Thực trạng và giải pháp đẩy mạnh hoạt động của công ty tài chính dầu khí tổng công ty dầu khí việt nam

Cong ty tai chinh va cac hoat dong cua Cong ty tai chinh trong Tap doan kinh te.... Hoat dong cua Cong ty tai chinh trong mot so Tap doan tren the gioi va hoat dong cua Cong ty tai chinh

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BO GIAO DUC VA DAO TAO

Chuyen nganh Quan tri kinh doanh tong hop

DANH MUC CHIT VIET TAT

MUC LUC

DANH MUC CHU VIET TAT 1

PHAN MdDAU 5

CHVONG 1 TONG QUAN VE CONG TY TAI CHINH VA CONG TY TAI CHINH TRONG TAP DOAN KINH TE 7

1.1 Cong ty tai chinh va cac hoat dong cua Cong ty tai chinh trong Tap doan kinh te 7

1.1.1 Qua trinh hinhthanh, phat trien vacac loai hinhCong ty tai chinh 7

1.1.1.1 Qua trinhhinh thanh,phat trien Cong ty tai chinh 7

1.1.1.2 Phftn loai Cong ty tai chinh 8

1.1.2 Su can thietcua Congty tai chinh trongTap doan kinh te 10

1.1.3 Dac diem cua Cong ty tai chinh trong Tap doan kinh te 11

1.1.4 Nhtrng hoat dong cua Cong ty tai chinh trong Tap doan kinh te 12

1.1.4.1 Hoat dong huy dong von 12

1.1.4.2 Hoat dong tin dung 14

1.1.4.3 Hoatdong dau tu 15

1.1.4.4 Hoat dongcho thue tai san 15

1.1.4.5 Cachoat dong khac 16

1.1.5 Cac yeu td tac dong den hoat dong cua Cong ty tai chinh trong Tap doan kinh te 17

1.1.5.1 Cac yeu to tac dong thmoi trirdngvi mo 17

1.1.5.2 Cac yeu to thuoc Tap doan kinh te 19

1.1.5.3 Cac rui ro anh htrdng den hoat dong cua Cong ty tai chinh trong Tap doan kinh te 20

1.2 Hoat dong cua Cong ty tai chinh trong mot so Tap doan tren the gioi va hoat dong cua Cong ty tai chinh trong cac Tong cong ty d Viet Nam 20

1.2.1 Hoatdongcua Cong ty tai chinh trongmot so Tap doan kinhte 20

1.2.1.1 Cong ty tai chinh trong Tapdoan GM 20

1.2.1.2 Cong ty tai chinh trong Tap doanVolvo 22

1.2.1.3 Cong ty tai chinh trong Tap doan Samsung 22

1.2.2 Hoatdong cua cac Cong ty tai chinh tai Viet Nam 23

1.2.2.1 Qua trinhthanh lap 23

1.2.2.2 Tinh hinhhoat dongcua cac Cong ty tai chinhtai Viet Nam 24

1.2.2.3 Danh gia chung ve hoat dong cua COng ty tai chinh trong Tong cong ty 26

1.3 Mot so bai hoc kinh nghiem rut ra tir hoat dong cua cac Cong ty tai chinh trong cac Tap doan kinh te tren the gidi va Cong ty tai chinh trong Tong cong ty d Viet Nam 27

CIIIONG 2 II ll( TRANG HOAT DONG CUA CONG TY TAI CHINH

DAU KHI - TONG CONG TY DAU KHI VIET NAM 30

2.1 Khai quat ve Tong cong ty Dau khi Viet Nam va su ra dcri Cong ty Tai chinh Dau khi 30

2.1.1 Qua trinh hinh thanh,phat trien cuaTong congty Dau khi Viet Nam 30

2.1.2 Dac diem hoat dong san xuatkinh doanh 30

2.1.3 Ket qua dat duqc cua Tong cong ty Dfiu khi Viet Nam giai doan 1998-2002 31

2.1.3.1 Nhiing ket qua dat duqc 31

2.1.3.2 Nhiing hanche 33

2.1.4 Qua trinh ra dcri Cong tyTai chinhD&u khi 34

2.1.4.1 Su cSn thiet thanh lapCong tyTai chinhDau khi 34

2.1.4.2 Qua trinhhinh thanh va phat trien cua Cong ty Taichinh Dfiukhi 34

2.1.4.3 Cac chiicnang cua Cong ty Tai chinh Dau khi 35

2.2 Thue trang hoat dong cua Cong ty tai chinh Dau khi 35

2.2.1 Thuetrang hoat dong vdi tu each mot to chiictindungphi ngan hang 35 2.2.1.1 Hoat dong huy dong von 35

2.2.1.2 Hoat dongtin dung 37

2.2.1.3 Hoat dong dau tu taichinh 39

2.2.1.4 Hoat dong cung capcac dichvu tai chinh tien te 41

2.2.2 Thue trang cac hoat ddng quan tri cuaCong ty Tai chinh Ddu khi 43

2.2.2.1 Co cau to chiic cua Cong ty Tai chinh Dau khi 43

2.2.2.2 Congtac quan tri nguon nhan luc 45

2.2.2.3 Xay dung he thongthong tin 46

2.2.2.4 Xay dung van hoa cong ty 47

2.2.3 Danh giachung tinh hinh hoat dong cua Cong ty giai doan2000-2003 48

2.2.3.1 Ket qua dat duqc 48

2.2.3.2 Nhiinghan che va nguyen nhan 50

CHUONG 3 MOT • • SO GIAI PHAP DAY MANH HOAT • • DONG CUA CONG TY TAI CHINH DAU KHI - TONG CONG TY DAU KHI VIET NAM 58

3.1 Chien Iuqc phat trien cua Cong ty tai chinh dau khi vaTong cong ty Dau khi Viet Nam 58

3.1.1 Chienluqcphat trien cua Tong cong ty Dau khi Viet Nam 58

3.1.1.1 Muctieu chienluqc - 58

3.1.1.2 Cac muc tieu cu the 58

3.1.1.3 Nhu cau vonphuc vu viec tien hanh thuc hien cacmuc tieu cuaPV 59

3.1.1.4 Phuong hudng doi mod co che quan ly tai chinh giai doan 2001-2010 cuaPV 60

3.1.2 Dinh hudng hoat dong kinh doanh cua Cong ty Tai chinh Ddu khi 61

3.2 Nhutng giai phap chu yeu day manh boat dong cua Cong ty Tai chinh

Dau khf trong Tong congty Dau khi Viet Nam 62

3.2.1 Nhom giai phap chinh sach phat triencac hoat dong nghiep vu cua Congty Tai chinh Dlu khik 62

3.2.1.1 Chinh sach phat trienhoat dOng buy dong von 62

3.2.1.2 Chinh sach phat trien hoatd^n^^ cho vva 65

3.2.1.3 Chinh sach phat trien hoatd^^^ dan ttrtaich^^g 67

3.2.1.4 COI.O sach phat trien hoat dOnn Vicli w tti vh^nhtien te 69

3.2.2 Nhom giai phap ve quan tri 72

3.2.2.1 Hoanthien coche quan lydieu hanli 72

3.2.2.2 Hoanthien cOngtac quan tri nguon nhan luc 73

3.2.2.3 Nangcao chatluctaghoat dOngMarketing 75

3.2.2.4 Xaydung he thong thong tin hion dai 76

3.2.2.5 Xay dung van hoa cong ty 77

3.2.3 Nhom giai phap h6 trc khac 78

3.2.3.1 Thietlap he thong kiem soat, kiem toan nni bnhieu qua 78

3.2.3.2 Xay dung hethong quan tri chat lucng theo bn tieu chuan ISO 900079 3.2.3.3 Gopphfin cung vdi Tong cong ty va Ngdn hang Nha nudrc ho^nthien he thOng cac van ban phap quy , 80

3.3 Mnt so kien nghi ^.^.^ ^.^.^ ^.^.^^^^^.81

3.3.1 Doi vdiCh^n0 Phu .81

3.3.2 Doi vdi Nghn hang Nha nudc 82

3.3.3 Doi vdiTong cong ty Dlu khf Viet Nam 82

DANH MUC TAI LIEU THAM PHU LUC • • 87

PHAN M() DAU

I/Tinh cap thiet cua de tai nghien ciru

II/ Muc dich nghien curu cua luan van

va danh gia hoat dong cua cac Cong ty tai chfnh b Viet Nam hien nay, dua ra cac

V/ Ket cau cua luan van

CHVONG 1

doan kinh te

chiic tai chinh phi ngan hang khac nhu: Cdng ty bao hiem sinh mang, Cdng ty bao

sau:

- Loai thit nhat: Cac to chiic tai chinh chuyen mon do Nha nude lap hoac

- Loai hinh thft hai: Cac Cdng ty tai chinh do cac ngan hang hoac tap doan

bi

- Loai hinh thi( ba: Cac Cdng ty tai chinh do cac cdng ty san xuat, thudng

- Cong ty tai chfnh ngudi tieu dung: thuc hien cac khoan cho vay doi vdi

chia thanh:

Hoat dong chu yeu va thudng xuyen cua Cong ty tai chinh la thu hut von

thutc sau:

1.1.2 Su can thiet cua Cong ty tai chinh trong Tap doan kinh te

nganh nghe khac co kha nang sinh ldi cao Vdi su ton tai cua Cong ty tai chinh,

1.1.3 Dac diem cua Cdng ty tai chinh trong Tap doan kinh te

- Ve muc dich thanh lap: Cdng ty tai chinh trong TDKT dupe thanh lap

- Ve loai hinh sd hdu: Cdng ty tai chinh trong TDKT cd the la cdng ty

-Ve noi dung hoat dong: Cong ty tai chfnh trong TDKT thuc hien day du

- Qui mo va uy tin cua TDKT co anh hudng true tiep tdi quy mo va uy tin

nhanh hon

- Moi quan he giita Cong ty tdi chinh va cac cong ty thanh vien trong tap

1.1.4 Nhung hoat dong cua Cong ty tai chinh trong Tap doan kinh te

1.1.4.1 Hoat dong huy dong von

Ll.4.1.1 Phat hanh co phieu, trai phieu, chumg chj no

nhat dinh Chu sd hirutrai phieu co quyen duoc hudng motkhoan thu nhap co dinh

1.1.4.13 Vay td tap doan

1.1.4.2 Hoat dong tin dung

I.I.4.3 Hoat dong dau tu

\

1.1.4.4.1 Thue tai chinh

tai san va hien gia tien thue 16m han hoac gan bang gia tri tai san Co hai loai cho

1.14.4.2 Thue hoat dong

khSp va cung cap cac hang hoa thong dung Hoat dong bao thanh toan gan giong

nhu cdu

dung td'i uu cac nguon luc va thuc thi cac chien lupc, chinh sach phat trien kinh te

trien

uu the tuyet doi ve von, cong nghe tien tien, lao dong cd trinh do cao va co nhieu

1.1.5.2 Cac yeu to thuoc Tap doan kinh te

19-tren str thong nhat lqi ich kinh te cua tirngthanh vien vdi lqi ich kinh te chung cua

Tap doan kinh te

hoat dong cua Cdng ty tai chinh trong cac Tong cong ty d Viet Nam

r

I.2.I.I Cdng ty tai chinh trong Tap doan GM

nhat lien tuc cac Cong ty san xuat 6 to d Mi; ben canh do, GM con khong ngimg

I.2.I.2 Cdng ty tai chinh trong Tap doan Volvo

nam, cac dinh che tai chinh dong gop 25% tong doanh thu cua tap doan va

I.2.2.I Qua trinh thanh lap

i

+ Cong ty Tai chfnh Tau thuy la Cong ty tai chfnh trong Tong cong ty Tau

- Ve tinh hinh to chile va nhan su:

*

- Nguon von:

+ Von dieu le: Theo quy dinh cua Nghi dinh so 82/1998/ND-CP ngay

+ Von huy dong: Do cac Cdng ty tai chinh trong Tong cdng ty mdi dupe

+ Von tai tro, uy thac dau tit: Day nguon von chu yeu trong giai doan hien

- Su: dung von:

2000 ty VND chiem 50% tong tai san co (tap trung chu yeu va cac Cong ty tai

- Ve ket qua kinh doanh:

ty

Nam

1.3 Mot so bai hoc kinh nghiem rut ra tir hoat ddng cua cac Cong ty tai

Tong cong ty dViet Nam

Vai tro huy dong, quan ly cac nguon von trong tap doan: Cong ty tai

Sd hiru von cua Cdng ty tai chinh la sohuu hdn hop (nhieu chu) nhung co

Xu hirdng phat trien cua cac Cdng ty tai chinh trong tap doan: Cac Cong

true thuoc Tap doan, co chiic nang hoat ddng giong nhau nhung kinh doanh tren

Pham vi hoat dong cua cac Cong ty tdi chinh: Cac tap doan khi da phat

tu

CHVONG 2

- Trong nganh ddu khi, cac du an, cac don vi khai thac, cung cap dich vu

2.1.3 Ket qua dat dupe cua Tong cdng ty Dau khf Viet Nam giai doan 1998- 2002

2.I.3.I Nhung ket qua dat dupe

Bieu so 2.1 : San luang khai thac dau tho va khai thac khi (1998-2002)

(Nguon:Bao cao tong ket nam 2002, Tong cdng ty Ddu khi Viet Nam)

Noi dung 1998 , 1999 2000 2001 2002

- Ve tieu thu Dau khi: Toan bo san pham dau thd va khi da khai thac deu

(Nguon:Bao cao tong ket nam 2002, Tong cong ty Dau khi Viet Nam)

- Ve hoat ddng tdi chinh: Doanh thu cua hoat dong san xuat kinh doanh

2.3)

Bieu 2.3: Doanh thu, lot nhuan va nop Ngan sach nha nito'c cua Tong cong ty

Dau khi Viet Nam (1998-2002)

2.I.3.2 Nhftng han che

2.1.4 Qua trinh ra doi Cong ty Tai chinh Dau khi

2.I.4.2 Qua trinh hinh thanh va phat trien cua Cong ty Tai chinh Dau khi

ty Dau khi Viet Nam de thtrc hien cac dich vu co lien quan den viec quan ly, str

2.2.1 Thuc trang hoat dong vdi tu each mot to chute tin dung phi ngan hang

vien trong Tong cong ty, nham muc dich str dung nguon von nhan rdi mot each co

2000

Nam 2001

Nftm 2002

9 thang ddu nam 2003

(Nguon: So lieu bao cao luy ke den 3010912003, Cdng ty tai chinh Ddu khi)

-36-dang hoa cackenh huy ddng von Den nay,PVFC dang ndluc hoan tat ca hai de an

USD

ddng

ngdn han, PVFCap dung mtrc lai suat thap hornlai suat cho vay ngan han cung ky

Bieu 2.5 Mot so du an thu xep vdn thanh cong

Don vi : ty VND

(Nguon: Solieu bao cao luy keden 3010912003, Cong ty tdi chinh Dau khi)

xep cac khoan von ldn cho cac du an co nhu cftu vay von Ion vuot kha nang cung

va nhd cua cac don vi trong va ngoai nganh Den nay hoat dong nay da di vao on

cac chiing tir cogia trong nam 2002 la36,6ty VND, udc nam 2003 la 80ty VND.

USD

2.2.I.4 Hoat ddng cung cap cac dich vu tai chinh tien te

hudng doi vdi loai hinhnghiep vu nay, so khach hang dan dupe cung cap dich vu la

PVFC

2.2.2 Thuc trang cac hoat ddng quan tri cua Cdng ty Tai chinh Dau khi

luc)

khach hang, quan ly tai san tien vdn, phan tich kha nang sinh lqi nham dam bao

dong cac nguon vontrong va ngoai Tong cong ty dam bao ke hoach kinh doanh cua

2.22 2. Cong tac quan tri nguon nhan luc

ty chu yeu la em can bp trong PV, thong tin tuyen dung vdn han che trong noi bo

suf dung trang web lam cong cu tuyen truyen quang ba hinh anh PVFC vdi ban

Cdng ty

2.2.2.4 Xay dung van hoa cdng ty

i

hoat ddng nhlm xay dung van hoa cong ty nhu: xay dung Bdc tudng truyen thong,

Nam 2000

Nam 2001

Nam 2002

9 thang ddu nam 2003

(Nguon: Bao cao tdi chinh2001 ,2002, Cong ty tdi chinh Ddu khi)

co su bien dong tuong ting, ngudn von tu co nam2001 chiem tdi 28% nam 2001 da

Bieu 2.7 : Cac chi tieu thu ’ c hien cua PVFC so vdi ke hoach

Thuc hien

Ke hoach

Thuc hien

Ke hoach

Vfic thuc hien

(So lieu bao cao luy ke don 30/09/2003, Cong ty tai chinh Dau khi)

chiem 27%

Danh.gia chung : Giai doan 2000-2003, hoat dong cua PVFC thng budc

tieng vang trong ca nude vdi y nghia chinh tri la PV da trdthanh doanh nghiep Nha

2.2.3.2 Nhiing han che va nguyen nhan

- Ve chat luffng cac hoat dong cua cong ty:

quoc doanh ddn den con nhieu van de phai giai quyet khi pham vi huy dong vdn

cham

- Ve co cau td chuc: md hinh to ch tic cuaCdngty mac du da dap ung duoc

quoc

- Tru sd cua Cong ty hien nay vdn phai di thue, dieu nay mot mat lam tang

- Ve nguon nhan luc: doi ngu can bo vdn lung tung trong cong vice va

- Ve hoat dong marketing: cong tac marketing con nonkem, chua ddng bo,

ty trite tiep thu xep von, cac du an khac do cham tien do trien khai lam anh hudng

- Ve he thong thong tin: Hatang truyen thong trong Cdng ty con han che,

- Ve vdn hod PVFC: Mac du dat duqc nhung ket qua nhat dinh trong giai

- Ve hoat dong kiem soat noi bo: Mac du bo phan kiem soat noi bo duqc

- Cac ton tai khac Viec sira doi hoan chinh cac thu tuc tin dung, cac mlu

2.2.3.2.2 Nguyen nhan

2.2.3.2.2.I Nguyen nhan khach quan

- Doi vdi hoat dong huy dong vdn: Cdng ty chi dupe nhan tien giri co ky

khan

- Ddi vdi viec cho vay: Thuc te cho vay cua PVFC hien nay chiem ph Inldn

- Ddi vdi vdn de dong tdi tren Theo Quyet dinh sd 154/198/QD-NHNN

moi dong tai tro trong khi Cong ty co day du kha nang diing ra lam to chiic tin

- Doi vai hoat ddng dau tu: Tai Quyet dinh sd 492/2000/QD-NHNN ngay

b Mdi trudng kinh doanh dich vu tai chfnh

i

tytai chinh khac, PVFC chua cd duoc niem tin cuaca ngudi cung cung nhungudi

vao hoat dong dieu hanh cua PVFC the hien quaviec PV quyet dinh va phe duydt

2.2.3.2.2.2 Nguyen nhan chu quan

CHlTONG 3

3.1.1.1 Muc tieu chien luge

3.1.1.2 Cac muc tieu cu the

- Hinh thanh khu cdng nghiep loc hoa ddu Dung Qudt, bao dam chdt lupng

nghe;

3.I.I.3 Nhu cau vdn phuc vu viec tien hanh thuc hien cac muc tieu cua PV

Bieu so 3.1: Tong hop nhu cdu vdn dau tuphat trien Tong cdng ty Ddu

khi Viet Nam giai doan 2001-2010

Dem vi: ty USD

Cac hoat ddng Tong cdng |

TKTD va khai thac

Van chuyen

Che bien san pham dau khi Khac

(Nguon: Chien luoc tai chinh cua PV den nam 2010, Tong cdng ty Ddu khi Viet Nam)

Bieu 3.2 Nhu cau va co cau von phuc vu viec phat trien cua PV

Dan vi: ty USD

Noi dung Tong

so

Dau tu nude ngoai

Dau tu cua PV

Chia ra Dau tu tir loi

nhuan de lai

Vay tren thi trudng tai chinh

Phat hanh

CP trong nude

(Nguon: Chien luac tai chinh cua PV den nam 2010, Tdng cdng ty Ddu khi Viet Nam)

3.1.1.4 Phuong hudng doi mdi co che quan ly tai chfnh giai doan 2001-2010

Da dang hoa sd huu ve vdn:

Da dang hoa so huu ve vdn ben canh da dang hoa sb huu ve nganh nghe

Xay dung mot quy che tai chinh tang tinh tu chu

3.1.2 Dinh hudng hoat dong kinh doanh cua Cdng ty Tai chinh Ddu khi

- PVFC can phat huy the manh cua nganh, phat huy duoc sue manh tong

Dau khi trong Tong cdng ty Dau khi Viet Nam

3.2.1 Nhom giai phap chinh sach phat trien cac hoat dong nghiep vu cua

Cdng ty Tai chinh Dau khi

vien trongPV, cung nhtf nang cao dirge vai trd cua PVFC trong vai trd mot to chiic

3.2.1.1.

3.2.I.I.2 Tang cudng huy dong vdn th cac to chiic tai chinh tin dung trong

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