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Through the given data, it can be seen that the assets of Hanwha Vietnam and Generali Vietnam tend to increase slowly in the period 2017 2021 (from VND 3 6 trillion to VND 13 5 trillion for Hanwha, an.

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Through the given data, it can be seen that the assets of Hanwha Vietnam and Generali Vietnam tend to increase slowly in the period 2017-2021 (from VND 3.6 trillion

to VND 13.5 trillion for Hanwha, and from VND 3.9 trillion for Hanwha) VND to 12.6 trillion VND for Generali Vietnam) Aviva's assets also increased slowly with 2 businesses, and even Aviva's assets are among the lowest of the 4 mentioned insurance companies

Figure 1.5: Total assets of Aviva and other companies in 2017-2021

(Source: Aviva’s Annual Report, Hanwa Life Vietnam’s Annual Report, Generali

Vietnam’s Annual Report and Sun Life’s Annual Report in 2017-2021)

As for Sun Life Vietnam insurance, although total assets decreased slightly around 2017-2019, in the period 2019-2021 the company's assets increased quite strongly This proves that Aviva has been in a difficult position when total debt is close to total assets, making the company's liquidity worse than ever, especially in the context of the pandemic COVID-19 is full of difficulties

2.2.2.3 Equity of Aviva Vietnam

Table 2.4: Total equity of Aviva and other companies in 2017-2021

Unit: million VND

Aviva Vietnam 1,753,495 1,515,174 1,384,377 1,373,452 1,629,815

Hanwha Life Vietnam 4,083,829 3,924,447 3,684,357 3,283,112 460,914

Generali Vietnam 2,755,761 2,273,692 1,642,098 1,235,508 906,162

Sun Life Vietnam 13,376,298 12,721,056 4,055,796 1,167,407 1,109,834

(Source: Aviva’s Annual Report, Hanwa Life Vietnam’s Annual Report, Generali

Vietnam’s Annual Report and Sun Life’s Annual Report in 2017-2021)

According to the data in the table, it can be seen that Aviva Vietnam's equity has almost

no significant growth, decreased slightly in the period from 2018 to 2020 Generali

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Vietnam's numbers are similar to Aviva Vietnam's, but Generali's equity in 2017 is smaller

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