ning
COng ty CP Thriy siin Gentraco
Cty CP DAu tu Tii chfnh Nam Vi€t
c6ng ty cP BES An Thinh
Cdng ty CP Edu tu BDS Gentraco
C6c t6 chuc kinh t6 khric
337,999,000,000 333,389,000,000
t Vosil ura goc
600,000,000 5,200,000,000 98,180,000,000 27,859,000,000 l,000,000,000 30,000,000,000 I1,000,000,000 s50,000,000 8,000,000,000 1,500,000,000 8,000,000,000 2,500,000,000 143,500,000,000
600,000,000 0.405.200,000,000 10.40
98.180,000,000 9.8227.859.000.000 0.621.000.000.000 2.0030.000.000,000 10.00
11,000,000,000 11.00
550,000,000 I 1.00
8,000,000,000 9.901,500,000,000 |.258,000,000,000 10.00
2,500,000,000 5.00139,ooo,ooo,ooo 9.50
0.40
10.40
9.82 0.62 2.00 10.00
Trang 20N (t) t-
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