UNITED BANK OF INDIA RATES AT A QUICK GLANCE AS ON 23.04.2012 DEPOSIT ACCOUNTS. ppt

ATM/ Debit Card inclusive of service tax Issuance of Primary Card NO CHARGE.. Issuance of ad-on-card joint account holder Rs.113/- Annual Fee first year No Charge Annual Fee second year

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UNITED BANK OF INDIA ANNEX-III

RATES AT A QUICK GLANCE

AS ON 23.04.2012 DEPOSIT ACCOUNTS

Savings Bank A/C

Normal Senior

Citizen

Book :Rs.500/-Without Cheque Book : Rs.50/-

With Cheque Book

:Rs.500/-Without cheque book:Rs.100/

-With Cheque Book :Rs.500/-Without cheque Book

a With cheque book facility 4% 4%

b Without Cheque Book

facility

B Non-Resident

Term Deposit A.Domestic Rate of Interest w.e.f 19.11.2012

Period of Deposit Other than senior citizen Additional Rate for Senior Citizen

B Non Resident Accounts

a NRO (all maturities)

Period of Deposit Other than senior citizen Additional Rate for Senior Citizen

5 Years and above

b NRE (All maturities

1 year to less than 2 years 8.75 w.e.f 19.11.2012

2 years to less than 3 years 8.75 w.e.f 19.11.2012

3 years to less than 5 years 8.75 w.e.f 19.11.2012

5 years and above 8.75 w.e.f 19.11.2012

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FCNR(B)

Rate of Interest w.e.f 01.11.2012

1 yr & above but < 2 yrs

2 yrs &

above but <

3 yrs

3 yrs &

above but

< 4 yrs

4 yrs &

above but

< 5 yrs

years.(max)

LOANS Base Rate

:10.45%

w.e.f

23.04.2011

Rate of Interest With effect from 23.04.2012

Processing Charge

1.Housing

Loan

Upto Rs

25.00lac

Above Rs

25 Lac &

Upto Rs

30 LAC

Above Rs 30 LAC and Upto Rs 75 lac

Above Rs 75 Lac &

upto Rs 150 Lac

0.5%

Floating

Category

No fixed rate category with effect from 16.02.2011

2.Personal

Loan

1% a) Consumer

Durable Loan

BR+6%i.e.16.45%

for individual

BR+5.5%i.e.15.95%

For individual with 50% collaterisation

b.Senior

Citizen Loan

scheme

c.Personal

Loan Scheme

BR+6%i.e.16.45%

d.Personal

pensioner

BR+4.75%.i.e.15.20%

3.Veheicle

Loan

Repayment upto 3 years

Repayment over 3 years

0.5% A.Two

wheeler loan

BR+1.80,i.e.12.25% BR+2.30,i.e.12.75%

b Three

wheeler loan

BR+1.80,i.e.12.25% BR+2.30,i.e.12.75%

c For new

car

BR+1.80,i.e.12.25% BR+2.30,i.e.12.75%

d.For Old

Cars

BR+3.30,i.e.13.75% BR+3.80,i.e.14.25%

% 4.Education

al Loan

Repayable in 5 to 7 years after moratorium

Repayable

in 5 to 7 years after moratorium

For studies in India

13.20%

For studies in abroad For girl students:0.50% concession from card rate

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CHARGES(updated upto 20.04.2012) Fee based services

1 Locker Rent (inclusive of service charges)

Lock

er

type

Dimension of locker

units

M

Rs

U

Rs

SU

Rs

Rural

Rs

D 1337 cu Inches 1400/- 1250/- 1250/- 1200/-

E 1878 cu Inches 1600/- 1450/- 1450/- 1400/-

F 2644 cu Inches 2300/- 2000/- 2000/- 1950/-

G 2766 cu Inches 2600/- 2300/- 2300/- 2250/-

H 3987 cu Inches 3000/- 2800/- 2800/- 2750/-

H1 1828 cu Inches 1600/- 1450/- 1450/- 1400/-

L 6297 cu Inches 4900/- 4500/- 4500/- 4450/-

Circular no O&M/SC/3/OM-041/12-13 dated 20.04.2012

2 ATM/ Debit Card (inclusive of service tax)

Issuance of Primary Card NO CHARGE

Issuance of ad-on-card (joint

account holder)

Rs.113/- Annual Fee (first year) No Charge

Annual Fee (second year

onwards)

Rs.113/- Cash withdrawal from UBI

ATMs ( No limit)

No Charge Cash withdrawal from other

Bank ATMs ( 5 per month

FREE)

Rs.20/-

No minimum balance limit/annual/duplicate card/Re-PIN charges for UBI employees

3.Issuance of Demand Draft (inclusive of service Tax)

Upto Rs.10,000/- Rs.41/-

Above Rs.10,000/- Rs.4.50 per thousand or part thereof, Minimum

Rs.50/- Maximum Rs.15000/- For Pensioners/Senior Citizens/Students :10%

rebate on the service charges will be allowed

Circular no O&M/SC/3/OM-041/12-13 dated 20.04.2012 w.e.f 01.04.2012 4 Issuance of Pay Order/Bankers Cheques, inclusive of service tax

Upto

Rs.100,00/-

Rs.42/- Above

Rs.100,00/-

Rs.4.50 per thousand or part thereof Minimum Rs.50/- For Pensioners/Senior citizens :10% rebate will be allowed

Circular no O&M/SC/3/OM-041/12-13 dated 20.04.2012 w.e.f 01.04.2012

5 Cancellation of Demand Drafts./Pay Orders (inclusive of service tax)

Cancellation

Charges of

Demand Draft

Rs.102/- per instrument

Cancellation

Charges of

Pay Orders

Rs.102/- per instrument

w.e.f 01.04.2012

6 Issue of duplicate Pay Order (in lieu of lost instruments) inclusive of service tax

Upto Rs.1,00,000/- Rs.77/- per instrument

Above Rs.1,00,000/- Rs.153/- per instrument

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7 Issue of duplicate Draft (in lieu of lost instruments) inclusive of service tax

Upto Rs.1,00,000/- Rs.76/- per instrument

Above Rs.1,00,000/- Rs.152/- per instrument

8 Revalidation of Demand Draft inclusive of service tax

Upto Rs.1,00,000/- Rs.102/-

Above Rs.1,00,000/- Rs.152/-

9 Revalidation of Pay Order inclusive of service tax

Upto Rs.1,00,000/- Rs.102/-

Above Rs.1,00,000/- Rs.153/-

10 Charges of Remittance through RTGS( inclusive of service tax.)

Rs.1.00 to below Rs.2.00 lac No RTGS facility

Rs.2.00 lac to Rs.5.00 lac Rs.29/-

11.Charges of Remittance through NEFT ( inclusive of service tax.)

Above Rs.1.00 lac to Rs.2.00 lac Rs.18/-

Circular No O&M/SC/7/OM-0192/12 - 13. dated 18 Jun

2012

12 Issuance of Cheque Books.(Non-individuals) inclusive of service tax

Savings Bank (MICR) Rs.4.00 per Cheque leaf

(One cheque book of 20 leaves free

in a calendar year) Current Deposit/OD/CC

(MICR)

Rs.4.00 per cheque leaf

No free cheque Book

Circular No.O&M/SC/3/OM-041/12-13 dated 20.04.2010

13 Issuance of Cheque Books.(individuals) inclusive of service tax

Individuals Pensioners Senior Citizens Savings Bank

(MICR/Non-MICR

Rs.3.00 per cheque leaf(one cheque book of

20 leaves free in

a calendar year

20 leaves free in

a calendar year

30 leaves free in

a calendar year Current

Deposit/OD/CC

(MICR/Non-MICR

Circular No.O&M/SC/3/O M-041/12-13 dated 20.04.2010

14 Return of Inward Clearing Cheques /Non-individuals (inclusive of service tax)

Return of inward clearing

cheques

Rs.153/- per instruments Circular

No.O&M/SC/3/OM-041/12-13 dated 20.04.2010

15 Return of Inward Clearing Cheques/ Individuals (inclusive of service taxes)

: Rs.102/- per instrument

For Pensioners, Senior Citizens, rebate of 10% in total is allowed

Return of

inward

clearing

cheques

(individual)

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16 Return of Outward Clearing Cheques (inclusive of service taxes)

Local cheques Rs.102/- per instrument +

other Bank charges for local cheques

Outstation Cheques Rs.153/- per instrument +

Other Bank charges for OCC

17 Outstation Cheques.

Revised OCC charges in the line of RBI directive, effective from 01.04.2011

Value Service Charge from all customers(all inclusive, maximum amt chargeable to

customer)excluding service tax

Upto and including

Rs.5000/-

Rs.25/- +service tax at 12.36% At present Rs.28/- Above Rs.5,000/- and upto

and including Rs.10,000/-

Rs.50/-+service tax at 12.36%.At present Rs.56/-Above Rs.10,000/- and upto

and including Rs.1,00,000/-

Rs.100/- + service tax at 12.36%.At present Rs./-112/-Above Rs.1,00,000/- Rs.150/- + service tax at 12.36%.At present Rs.169/-

18 Issuance of No-dues/No objection Certificate(inclusive of service tax

Individuals : Rs.56/- per certificate

Non-Individuals : Rs.112/- per certificate Individual Rs.112/- Individual Rs.75/-

Non-Individual

Rs.169/-

Non-Individual

Rs.112/-

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